QCA.news - Quad Cities news and view from both sides of the river

Wednesday, June 10th, 2026
	A summary of todays storms With two separate rounds of severe storms, we saw a lot of activity with heavy rain and strong thunderstorm winds. Some areas are still being hit with flash flooding tonight from more heavy rain and we saw severe thunderstorms that were generating winds of close to 80 mph.
	New Ollie's discount store opening in Davenport The store will open to bargain hunters on Thursday, June 18. It's located in Davenport's Village Shopping Center in the former JoAnn Fabrics location.
	Moline supportive housing complex breaks ground The Moline Housing Authority broke ground on the Parkview Apartment Complex, thanks to the former landowner offering up his property.
	Opioid overdose deaths decline in Rock Island County, but challenges remain Rock Island County has recorded 57 opioid overdose deaths since 2020. Health professionals say prevention efforts are helping, but risks remain.
	Davenport City Council votes to extend services with Humane Society of Scott County Animal control and sheltering services has been a hot topic in Davenport since early this year.Some contracts to change the way Davenport manages its animal control services were approved by the Davenport City Council. City council approved a deal to extend the services with the Humane Society of Scott County. The city is set to [...]
	Groundbreaking takes place for Moline affordable housing project Property in Moline that once belonged to area realtor Rick Simpson will be part of the second phase of an affordable housing project. City leaders hosted a groundbreaking ceremony for the project at the site of a home from the late-1800s. Some historic items were salvaged from it. The spot right across from Kiwanis Park [...]
	Driver hospitalized after car strikes home in Davenport The passenger of the vehicle was also transported to a local hospital for evaluation of non-life-threatening injuries.
	Culver’s barn in Beaver Dam destroyed after storms The iconic blue Culver’s barn in Beaver Dam was severely damaged after strong storms on Wednesday.
	‘Very concerning,’ Sen. Grassley calls higher inflation Sen. Chuck Grassley said that he is concerned about the rising inflation rate but still believes that it will fall after the war with Iran ends.
	A flood watch in effect as more storms move in tomorrow After being hit with a round of strong and severe storms for today that has caused some flash flooding and strong winds, we are not drying out yet. Another round of strong to potentially severe thunderstorms is expected tomorrow morning that will linger through tomorrow evening. A flood watch will remain in effect until Thursday [...]
	Traffic Alert: Crews clear scene after semi overturns on I-280 Update.
	Rock Island-Milan School Board approves new assistant superintendent Rock Island-Milan School District will have a new assistant superintendent of teaching and learning starting this July. She joins the district from Freeport.
	Official rules for Mississippi Valley Fair Concert Ticket Giveaway Official rules for this sweepstakes
	Traffic Alert: Semi overturned on I-280 A traffic alert for drivers on I-280.
	Severe weather brings power outages across the QCA Severe weather is making its way across the QCA, and many households are experiencing power outages. For updates on power outages in your area, click here or use the following links: MidAmerican Energy Ameren Illinois Alliant Energy
	Thousands of people in the Quad Cities without power as severe weather rolls through MidAmerican Energy has identified widespread outages around Davenport and Blue Grass.
	Official rules for Jump into Summer Giveaway Sweepstakes Official rules for this sweepstakes
	Thousands in Iowa, Illinois Quad Cities without power Thousands of MidAmerican Energy customers are without power in the Iowa Quad Cities as severe weather moves through the area.
	Soccer study finds mental, cognitive benefits for young adults with developmental disabilities News 8 spoke with the University of Iowa researcher behind the study and what he hopes these findings mean for our communities, especially as the World Cup begins.
	Vehicle crashes into Davenport home; two transported for injuries Two were transported to a local hospital for injuries following a Davenport crash. According to a release from the Davenport Police Department, Davenport Police, Fire and Medic EMS responded to the area of W. 61st St. and Hillandale Rd. in reference to the report of a vehicle that had crashed into a home June 10 [...]
	Severe Thunderstorm Warning from WED 6:23 PM CDT until WED 7:15 PM CDT Severe Thunderstorms Bringing Destructive Winds Until 7:15 PM CDT
	Iowa taxpayers overcharged $100 million according to state audit A new state audit is raising questions about how pharmacy benefit managers handle prescription drug payments in Iowa Medicaid.
	2 injured after car crashes into Davenport home Two people are hurt after a car crashed into a Davenport home.
	Live updates: Thousands without power as tornado warning expires in the Quad-Cities The National Weather Service has issued a tornado warning for the Quad-Cities as another storm moves into the area.
	Bettendorf approves new housing project near downtown The Bettendorf City Council approved plans for a new housing project near downtown during a special meeting. The council gave approval to apply for a workforce housing grant with the Iowa Economic Development Authority for the project. It would be built near the riverfront west of the I-74 Bridge. The complex would be similar to [...]
	70% of Quad Cities businesses raised prices last quarter, survey finds Rising costs continue to put pressure on businesses across the Quad Cities, with many owners saying they have been forced to raise prices while customers become more selective about how they spend their money.
	FBI seizing evidence at California plant where chemical tank overheated Federal authorities served a search warrant on Wednesday at a Southern California aerospace facility where a chemical tank overheated last month, forcing 50,000 residents to evacuate because authorities feared an explosion.
	Study finds soccer provides mental, cognitive benefits for young adults with disabilities News 8 spoke with the University of Iowa researcher behind the study and what he hopes these findings mean for our communities, especially as the World Cup begins.
	U.S. military says it's striking 'multiple targets' in Iran in 2nd day of renewed fire The escalating attacks threatened to derail efforts to end the war, with President Trump warning that Tehran would "pay the price" for stalled negotiations.
	Services announced for five victims of Muscatine shootings Services for family members slain in Muscatine will be held in the coming days.
	Happy Joe’s raises money for family after house fire kills artist, volunteer Happy Joe's in Davenport hosts a fundraiser for the family of Mark Fick, a beloved local artist and volunteer who was killed in a tragic house fire.
	Child on electric scooter hit by vehicle A child riding an electric scooter was hit by a vehicle Wednesday afternoon.
	Severe Thunderstorm Warning from WED 5:30 PM CDT until WED 6:30 PM CDT Severe Thunderstorms Bringing Strong Winds and Hail Until 6:30 PM CDT
	Knox College announces renovations at T. Fleming Fieldhouse Renovations began on June 8 and is expected to last approximately 10 weeks.
	Bettendorf developer seeking state tax credits for apartment building west of I-74 bridge The proposed apartment building is part of the city's years-long goal to redevelop the area west of the I-74 bridge since the completion of the new bridge.
	Iowa Court of Appeals sides with Iowa 80 Truckstop over value of property The Iowa Court of Appeals sided with the owners of Iowa 80 Truckstop in a legal battle with Scott County over the value of the company's property. It all started when the Scott County assessor increased the assessed value of the 19 parcels of land that make up the 'world's largest truck stop.' Iowa 80 [...]
	City of Muscatine approves Hot-Mix Asphalt Overlay Project The Muscatine City Council approved the Hot-Mix Asphalt Overlay Project during a meeting Tuesday night.
	29-year-old dies after shooting in Bettendorf Tuesday evening A suspect in the shooting has been arrested.
	How you can celebrate Pride Month in the QCA June is Pride Month, and there are countless opportunities across the QCA this month to celebrate inclusivity and acceptance in our community. Tyler Mitchell from The Project of the Quad Cities joined Our Quad Cities News with details on how you can celebrate Pride Month in the Quad Cities. For more information, click here.
	Celebrate equality with the NAACP at the Freedom Fund Banquet The Rock Island County branch of the NAACP is gearing up for its biggest fundraiser, a celebration and call to action for equality in the QCA and the U.S. Bonnie Ballard and Thanolia Hudson spoke with Our Quad Cities News with details on the Freedom Fund Banquet. For more information, click here.
	More severe storms for later today After already being hit with a round of strong thunderstorms producing heavy rain and 60 mph winds, we are tracking another line for later this evening. We are seeing a severe thunderstorm watch and an updated tornado watch for our area as a second round of storms is looking to move in later this evening. [...]
	QCA torch run honors Special Olympics Illinois Law enforcement officers from Rock Island County carried the torch for the annual Law Enforcement Torch Run. The tradition supports athletes in Special Olympics Illinois. The Summer Games begin June 12. Dozens ran in honor of the athletes competing in Special Olympics Illinois. The goal of the run is to raise finds and awareness for Special Olympics [...]
	Details on funeral arrangements for 6 killed in Muscatine tragedy Officials and family members have shared details on funeral arrangements for the six killed in a shooting on June 1 in Muscatine.
	City of Moline moves forward with solar panel project The City of Moline is moving forward with a project to install solar panels south of the Quad City Airport.
	City of Moline to acquire RiverStation Building Moline will acquire the RiverStation Building in the city’s downtown in an over $1M deal.
	Somali World Cup referee denied U.S. entry, hailed as hero at home A World Cup dream denied — Somali referee Omar Artan receives a hero's welcome at home after being blocked from entering the United States and taking part in the World Cup.
	Car crashes into Davenport home Developing.
	1 dead, 1 charged with murder in Bettendorf shooting A person is dead and another is charged with murder after a shooting in Bettendorf Tuesday evening.
	Veterans and relatives see no place for Trump's arch near Arlington National Cemetery Three Vietnam War veterans are suing to stop President Trump from building an arch just steps from Arlington National Cemetery, where 400,000 service members, veterans and their relatives are buried.
	One dead, one in custody in Tuesday Bettendorf shooting, police say in update One of two people shot on Tuesday in Bettendorf died, and the other has been arrested in connection with the incident, police announced Wednesday.
	River Drive in Moline reopening, 4th Avenue to close downtown Beginning Monday, June 15, 4th Avenue and portions of 15th Street will close as crews begin work on the second half of the viaduct.
	Report: ICE wasted millions, endangered detainees in largest immigration facility Since the opening of Camp East Montana in Texas last year, immigration lawyers and rights advocates have expressed concerns about conditions inside the facility.
	The theory taking the rich by storm: China funds data center haters Tech millionaires claim China is behind a wave of local opposition to U.S. data centers, while providing little direct evidence.
	Davenport man faces drug, sexual abuse charges involving minor A preliminary hearing is set June 19 for a Davenport man facing drug distribution and sexual abuse charges involving a minor.
	How the historic intersection of the Lincoln and Jefferson highways is being preserved Over a century ago, the Reed-Niland Corner opened at a major intersection in Colo. Today, the site is being preserved by a new nonprofit, Reed-Niland Corner, Inc., with celebrations planned for June 14.
	Alleman to play JV football this fall, announcement comes after varsity returned in 2025 after 3 year hiatus Alleman Catholic High School has made the decision to play a JV schedule this fall instead of fielding a varsity team as planned.
	California homicide suspect arrested in Galesburg Two men were arrested in Galesburg last week, including one wanted for homicide out of California.
	River Drive in Moline to reopen Friday as viaduct work continues Crews will begin work on the next phase of the project on Monday with 4th Avenue and portions of 15th Street closing.
	Man arrested in Galesburg on LA County homicide warrant Police in Galesburg arrested a man wanted for homicide in Los Angeles County, Calif during a recent traffic stop. A news release from the Galesburg Police Department said officers conducted a traffic stop on a vehicle traveling on Interstate 74 near mile marker 46 on June 4 at about 10:30 a.m. The driver was identified [...]
