Thursday, April 30th, 2026 | |
| Pancheros Mexican Grill, Burlington reopens after extensive remodelPancheros Mexican Grill, has announced its third completed remodel in Iowa this year, this time in Burlington, according to a news release. Officially reopening to the public on Friday, the Burlington location at 1035 Lawrence Drive will boast an extensive remodel, including the addition of second-make line for online orders and streamlined operations, back-of-house updates, [...] |
| Eddy the River Otter is new mascot for Iowa community collegeEICC officials say the River Otters give students across Clinton, Muscatine and Scott community colleges one name to rally behind. |
| Turtle at Nahant Marsh, Davenport, continues recovery after surgeryHer surgery was successful, she continues to improve, and now Oneida - an ornate box turtle at Nahant Marsh, Davenport - has had a bath. An update on the turtle is part of a news letter sent to Nahant Marsh supporters, "Oneida the ornate box turtle is doing well as we enter the month of [...] |
| Iowa State poll: Only 22% of Iowa farmers use ag drones, but adoption expected to growOne Iowa State University Extension expert said that as farm drones gain popularity, they have the opportunity to get more non-farmers interested in agriculture. |
| Body of man missing since April 13 found in Rock River near SterlingPolice said London Thomas jumped into the river on Monday, April 13, in an alleged attempt to evade police. He had been missing ever since. |
| Eugene Field Elementary School breaks ground on major additionA new 10,000 square foot addition will include five classrooms, a music room, a special education space and more. |
| The Heart of the Story: Fossil fanaticOur Quad Cities News is partnering with award-winning journalist Gary Metivier for The Heart of the Story. Each week, Gary showcases inspiring stories of everyday people doing cool stuff, enjoying their hobbies and living life to the fullest. Stories that feature the best of the human condition. Anderson Taylor is a young man who's a [...] |
| Common Chord announces first-floor move, summer concert series returns June 5Common Chord will relocate from the second floor to a newly renovated, ground‑level space in the Redstone Building by late summer 2026, to improve accessibility, visibility and community flow. The Live at 5 summer kickoff party is happening June 5. |
| Trump gives the go-ahead for a major new Canada-U.S. oil pipelineMore state and federal approvals are needed for the 3-foot-wide Bridger Pipeline Expansion, which would stretch from the Canadian border with Montana down through eastern Montana and Wyoming, where it would link up with another pipeline. |
| Illinois bill to help protect medical privacyA federal push to ban gender-affirming care has Illinois lawmakers considering changes to a state drug monitoring program. Senate Bill 4834 would remove estrogen, testosterone and other hormone medication from the Illinois Prescription Monitoring Program. The bill would also purge the state's records of anyone who accesses any of the medication. Supporters say they're concerned [...] |
| Artist Thomas Dambo reveals hidden fourth giant troll in ClintonIn an exclusive interview with News 8, the man behind Clinton's giant new trolls talks about why they break his mold and what it took to bring all four to life. |
| New precast concrete manufacturing facility set to open in DeWittIconic Precast is expected to create 25 full-time jobs. |
| Couple more frosty mornings coming up this weekWe have more chilly nights ahead this week in the Quad Cities. Temps drop into the middle and upper 30s and that could lead the way to more frost in the Quad Cities area. This is possible Friday and Saturday morning. This isn't too out of the ordinary though. On average, we have our last [...] |
| | Death Notice: Dennis JohnsA funeral service for Dennis A. "Coach" Johns, 90, will be held at 11 a.m. Thursday, May 14, at First Presbyterian Church, Davenport. Visitation will be one hour prior to the service at the church. Burial will be in Rose Hill Cemetery, Buffalo. Weerts Funeral Home, Davenport, is assisting the family with arrangements. Mr. Johns died Tuesday, April 28, 2026, in League City, Texas. Online condolences may be made at www.WeertsFH.com. A full obituary will appear in the May 6 edition of The NSP. |
| Pedestrian killed after being hit by train in GalesburgSeveral railroad crossings were closed while officials responded to the scene. |
| Eastern Iowa Community Colleges unveil first districtwide mascotEastern Iowa Community Colleges unveiled the River Otters as its first districtwide mascot April 30, uniting its three campuses under one identity. |
| The Illinois DOT wants your feedback on reconstruction of the Illinois 84 and 92 corridor in SilvisA public meeting on the project will be held at The Bend Event Center in East Moline on Tuesday, May 12, from 1-6 p.m. |
| EXCLUSIVE INTERVIEW: Meet the artist behind Clinton's new giant trollsWorld-renowned artist Thomas Dambo builds massive wooden trolls all over the globe. Now, there are four of them in Clinton, Iowa. |
| After ambulance loss, West Liberty Fire faces gaps in emergency responseThe West Liberty Fire Department lost one of its ambulances, leaving it with just one to cover a service area of over 100 miles. |
| Trains halted at multiple Galesburg crossings after train-pedestrian collisionAccording to Galesburg police, crossings affected include North Whitesboro, Chambers and Lincoln Streets. |
| Illinois DOT holding open house regarding Centennial Bridge corridor projectThe open house will take place on Wednesday, May 20, at the Holiday Inn Rock Island - Quad Cities. |
| New Iowa State study finds 22% of Iowa farmers use dronesOf the farmers using drones for agricultural work, the majority hire other drone providers. Only about 26% of farmers using drones actually own one. |
| Ben McCollum breaks down historic postseason run for HawkeyesAfter leading Iowa the men’s basketball program to the Elite Eight for the first time since 1987, momentum is quickly building for Ben McCollum’s Hawkeyes. |
| Crime Stoppers: Man wanted by Rock Island policeBrandon Kutzman, 44, is wanted by the Rock Island Police Department on a warrant for possession of a stolen vehicle. |
| Woman stole $30K from multiple credit unions with fake IDs, officials sayA woman stole $30,000 from credit unions in Moline, Milan and Bettendorf using fake IDs, officials said. |
| Crime Stoppers of the QC to host golf outingCrime Stoppers of the QC is hosting a golf outing on May 18. |
| A sneak peek into MayWith April wrapping up, May is now on our doorstep to bring in the signs of warmer weather and getting closer to the Summer season. Average temperatures range from 69-79 from the start to end of the month with the warmest ever being 104 degrees in 1934. The most rain we ever had was close [...] |
| Make a positive impact at Friends of Long View Park's spring clean-upYou can make a positive impact in our community and help beautify a beloved Quad-City park. Todd Linscott joined Our Quad Cities News with details on the Friends of Long View Park's spring clean-up day. For more information, click here. |
| House passes Farm Bill 224-200 mostly along partisan lines; Quad City area representatives explain their votesFarmers may soon see certainty with programs after the House voted to pass the 2026 Farm Bill, mostly along party lines, with moderate rural Democrats' support clearing the chamber in a vote of 224-200. |
| Dixon man missing since April 13 found dead in Rock River near SterlingPolice said London Thomas jumped into the river on Monday, April 13, in an alleged attempt to evade police. He had been missing ever since. |
| 211 service now available in all 102 Illinois countiesThe service through the state Department of Human Services provides resources to residents seeking assistance. |
| Public invited to give input on U.S. 67 corridor projectThe meeting will be from 3 to 6 p.m. at the Holiday Inn Rock Island-Quad Cities at 226 17th St. |
| How monovision can fix the need for reading glassesMonovision can work using contacts, Lasik, or lens replacement for cataracts. |
| Aledo seeks parade entries for America’s 250th anniversary celebrationThe City of Aledo will host a multiday celebration for America’s 250th anniversary, including a July 3 parade, July 4 festivities and a July 8 reading. |
| Davenport man pleads guilty to 2 federal firearm chargesAlexander Jessop pleaded guilty to two charges of unlawful transport of firearms. |
| Man sentenced for stealing vehicle, striking deputyJames Barlett, 37, was sentenced Tuesday after pleading guilty to multiple charges related to a 2024 incident. |
| Learn about Centennial Bridge corridor project at public meeting May 20The Illinois Department of Transportation and the Iowa Department of Transportation are hosting a public meeting for the U.S. 67 (Centennial Bridge) corridor project on Wednesday, May 20 from 3 – 6 p.m. at the Holiday Inn Rock Island-Quad Cities, 226 17th St., Rock Island. There will be no formal presentation, and the public is [...] |
| Trains halted at multiple Galesburg crossings after train-pedestrian collisionAccording to Galesburg police, crossings affected include North Whitesboro, Chambers and Lincoln Streets. |
| Will.i.am wants to future-proof a new generationThe Black Eyed Peas co-founder turned entrepreneur is now teaching a class on "agentic AI" for Arizona State. |
| Trains halted in Galesburg after train/pedestrian crossingTrains in Galesburg are currently halted at the N. Whitesboro, Chambers and Lincoln Street rail crossings while officials respond to a train-pedestrian collision near Chambers and Peck Street, according to a news release from the city. Residents are asked to avoid the area and use local underpasses to navigate around stopped trains until the incident [...] |
| Train stopped in Galesburg for collision with pedestrianGalesburg officials said the train is stopped at North Whitesboro, Chambers and Lincoln Street rail crossings. |
| Trump pulls Casey Means' stalled surgeon general nomination, announces new pickPresident Trump says he's nominating former Fox News Channel contributor Dr. Nicole Saphier for surgeon general after Dr. Casey Means' path forward stalled in the Senate over questions about her experience and her stance on vaccines. |
| May events expected to bring more than 9,000 participants to Quad CitiesVisit Quad Cities said events include the NJCAA Division 1 Women’s Golf Championship, NAIA Men’s Golf National Championship, a farm business conference, wrestling duals and more. |
| U.S. House primaries in Louisiana are suspended after Voting Rights Act rulingLouisiana suspended its upcoming primaries for the U.S. House, following Wednesday's U.S. Supreme Court ruling that the state's congressional map is an "unconstitutional racial gerrymander." |
| Eugene Field Elementary in Rock Island holds groundbreaking for $6M renovation, additionOn Thursday morning, the Rock Island-Milan School District celebrated a series of renovations at Eugene Field Elementary School with a groundbreaking event. |
| Olivia Rodrigo's 'drop dead' goes to No. 1 — and helps The Cure return to the chartsOlivia Rodrigo's third album, you seem pretty sad for a girl so in love, doesn't come out until June. But it's already off to a tremendous start on this week's Billboard charts. |
| Rock Island’s Eugene Field Elementary breaks ground on expansionA groundbreaking ceremony was held Thursday morning for an addition to Eugene Field Elementary School. |
| Eastern Iowa Community Colleges announce new mascotEastern Iowa Community Colleges (EICC) has a new mascot. The colleges introduced the EICC River Otters on April 30, the last day of Community College Month. The River Otters give students across Clinton, Muscatine and Scott Community Colleges a visible symbol of pride, momentum and community. Eddy, EICC’s River Otter mascot, is described as being [...] |
| In real-world test, an AI model did better than ER doctors at diagnosing patientsResearchers evaluated how well an AI model could diagnose and make decisions about patient care. |
| Lifted Energy opens a second location on Friday in SilvisLifted Energy to hold a grand opening from 6-9 a.m. at their second location in Silvis on Friday. |
| Congress ends record shutdown at the Department of Homeland SecurityThursday's vote in the House provides funding for DHS after a more than two-month shutdown, but does not include dollars for Immigration and Customs Enforcement and Customs and Border Protection. |
| Elementary school closing in Salem, IAThe decision follows pushback from parents and community members in March who have opposed the closure. |
| Myanmar junta says Suu Kyi moved to house arrest, doubts lingerThe secrecy surrounding Suu Kyi's new location has alarmed her son, Kim Aris, who says he has received no authoritative confirmation of her wellbeing. |
| Elementary school closing in Mount PleasantThe decision follows pushback from parents and community members in March who have opposed the closure. |
| Coya’s targets mid-May opening for Avenue of the Cities relocationCoya’s says its new Avenue of the Cities location is expected to open in mid-May following a nearly yearlong renovation project. |
| Woman charged with intentionally setting fire at gas station pleads guiltyA woman charged with setting a fire near a propane tank at a gas station has pleaded guilty to a lesser charge. |
| Firefighters respond to trucking facilityA KWQC crew could see emergency crews outside the business at about 10 a.m. in the 13200 block of US 150. |
| 'Baby Reindeer' creator Richard Gadd on his new show 'Half Man' and toxic masculinityBaby Reindeer was an unexpected hit on Netflix in 2024. Now its creator and star is back, with a series about two boys who become brothers after their mothers fall in love in 1980s Scotland. |
| Eastern Iowa Community Colleges unveil first districtwide mascotEastern Iowa Community Colleges unveiled the River Otters as its first districtwide mascot April 30, uniting its three campuses under one identity. |
| Breasia Terrell's killer charged with 2003 assault of 5-year-old in Clinton CountyHenry Dinkins is accused of enticing a 5-year-old from her Clinton home and assaulting her in a cornfield near Grand Mound in 2003. |
| 3 spring novels star trad wives, grown-up boy band fans, and a pregnant septuagenarianLooking for a read that's complicated, gutsy and entertaining? Maureen Corrigan recommends Yesteryear, by Caro Claire Burke; American Fantasy, by Emma Straub; and Enormous Wings, by Laurie Frankel. |
| | Inside the coming era of AI agents that handle customer service on behalf of brandsInside the coming era of AI agents that handle customer service on behalf of brandsAI is changing the operating model for customer communications. Conversations are no longer limited by agent capacity or business hours. That shift fundamentally changes what customer conversations can achieve, and the value they create for each individual consumer.But many brands have not adjusted to that reality. Businesses often use AI to optimize for speed and scale, handling more inquiries, ending interactions faster, and reducing costs. The underlying mindset has not changed, even though the technology has evolved. Too often, many brands treat conversations as something to manage rather than moments that can strengthen relationships.The problem with this approach is that scale without context creates false confidence. When AI scales interactions without intent, it automates low-value engagement. Customers get answers, and they may even get resolution, but they do not get progress or relevance. In 2026, that is no longer sufficient.The next phase of AI in customer communications will not be defined by how many conversations brands can have. It will be defined by whether brands meet customer expectations in every interaction. This perspective builds on themes explored in Sinch's Predictions 2026 on customer communications, looking more closely at what those shifts mean for how conversations are defined, measured, and valued.How AI is changing what a customer conversation meansIn 2026, consumers expect that their conversation history is carried forward to all their interactions with a brand. If they checked an order status over chat yesterday and then called today to update their delivery time, they expect the brand to connect those moments. They also expect the brand to anticipate what they need next, without being made to start over.Sinch's State of Customer Communications 2025 report found that 59% of consumers say it is important that information flows between channels like email, text, chat, and voice. That context is the difference between a conversation that is useful and one that is forgettable.A customer conversation has evolved into an ongoing thread that carries context, memory, and intent across the relationship. And when it does not, the experience breaks down quickly: 81% report a negative reaction when they are forced to repeat information, with many citing frustration and lost trust.The problem is that most organizations are not set up to meet those expectations. According to Vandita Arora, group product manager at HubSpot, even when a business has multiple channels in place, fragmented data prevents conversations from feeling continuous or coherent."What still feels fundamentally broken is the isolation of data ... even though you have all these channels, the context is not shared, and every interaction starts from zero again," Arora said.Consumers expect conversations that recognize who they are and remember what has already happened. Once conversations become continuous and contextual, success cannot be measured by how quickly they are shut down.Why efficiency metrics no longer tell the full truthMost of the metrics used to measure customer conversations were designed for a world of scarcity. There was more inbound demand than available agents, and more conversations than time. In that environment, metrics like average handle time (AHT) and deflection made sense. Speed was the only way to keep up.AI changes that equation. As conversations become less constrained by capacity and more connected across channels, optimizing purely for speed misses the point. AI can shorten interaction time, but that does not always make interactions successful. In many cases, it does the opposite by compressing conversations that actually need more time and context.And that gets to the heart of why legacy efficiency metrics no longer hold. When AI is used primarily to drive deflection or reduce handle time, teams may hit their numbers while missing the outcome entirely. A quick interaction that ignores context can feel efficient internally while creating friction for the customer.What matters more now is whether a conversation creates progress: Did it move the customer forward? Did it reduce uncertainty? Did it reinforce that the brand understands where the customer is and what they need next? Did it create more opportunities for growth?Measurement has to evolve accordingly. Not toward more metrics, but toward better questions. Instead of asking how fast a conversation ended, leaders need to understand whether it created continuity, trust, and long-term impact.From cost center to growth engineWhen conversations are designed to create progress, the role of customer service starts to change. Service interactions stop being treated as costs to minimize and begin to shape how customers feel about the brand long after the issue is resolved.A well-handled conversation can restore confidence after a problem or help a customer make a better decision. It can also surface opportunities that genuinely benefit the customer, like a timely reminder to reorder something they rely on or a recommendation for a plan that better fits how they use the service. That carries value even when no immediate sale is involved.Over time, those moments compound, influencing loyalty, retention, and long-term value. That is the shift from volume to value, where success is defined by what each conversation contributes to the relationship. Seen this way, service becomes a growth engine because it consistently