	Moline breaks ground on 22 permanent supportive housing units Rick Simpson, 74, sold his home and property to the Moline Housing Authority to be used for Parkview Apartments, an affordable housing complex.
	Registration open for 2026 UnityPoint Health Cup Tee times and sponsorships are now available for the 2026 UnityPoint Health Cup golf outing on Friday, September 11, at TPC Deere Run, 3199 Heather Knoll in Silvis. Morning shotgun starts at 8 a.m. and afternoon shotgun starts at 1 p.m. Registration is $500 per golfer or $2,000 per foursome. This includes greens fee, cart [...]
	Rock Island-Milan School Board approve agreement with City of Rock Island for school resource officer The Rock Island-Milan School District has approved an agreement with the city of Rock Island for a school resource officer.
	Majority of Clinton City Council vote down data center moratorium After hours of public comment with 52 speakers, almost all asking for a moratorium, the Clinton City Council initially approved an amended data center ordinance that would bar development for 120 days or when it passes its zoning ordinance regulating data centers, whichever is later, 6-1. After a failed vote, 5-2, to suspend the rules and pass the ordinance in a first reading, council members sparred over the process and accusations of a lack of transparency. The original motion to pass the moratorium on first reading failed in a 5-2 vote.
	Memorial services announced for family members killed in Muscatine shootings Earlier this month, police say 52-year-old Ryan Willis McFarland shot and killed six of his family members before taking his own life.
	Have you seen these suspects? Crime Stoppers wants to know! Crime Stoppers of the Quad Cities wants your help catching two fugitives. It’s an Our Quad Cities News exclusive. You can get an elevated reward for information on this week’s cases: CIREECO FLINT, 53, 5'7", 185 pounds, black hair, brown eyes. Wanted by Davenport Police Department for failure to appear for controlled substance violation, OWI [...]
	City of Moline looking to purchase downtown RiverStation building for $1.65M The City says that existing tenants will remain in place and under their current lease agreements.
	Davenport School Board approves additional weapon detection systems Central, West and North high schools and Sudlow and Smart middle schools will see additional weapon detection systems in the fall.
	US households, businesses stung by higher energy prices that have pushed inflation above 4% Rising gas prices push US inflation to three-year high of 4.2 percent in May
	LIVE BLOG: Severe weather threat with high heat, humidity Wednesday A First Alert Days are in effect for heat and severe storms Wednesday.
	Sandra Gray new senior executive for 518 Collective Sandra Gray has been hired as the senior executive for the 518 Collective, a grant-supported agriculture technology business incubator operated by Sandburg in downtown Galesburg. She began her role at the 518 Collective last week. Gray will be the lead strategist, relationship builder and business development officer for the 518 Collective (pronounced “five eighteen”). She [...]
	Moline looking to buy downtown RiverStation building The City says that existing tenants will remain in place and under their current lease agreements.
	Severe Thunderstorm Warning until WED 12:30 PM CDT Severe Thunderstorms Bringing Damaging Winds and Heavy Rain This Afternoon
	River Drive, Moline, reopens June 12; part of 4th Avenue closing June 15 for viaduct bridge project Drivers heading through downtown Moline will be able to access River Drive again, just as another street closes for a viaduct bridge project. River Drive will reopen to traffic by the end of the day on Friday, June 12. This is a major milestone in the city’s 16th Street Viaduct Bridge Project. Work now transitions [...]
	Severe Thunderstorm Warning until WED 12:30 PM CDT Severe Thunderstorms with Damaging Winds Impacting the Area Until 12:30 PM CDT
	2026 Doodle Folk Music Festival, June 13 On June 13, visitors to Bishop Hill's Village Park are invited to celebrate America’s 250th Birthday by enjoying the 2026 Doodle Folk Music Festival, a day of outdoor events located in a bucolic, historic village of the 1840s.
	Clinton City Council rejects data center moratorium Council members voted 5-2 against the moratorium, which would have halted a proposed data center from Quality Technology Services using about 1,000 acres.
	Davenport man charged with sexual abuse A Davenport man is facing over a dozen charges including sexual abuse and indecent exposure.
	Legacy stone program at Cancer Support Community Iowa & NW Illinois at Gilda's Club honors those lost to cancer June is Cancer Survivorship Month and while it’s a reason to celebrate for many, it can be challenging for those who have lost a loved one to cancer. Cancer Support Community Iowa & NW Illinois at Gilda’s Club is hosting a legacy stone painting program on June 24 from 11:30 a.m. - 12:30 p.m. at Gilda’s [...]
	Quad Cities job market holds steady despite national inflation pressures, chamber says While the Quad Cities job market remains stable with booming construction, local businesses face severe pressure from high fuel and material costs.
	NM U.S. Rep. Vasquez introduces bill to create visa pathway for qualified caregivers Female caregiver helping elderly female patient to stand up at care home (Photo illustration by Dean Mitchell via Getty Images)U.S. Rep. Gabe Vasquez (D-N.M.) introduced a bill this week that would create a visa pathway for caregivers to work in the U.S., addressing a shortage in workers that particularly impacts New Mexico. The Careworker Visa Act, cosponsored by U.S. Rep. Chrissy Houlahan (D-P.A.), would create a three-year work authorization opportunity for qualified childcare providers, eldercare workers and in-home caregivers, giving approved applicants legal status and filling much needed positions. “It is an economic bill in the sense that it frees up parents and caretakers to be able to pursue job opportunities and educational opportunities,” Vasquez said in a virtual press conference Tuesday. “This is an immigration reform bill. We know that the majority of our caregivers in the state of New Mexico, and a whole bunch all across the country, come from immigrant backgrounds, are immigrants themselves or are undocumented.” Vasquez said the bill would open 100,000 visa positions annually. He added that despite New Mexico’s commitment to universal child care, thousands of caregiver positions remain unfilled leaving many without access to care. New Mexico is also projected to have one of the highest percentages of residents aged 65 and older within the next few years. New Mexico state aging agency requests public input on five-year dementia care plan According to a news release from Vasquez’s office, the cost of childcare has increased by about 8% since 2024 and in-home eldercare costs have increased by about 10%. Qualified caregivers would be able to apply from their countries of origin or if they have been in the U.S. since 2024, pass a background check and pay a $500 fee and taxes. Those who are granted the W visa could renew their visas after three years or apply for permanent residency. Qualified employers would include individuals and families employing careworkers in a private residence setting or small caregiving businesses with fewer than 25 employees. “Care is the work that makes all other work possible. It’s the foundation on which everything else in our economy and our society lies, and right now that foundation is cracking,” Ai-jen Poo, president of the National Domestic Workers Alliance, said during the press conference. Her organization endorsed the Careworker Visa Act. “Immigrant workers represent about a third of all care workers in our country. They are the very beating heart of our care system, and they have been for a long time.” Courtesy of Source New Mexico
	Same state, different city: Where locals and out-of-staters choose to move Same state, different city: Where locals and out-of-staters choose to moveDo state residents know something that newcomers don’t? Or do short-distance movers simply prefer different home bases compared with inbound newcomers?Whatever the reason, there’s a clear divide in many states between the most desirable moving destination city. And the difference hinges on the mover’s current location.Using searches from moveBuddha’s moving cost calculator, moveBuddha looked at 120,000 potential movers’ searches made between April 1, 2025, and March 31, 2026 to see where state residents vs. out-of-state movers were looking to land.Within states, movers often prioritize practicalities like price and jobs, according to the research. But when a move crosses state lines, perceived desirability and lifestyle often matter more.Key TakeawaysOutsiders and locals rarely agree on the top move-to city in their state. In-staters favor practicality, while newcomers favor desirability.Out-of-staters are far more decisive about where they want to go. Top destinations for interstate relocation see dramatically higher interest, like Wake Forest, North Carolina, and Conway, South Carolina, with in-to-out ratios over 4.5.Dream towns dominate the interstate list. Think Lewes, Delaware, Mesquite, Nevada, Coeur d’Alene, Idaho, Rancho Mirage, California, and Kingman, Arizona, all are ranked high despite having small populations. Lifestyle and retirement value are driving these searches, not job markets.In-staters are upgrading, not escaping. Ocala, Florida, wins among intrastate movers, drawing 3.74 Floridians to this affordable, mid-sized city away from the coast. Georgetown, Texas, Reno, Nevada, Spokane, Washington, and Asheville, North Carolina, also lead the intrastate list offering livability and lower costs without starting over.One State: Two Very Different Top DestinationsLansing or Holland, Michigan? Beaverton or Bend, Oregon?State residents have different priorities from those moving in, suggesting that residents and outsiders aren’t thinking the same about their moves. For the most part, newcomers are seeking cultural appeal, like Holland’s art walks and shoreside sunsets or Bend’s single-track biking and brewery vibes.To see those different priorities in focus, moveBuddha looked at the 20 states that produced a qualifying top destination.The result is a map that tells two stories: one of familiarity and one of outside perception.Out-of-Staters Are More DecisiveIn 17 of the 20 states (85%), the top interstate destination has a higher inbound-to-outbound ratio than the top intrastate destination. And interstate ratios average 2.47 new inbound moves for every outbound move, while among intrastate winners, the average is 1.53 (roughly 38% lower). moveBuddha Out of state movers are fueling some of the nation’s most popular spots in the Carolinas, with Wake Forest (4.68), and Conway (4.57), seeing the highest overall interstate interest. Both rate over 30% more interest from out-of-staters, compared to third-place Foley, Alabama (3.48).Outsider confidence is highest in South Carolina, where outsiders favor Conway 278% higher than Myrtle Beach, the preference among in-staters (with a much more modest move ratio of 1.21).Once an unsung inland cousin 20 miles northwest, today, Conway comes with picture-perfect charm, proximity to Coastal Carolina University, and not-too-far Myrtle Beach sunrises. It’s been the overall most desired move destination in South Carolina this year, but for some reason, locals aren’t paying as much attention.In North Carolina, the spread is almost as stark. Newcomers go to Wake Forest at a rate 230% higher than how often longstanding Tar Heels are heading to Asheville, despite the small city’s surging move interest in 2026.Together, Wake Forest and Conway average an interstate move ratio of 4.63, while the other interstate destinations in the table average about 2.23. That means that Carolina’s leaders are, on average, seeing more than four long-haul moving trucks turning onto their streets for every one leaving. moveBuddha Lifestyle Choices Dominate Out-of-State MovesWith an average population of about 48,500, the interstate darlings of Wake Forest, Conway, Foley, Bozeman, Montana, Bend, Coeur d’Alene, and Lewes show that Americans are perfectly happy saying adios to traffic jams, no matter where they’re moving.From beachfront Lewes to the nearly-coastal Foley or Conway, and ski towns Bend and Coeur d’Alene, out-of-staters are heading to places that are small but cool.There are some outliers: Wake Forest’s suburban-chic reputation outpaces in-staters’ artsier choice, Asheville. And Nashville’s southside suburb, Spring Hill, Tennessee, has a much stronger inbound skew (about 103% higher) among interstate movers than scenic, outdoorsy Chattanooga, where locals plan to move most.However, because our calculator is most often used for interstate moves, the signal for these longer-distance treks is strong, and it’s clear that interstate winners are overwhelmingly those with retirement appeal, outdoor recreation, and remote work cachet.Locals are Flocking to Familiar Cities with Everyday AppealOcala wins intrastate moving rates with a move ratio of 3.74. It’s about as far as you can get from dipping your toes in the surf anywhere in Florida. And it’s about 80 miles from the nearest large city, Orlando. So, why are residents gaga over this sprawling, horsey town with decidedly low-key ambiance?For one, the cost of living is 19% lower than elsewhere in Florida.Even younger in-staters are moving to mid-sized cities with room to grow. moveBuddha In Georgetown, bright lights and higher costs lie beyond the beltway. Houses here average 16% less than in Austin.For Gilbert, Arizona, the same long commute is justified by the newer, bigger homes. In Chattanooga, paddling on Lookout Creek beckons. In St. Paul, Minnesota, and Asheville, cultural offerings reinforce the pattern: In-state movers are nudging their way toward (relatively) affordable and more livable options.They’ll stay closer to state hubs, to family, and to networks. But they’ll opt for more house, more space, and better lifestyles in practical ways, without the need to box up everything and start fresh.In-State and Out-of-State Movers Show Their StyleOverall, state insiders are fine-tuning their lifestyles and optimizing bank accounts without uprooting everything. They’re willing to look into affordable mid-size sleeper cities. Mountain towns off the main highway. Suburbs further afield.But for those who are heading to an entirely new state, the risks are real. Interstate movers are acting like they have more to lose, and overwhelmingly heading to marquee cities, marching in the opposite direction from in-staters.Maybe, if everything else goes wrong, the beach, the snow, the Research Triangle’s job market — those will remain.Or maybe not: In a few years, they might just be packing up with their in-state compatriots and fine-tuning their own lifestyles.MethodologyFor the study, moveBuddha analyzed 120,000 move searches made through moveBuddha’s Moving Cost Calculator between April 1, 2025, and March 31, 2026.To compare how moving preferences differ by origin, the researchers separated searches into two groups:Intrastate moves: searches from people moving within the same stateInterstate moves: searches from people moving into a state from somewhere elseTo improve reliability, the researchers only included cities with at least 20 move-in searches and 20 move-out searches. They also limited the analysis to cities with a positive inbound-to-outbound ratio, meaning more people were searching to move in than to move out. After applying those filters, the dataset included:1,097 cities with sufficient interstate move-search volume207 cities with sufficient intrastate move-search volumeFrom this moveBuddha was able to identify the top interstate city for relocation in 47 states and top intrastate city for relocation in 20 states.For this report, the researchers focus on the twenty states with both a top interstate and intrastate city for relocation.Because moveBuddha’s Moving Cost Calculator is most often used for longer-distance planning, interstate searches represent the more robust portion of the dataset. Additionally, this analysis measures search interest, not completed moves. Search behavior is an early indicator of relocation demand, but it should not be read as a final count of households that moved. moveBuddha This story was produced by moveBuddha and reviewed and distributed by Stacker.