earns trust by acting at the right moment, one conversation at a time.Agent-to-agent communication: The next inflection point most brands are not planning forOnce brands start thinking of service as a driver of long-term value, the question will stop being how conversations perform and start being who those conversations are actually between.Today, most customer communications are designed around a person reaching out on one side and a company responding on the other, whether through a human agent or a basic chatbot. That model is already starting to change. The next inflection point will be the shift toward agent-to-agent communication.In these interactions, the customer initiating the conversation will not be a person at all, but a personal AI assistant acting on their behalf. Instead of a customer checking an order status, following up on a missing package, or comparing options themselves, their AI assistant will handle it. The assistant will contact the relevant brand or delivery systems, exchange information, and return with a clear answer. The consumer never has to navigate multiple touchpoints again because their assistant does it for them.And even though these conversations happen machine-to-machine, the outcome still directly affects how a person experiences and trusts a brand. This has meaningful consequences for businesses. When AI systems interact directly with other AI systems, brands need to be explicit about their responsibility. A brand's AI agent will need to know what information it can share, what actions it is allowed to take, and when a situation requires human involvement.Over time, this points toward an emerging "internet of agents," where AI assistants begin to directly interact with brand systems in controlled ways. Some brands will manage those interactions themselves, while others will participate through defined interactions and permissions. In both cases, how an AI agent behaves becomes a core design decision.Early signals of this shift are already visible in open-source projects like OpenClaw’s AI assistants that can interact directly with other AI systems, exchanging information and acting on a user’s behalf without human involvement. Just as importantly, these projects highlight how important security and clear guardrails are for agent-to-agent interactions to be safe and trustworthy at scale.The brands that succeed in this next phase are the ones that define authority early and set clear boundaries for their AI agents. In an agent-to-agent world, trust will be earned through predictable behavior and systems that act responsibly on a brand's behalf. Brands that start planning for this now will be far better positioned as these interactions become part of everyday customer journeys.What leaders should focus on nextAI is changing how customer conversations happen. The next step for leaders is deciding how those conversations are meant to perform. As interactions become continuous and increasingly automated, success needs to be defined around outcomes.Leaders need to understand whether conversations create progress, reduce uncertainty, and build confidence over time. That is only possible when context is preserved. Speed and efficiency still matter, but without context, they only show how fast conversations end, rather than whether they create continuity, trust, and meaningful outcomes.And as AI agents take on a larger role, they will begin to represent the brand in every interaction. Their responses are shaped by the context they are given, and directly impact trust. Their decisions have consequences. Clear intent, boundaries, and accountability are required to ensure those interactions remain consistent and reliable as volume grows.The challenge ahead is managing growth without losing control, and scaling conversations without eroding trust. Leaders who approach AI with that discipline will be better positioned for what comes next.This story was produced by Sinch and reviewed and distributed by Stacker. |
| | How to find summer jobs: Earn money and gain experience onlineHow to find summer jobs: Earn money and gain experience onlineSummer is a great time for students — or anyone with some free time — to explore new jobs, build their resume, learn new skills, and gain experience. While summer offers a variety of opportunities as businesses work to meet seasonal demand, some of those opportunities are more valuable than others. A stress-free job at a local ice cream shop may make lasting memories, but finding a summer job in your field may be an important first step in your budding career.In this article, Upwork, an online marketplace for hiring skilled freelancers, offers tips to find the right summer job, and provides 10 ideas for great summer jobs you can do from anywhere with an internet connection.Decide what kind of job you'd likeThe first step in finding a summer job that’s good for you is to decide the kind of job you’d like. If you have a clear idea of the type of career you want, that's great. If you don't know what you want to do long-term, that's okay, too. One of the great things about summer jobs is their mix of low stakes and high value in growing your career.To help you find the summer job that’s right for you, first answer these questions:How many hours can I work each week?When am I available to work?How much flexibility do I need in my schedule?Do I want an in-person or remote job?Do I have any summer plans that would conflict with a set schedule?What interests me?What hard and soft skills do I currently have?What skills do I want to learn and develop?What do I enjoy doing?What do I find boring?What am I looking to gain (other than money)?Get a personal or job reference on your resumeBefore you start applying for jobs, you’ll want to update your resume. Or, if you don't have one yet, create one using a resume builder.If you don't have a lot of experience, a personal recommendation or job reference can go a long way with potential employers. A personal reference could be from a professor or mentor whom you feel comfortable asking. You could ask a former manager to write a recommendation if you've had past jobs or volunteered.If you don’t have any relationships where you feel comfortable asking for professional references, you can grow them easily and quickly by freelancing.As you develop professional relationships with clients, you can ask them for references, testimonials, and recommendations.Begin the search as soon as you canOne common mistake students make is waiting until summer starts to start looking for jobs. Finding a good summer job takes time; if you want to work at a bigger company, you might need to start applying as early as December. Smaller companies tend to look for summer students and seasonal workers in the spring, well before school lets out.You want to have an idea of what you're looking for before it's time to apply for jobs. Once you know what you want, you can start looking at job boards and reaching out to companies. You may need to do a few rounds of interviews with a company before getting an offer. Giving yourself enough time lets you pick the best job for you, rather than waiting too long and having to take the first offer you get.If you want to freelance full-time during the summer, you can start building your portfolio now. With freelancing, you can work throughout the school year whenever you have a break or lighter coursework.Try looking within your own networkWhile your first thought may be to scour the job boards, remember to consider your own network. Let your friends and family know you'll be looking for a summer job a few months ahead. You could post on your personal social media channels and see if you get any leads. A friend of a friend may know of a position that hasn't even been posted yet.Learning how to network is an essential skill that will help you throughout your career. It may feel awkward at first, but you never know where a good lead will come from. You could send a few emails to people in your network who are well connected or work in an industry that interests you. They may even be able to refer you to a summer job at their company.Connect with recruiters and temp agenciesAnother option is to reach out directly to recruiters and temp agencies. Instead of waiting for the company to post a job, you could find their recruiter, send them your resume, and let them know you're interested in a summer job. Recruiters know the ins and outs of the job market and can be helpful resources.Temp agencies are also great for finding seasonal work, like a summer job. They work with companies to fill their short-term hiring needs. If you don't have the time to look and apply for jobs, you could have a temp agency do the heavy lifting. Once you give them your information and what you're looking for, they'll work to find job openings that suit your skills.Try looking on social mediaSocial media can be a helpful tool for job hunting. Before you start using social media to find a summer job, review your public accounts and see if you need to clean anything up. Your personal brand is important; you want to make sure there are no red flags on your profile that an employer might see. If you aren’t already on LinkedIn, create a professional profile, as this is a popular platform for networking and finding jobs.Follow the brands and companies that you’re interested in working for. They may post jobs and announce position openings on their social media channels. You can also use hashtags like #remotework #hiring #summerjob or get more specific with the job title like #projectmanagerjobs to filter posts. Or, you might send direct messages to the hiring managers and recruiters on social media.10 summer job ideasAre you ready to start your summer job hunt but still not sure what you want to do? Check out these summer job ideas that can help you earn extra money while building marketable skills that you can use later in your career.1. Project managementProject managers develop strong leadership, organization, and communication skills. They lead projects from start to finish, making sure that everyone has what they need and that projects stay on schedule and under budget.Working in project management, you could get your foot in the door of a major company and gain experience as a project coordinator or assistant project manager. Assignments would likely include using project management software to organize projects, assign tasks, and help ensure deliverables stay on track. You could also work as a freelance project manager, taking on clients in a variety of industries.Project management is a valuable skill and can turn into a profitable career down the road. Project managers can make around $19-$45 per hour. If you work 20 hours per week over the summer in a project management role, you could make $1,530-$3,600 per month.2. Medical writerWorking as a freelance medical writer could be a great summer job if you're in a pre-med program or taking a science-heavy course load. This type of technical writing focuses on medical resources, from journals to sales brochures, and can also include editing and proofreading.As a medical writer, you could work on the patient side, taking highly technical and scientific research and turning it into easy-to-understand healthcare information for the general public. You could also work in research and document findings for scientific publications and medical journals.A background in medicine and healthcare is helpful to find work as a medical writer, and you can also get a medical writing certificate from the American Medical Writers Association.Medical writers can make around $23-$50 per hour. If you work 20 hours per week as a medical writer over the summer, you could make $1,840-$4,000 per month.3. Sales consultantIf you're interested in sales, you could work as a freelance sales consultant during the summer. Learning how to sell is a valuable skill that can carry over into different career paths, like marketing and account management, if you don't want to stay in sales directly.Sales consultants are the intermediaries between a company and its customers. They pitch products and services to potential customers, earning an hourly wage and sometimes a commission. As a sales consultant, you represent the company and must have strong communication skills and knowledge of the product or service to answer customer questions.Beginner sales consultants can typically make around $10 per hour, but as they gain experience can earn around $24 per hour at the intermediate level. Expert and advanced sales consultants can make $88 per hour or more. If you work as a sales consultant for 20 hours per week over the summer, you could make $800-$1,920 per month, potentially even more as you build your experience and skills.4. Operations managementOperations managers oversee the day-to-day activities of the companies or teams they work with. They help ensure their teams are functioning correctly, looking at operational processes, quality control, compliance, and safety and efficiency in different departments to prevent or eliminate bottlenecks.Operations management could be an especially beneficial summer job for students studying business. You need strong leadership, communication, problem-solving, and organizational skills to succeed as an operations manager. Working an entry-level operations management job, you may be analyzing data, identifying areas of opportunity for a business, overseeing project areas, or implementing six sigma methodology.The average hourly rate for an entry-level operations manager is around $26 per hour, according to Glassdoor. If you work 20 hours per week as an operations manager over the summer, you could make $2,080 per month.5. TutorTutoring is a popular summer job for college students who feel like they've mastered a subject and can help others with homework and test prep. Working one-on-one with students virtually or in person, you can review lessons and homework problems. It’s a job that requires patience, as you may need to find different ways to explain a concept, and to explain a concept more than once. You should only tutor in subject areas that you feel really comfortable with.Tutoring is a great summer job especially for those looking to gain experience in teaching. You could work remotely and freelance, connect with parent groups, or work in person for local schools and in your community. Schools may be hiring part-time tutors during the semester so you can gain experience working a couple of hours per week. If you want to work more hours during the summer, you can work with more than one student at a time.The average hourly rate for a tutor is about $26 per hour, according to Salary.com. Working with multiple students at a time is an easy way to get more hours per week; if you work 20 hours per week tutoring during the summer, you could earn an extra $2,080 per month.6. TranscriberIf you're a fast and accurate typist, transcribing is a summer job with flexible hours that can be done remotely. Companies and even individuals hire transcribers to type audio and video recordings into Word documents or Google Docs. They typically send the files digitally and then ask you to transcribe them within a set timeframe.Colleges also use transcribers to help students with visual or auditory disabilities during classes, typing out lectures, class discussions, questions, and other important information. If you're interested in transcription jobs, you can search for work-from-home options or see if your college is looking for on-campus transcribers.While you can get a transcription certification through the Transcription Certification Institute, transcribing is often an entry-level job that you can do part time and work on building your skills and efficiency. A client may ask that you type out what you hear word for word, unedited, including filler words like “um,” or you may need to edit as you go and correct grammar, depending on the type of transcription.Transcribers can make around $12-$22 per hour. If you work 20 hours per week as a transcriber during the summer, you could make $960-$1,760 per month.7. Software developmentWorking as a software developer could be a great summer job. Front-end developers work in languages like JavaScript and HTML to develop the user-experience side of software. Back-end developers work behind the scenes, building the framework and functionality using Python, PHP, and Java.If you're starting out, you could work as a junior developer and learn from those with more experience on your team. Having a few programming projects and IT or software classes on your resume can be helpful for getting interviews. If you’re already comfortable with multiple coding languages, you could freelance and accept more advanced projects, building your portfolio.Software developers can make $10-$100 per hour. If you work 20 hours per week as a software developer during the summer, you could make $800-$8,000 per month. While software developers at every level are in demand, the highest rates are typically reserved for senior developers with years of experience.8. Content marketingBrands use focused content marketing to spread their messaging, grow awareness, find leads, and generate sales. Content comes in many different types, from copy to videos. The job of a content marketer is to figure out what content a brand needs and then find the best channels to use and promote it.As a content marketer, you could work on planning and strategy, using content calendars to find the best times to put the right content in front of the right audience. Or, you might work on the creative side, generating pictures, images, and videos, and writing copy that resonates with the audience for websites and social media outlets. A third aspect of content marketing is data analytics — using metrics to make better-informed decisions.Content marketers can make around $15-$40 per hour. If you work 20 hours per week during the summer as a content marketer, you could make $1,200-$3,200 per month.9. Freelance graphic designerIf you enjoy art and design, you could work as a freelance graphic designer during the summer. Graphic design can be a very rewarding career, allowing people to work in a creative field while earning a respectable income. As a skill-based job, a strong design profile and portfolio are important for winning proposals and projects.In addition to graphic design, other types of design include website, user experience, and interior design.Depending on your design skills and the programs you're comfortable using, you could provide a variety of design services to clients.Graphic designers can make around $15-$35 per hour. If you work 20 hours per week as a graphic designer over the summer, you could make $1,200-$2,800 per month.10. BookkeepingIf you're studying accounting, finance, or economics, bookkeeping as a summer job can help you gain experience and build your accounting skills. You could work for a company during the summer as a bookkeeper or offer your services to clients as an independent professional. Depending on the client or employer, you may start with data entry but work your way up to financial analysis and reporting.Bookkeeping, an aspect of accounting, is typically entry level. It focuses on the administrative side with payroll, data entry, and updating and organizing ledgers and other record keeping. A bookkeeper should have a background in finance, be comfortable working with numbers, and know how to input data correctly into spreadsheets and run reports. You could work in spreadsheets or specific software for accounting and bookkeeping like QuickBooks or ADP.Bookkeepers can make around $11-$25 per hour. If you work 20 hours per week as a bookkeeper over the summer, you could make $880-$2,000 per month.FAQs about how to find summer jobsWhat are the best summer jobs for students?The best summer jobs for students will depend on your schedule, interests, and goals. Traditional options like retail and food service offer steady hours and customer-service experience. If you’re looking for more flexibility, freelance work — such as writing, graphic design, social media management, or virtual assistance — can be a great alternative.How can I find a summer job with