	The hidden costs of moving into a new home, and how to avoid them The hidden costs of moving into a new home, and how to avoid themBuying a home is exciting, but many homeowners underestimate the costs that come after closing. In fact, a 2024 survey conducted by Clever found 81% of homeowners say their expenses were higher than expected. According to a 2025 study by Zillow and Thumbtack, the hidden costs of home ownership average about $15,979 per year per home, with close to 70% spent on maintenance.Understanding potential expenses and creating a budget can help ease financial stress. Small home improvements can also help rein in costs, such as installing a programmable thermostat to lower energy bills, upgrading insulation, or investing in preventative systems like water softeners that protect your major appliances.This guide from Culligan breaks down the hidden costs of moving into a new home and how to avoid the ones you can.What moving can really cost once the surprises startEven careful buyers can be surprised once the real move-in math begins. Say a couple buys a $275,000 home with a $2,200 monthly mortgage and sets aside money for taxes and insurance. On paper, they feel prepared.Then the unexpected expenses begin to add up:The HVAC system needs an emergency repair.Utility deposits and setup fees hit at the same time as the moving bill.The new home costs more to heat and cool than expected.A few quick safety and functionality updates turn into a bigger weekend project.By month six, they are thousands over their original plan before touching furniture, landscaping or appliance replacement. That is the financial shock factor of moving. The mortgage may be predictable, but the surrounding costs often are not.Packing, moving and setup costsThe first costs usually appear before you unpack. Professional movers may charge for hourly minimums, travel time, stairs, long carries or heavy items. DIY moves can still come with truck rental fees, fuel, mileage, tolls, insurance add-ons and one-way surcharges.Packing supplies can also cost more than expected, especially if you need specialty boxes for dishes, artwork, mattresses or flat-screen TVs. Free boxes from local retailers or community groups can help, but it is still worth budgeting for tape, protective pads, bubble wrap and disposal fees for items you are not bringing with you.Once you arrive, setup fees can stack quickly. Electricity, gas, water, sewer, trash, internet and cable may involve deposits, installation charges, equipment fees or prorated bills. If you are moving into a condo or apartment building, you may also need to pay for elevator reservations, parking permits or damage deposits.Home preparation and short-term repairsA walk-through of your new home can help you plan for repairs. Note any drywall repair, painting touch-ups, plumbing fixes and lock replacements that should be handled before moving in.Request quotes from professional house and carpet cleaners to get your place sparkling, or look into equipment rental if you're tackling the cleaning. During your initial deep clean, be sure to look for signs of hard water, such as chalky white buildup around sinks, tubs, showers and plumbing fixtures. These mineral deposits may require specialized cleaning products to remove and can also point to a larger hard water issue that may damage appliances, reduce water heater efficiency and drive up maintenance costs over time.Hidden property and maintenance costsThe average homeowner spends about $10,946 a year on home upkeep, plus an additional $5,033 in property taxes and insurance, according to the Zillow and Thumbtack study. To stay ahead of costs, factor into your budget:Exterior care: Expenses such as landscaping, gutter cleaning, power washing and fence staining can add up.Systems maintenance: HVAC, electrical and plumbing systems need regular upkeep and repairs.Appliance replacement: An appliance's operational lifespan depends on age, usage, and local environmental factors. For instance, hard water is common across North America. Its high mineral content can build up inside water-using appliances, reducing efficiency and contributing to premature wear. Internal Culligan research indicates that treating hard water with a water softener can extend the useful life of dishwashers and washing machines by up to 50% and water heaters by up to 33%.Taxes, insurance and HOA fees: Regularly review your insurance to ensure you have adequate coverage and plan for annual property tax and HOA fee increases.Bankrate’s 2025 Hidden Costs of Homeownership Study takes an even broader view, estimating that a typical single-family homeowner spends about $21,400 per year when utilities, internet, cable and a maintenance reserve are included.Energy and water expensesUtilities can make up a big part of household expenses depending on your home size and usage patterns. As you settle in, you’ll get a clearer picture of costs and may even find ways to save.For example, according to Culligan studies on water heating efficiency, homes using gas water heaters can see water-heating energy consumption drop by roughly 23% when switching from hard to soft water. This is because hard water leaves a dense layer of mineral scale inside the tank, forcing the system to work harder and run longer, degrading its energy efficiency.Heating and cooling costs may be higher in homes with poor insulation, drafts, leaky ducts and inefficient HVAC systems. Older appliances also use more energy than modern, efficient models.How to avoid or reduce unexpected moving costsIt's hard to predict exactly what your expenses will be. A 10% to 15% contingency in your moving and home maintenance budget can help cover unexpected bills.With some planning, you may also be able to reduce costs:Move during off-peak periods: Mid-week or mid-month moves are often cheaper.Book early: Arrange movers and utility activations in advance to prevent rush charges.Lower utility costs: Replace HVAC filters, switch to LED lighting and install a smart thermostat to improve home efficiency.Audit your home infrastructure: Test your water quality early alongside checking your electrical panel and HVAC health. Addressing issues sooner versus later can help reduce utility expenses, extend appliance life and lower spending on cleaning products and detergents.Starting homeownership on solid groundThe cost of a new home is more manageable when you know what to expect. Take the time to research and build a realistic moving and home maintenance budget.Proactive home maintenance—from improving energy efficiency to understanding your home's water quality—can help you control costs and prevent unexpected expenses. By planning ahead, you can avoid common homeownership problems and settle into your new residence with a clear plan and solid financial footing.This story was produced by Culligan and reviewed and distributed by Stacker.
	Taiwan drills with U.S. rocket system, firing in China's direction The drill on Wednesday marked the first time the U.S.-supplied HIMARS system has been fired into the Taiwan Strait.
	Aledo schedules Summer Clean Up Aledo is getting ready for the Summer Clean-Up, giving residents a way to get rid of items that are no longer needed. The city has outlined specific collection dates and guidelines for bulk item disposal in partnership with Quick’s Dumpster and Disposal Services. Depending on location, bulk items may be placed curbside starting in mid-June [...]