no experience?You can find a summer job without prior experience by focusing on transferable skills like communication, organization, and reliability. Many entry-level roles — both in-person and online — don’t require a formal background.You can also start building experience and developing a portfolio through small freelance projects. Creating a strong profile and applying to beginner-friendly roles can make it easier to get started.Are online or remote summer jobs legitimate?Yes, online and remote summer jobs are legitimate — but that doesn’t mean that there aren’t also bad actors who try to abuse the system. Scammers have been known to offer jobs in an effort to steal their victims’ bank account or personal information, and you should know what to look for to spot an online scam on a work platform.To start, look for opportunities on trusted platforms, check reviews or client history, and avoid roles that require upfront payments or seem too good to be true. Using established marketplaces with built-in protections can help reduce risk.How can I make more money during the summer?To make more money over the summer, consider combining multiple income streams — such as a part-time job with freelance work. You can also focus on developing in-demand skills like content writing, data entry, customer support, or social media management.Freelance work often allows you to set your own rates and take on multiple clients, which can increase your earning potential over time. Exploring different types of opportunities can help you find the best fit for your goals.Can freelancing be a good summer job?Yes, freelancing can be an excellent summer job if you’re looking for flexibility and the chance to build real-world skills. You can choose projects that fit your interests and schedule, work remotely, and gain experience that’s valuable for your future career.Many beginners start with simple projects and gradually take on more complex work as they build confidence, a portfolio, and long-term relationships with clients.When should I start applying for summer jobs?You should start applying for summer jobs between January and March, especially for competitive roles like internships or structured programs. However, many employers continue hiring into late spring and early summer — so you can still make an effort even if you get a late start.Freelance and gig-based opportunities are available year-round, so you can work as soon as you’re ready and take a break if your class load gets too heavy. Learning how to search effectively can help you find opportunities faster.This story was produced by Upwork and reviewed and distributed by Stacker. |
| | If your phone number has one of these 10 area codes, never get rid of it10 of the most prestigious area codes in America: Where three digits signal statusIn the digital age, a phone number is more than just a way to connect — it’s a reflection of where you come from, who you are, and sometimes, what you’ve achieved.Certain area codes have become status symbols, signaling affluence, influence, and regional pride. Whether it’s a Manhattan 212 number or a Beverly Hills 310 number, these codes carry weight. In this story, Spokeo explores 10 of the most prestigious area codes in the U.S. and why they matter.212 – Manhattan, New YorkAs one of the original North American area codes (1947), 212 now exclusively serves Manhattan. Renowned for its perceived prestige, businesses report that it boosts marketing effectiveness — direct mail featuring 212 numbers sees a 15-20% higher response rate than other NYC codes. In comparison, listings with 212 numbers are easier to remember and more clickable online.310 – Beverly Hills / West Los Angeles, CaliforniaCreated in 1991 from a split with 213, 310 covers affluent coastal communities, including Beverly Hills, Santa Monica, and Malibu. A 2005 Los Angeles Times feature noted that actors and agents actively seek 310 numbers “because 310 is synonymous with the area of Santa Monica, Brentwood, Beverly Hills … When you have that 310 number, it says something about you.” Furthermore, the Los Angeles Almanac adds that 310 holders “are seen as one to be admired… connected to Hollywood.”415 – San Francisco, CaliforniaAlso among the original codes from 1947, 415 remains emblematic of San Francisco and the broader Bay Area, used by many large, influential tech companies. With companies like Google, Facebook, and Apple residing in this area code, its credibility is strengthened.617 – Boston, MassachusettsOne of the 1947 original area codes, 617, still covers Boston. Its long-standing association with the city’s academic, financial, and historical institutions is well-established, though not as frequently backed by data.202 – Washington, D.C.The sole area code for D.C. since its inception in 1947, 202 has never been split, helping it retain a formal connection to federal agencies, lobbying firms, media outlets, and political organizations.312 – Chicago, IllinoisIntroduced in 1947, the 312 code was split in 1989 to focus on downtown Chicago. It still signals a prominent business presence, as confirmed by telecom data indicating it remains central to core Chicago operations.305 – Miami, FloridaMiami’s original area code, 305, has existed since 1947 and is strongly linked to the city’s beach culture, nightlife, and Latin-American commerce, according to local telecom overviews.404 – Atlanta, GeorgiaAssigned in 1947 to Atlanta and still serving the metro core, 404 is the default for many major companies and headquarters in the region.213 – Downtown Los Angeles, CaliforniaIn 1947, the 213 was launched as California’s first area code and remains iconic within downtown Los Angeles. Legacy 213 numbers are highly desirable and iconic.646 – Manhattan, New York (Overlay)Introduced in 1999 as an overlay with 212 over Manhattan. While it lacks 212’s cachet, 646 still signals a Manhattan presence without the premium, and is now common among local businesses and residents.Why These Area Codes MatterAll ten codes are tied to some of America’s major economic, cultural, or political centers. Their longevity and geographic exclusivity help signal trust, status, or regional identity:Businesses benefit from perceived credibility and geolocal branding.Individuals may gain implied prestige or societal alignment, even without residing locally.In a digital-first world, these numeric identifiers continue to reflect influence, community identity, and aspirational lifestyle, making them more than mere dial codes. In fact, for anyone trying to reconnect with someone from a specific place — say an old friend with a Manhattan or Beverly Hills number — a people search can make that process a little easier.This story was produced by Spokeo and reviewed and distributed by Stacker. |
| Craig Venter, pioneering human genome decoder, dies at 79Pioneering scientist J. Craig Venter has died at 79. His "whole genome shotgun method" helped genome sequencing become faster and cheaper. |
| | Google’s click signals: How user behavior drives rankingsGoogle’s click signals: How user behavior drives rankingsFor years, the SEO community debated whether Google actually uses click data to determine rankings. Google’s public messaging was deliberately ambiguous. Then came a wave of hard evidence: sworn antitrust trial testimony, a landmark API leak, patent literature, and now deeper analysis from leading industry voices like Cyrus Shepard of Zyppy Signal, who recently published a detailed breakdown of the five core click signals Google tracks and how they influence organic rankings and AI answer generation.The debate is over. The question now is “What do you do about it?”Here, Intero Digital explains how Google uses click signals to evaluate content performance and influence search rankings.The 5 Google Click Signals You Need to KnowHere’s what Google is actively measuring every time a user interacts with your search result.Impression: Your result appeared for a query. This is the baseline denominator: meaningless alone but essential for calculating everything else. After all, a page with 10 clicks from 10 impressions is performing very differently from one with 10 clicks from 10,000 impressions.Click: A user selected your result. This is where real measurement begins. Google contextualizes clicks against ranking position, device, location, and query type. Raw click counts without this context tell an incomplete story.badClick: A user clicks through to your page but then quickly returns to search results. This is a clear signal that your content failed to match intent. Accumulate enough of these, and NavBoost will demote your ranking. This is a direct, enforced consequence, not a theory.goodClick: A “long click” indicates that the user stays on your page for a meaningful period before returning to search results or doesn’t return at all. Google’s patent literature describes a long click as “indicative of a good page.” The ratio of goodClicks to total clicks can trigger reranking, sliced by query, device, country, and more.lastLongestClick: This is the gold standard. The user clicks your result, stays for an extended session, and doesn’t return to the SERP. Their search journey ends on your page. This is the strongest single positive signal in the NavBoost system, as it’s evidence that your content resolved the query.NavBoost: The Algorithm Tying It All TogetherThese five signals feed into Google’s NavBoost system: a click-based ranking mechanism that Google’s vice president of search, Pandu Nayak, confirmed under oath during the 2023 DOJ antitrust trial as one of Google’s “most important” ranking signals.NavBoost has been active since at least 2005. It memorizes 13 months of user interaction data, creating a rolling, constantly updated picture of how users respond to each result for each query. That data is “sliced” and weighted by position, device, geographic location, and other contextual factors. So a click from position 1 doesn’t carry the same signal weight as one from position 7.The leaked API documentation also revealed specific demotion signals: navDemotion (tied to poor on-site navigation or UX) and serpDemotion (for pages that consistently produce bad clicks), as detailed in Hobo Web’s mapping of Google updates to leaked ranking signals. Google is rewarding good user experiences, but it is also actively downranking pages that demonstrate poor ones.One more thing worth internalizing: NavBoost includes a “squashing” function that normalizes signals and reduces the influence of noisy, manipulated, or outlier click patterns. Google has built multiple layers of detection into NavBoost to identify and neutralize artificial click behavior. Attempting to inflate goodClicks artificially is both detectable and ineffective. The only sustainable path is genuine user satisfaction.The 3-Step Formula That Actually Moves RankingsCyrus Shepard distills his findings into a principle every digital marketing team should have top of mind.Earn the click = Engage the user = Satisfy intent better than anyone elseHe wrote in his LinkedIn post on the topic that this has “likely worked this way for 20+ years” and that the antitrust trial and API leak have simply given the industry a clearer view into mechanisms that were always present. Here’s what each step actually requires.Step 1: Earn the click. Your snippet is a conversion page.Every element of your SERP snippet is competing in a zero-sum attention auction before a user ever lands on your page. Shepard breaks snippet relevance into three layers in his Zyppy Signal framework.Brand signals communicate who is providing the answer. Your favicon and site name work like a trust badge. Users recognize familiar brands before they read a single word of your title. Hobo Web’s NavBoost analysis describes every search as “an aided awareness test” and notes that brand familiarity generates a compounding click advantage: more clicks = stronger NavBoost signal = higher ranking = more clicks. Every piece of top-of-funnel content your brand produces makes users more likely to click on your result for higher-intent queries later.Intent signals tell the user what they’ll find. Your URL breadcrumbs, title tag keyword alignment, and meta description all confirm you’ve understood the query, even before the user has committed to a click. When these misalign with actual page content, you generate badClicks. When they genuinely reflect what’s on the page, you start earning goodClicks from the first second.Promise signals (rich features like star ratings, price ranges, return policies, and review counts) tell users how you’ll satisfy them. These make the difference between a result someone thinks might be relevant and one they know is worth clicking.Stop treating title tags and meta descriptions as SEO boxes to check. They are conversion copy. A/B-test them. Analyze click-through rate by query in Search Console. Treat every SERP snippet like a paid search ad because, in terms of NavBoost signal, a low-CTR snippet is functionally equivalent to a losing one.Step 2: Engage the user. Turn clicks into goodClicks.A click is just the beginning. The question Google is actually asking: Did that click turn into a goodClick? The goodClicks ratio (goodClicks divided by total clicks) is a reranking signal that Google slices across query, device, country, and other dimensions. Shepard’s framework identifies five practical drivers of that outcome.Remove barriers to the answer. Fast load time, no intrusive pop-ups, no ad clutter above the fold. The leaked API documentation includes a “clutterScore” metric that directly measures intrusive on-page elements and a violatesMobileInterstitialPolicy flag that punishes interstitial abuse. These aren’t soft guidelines. Instead, they’re algorithmically enforced.Confirm placement immediately. Your page title, navigation, and breadcrumbs should instantly verify to the user that they’ve arrived at the right place. Any uncertainty about where they’ve landed drives immediate click-backs.Answer the main question early, then expand. Put your primary answer near the top, not buried after a lengthy introduction. The counterintuitive truth is that users who find the answer quickly tend to stay longer. The page that answers fast and provides depth is the page that converts clicks into goodClicks.Offer relevant internal links. Contextually relevant next pages to explore increase session depth and signal a high-value content ecosystem.Use visual breakpoints. Images, callout boxes, embedded tools, charts, and videos reduce the visual bounce probability and signal content depth. Dense, unbroken text tends to be a badClick generator.Step 3: Satisfy intent. Earn the lastLongestClick.The lastLongestClick is the end state every page should aspire to. SEO Stack’s NavBoost analysis describes it as likely “the single most valuable signal in the entire model,” capturing both satisfaction (long dwell) and finality (search journey ends here). A page that consistently earns lastLongestClicks across thousands of sessions is demonstrably resolving queries in a way competitors are not.Four tactics drive this outcome.Answer related questions. Most queries have satellites, or follow-up questions, that the user will naturally want addressed once they’ve found your primary answer. Addressing these on the same page removes the incentive to return to Google. You’re collapsing multiple searches into one satisfying session.Show your evidence. A “how we tested” or methodology section isn’t just an E-E-A-T play; it gives users a reason to trust your answer, making them less likely to seek a second opinion elsewhere.Provide what’s needed to complete the journey. Real user reviews, comparison data, rating breakdowns, and interactive tools give users concrete, decision-enabling information that reduces the need to consult additional sources.Suggest clear next steps. Guide users forward rather than leaving them at a dead end. A well-placed CTA serves the user, but it also keeps the session active and signals to Google that your page was a meaningful destination, not a brief pit stop.The AI Search Connection: Why Click Signals Now Drive AI Answers, TooHere’s what changes the strategic calculus in 2026: Click signals don’t just influence traditional blue-link rankings. They now feed into Google’s AI answer systems as well.As Shepard notes, Google grounds its AI Overviews and AI Mode using an algorithm called FastSearch (built on RankEmbedBERT) that incorporates 70 days of search logs, including click data, combined with human quality rater scores. AI answers often summarize top-ranking organic results, and those results were surfaced, in part, using NavBoost click signals.The pages most likely to be cited in AI Overviews and AI Mode answers are the same pages that have already demonstrated strong click performance.What This Means for Your Content StrategyThe strategic implications are straightforward but easy to under-execute on in practice. You need to take the following steps.Audit for badClick risk. Pages that rank but generate quick bounces are actively accumulating a negative NavBoost signal. Use heatmaps and session recordings to diagnose the first-10-second experience on your most important pages. If a user can’t immediately confirm they’re in the right place and find what they need, you’re generating badClicks at scale, and those signals persist for 13 months.Treat your snippets as conversion copy. Stop optimizing title tags purely for keyword insertion. Optimize them for clicks. Test different angles, emotional hooks, and specificity levels. The snippet that earns the click determines whether the NavBoost feedback loop starts working for you or against you.Build for the lastLongestClick, not just the keyword. The best content doesn’t just answer a query. It collapses an entire search journey into one session. Ask yourself: If a user came to this page with this question, what would they want to know next? What evidence would make them trust the answer? What action would complete their intent? Answer all of that on the same page, and you’ve built a lastLongestClick machine.Think about the brand in every content decision. NavBoost research is consistent: Familiar brands get more clicks, which generates more positive signals, which increases visibility, which generates more brand recognition. Every piece of content you produce, even if it never ranks No. 1, is building the brand recognition that makes future clicks more likely.Google has been watching what users do after they click for at least two decades. The API leak and antitrust trial revealed the mechanism behind something the best SEOs had long suspected was true.The formula itself hasn’t changed: Earn the click, engage the user, satisfy intent better than anyone else. What’s changed is that we now have a much clearer picture of exactly how Google measures all three and how those measurements feed not only organic rankings, but also the AI answers that are reshaping search as we know it.The irony Shepard points to is worth sitting with: The rise of AI search, which threatens to reduce clicks, is itself dependent on click data to function accurately. That means the discipline of building content that genuinely earns and satisfies user intent is becoming the price of admission.This story was produced by Intero Digital and reviewed and distributed by Stacker. |