	7 ways small businesses can support the LGBTQ+ community year-round 7 ways small businesses can support the LGBTQ+ community year-roundIt can be tempting to paint your business in rainbows for Pride Month, but the LGBTQ+ community needs support year-round.From a brand perspective, there's a good reason to make your small business’s support for the LGBTQ+ community as loud and consistent as possible. According to the HRC Foundation’s Corporate Equality Index 2026, companies that score highest on LGBTQ+ workplace inclusion benchmarks have an eight times higher net income compared to their lower-scoring peers—a finding based on 15 years of data across more than 1,400 U.S. employers.Still, there’s a difference between truly showing up for the community and simply signaling allyship for profit. (The latter is called “rainbow-washing” and is best avoided at all costs.) Thankfully, it’s not hard to ensure that your Pride efforts ring sincere. All it takes is a little brainstorming and commitment, QuickBooks reports.Quick guide to supporting the LGBTQ+ community as a small business:Real allyship starts inside your business. A nondiscrimination policy and inclusive workplace practices are the foundation before any public-facing effort.Donating profits, volunteering time, and sponsoring events are all viable options regardless of budget size. Charitable donations may be tax-deductible.The most durable support is year-round. Auditing your vendor network and building LGBTQ+ inclusion into everyday business decisions makes a bigger impact than a one-month campaign.1. Start with an inclusive workplaceBefore you start looking into give-back sales models or ways to convince employees to volunteer, make sure your small business’s internal practices support the LGBTQ+ community as well.To start, consider basic questions, such as whether your business is a safe place for LGBTQ+ employees and customers. Do you already have a nondiscrimination policy in place, and perhaps an employee resource group? Next, examine your professional network. Do you already do business with LGBTQ+-owned businesses, or is there an opportunity to make new connections?Begin by developing policies that protect everyone.The HRC Foundation’s CEI 2026 found that 97% of rated employers have an employee resource group or diversity council that includes LGBTQ+ employees. Let your LGBTQ+ employees lead the way whenever possible.Once you’ve fostered a comfortable environment for all, you’ll be ready to start looking outward.2. Give back by profit-sharingOne of the most efficient and direct ways to support the LGBTQ+ community might be to donate a small percentage of your business’s profits to an appropriate cause—either for a limited time or on an ongoing basis.Interested in sharing the love? Use the IRS’s search tool to confirm the organization is registered as a nonprofit; that way, you can confirm that your donations will be tax-deductible.Once you’ve come up with a budget and vetted your chosen organization, it’s time to decide what donation model might make the most sense. For instance, a percentage of total profits or a percentage from each sale of a specific product.Then, it’s time to start giving. Incremental donations might feel small, but if your small business makes them a long-term commitment, you’ll be amazed at how they add up. To keep the process simple, make your donations at the end of each quarter or year. Be sure to keep thorough records of your donations for tax purposes.3. Incentivize volunteeringIf your small business operates on a tight budget, remember: Your time can be valuable, too. What if, for a few days out of each year, everyone in your company could volunteer on the company’s dime?Work with your local Chamber of Commerce to identify ideal organizations to suggest, and try to prioritize volunteer work that could best leverage your employees’ skills—through mentorship, pro bono work, or otherwise. Just make sure that you’re also leading by example and putting in your hours. Once your program takes off, consider sharing the fruits of your labor on social media, where your efforts can become more visible.Another option to maximize your employees’ contributions to the cause? Provide an annual donation stipend to each employee to spend at their discretion, either to a nonprofit of their choosing or to one from a pre-approved list.4. Sponsor an eventA more public-facing approach could also involve sponsoring an event for a local, community-based LGBTQ+ organization—perhaps a sports league, advocacy organization, or community center. Why just sell merch at the local Pride festival when you could sponsor the event itself?To choose the right cause for your business to support, the U.S. Chamber of Commerce recommends examining its mission, staff, and accomplishments. Look for an alignment of missions, and when in doubt, consult your employees and see what they think. Once you’ve narrowed down your list, reach out to local groups to see where your goods or funds could make the greatest impact. The HRC Foundation’s CEI 2026 found that 83% of rated companies have written guidelines that prohibit philanthropic support of organizations that explicitly discriminate against LGBTQ+ people—a useful benchmark when deciding which organizations to support.5. Audit your supplier and vendor networkSupporting the LGBTQ+ community doesn’t require a public campaign. Start by looking at who you’re already doing business with.The HRC Foundation’s CEI 2026 found that 83% of rated employers apply LGBTQ+ nondiscrimination standards to their supplier relationships. Small businesses can apply the same principle at their own scale.The National LGBT Chamber of Commerce (NGLCC) maintains a directory of certified LGBTQ+-owned businesses across the U.S. Even one new vendor connection is a concrete, year-round action that goes beyond symbolic support.6. Start a referral programA more unique option, depending on your small business’s area of work, might be to incorporate LGBTQ+ philanthropy into a referral program. For each referral your business receives, you could donate a set amount to a cause of your choosing. As your business grows, so will your impact.7. Hold a Charity DriveIf your organizational skills are up to a real challenge, you could tap into the broader community for either funds or goods to donate to a local charity.Coordination is key. Reach out to a representative who can collaborate with you and confirm whether a monetary or in-kind donation would be preferable—or an in-person drive versus online. The more communication between you and your chosen organization, the better to ensure that your efforts are really meeting their needs.You won’t want to do this alone. Consider which contacts in your company and broader network might want to help plan your drive. Depending on the scale you envision, you might also consider partnering with another local small business to share the workload. According to the fundraising platform Donorbox, duties might include meeting with your chosen nonprofit for planning purposes, marketing and promotion, event organization, and/or accounting.Of all your options, this might be the most ambitious. At the same time, it will serve as a strong affirmation of your commitment to the community—and it’s just one more way your small business can walk the walk.Supporting the LGBTQ+ community as a small business isn't a once-a-year gesture. The most meaningful actions—updating your policies, choosing where to spend and donate, who you hire vendors from, how you engage your employees—are decisions you make all year. Start with one, and build from there.This story was produced by QuickBooks and reviewed and distributed by Stacker.
	How to find out who’s behind a 'No Caller ID' How to find out who’s behind a ‘No Caller ID’Caller ID has been around for a surprisingly long time — the initial patents date back to 1971, with commercial use starting in 1984. And for most of us, it would feel strange to pick up a call without knowing who’s on the other end, or at least, what their number is.Nowadays, almost any incoming call is going to have caller ID on by default, but that doesn’t stop some from popping up as “Unknown Caller” or “No Caller ID.” If you keep getting these calls and want to get to the bottom of who’s behind them, Spokeo shares what you need to know.Using 69 To Identify the Last Incoming CallThe first thing you’ll need to pay attention to is what your phone said when the call came through. If a call comes through to your phone with no name or number, your first and easiest option is going to be using 69, which triggers the return-last-call feature.How to use 69:You’ll simply want to dial 69 on your phone and press call.By dialing 69, some telephone systems will prompt an automated response that reads you the number of your last incoming call and then offers you the option of calling back. Note that other carriers, however, will simply connect you directly to the number that phoned you last. This may be a deterrent for some people, as you risk automatically being put on a call with someone you likely don’t know. An additional downside to using 69 is that it only works for the last incoming call, so it’s ineffective if you’ve received another call at some point after the “No Caller ID.”Using 57 To Trace CallsIf you’ve been receiving harassing or threatening phone calls or scam calls that are specifically targeting you, the 57 service code provides another way to find out who called you. Note this feature is known as call trace and is often pay-per-use, meaning that your service provider will charge you a certain amount upon use. Running a 57 trace can cost anywhere from $1 to $10 and is generally only charged if the call trace is successful, though that can vary depending on your provider.How to use 57:To use the service, dial 57 right after you receive the call and press call. Follow the phone company’s voice-prompt instructions and wait to see if the trace was successful. A recorded message will let you know. It won’t always work, but it’s worth a try if you’re being harassed.Note that by dialing 57, you won’t be directly given any information; rather, your service provider will keep a record of who called and release the information to law enforcement should you contact your local authorities to follow up on the call. Again, this feature isn’t free, and is best used when you are being harassed, threatened, or in some way targeted, rather than just out of curiosity’s sake.Enable Call Identification and BlockingCaller ID is pretty much a default setting with modern cell phones. But if every call you receive (minus the ones from your contacts) appears to be a mystery, it’s worth double-checking that you have certain caller ID features enabled, as well as some call blocking features.How to Enable Call Identification on iPhone:Open your settings.Select “Apps.”Find the “Phone” app on the list and select itScroll down and select “Call Blocking & Identification.”Turn “Business Call Identification” to “On.”Bonus: You can also reduce annoying spam calls by enabling “Silence Junk Callers” in the same menu.Note that you can also enable “Silence Unknown Callers” from the same menu after step 3, but it isn’t advisable since it might block completely legitimate calls, nor will it help you find out who keeps calling.How to Enable Call Identification on Android:Open the Phone app.Select “More options” (it might also just appear as three vertical dots).Select “Settings.”Select “Caller ID and Spam.”Turn “See caller ID & spam” to “On.”Bonus: On some phones, you can also limit spam calls by enabling “Filter spam calls” in the same menu (certain phones will have this as part of an automatic Call Screen feature, so don’t worry if you don’t see it).Contact Your Service ProviderIf no built-in phone features seem to be helping, and *57 isn’t returning any successful traces, a last resort could be to contact your service provider directly. It’s not a guarantee they can help, but in the case of severe spam or harassing calls, working with your service provider might help shed some light on who’s on the other end of the line — or at the very least, help find an identifiable phone number.This story was produced by Spokeo and reviewed and distributed by Stacker.
	Davenport man on bond in child sex abuse materials case arrested in online sting New charges allege a Davenport man sought sex with minors while free on bond in a pending criminal case.
	How to build your business's PAYDEX score quickly How to build your business's PAYDEX score quicklyYour PAYDEX score is one of the first things suppliers and lenders check before extending credit terms. And unlike most business credit metrics, it responds almost entirely to a single behavior: how fast you pay. That makes it one of the more directly controllable scores your finance team can influence.This article from Brex covers the specific steps on how your company can build a PAYDEX score from zero to 80 or higher, how the score is calculated, the timelines you can expect, and how to keep the score stable once you’ve hit your target. It stays focused on PAYDEX specifically. Companies that need to know how to establish business credit fast across all bureaus, or want to know which business credit cards report to Dun & Bradstreet or identify which business credit cards report to D&B will find those topics covered separately.Many companies stall before their payment behavior can help them because they skip setup work, choose vendors that don’t report their payments, or start paying early before confirming the account will show up in their credit file. Getting the sequence right may significantly reduce the time it takes to build a score compared to starting without a clear plan.What is a PAYDEX score?A PAYDEX score is a business credit score from Dun & Bradstreet that measures how your company pays its vendors and suppliers, on a scale from 0 to 100. It's based almost entirely on business tradelines reported to D&B by your vendors, and it's dollar-weighted, meaning a $50,000 invoice paid early carries far more influence on your score than a $200 office supply order paid on time. Personal credit scores factor in debt balances, credit history length, and account mix. PAYDEX works differently.Because the score is tied so closely to payment timing, the ranges are fairly direct. Scores of 80–100 represent low risk and reflect prompt or early payments. An 80 means you're paying exactly on terms, with zero days beyond the due date. Every point above 80 means you're paying increasingly early. A D&B scoring reference shows 90 corresponding to roughly 20 days before the due date and 100 corresponding to about 30 days early. Scores from 50-79 represent moderate risk, indicating payment anywhere from 1 to 30 days beyond agreed terms. Scores below 50 signal high risk, reflecting payments that are more than 30 days late.For most businesses, 80 is the threshold that matters, because vendors and lenders often treat it as the baseline for favorable credit terms, higher limits, and lower-cost financing. Eighty is the floor for a good PAYDEX score, and the ceiling is 100.How is a PAYDEX score calculated?PAYDEX is calculated from payment data that vendors report to D&B, weighted by dollar amount. D&B assigns each reported payment to a payment category based on how early or late it was, sums the dollar amounts in each category, calculates each category’s share of your total reported dollars, then multiplies each share by a weight assigned to that timing group. The sum of those weighted values is your PAYDEX score. No personal credit history, revenue figures, or time-in-business data enters the calculation.Payment timing maps directly to score ranges. Paying 30 days before the due date corresponds to a score of 100. Paying 20 days early maps to about 90. Paying within agreed terms maps to 80. Paying up to 15 days late drops to around 70, payments 16 to 30 days late fall to around 50, and payments 31 to 60 days late push to around 40. These reference points are based on D&B's published scoring framework and reflect general guidance. Exact scores depend on the mix and dollar value of your reported tradelines, but those reference points hold across most profiles.PAYDEX is based on recent in-date trade experiences, generally covering the past 12 to 24 months, and is dollar-weighted. Because older trade activity can fall outside D&B’s eligible trade window or carry less relevance over time, maintaining current positive trade activity matters. Consistently paying your largest active invoices early has more practical impact than older payment history at the same dollar value.Because the calculation is built from trade payments, PAYDEX doesn't factor in your company's revenue, how long you've been in business, liens, judgments, or personal credit history. Those data points may appear elsewhere in a D&B report, but they don't touch the PAYDEX number. For startup founders, that means limited operating history or early-stage revenue doesn't lower PAYDEX on its own. What matters is reported payment behavior, which keeps the score practical for finance teams to influence.Why does your PAYDEX score matter?Your PAYDEX score affects the credit terms, financing, and vendor relationships your company can access. It's one of several signals in your business credit score profile, but it's the one most directly in your control because it responds to a single behavior: how fast you pay your bills. PAYDEX is more actionable than most business credit measures for that reason.The most immediate effect shows up in supplier terms. A company with an 80 or higher PAYDEX is more likely to get net-30 or net-60 terms from suppliers. Below 80, vendors may require prepayment or cash on delivery (COD), which ties up working capital that could be deployed for growth. A D&B sample credit policy uses net-30 as the standard and treats deviations like prepayment, COD, or extended terms as exceptions that require credit approval. Getting locked into COD with key suppliers can slow down your accounts payable operations at exactly the wrong time.PAYDEX also influences financing decisions. Many banks and alternative lenders may pull D&B reports as part of business loan underwriting, though practices vary by lender. PAYDEX has historically been a named input within the FICO Small Business Scoring Service (SBSS), which was used in SBA loan pre-screening for 7(a) Small Loans. As of March 2026, the SBA no longer requires lenders to use FICO SBSS for that prescreening process, though many lenders are expected to continue using it given its established track record. A strong PAYDEX score may still influence financing decisions across a range of lenders and loan types. Insurers and landlords are also among the parties that may review PAYDEX data when assessing risk. A strong score shapes approvals and costs in more places than many businesses expect.How to build a PAYDEX score quicklyBuilding a PAYDEX score from zero, or moving a low score above 80, follows a specific sequence. The order matters because early payments only help after the right business profile and reporting tradelines are in place.1. Set up your business entity and separate your financesMost businesses register as an LLC, corporation, or other formal entity, and the right structure for your situation is worth confirming with a legal or tax advisor. Get an Employer Identification Number (EIN) from the IRS for free at irs.gov. Open a dedicated business account. D&B builds your profile from public business records, so your entity needs to exist cleanly in those records before anything else works.Personal and business finances need to be fully separated. Mixed-use accounts create confusion in your records, which makes later matching and reporting harder. Do business credit cards affect personal credit? The short answer is it depends on how you apply and which card you choose. Cards that don't require a personal guarantee and underwrite on business metrics may help keep your two credit files more independent, though how credit activity is reported can vary by issuer. Clean setup at the start gives vendors and bureaus a clear business identity to report against, which helps every later step work as intended.2. Get a D-U-N-S number and complete your D&B profileOnce your legal entity is set up, you need the identifier D&B uses to track it. A D-U-N-S number is a unique nine-digit identifier that D&B assigns to your business. You can request one for free at dnb.com. Search D&B’s lookup tool before applying to confirm your business doesn’t already have one assigned. Many businesses that have been operating for more than a year have a D-U-N-S number on file without knowing it. Creating a duplicate record causes matching errors that can delay your score for months.After you have it, verify and complete your business profile, including legal name, physical address, phone number, Standard Industrial Classification (SIC) code, number of employees, and revenue range. Make sure every detail matches your IRS and state filings exactly. Every tradeline reports against this profile, so getting it right upfront can save weeks of troubleshooting later. An incomplete or inconsistent profile can delay vendor reporting or cause mismatches where payment data gets filed against the wrong business.3. Open vendor accounts that report to D&BWith the profile in place, the next job is getting payment activity into that file. D&B generally requires at least three trade experiences reported by at least two different suppliers before it calculates a PAYDEX score. Those three experiences do not need to come three times from each vendor. One supplier can contribute two experiences and another one, and the threshold is met. You can pay every vendor early for months, but if D&B doesn’t have those minimum inputs, no score is generated.Not all vendors report to D&B, so this step requires intentional selection. Ask vendors directly whether they report before opening accounts. Some vendors that have historically reported to D&B include office supply companies, telecommunications providers, and shipping companies, though reporting relationships can change and confirming directly with the vendor before relying on them for credit-building purposes is advisable. Your own core suppliers are often a better choice than starter vendors because you’ll buy more from them and the higher invoice values carry more weight in the dollar-weighted calculation.Before relying on any vendor for PAYDEX-building purposes, confirm their reporting status with the vendor’s credit department directly, since reporting relationships change. Pairing your vendor tradelines with a business credit card that reports to D&B adds another reported account to your file and can accelerate the build.The goal isn't to open as many accounts as possible. It's to open enough reporting accounts that D&B has sufficient data to generate a score. Three to five active reporting net-30 vendors give you a buffer if one stops reporting or you close an account. Paying early won’t help if the vendor never sends payment data to D&B.4. Make purchases and pay 10-30 days before the due dateOnce your reporting vendor accounts are active, start making regular purchases and paying invoices well before they're due. Paying on terms gets you to 80. Paying 20 days early pushes you toward 90, and paying 30 days early targets 100. The earlier you pay relative to the due date, the higher your score climbs.Since PAYDEX is dollar-weighted, prioritize early payment on your largest invoices first. And since PAYDEX draws from recent in-date trade activity, keeping current invoices paid early matters more than older payment history. A $10,000 invoice paid early this month is more useful to your score than the same payment made a year ago that may be aging out of D&B’s eligible trade window. Your accounts payable (AP) cadence should sequence larger invoices first to capture the biggest score effect.Unlike personal credit, which typically uses 30-day late payment buckets, business credit reporting can reflect payments that are even one day beyond terms, though reporting practices may vary by vendor. Consistent payment timing needs to be a daily operating habit, backed by process, not a one-time push to hit a target score.5. Confirm reporting and dispute errorsAfter payments start flowing, confirm that the data actually reaches your file. Vendors don't always report on schedule, and some stop reporting without notice. Check your D&B report 60-90 days after opening accounts to confirm that your tradelines are showing up and that the payment data is accurate. If you find errors, document them with supporting evidence and file a dispute directly through D&B's customer service portal.Common errors include incorrect payment dates, duplicate negative entries, missing positive payment experiences, and business identity mix-ups where your file gets confused with another company. A single misreported late payment on a large invoice can pull your score down significantly because of the dollar-weighting. Don't assume the data is correct just because you paid on time. Each business credit bureau maintains a separate file and must be contacted independently. Disputing an error with D&B does not update your Experian or Equifax business file.How long does it take to build a PAYDEX score?Most businesses can see a PAYDEX score appear within a few months of their first reported tradeline activity. Vendors often report monthly or quarterly, so the lag between your payment and the data hitting D&B's process is the biggest variable in how fast your score shows up. That reporting lag matters more than the payment itself once the invoice has already been paid.The typical timeline unfolds in phases. During the first nine days, you secure your D-U-N-S number and open reporting vendor accounts. Over the next 10-90 days, you make purchases and pay early while vendors report their first payment experiences to D&B. Between days 90-120, enough data has typically accumulated for D&B to generate your score. PAYDEX recalculates when trade content changes, so once the data arrives, the score updates quickly.Reaching 80 within 60-90 days may be achievable if you pick vendors that report promptly and pay every invoice early from day one, though results vary. For most businesses, 90-120 days is a more common timeframe once you account for vendor onboarding, first invoice cycles, and reporting delays. The timeline gets shorter when you're deliberate about which vendors you choose and how fast you pay them.How to maintain a high PAYDEX scoreOnce you've built the score, the next job is keeping enough recent positive payment data in your file to hold it there. Consistent payment behavior and periodic monitoring carry more weight than any one-time push, and the same habits that built the score are the ones that keep it stable.Keep paying early. A PAYDEX score reflects up to 24 months of payment history, and if you stop paying early or start missing terms, the score drops. Treat early vendor payment as an ongoing AP policy. D&B documentation also shows that unstable PAYDEX performance over the trailing 12 months can be a separate negative signal in its broader risk framework.Maintain active tradelines. If all your reporting vendors go inactive, D&B may not have enough recent data to sustain your score. Keep at least three reporting accounts active with regular transactions, and treat a vendor's D&B reporting status as a factor in your procurement decisions. Non-reporting vendors are invisible to PAYDEX regardless of how reliably you pay them.Monitor your D&B report quarterly at minimum. Vendor reporting errors, duplicate records, or stale data can erode your score without you knowing. Diversify across three to five reporting vendors so no single account becomes a single point of failure.PAYDEX is one part of D&B’s broader risk picture. Creditors may also consider D&B’s Delinquency Score and Failure Score, which are predictive scores rather than historical payment-timing scores. They draw on a wider set of inputs than PAYDEX and can paint a different picture of your company’s risk profile even when your payment history is clean. Keeping your full D&B file healthy comes down to the same underlying discipline. Pay early, keep reporting tradelines active, and check your file regularly.How your payment operations affect your PAYDEX scorePAYDEX responds to payment behavior, which means the processes your finance team uses to manage AP, vendor payments, and card spend directly influence the score. Sustaining early payment over time usually comes down to workflow design. If your process makes early payment routine, the score is much easier to maintain.AP workflow and payment timingPayment timing starts with how invoices move through your approval process. Companies that run manual AP processes are more likely to pay late simply because invoices sit in approval queues. When a net-30 invoice spends five days waiting for routing and another three in an approver’s inbox, you’ve burned more than a week of the payment window before anyone touches the actual payment. AP automation tools that route invoices to the right approver and schedule payments on a set cadence can significantly reduce the human delay that contributes to late payments. When corporate credit card management and AP automation work together, the process-related risks that produce late payments may decrease.Card spend as a reporting tradelineStandard credit card transactions are generally not counted in PAYDEX calculations. PAYDEX is built from trade credit, which means invoices with explicit payment terms like net-30 or net-60. A credit card charge processed at the point of sale doesn’t carry those terms, so it doesn’t factor into the score the same way a vendor invoice does.The exception is when a corporate card reports its payment data to D&B as a tradeline. Some card programs report account-level payment history to D&B monthly, which means paying your full card statement balance before the due date functions as a reported payment experience. But the card’s tradeline contribution to PAYDEX is separate from the individual transactions made on it. The card payment behavior is what D&B records, not each purchase.If your company runs significant spend through a business credit card that reports to Dun & Bradstreet, confirm that the issuer reports positive payment history and not only delinquencies. Some issuers only report negative payment activity such as missed payments. Confirming with your card issuer whether they report positive payment history monthly to D&B is worth doing before relying on the card as a credit-building tool.Build your PAYDEX score with the right foundationA PAYDEX score moves quickly because it responds directly to payment behavior. If you set up your business profile correctly, open reporting tradelines, pay early, and confirm the data reaches D&B, you give the score the inputs it needs to improve. The companies that build it fastest usually combine disciplined vendor selection with payment operations that make early payment repeatable.This story was produced by Brex and reviewed and distributed by Stacker.