| | 98% greenwashing: Big Meat follows in Big Oil’s footsteps98% greenwashing: Big Meat follows in Big Oil’s footstepsIn 2024, two major meat companies, Tyson Foods and JBS, faced unprecedented legal scrutiny over unsubstantiated claims each made about cutting their climate impacts — in other words, they were greenwashing. JBS was sued by New York’s attorney general over deceptive marketing for its pledge to reach net-zero emissions by 2040. The company had only documented plans to increase production, which would increase its carbon footprint, not decrease it. The case resulted in a $1.1 million settlement, and JBS had to revise language around its climate commitments — though the company did not admit any fault.Similarly, Tyson was sued by the Environmental Working Group over its promise to reach net-zero emissions by 2050, in addition to its so-called “Climate-Smart” Brazen Beef Program. Tyson’s net-zero commitment and climate-friendly beef claims could not be substantiated. Without admitting fault, Tyson agreed to stop making such claims unless independently verified. Brazen Beef is currently unavailable for purchase.But this issue is not exclusive to JBS and Tyson. Baseless sustainability claims are widespread among top meat and dairy producers worldwide, and according to new research published in PLOS Climate, 98% of those claims made by 33 of the top meat and dairy companies could be classified as greenwashing.Big Promises, Small ActionsMany meat and dairy companies have launched sustainability initiatives promising to cut climate emissions. This comes in response to growing environmental awareness, particularly among consumers and investors concerned about the industry’s disproportionately high contribution to greenhouse gas emissions compared with other food producers. According to the latest research, though, these companies “provide very little supporting evidence” of meaningful climate action.Rather, the industry conveys an appeasing but misleading message to the public. “It has said, ‘We don’t need to worry about the present. We’re going to solve this by 2040. This will all be cleaned up.’ And they’re not making actual progress,” Jennifer Jacquet, one of the study authors and professor of environmental science and policy at the University of Miami, tells Sentient.Evidence suggests that 98% (or 1,213 out of 1,233) environmental claims made by meat and dairy companies in public sustainability reports and on websites “could be classified as containing indicators of greenwashing,” according to the report. Greenwashing “involves policies or practices that appear environmentally friendly but have little meaningful impact.”Greenwashing can include promises about the future, or future-washing, “particularly when there is no clear effort to achieve such a promise,” like in the 2024 cases against Tyson and JBS. Another example of greenwashing includes vague claims that may not have metrics, making it difficult for researchers or consumers to tell if initiatives have any meaningful climate impact. Only 356 (29%) of the total environmental claims offered any supporting evidence, such as studies or internal pilot programs. “More than two-thirds of environmental claims lacked any evidence, making it difficult to assess their credibility,” according to the analysis.Some of the global companies included in the analysis were Perdue, Smithfield, Cargill, Nestle, Danone, and Hormel. The majority of the claims (68%) were related to climate, and Danone had a particularly high number at 106.The prevalent climate angle indicates that “climate change now functions as the primary lens through which meat and dairy companies present ‘sustainability,’” write the researchers, “and other environmental issues are relatively peripheral.”Jacquet says that consumers are being told by meat and dairy companies they “don’t need to scrutinize what they’re eating because the companies are on it. And what we’re showing is, no, they’re just on the rhetoric. They’re not on the action.”Some of the meat and dairy companies highlighted environmental improvements, such as replacing a boiler or adding solar panels, as evidence of climate action. The study states these minor changes can distract from the company’s largest sources of emissions — farming animals. The actions some companies took toward sustainability were often negligible compared to their sustainability goals. For example, U.K.-based Arla Foods launched a “regenerative agriculture pilot” on 24 farms. According to the report, Arla is the world’s fourth-largest dairy company and a cooperative of over 12,700 farmers. This means that the pilot represents only 0.0019% of its total operations. The company also reported installing solar panels on a single cheese packing facility. “Such a narrow, site-specific practice is small relative to the scale of its overall environmental footprint,” write the researchers.A Page Out of Big Oil’s BookThe study also draws a direct parallel to the fossil fuel industry, noting that the meat and dairy sector may be employing similar tactics as Big Oil, which has used greenwashing over the last several decades to delay meaningful climate action.A 2024 report by Changing Markets Foundation, a European research organization that focuses on exposing corporate greenwashing and environmental harm, found that the livestock sector has been adopting methods long associated with the fossil fuel industry, including a “delay, distract and derail” strategy to slow climate action. It states that major meat and dairy companies use Big Oil tactics, such as greenwashing and selective science, to obscure emissions and avoid regulation. “Instead of investing in proper plans and trajectories to cut emissions, the report reveals that companies prefer to invest in the science that suits their agenda,” including downplaying the impact of methane emissions and leaning on narratives about regenerative agriculture.The authors of the PLOS Climate study point out that, like the oil industry, many of the agricultural companies with net-zero commitments are also partially owned by BlackRock, an American multinational investment company and the world’s largest asset manager. “In a sample of 69 U.S. oil companies, net-zero commitments were more common specifically in cases when BlackRock held some ownership,” the researchers observe. “Consistent with this pattern, BlackRock owns shares in nine of the 17 meat and dairy companies with net-zero commitments in our sample.”Concern for ConsumersGreenwashing can shape how we view the livestock industry and its relationship to the environment. Creating a false sense of progress “can lead consumers and policymakers to believe these polluting industries are more environmentally friendly than they are,” while allowing the industry to continue practices that “undermine climate mitigation and sustainability goals,” warn the study authors. In turn, this perception can spread confidence across multiple audiences, and “translate to continued support by investors, consumers, governments, corporate customers, and the public,” even when meaningful environmental improvements aren’t really happening.So what can be done? “There are all sorts of mechanisms for accountability here that aren’t being currently leveraged,” says Jacquet. “Litigation is one angle,” like in 2024 with Tyson and JBS. “But of course, there could be more shareholder accountability. There could be more consumer concern. And so we thought a study of this nature might bring other stakeholders.”Ultimately, Jacquet says, if consumers have doubts about the authenticity of the actions that these companies are taking to address their environmental harms, they can choose to eat foods that are less greenhouse gas-intensive. “Consumers make the decision about what to eat three times a day at a minimum,” she says. And as the research confirms, meat and dairy are the top emitters.This story was produced by Sentient and reviewed and distributed by Stacker. |
| German American Heritage Center plans Volkswagen showThe German American Heritage Center & Museum, 712 W. 2nd St., Davenport, will present its Volkswagen show from 10 a.m.-1 p.m. Saturday, May 2. Admission is free. On display will be air-cooled and water-cooled Volkswagen models and an exhibit of German-American culture. The show will be presented by the Bi-State VW Club, with Beetles Westfalia [...] |
| Energy-efficient homes available for first-time home buyers in MuscatineA new opportunity for home-ownership is now available in Muscatine, as six newly constructed, energy-efficient homes are being offered for sale through a partnership led by the Community Foundation of Greater Muscatine, Muscatine Center for Social Action, and local collaborators, according to a news release. Designed for comfort, durability, lower entry purchase price, and long-term [...] |
| | Long weekend ahead? How to plan a fun last-minute road trip(BPT) - If you're looking forward to having an extra day or two off work, why not make the most of it? Even without the opportunity to do a lot of planning ahead of time, you can have a blast by going on an exciting excursion that's not too far from home.Here are some tips to help you enjoy a fun road trip during your next long weekend.Keep it short and sweetInstead of making your road trip fill your entire weekend, you could consider taking just a day trip or an overnight stay at a location not too far afield, so you'll also have time to work on your yard or just relax at home for a day or so after your adventure.A brief but enjoyable change of scenery may be just what you need to put things in perspective — and create fun new memories with your family, friends or that special someone.Play tourist in your own stateFirst, identify a couple of attractions you'd like to visit that are within an hour or two (or three!) of your home base.Try an online search like: "Tourist attractions within two hours of my hometown," "State or national parks in my state," and/or "Festivals and events near me during the weekend of …" to find a few options that you've never experienced before. You can even narrow your search to suit your specific preferences by adding phrases like "outdoor recreation," "cultural events" or "food festivals."Then do a little research about the hours your chosen attractions or events will be open, any fees you'll need to cover, plus nearby amenities you can combine with your trip, such as restaurants, recreation areas or scenic spots.Pro tip: To avoid big crowds or lines, opt for less popular or touristy events and venues, or plan your visit outside peak times.Be flexible about where to stayWhile you may be able to find last-minute openings at hotels or motels by searching your preferred travel sites online, if they're already booked or don't provide what you need, you may need to widen your search to check out vacation rentals like Airbnb. You'll find accommodations of different types and sizes so your entire group is comfortable. Being willing to travel off the beaten path may also open up more opportunities for places to stay.Pack wiselyInclude a few layers of clothes so you'll be ready for any kind of weather (no matter what the forecast says), such as extra jackets or rain ponchos, as well as necessary toiletries including sunscreen and bug spray, and of course your favorite road trip playlist!Make sure to prep plenty of car-friendly snacks and drinks, including reusable water bottles, trail mix, fruit and sandwiches so you don't have to spend too much money en route — or time searching for restaurants while you're on the road. A small portable cooler can help you keep drinks and food items cold during your journey.Make sure your car is up to the tripIf you haven't had any car maintenance done recently, be sure to check that your tires, brakes, oil and battery are all in good shape before you head out. Also ensuring that your trunk is packed with safety items like jumper cables, a jack and spare tire, plus a first aid kit, will go a long way toward having peace of mind on the road, even if nothing goes wrong. Keeping your phone charged and having a current membership to a roadside assistance service are also good safety measures.Wherever you're headed during your long weekend, remember to relax, have fun and take lots of pictures! Your next great vacation could be right around the corner. |