	How the Church of Jesus Christ of Latter-day Saints is helping Americans get Canadian citizenship How the Church of Jesus Christ of Latter-day Saints is helping Americans get Canadian citizenshipIn December, Canada enacted a law declaring that anyone with a direct ancestor from that country — no matter how far back — could be a citizen.Now thousands of Americans and other foreign nationals are exploring dual Canadian citizenship for personal or political reasons, including President Donald Trump’s crackdown on immigrants and economic concerns.Some are desperate to find a grandparent, great-grandparent or even great-great-grandparent who lived in the North American country.The only trick? Proving it.That’s where The Church of Jesus Christ of Latter-day Saints and its genealogical treasure trove comes in.The church-owned and -operated FamilySearch International is seen as the world’s largest genealogy organization. It boasts billions of historical records from hundreds of countries. Volunteers have worked with many churches — which were once the repository for records of births, baptisms, marriages and deaths — to collect, copy and store these precious documents.While Latter-day Saints maintain these genealogical records for their own rituals and beliefs about eternal families, the information is available for free to all who are looking for their ancestors. There are links to source materials that can be used as evidence of lineage.In the past few months, the website and facility have “seen a slight uptick” of people delving into the church’s Canadian archives, FamilySearch Library Director Lynn Turner told The Salt Lake Tribune. “We do know that people use our resources to seek out documents for citizenship.”The library doesn’t ask why users want the information, he said. “Our resources are there for them to use, and we wish them success.”It makes sense for wannabe Canadians to look for evidence of their ancestors in the church’s files. After all, the Utah-based faith has some 30 million records from Canada, Turner said. It collected census data starting in 1851, broken down by provinces, all indexed for easy access.There also are “vital records,” like births and deaths, some of which were provided by Catholic and Protestant churches, Turner said, “to help people trace their ancestries.”It has worked for Greg Kearney, a Latter-day Saint editorial cartoonist in Topeka, Kansas, whose dad’s family was Canadian and mom’s family was American.The new ruleUnder the old policy, known as the first-generation rule, only children of those born in Canada can inherit citizenship.But there were inconsistencies, Kearney said in an interview.A Canadian father married to an American woman could pass citizenship to his children, he said, but a Canadian woman married to an American could not.A legal challenge to the rule prompted the new law, known as “citizen by descent.”That unlocked the “floodgates of applications,” Kearney said. “There has been a rush of people, mostly from the United States, applying to the Canadian government for proof of citizenship.”Online sources like Canadian Citizenship by Descent and media outlets confirm the frenetic activity.“There is early evidence that the new rules are already spurring higher demand for historical records,” The New York Times reported. “The Nova Scotia Archives, for example, has seen a sharp increase in requests for official copies of historical records, from about 260 requests in all of 2024 to about 1,500 in just the first three months of 2026.”Still, the process can be arduous, The Times noted. “Documents that meet the bar for the Canadian authorities can include birth certificates, citizenship or naturalization certificates, or other official records showing family relationships and citizenship status.”But not, the paper said, “information gleaned from genetic testing.”No matter how much research is completed, citizenship is not guaranteed.“Between Dec. 15 and Jan. 31, about 6,280 applications for proof of citizenship were processed by the Canadian authorities,” The Times said. “Of those, 1,480 were confirmed as citizens by descent under the new rules.”Slow processKearney has begun the process for his American wife, whose Canadian ancestor was there in 1640.The cartoonist said he spoke with the clerk of Michigan’s Cheboygan County, “who told me that there was a big increase in people obtaining birth records because of this. There are also similar reports from the provincial archive in Nova Scotia, New Brunswick and Prince Edward Island.”He has been told it can take up to 10 months or longer, but “there are ways to get it sooner.”Authorities “will expedite the paperwork if the person has a well-found fear of retribution in the United States,” Kearney said, “and this includes applicants who are LGBTQ+, transgender or who are under political, religious or racial pressure.”Some applicants do this “so they can then become the Canadian ancestor for their own children and grandchildren,” he said. “This then opens the door for things like employment where they would no longer need to go through the whole visa and immigration process, which is both time consuming and expensive. They can take a job in Canada as a citizen, which is attractive to Canadian companies.”Troy Hicks, who had a great-grandfather born in Canada, told The Associated Press he pursued this avenue after visiting Australia.“[The] first words out of the first person I talked to in Australia was basically an expletive about Trump and the U.S.,” Pahrump, Nevada, resident. “It was just like, whoa, I walked off a 20-hour flight and literally the first words of somebody’s mouth to me were that. ... So the idea of doing that with a Canadian passport just seemed easier, better, more palatable.”What you don’t get with this citizenshipA certificate of citizenship does not, however, “grant voting rights unless you move to Canada,” Kearney said. “Under the Canadian Westminster system, voting is tied to your last physical location in Canada, called a riding, and so you need an address in Canada to vote, which most of these people would not have until or unless they moved there.”Ditto for national health insurance.“That is tied to the province or territory that you live in,” he said, “and so one would need to establish a residence in Canada for that as well.”But a Canadian passport alone, Kearney said, is worthwhile.“It is one of the strongest in the world permitting visa-free travel to more countries than the U.S. one does. There is also some early talk about a citizenship agreement between Canada, the United Kingdom, Australia and New Zealand that would extend work permits to citizens of all four countries,” he said. “Finally, there has been some early discussions about having Canada join the European Union. This would then open up all sorts of employment.”This story was produced by The Salt Lake Tribune and reviewed and distributed by Stacker.
	Davenport Speedway, West Liberty Raceway, will run hot Another stretch of busy race nights lie ahead for the SR Promotions crew, with three races in six days. Next at the quarter-mile Davenport Speedway will be weekly racing action on Friday, June 12. All six weekly classes will be in action. Weekly point racing action at Davenport Speedway has reached the one-third point of [...]
	Davenport man arrested in February on CSAM charges faces grooming charges in new case A Davenport man arrested in February on 15 counts related to child sex abuse material (CSAM) was arrested after police said he contacted undercover online accounts posing as 14- and 15-year-olds about sex acts. The criminal complaint filed in Scott County Court said the defendant, identified as Devin Shelsky, 25, was out on bond for [...]
	Report: Nine of the 27 most dangerous metro areas for pedestrians in the U.S. are in Florida Photo from Facebook account of Safe Roads USAFlorida’s well-documented reputation as one of the most dangerous states in the nation for pedestrians and cyclists is confirmed in a a study published this week by Smart Growth America and the National Complete Streets Coalition. The document, “Dangerous by Design,” ranks Sunshine State the fifth most dangerous in the nation, with nine of the 27 deadliest metro areas in the country located here. Tampa Bay ranks the eighth most dangerous metro area in the country and the most dangerous in Florida. Also: Palm Bay/Melbourne/Titusville region is 11th. Deltona/Daytona Beach/Ormond Beach is 14th. North Port/Bradenton/Sarasota is 15th. Jacksonville is 16th. Miami/Fort Lauderdale/Palm Beach County region is 17th. Lakeland-Winter Haven is 21st. Orlando/Kissimmee/Sanford is 25th. Cape Coral/Fort Myers is 27th. It wasn’t all bad news, however. Beth Osborne, president and CEO of Smart Growth America, said that one of the places in the country to see real improvement when it comes to pedestrian safety was Orlando. “They have shown one of the steepest declines in fatalities for pedestrians and they used to top our list repeatedly,” she said during a Zoom conference call to discuss the report. “It was a matter of leadership, both in terms of political leadership and leadership at their public works and transportation office that was able to articulate what they were trying to do and why they were trying to do it.” Memphis ranks as the deadliest metro area in the nation for people walking, with a pedestrian fatality rate of 5.5 deaths per 100,000 residents — the highest pedestrian fatality rate observed by the authors since they began compiling these reports in 2009. SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX.The report says there were 3,726 pedestrian fatalities in Florida between 2020 and 2024, the third most in the nation behind California (5,546) and Texas (3,865). However, Florida’s average pedestrian fatality rate per 100,000 residents at 3.32 is superseded only by New Mexico, Louisiana, Arizona, and South Carolina. A report published a year ago by the Bicycle Accident Lawyers group concluded that Florida remains the most dangerous state in the nation for bicyclists, looking at combined 2022 and 2023 data. There were another 207 bicycle fatalities in 2024, according to the Florida Department of Highway Safety and Motor Vehicles. There have been 979 fatalities from all crashes so far in 2026, according to the agency. There have been 3,414 bicycle crashes and 56 bicycle fatalities as of May 31. There have been 204 pedestrian fatalities. The Florida Bicycle Association told the Phoenix last year that its top legislative goal going into the 2026 Florida legislative session was a comprehensive “Hands Free” law that would make it illegal to hold a phone while operating a motor vehicle. The only safety-related bill to get any traction during the session was a “careless” driving bill that advocates said wouldn’t go far enough. It was heard in just one committee in the Florida House. Its Senate companion didn’t move at all. ‘Non-uniform cross walks’ A year ago after a new state law was passed, the Florida Department of Transportation (FDOT) updated its Manual on Uniform Traffic Control Devices to include a prohibition on “non-uniform traffic control devices,” such as pavement markings on crosswalks on state and local roads The mandate to remove such designs was extremely controversial in several Florida cities, where officials removed LGBTQ Pride colors. Heidi Simon, director of Thriving Communities with Smart Growth America, said removing such “proven safety measures” will likely result in unsafe conditions. It’s not getting any safer for Florida’s bicyclists After the Phoenix reported in December how Florida’s roads remain extremely dangerous for bicyclists, a spokesperson for FDOT responded in February that the agency “remains committed to get everyone home safely” through their Target Zero initiative, which focuses on the behaviors and conditions that lead to the most severe crashes and encompasses all road users. “To protect pedestrians and bicyclists on Florida’s roads, the Pedestrian and Bicycle Strategic Safety Plan (PBSSP) was developed in 2013 and serves as a comprehensive 5-year plan that builds upon Florida’s 2021 Strategic Highway Safety Plan (SHSP), a statewide safety plan developed by FDOT and its safety partners as a framework for eliminating fatalities and serious injuries on all public roads,” said FDOT communications director Michael Williams in a statement sent to the Phoenix. “The October 2021 update to the PBSSP is a continuation of FDOT’s commitment to prevent traffic crashes resulting in serious or fatal injuries to pedestrians and bicyclists through goal-oriented decision-making, data-driven investments, and strategic resource allocation. “A key strength of the PBSSP is its commitment to accountability. Current crash data and impacts of the PBSSP are reviewed quarterly by the Pedestrian and Bicycle Safety Coalition and FDOT’s State Safety Office, allowing the coalition to monitor the effectiveness of its efforts and adjust strategies as needed. This approach ensures the plan remains dynamic, responsive, and grounded in real-world data.” The report arrives just as legislation was introduced in Congress (H.R. 8870) called the BUILD America 250 Act that Smart Growth America says includes “few” major new investments aimed at improving pedestrian safety. Courtesy of Florida Phoenix
	Davenport man out on bond in child sex abuse material case facing new charges A Davenport man was arrested while out on bond for a previous child sex abuse material case.
	Why it can pay to invest in resilience: 4 ways to prepare your home for natural disasters Why it can pay to invest in resilience: 4 ways to prepare your home for natural disastersHow resilient is your home? Being prepared for storms, dangerous heat, and natural disasters has never been more important as extreme weather — and costly repairs — become more common.In recent years, disasters causing more than $1 billion in damage have skyrocketed in the U.S., from just a few per year in the 1980s to nearly two dozen on average per year in the 2020s, National Centers for Environmental Information data shows.Beyond resisting extreme weather, modern disaster-proofing upgrades can help homeowners respond to these crises and unlock measurable energy savings, according to Rulon Washington, senior manager of customer growth segments for Wells Fargo Home Lending.“Investing in your home’s resilience is really about protecting your peace of mind,” he said. “These improvements keep your family safer, help you recover faster when storms or outages hit, and are a smart financial move as natural disasters become more common.”“These improvements keep your family safer, help you recover faster when storms or outages hit, and are a smart financial move as natural disasters become more common.” -Rulon Washington, senior manager of customer growth segments for Wells Fargo Home LendingFor example, residents in rural Georgia and Alabama saved an average of 35% on their utility bills after Groundswell, a nonprofit focused on building resilient communities, provided more than $1 million in resilience improvements like new HVAC systems and roofs to 115 homes. And when the nonprofit worked with the Wells Fargo Foundation to build a resilience hub in Georgia, the community gained a reliable and trusted place to find shelter and have a meal during severe weather.“Resilience is how you shore up the everyday conditions that people face so that when storms do hit and outages happen, there’s a baseline set of conditions from which people are able to bounce back,” said Matthew Wesley Williams, Groundswell’s senior vice president of community development. “Resilience is about the everyday and the emergency.”Here are a few ways to better disaster-proof your home.Key takeawaysWhy invest in disaster-preparedness? Damaging storms and natural disasters have grown increasingly common in recent years, data shows.Where to upgrade: Consider home efficiency or resilience upgrades across key areas of your home, including the roof; heating, ventilation, and air conditioning (HVAC) systems; battery storage systems; or windows and doors.Understand your climate: Invest in improvements that are best suited to your weather and storm risks.Unlock savings: Resilience-boosting, energy-efficient improvements to your home can help you recover better from extreme weather while reducing utility bills or insurance premiums.4 ways to invest in your home’s resilienceRoofingA good roof over your head is essential, yet it’s one of the most commonly damaged parts of your home. Roof damage is responsible for an estimated 70% to 90% of insured residential catastrophic losses most years, depending on specific weather events — such as hurricanes, severe wind and hail storms, or other high-wind events — according to the Insurance Institute for Business & Home Safety.When replacing or repairing your home’s roof, resilient materials can defend against things like wind and hail damage, the most common causes behind homeowners’ insurance claims, according to Insurance Services Office data published by the Insurance Information Institute.These upgrades include things like impact-rated asphalt shingles or metal paneling to resist hail, debris, wind, or fires during tropical storms, tornadoes, and other natural disasters.Your roof project can even unlock significant discounts on your home insurance premiums, depending on your insurance provider and policy.Heating and coolingEfficient HVAC systems promote resilience by reducing energy demand, lowering energy costs, and helping to maintain comfortable indoor temperatures, even during extremely hot or cold temperatures. The core components of your HVAC system matter most: a thermostat, a furnace or heat pump, an air conditioner, and any fans, ducts, or ventilation.Modernizing your HVAC could mean investing in a smart thermostat, a new air conditioning unit, or switching systems altogether, such as moving from a traditional furnace or baseboard heating setup to an electric heat pump, which can be especially efficient in warmer areas.Backup batteriesFor homeowners at risk of severe storms, another option for boosting resilience is creating a backup power source or battery storage. A standby generator or solar power and battery system could be a lifeline if you’re prone to losing power from storms or an unreliable electric grid.These systems work in tandem with residential solar panels, which are typically installed on your home’s roof. When these panels produce electricity you don’t need, that energy can be stored in batteries for later use, like keeping your fridge powered or heat on through an outage.In recent years, homeowners investing in solar have increasingly added batteries to keep their homes powered. Most families in the U.S. could weather blackouts while saving 15% on their electricity costs on average by installing these systems, according to research published in Nature Energy.Windows and doorsWindows and doors affect your home’s efficiency, resilience, and comfort. They’re critical security points, too; 36% of homeowners upgrading their windows and doors sought to feel safer and more secure, according to a Home Improvement Research Institute survey.To boost both efficiency and resilience, consider replacing single-pane or leaky windows with impact-resistant, multi-pane varieties or adding storm doors, which both better insulate your home and protect it from the elements.Work with your contractor or vendor to find the best options for your home and climate. For example, some windows are designed to reflect heat, keeping your home cooler. Windows with multiple glass layers create air pockets for better insulation.How to pay for resilience-boosting home improvementsYou’re not alone if you’re looking to invest in disaster-proofing or efficiency upgrades.“As the cost of home improvements has increased, we’re seeing greater interest from consumers in financing solutions that allow them to invest in their homes while managing costs,” said Emily Chin, Wells Fargo’s head of Retail Services.Beyond financing, consider how your home improvement project could qualify for discounts, rebates, or other programs.Before starting work, reach out to your home insurance provider for documentation confirming what upgrades are eligible for discounts and how much they’ll reduce your insurance premiums.Check local rebate programs for home improvement incentives. Your city, county, or state may offer incentives like low- or no-interest loans for qualifying projects.Make sure you understand any requirements to qualify for these discounts or rebate programs. Using a licensed contractor is often required to get insurance premium discounts, rebates, or other incentives. Be wary of scammers posing as contractors.Finally, consider how these investments can help you save money immediately through lower utility bills and generate value in the long term through the possible resale of your home.For example, upgraded windows could pay for themselves over time, especially given rising electricity prices in recent years. At least a quarter of your heating and cooling energy usage comes from heat that is gained or lost through windows, according to the U.S. Department of Energy.“We’re short on power and getting shorter by the day, while demand on the grid is skyrocketing. And as a result, that demand is driving costs,” Williams said.Many efficiency upgrades have a track record of boosting resale value, allowing homeowners to recoup some of their investment. These projects include adding backup power generators, swapping a furnace setup for heat pumps, and replacing windows or roofs, according to The Journal of Light Construction.This story was produced by Wells Fargo and reviewed and distributed by Stacker.
	How securities-based lending can reduce expenses How securities-based lending can reduce expensesHaving readily available funds can help pave the way when you need to jump-start a new business venture, seize a timely investment opportunity, or make an offer on your dream vacation home. Even planned milestones, like funding a child’s education, may present liquidity challenges if they come at a time when disrupting an investment strategy is not ideal. Using your investments as collateral for a securities-based line of credit (SBLOC) is one way to proactively secure access to funds when the need arises."A securities-based line of credit leverages the value of marketable securities—equities, fixed income, Treasurys, and so on—held in a nonretirement investment portfolio to give you access to cash without the need to sell assets," explains Scott Landau, managing director of private banking at Fifth Third Private Bank. "It’s a great option for investors who want liquidity options without sacrificing investment potential or creating any tax ramifications."The benefits of securities-based lendingSo, what is securities-based lending? For investors with sufficient eligible securities, SBLOCs can be easier to establish than other borrowing options. Securities-based lending functions similarly to a home equity line of credit, with lenders basing the maximum loan value on a borrower’s investment portfolio rather than equity owned in a home. However, because the underlying assets are easily quantified, the approval process can be more straightforward."This is not like other loans where you need to provide extensive documentation," says Chris Dosland, director of private banking at Fifth Third Private Bank. "All it typically takes is a credit score and proof of eligible collateral to be approved."SBLOCs also offer flexibility. Borrowers can access any amount up to the initial credit line value as needed and pay interest only on the amount drawn and only for as long as they need it. There is no need to commit to an established time horizon for repayment, and funds can be used for any purpose except buying other securities."It’s like having readily available assets," says Landau. "If an opportunity arises, you are a cash buyer who can access funds immediately and make interest-only payments as long as your collateral stays in place." Borrowers are also free to continue making trades within the investment account as long as they maintain the required collateral levels to support the loan.Another key benefit is cost efficiency. Interest rates on an SBLOC tend to compare favorably to other lending options. "Since it’s a low-risk form of lending, it’s an inexpensive way to borrow," says Dosland. "So, they’re simple, flexible, and cost-effective."SBLOCs may also offer significant tax advantages because the loan enables investors to avoid selling assets and triggering capital gains taxes on the sale. In addition, if the loan is used for business or investment purposes, the interest payments may also be deductible. Borrowers should always consult with a tax professional in advance to assess the ramifications of their specific situation.Caveats and considerationsAs with taking on any debt, potential borrowers should be aware of the risks and limitations associated with SBLOCs. Some asset classes, such as private equity holdings, retirement accounts, and assets held outside the lending institution, may not qualify as collateral.Market volatility is another consideration. While market fluctuations are generally accounted for when determining the amount of credit, should the value of the investments pledged as collateral drop significantly, borrowers may be subject to a margin call and required to provide additional collateral or repay part of the loan.Your wealth management advisor can help ensure an appropriate level of leverage. "A good wealth manager will be very conservative in making sure you have plenty of room to weather volatility," notes Landau. "The amount we as lenders advance against assets will also vary depending on the level of volatility related to that investment — fixed income versus equity."Is an SBLOC an option for you?Ultimately, an SBLOC is just one of many lending options available to borrowers. Determining the best option entails taking a holistic approach to assessing individual circumstances and identifying the solution that best fits your financial goals.This story was produced by Fifth Third and reviewed and distributed by Stacker.
	Former Davenport city attorney reprimanded for settlement talks The Attorney Disciplinary Board of the Supreme Court of Iowa has sanctioned a former attorney for the City of Davenport for allegedly withholding information from select city aldermen.
	Federal appeals judges reject lawsuit against Alaska Airlines by former state senator Sen. Lora Reinbold, R-Eagle River, speaks Tuesday, May 10, 2022, on the floor of the Alaska Senate at the Alaska State Capitol in Juneau, Alaska. (Photo by James Brooks/Alaska Beacon)A three-judge panel of the U.S. Court of Appeals for the 9th Circuit has upheld the dismissal of a lawsuit by former Alaska state Sen. Lora Reinbold, R-Eagle River, against Alaska Airlines. Alaska Airlines banned Reinbold in 2021 for refusing to follow its masking policies during the COVID-19 pandemic emergency. She sued the airline in 2023, after leaving office. By email, Reinbold said she was dissatisfied with the court’s decision. “Alaska Airlines is the sole carrier to Juneau, which puts it in a position to control access to government, courts, medical care, and family for every Alaskan — and the same dynamic plays out in Hawaii and other places where a single carrier holds the keys,” she wrote. “A monopoly carrier with that kind of power needs accountability — including to the federal disability law it tried to ignore. The Ninth Circuit did not appear to grasp how serious that question is. This case deserved a thorough review and an assessment of the broad future impacts.” Reinbold delivered oral arguments in April, the panel issued its order May 20, and Reinbold on June 3 filed a motion on June 3 asking the full court to hear the case. That motion is pending. Reinbold, who represented herself in the suit, noted that Alaska Airlines was the sole commercial air carrier between Anchorage and Juneau during the 2021 legislative session, and her ban effectively denied her the ability to travel to Anchorage by commercial air flight. She ultimately drove across Canada and took a state ferry to reach Juneau. SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX. Alaska Airlines’ monopoly, combined with its implementation of federal rules, made it a state actor and thus subject to constitutional claims, Reinbold argued. Furthermore, the airline gave her no opportunity to appeal the ban, she said. An Alaska District Court judge dismissed the case in 2024, and the judge rejected Reinbold’s attempt to amend her complaint and keep the case a live issue. “When corporations enforce government policy, hand-in-hand with the state, constitutional protections such as fair notice and due process must still apply,” she said by email. During court arguments, Alaska Airlines raised a variety of procedural issues with Reinbold’s complaint and argued that it was not a government agency and thus not liable for alleged violations of the U.S. Constitution. “Plaintiff was entitled to her personal views about COVID-19,” the airline’s attorneys wrote in 2023. “She was not, however, empowered to invoke her personal notions to evade or disregard federally mandated requirements for air travel that applied to all other Alaska Airlines guests during a worldwide pandemic.” The airline was represented in court by attorney Richard Grotch, who said Reinbold did have a doctor’s note indicating that she did not need to wear a mask, but she never indicated that during booking, as the airline required. “There’s no constitutionally guaranteed right to fly. There’s certainly no constitutionally guaranteed right to fly Alaska,” he said. SUPPORT: YOU MAKE OUR WORK POSSIBLE Courtesy of Alaska Beacon
	Ped Mall shooting suspect faces new charge in separate case Damarian Jones has been charged with third-degree vehicular burglary in a separate case.
	Your auto lease is up. Now what? Your auto lease is up. Now what?In the debate of whether to take the plunge to purchase or lease a car, leasing tends to have its advantages. Your monthly payments and maintenance costs are typically lower; plus, you can drive a new car every few years.But like all good things, your car lease must come to an end. Ally Financial shares what to expect to help you prepare for a smoother ride at the end of your lease term.Considerations as your car lease comes to an endYou generally have a few options: Return the vehicle, buy it, or extend your current lease. When deciding, there are a variety of factors to consider, including:Availability: If new or used inventory is low, extending your lease (if your lease or lessor allows) could buy you time.Financing options: Compare terms if you’re interested in financing a buyout.Depreciation: If the car’s market value is lower than the buyout price, it could make sense to return.Mileage and condition: Buying the car could help you avoid expenses if you’ve exceeded mileage limits or have excessive wear and tear.Your options when a car lease endsWhen your lease term is winding down, it’s time to think about what you need going forward and if your car needs have changed.Return your leased carYou may want to reach out to your lessor as you approach your lease end date to confirm the details of the return process. Your car dealership may be able to help you, too. To prepare, start by gathering all relevant paperwork, like your lease agreement; keep an eye out for communications from your lessor about lease end.Extend your current car leaseContinuing your lease may be the simplest option if you must have a car but aren’t ready to select a new vehicle or go through the lease end process. Reach out to your lessor to see whether you can extend your lease and for more information about eligibility and limitations like time, mileage, and costs.Buy out your car leaseYour lease agreement should define the purchase price for buying your existing leased vehicle, but take note: You’ll want to compare that price against the vehicle’s resale value to make sure you don’t pay more than what it’s worth.Whatever you choose, this lease end checklist can help make the return of your car as painless as possible.5 steps to prepare for the end of your car leaseTake these steps as your lease end approaches:1. Prepare for the lease inspectionAs part of the return process, a leasing company (or a third-party inspection company) will usually take a close look at the car by searching for things like:Burns, stains, cuts or tears in the upholsteryDents, scratches or punctures in the car’s exteriorWindshield cracks and broken headlights or taillightsExcessive tire wear, gouges or cutsBroken, cracked, mismatched or bent wheelsDamaged or missing parts, such as radio knobs or door handlesAftermarket alterations, such as window tinting or body kits could also be considered as damage or a lease violationIf you have major damage, consider repairing it before inspection. Otherwise, you could be responsible for excess wear charges.2. Estimate excess mileage costsWhen leasing, a stipulation you agree to is how many miles you are going to drive. Go over the mileage limit? You’ll likely be charged an excess mileage fee. Avoid sticker shock by estimating any potential excess mileage expenses.3. Add up any lease return feesOther return costs could include:Disposition fees: This covers the leasing company’s costs, like preparing the car for resaleLate return fees: Turn the car in on or before the lease end date to avoid this feeEarly termination fees: While it is generally possible to get out of your car lease early, it often involves charges4. Carefully review your lease agreementRead your agreement thoroughly to make sure that you understand the particulars of your lease. Pay close attention to terms regarding mileage limits, wear and tear policies, fees for early termination and any penalties for late returns. Understanding these details can help you avoid costs at the end of your lease.5. Start saving in advance for lease-end costsBetween fees, repair costs and a potential down payment on your next vehicle, it’s smart to set money aside now.Staying ahead of the curveWith a little preparation in reviewing your lease agreement, assessing your current vehicle and thinking through your future car needs, you can move forward with confidence and navigate the road ahead.This story was produced by Ally Financial and reviewed and distributed by Stacker.
	Secrets to breaking into enterprise accounts and closing megadeals Secrets to breaking into enterprise accounts and closing megadealsJust ask Jamal Reimer—closer of a $56,000,000 Oracle deal (yes, you read that right) and the world's leading expert on megadeals.After more than 20 years of selling to enterprise companies, Reimer uncovered the winning strategies for how to close the biggest deals of your life in Apollo’s most recent webinar. “I want to save you a decade of trying to figure it out on your own through trial and error, Reimer, founder of Enterprise Sellers, said.Keep reading to learn how to land meetings with executives, create a pitch that captivates your most important prospects, and seal the deal on your biggest enterprise accounts.What is enterprise sales?Enterprise sales is the process of selling high-value products or services to large organizations. Enterprise sales involve solutions with significant business impact, often including multi-year contracts, complex implementations, and many stakeholders.Compared with smaller deals, these are long-term engagements that require a deep understanding of the customer’s business, challenges, and strategic goals. Success often depends on building solutions that can reshape how large organizations operate.How enterprise sales differ from SMB and midmarket salesSelling to a 50-person startup versus a 50,000-person corporation is like playing checkers versus chess. Both are games, but the strategy, complexity, and stakes are worlds apart. Here's how they stack up:Sales Cycle: SMB deals can close in days or weeks. Enterprise deals? Think months, or even years. It's a marathon, not a sprint.Decision-Makers: In an SMB, you might talk to one or two people. In an enterprise, you're navigating a buying committee of a dozen or more stakeholders from finance, IT, legal, and the business units.Deal Size and Complexity: Enterprise contracts are significantly larger and come with custom terms, security reviews, and complex legal hurdles.Risk: For an enterprise, a bad purchase decision can cost millions and impact thousands of employees. Your job is to de-risk the decision at every step.Enterprise sales examples and what makes them successfulEnterprise sales isn't just one thing. It could be selling a new cloud infrastructure platform to a global bank, deploying a new HR software across a national retail chain, or providing a comprehensive cybersecurity solution to a government agency.What these deals share is a focus on large-scale, mission-critical business problems. The seller presented a business case showing how the solution could drive revenue, reduce costs, or mitigate risk at scale. The focus is on strategic outcomes rather than product features alone.Break out of the matrix into enterprise salesWhat's life like for a run-rate seller?It's filled with high-volume activity, low-level stakeholders, tiny, time-consuming deals, and small commission checks. While these things can still be a reality for enterprise sellers, enterprise sales often revolve around the opposite—high-level strategy and intentional action.Reimer points out that individual contributors often have a great chance at success on paper, but the system is gamed to make overperformance nearly impossible. According to him, the only way to break out of the game and get what you want out of your sales career is to think bigger, think bolder, and set your sights on the mega-deal.“Everything you wanted when you started in sales is on the other side of a single, intentional megadeal,” Reimer says.Leverage your executives to access decision-makersBreaking into enterprise accounts is a game of chess.Success often depends on reaching executive decision-makers early in the process."I've never seen a megadeal done without executive sponsorship. There's too much entropy, and midlevel people don't even have the mandate to make big investments," says Reimer.Executives are the driving force behind any megadeal, and if you can't get to them, your deal is over before it's begun.You have any executive's contact information now, but like many reps, you might feel intimidated to reach out, like you don't know their language or are not worthy of your time.One of your best strategies will be to leverage your own executives. Go to them with your book of accounts and ask them for any and all mutual connections and support. They are going to be your golden ticket into the room of C-Suite.Reimer puts it this way: "Don't walk up the mountain. That takes weeks. Go leverage a helicopter to take you to the top of the mountain in 10 minutes. This is the way of the megadealer—and your executives are your first port of call to be your helicopter."A Megadeal Premise has three key components:Core imperative: What the C-Suite needs to achieve this fiscal yearDistinctive value proposition: Your company's secret sauceC-level insight: An undiscovered or unappreciated reality about their businessYou need to show that your distinctive value prop is the better, faster vehicle to get them to their core imperative, using the C-level insight as the rationale behind why a "yes" makes sense.Work with your execs to think creatively when you reach out to deliver this information."Cold email and cold calling are like super highways that are bumper-to-bumper jam packed. We need to get off of those superhighways,” Reimer says. “We need to go to other channels."In the webinar, Reimer gives examples of:Sending greeting cardsDelivering physical gifts for special occasions (birthdays, anniversaries, etc.)And handwriting notesThinking outside the box to capture the attention of busy decision-makers will set you apart from the swaths of people banging at their door.The enterprise sales process: A step-by-step frameworkWhile every deal is unique, most enterprise sales follow a predictable path. Think of it as a roadmap to guide you through the complexity. Here's a simplified look at the stages:Account Identification and Research: Pinpoint high-value accounts and dive deep into their business challenges, strategic initiatives, and key players.Executive Mapping and Outreach: Identify the entire buying committee, from champions to blockers, and orchestrate a multi-threaded outreach campaign to gain access.Collaborative Discovery: Work with multiple stakeholders to build a comprehensive understanding of their pain points and cocreate a vision for the solution.Value Proposition and Business Case: Present a tailored solution and a rock-solid business case that proves undeniable ROI to the economic buyer.Procurement, Security, and Legal: Navigate the final hurdles with the teams designed to scrutinize every detail of the deal.Closing and Expansion: Seal the deal and immediately shift focus to delivering value and identifying new opportunities for growth within the account.Frequently asked questions about enterprise salesWhat is the meaning of enterprise sales?Enterprise sales means selling high-value, complex products or services to large corporations. It involves long sales cycles, multiple decision-makers, and deals that have a significant impact on the customer's business.What does an enterprise sales rep do?An enterprise sales rep is responsible for managing the entire sales process for large accounts. They build relationships with executives, develop complex business cases, navigate procurement and legal, and ultimately close large, strategic deals.What are enterprise sales examples?Examples include selling a new CRM platform to a Fortune 500 company, implementing a cloud computing solution for a global logistics firm, or providing a comprehensive cybersecurity package to a major financial institution.How long does an enterprise sales cycle take?Enterprise sales cycles are long, typically lasting anywhere from six to 18 months, and sometimes even longer. The length depends on the deal's complexity, cost, and the number of stakeholders involved.What's the difference between enterprise sales and account management?Enterprise sales focuses on acquiring new large customers (hunting), while account management focuses on nurturing and growing existing customer relationships (farming) to ensure retention and find expansion opportunities.This story was produced by Apollo and reviewed and distributed by Stacker.

Wednesday, June 10th, 2026