| Derby Day at the MansionRivermont Collegiate invites the community to celebrate Kentucky Derby Day. Drew Boster and Jesses Davis tell us how they're celebrating the race. |
| Henry Dinkins arrested in connection with 2003 kidnapping, sexual assault in Clinton CountyThe man convicted and sentenced to two consecutive life sentences in the kidnapping and murder of 10-year-old Breasia Terrell in July 2020 has been charged in a 2003 kidnapping and sexual assault in Clinton. The criminal complaint filed in Clinton County Court said on Tuesday, September 9, 2003 at or about 6:30 p.m., a 5-year-old [...] |
| U.K. calls antisemitism an emergency after arson and stabbing attacks on Jewish peopleThe British government pledged to increase security for Jewish communities after a string of arson attacks and a double stabbing. But members of the community lashed out at the government. |
| | Where wealthy retirees are spending more than 3 months a year, and what it actually costsWhere wealthy retirees are spending more than 3 months a year, and what it actually costsWhen choosing a location to spend part of your year, it’s important to consider more than just climate. The real question isn’t just, “Where is it warm?” It’s “Where can I comfortably spend a quarter of the year without creating tax, healthcare, and housing problems?”Many affluent retirees spend three or more months of the year in states like Florida, Arizona, or the Carolinas and increasingly, retirees are considering international destinations. When deciding where to spend part of your year, make sure to consider all key factors. In this article, Wealth Enhancement shares what you need to know.Why 3-Plus Month Stays Have Become So Appealing in RetirementExtended stays aren’t exactly a new concept for retirees. After all, many seniors are snowbirds, spending colder months down south in destinations like Florida, Arizona, and Texas. But these seasonal stays aren’t just for snowbirding, and they’re becoming increasingly popular among the 50-plus crowd as travel enthusiasm — including international travel — rises.Because they no longer have a job to go to, retirees can relocate for weeks or months at a time. Not only can these trips serve as extended vacations, but they also allow people to test-drive new locales before making a permanent move.The Main Places Wealthy Retirees Are Spending Extended TimeThere are a few destinations that retirees tend to flock to for extended trips, often because of their warm weather, tax-friendliness, and existing retiree communities.Florida for warm weather, social communities, and lifestyle densityFlorida continues to be a popular destination for retirees, whether they’re just snowbirding or planning a permanent move. Florida has the key benefit of no income taxes, which can be a major financial draw for people in their golden years.Cities like Naples, Sarasota, Palm Beach, Miami, and the Treasure Coast draw retirees who want already-established retirement communities located in walkable cities with easy access to golf courses, the airport, and the coast.Arizona and desert markets for dry winters and active livingArizona is another state that has long been a snowbird destination. Its consistently dry climate and outdoor activities appeal to plenty of retirees. Cities like Scottsdale, Tucson, Sedona, and communities around Phoenix serve different preferences, whether you’re looking for luxury resorts and golf or beautiful scenery.Unlike Florida, Arizona does have an income tax, but it’s one of the lowest in the country — lower than many northern states that retirees might be moving from. Its cost of living is also lower than some of Florida’s more popular retirement destinations.The Carolinas, Tennessee, and “half-back” alternativesA half-back retiree is someone who relocates to a popular southern retirement spot such as Florida or Arizona, but then moves halfway back, often landing in the Carolinas or Tennessee.There are plenty of reasons someone might decide to relocate from their original retirement plans, including escaping heat and humidity, desiring an area with less congestion, or seeking a slightly lower cost of living.Retire-abroad stays for value, novelty, and slower livingAs mentioned, international travel is becoming increasingly popular among retirees, especially among the affluent. Many plan two- to four-month stays in countries with a high quality of life, lower costs, and well-established immigrant communities.There are plenty of destinations outside the U.S. for retirees, but Mexico and Southern Europe are particularly popular. Mexico offers the draw of easy access and warm weather, while Europe has an infrastructure and lifestyle that appeal to many older individuals.A key consideration with international travel during retirement is healthcare. While Medicare provides some coverage outside the United States, it is very limited. If you’re planning to spend any extended time outside of the United States, you’ll need a supplemental or international plan of some sort.What the Data Says About Where Retirees Are MovingAccording to 2023 data from the U.S. Census Bureau compiled and sorted by SmartAsset, Florida is by far the most popular state for retirees to move to, followed by North Carolina, Arizona, South Carolina, Georgia, and Texas. These patterns align with what financial planners often see among their older clients — the desire to move somewhere with warmer winters and a lower tax burden.The table below breaks down the top 10 states for retirees to move based on SmartAsset’s data, along with the net number of retirees (those who moved in versus those who moved out): Wealth Enhancement Renting vs. Owning for a 3-Plus Month Retirement StayOne of the most important considerations when planning an extended stay is whether you’ll rent or own. It makes sense to rent if you’re not planning to move permanently, but if you’ll be making extended stays to the same place once a year or more often, owning could be the right choice.Why more retirees test-drive a destination before buyingRenting has some obvious benefits, including increased flexibility and liquidity. You’re not tying too much of your money up in a piece of real estate. Additionally, if you’re just test-driving a place and aren’t certain it’s right for you, then renting is almost certainly the right choice.The hidden costs of owning a seasonal propertyRenting is a great option when you’re testing out a new location. However, once you’ve settled on a place and plan to make it a regular part of the year, you might decide it makes more sense to buy, and maybe even rent it out while you’re not there to help cover the costs.Moving during retirement has plenty of hidden costs you must consider, including insurance, taxes, upkeep, home or condo owners’ association fees, furnishing, and travel to and from. Additionally, if you’re planning to rent the place out, you’ll have to contend with vacancy risk and the possibility of not having that extra help paying the mortgage.That’s not to say buying isn’t the right choice, but careful consideration and understanding all the expenses tied to a second property is essential.The Financial Filters That Matter More Than the WeatherWarm weather may be at the top of your list when deciding where to spend your winter months. But there are some financial considerations that are even more important.State taxes and residency rulesSpending three or more months in a second state raises some real tax and domicile questions. Most states define residency as 183 or more days in a year, while others have different requirements.Establishing a domicile in a state like Florida or Tennessee, which have no state income tax, can be a particularly tax-savvy move. But you also have to make sure you’re meeting the requirements. If you don’t tread carefully, you could end up unexpectedly owing income taxes in your last state.Healthcare access while you are away from homeAs mentioned, healthcare is a key consideration when you’re away from home. If you’re on a Medicare Advantage plan with a regional provider network, you may have trouble finding affordable healthcare in another state. Before planning your trip, confirm your plan covers nonemergency care at your destination, not just emergency treatment.Traditional Medicare offers more flexibility within the United States, but it doesn’t cover you abroad like it does at home. Medicare generally doesn’t cover you when you’re abroad unless the emergency happens on U.S. soil and you’re taken to a foreign hospital, you’re traveling through Canada between Alaska and the lower 48 states, or you live in the U.S. and a foreign hospital is closer to your home than a U.S. hospital.If you’re planning to be out of the country for any extended period of time, it’s important to purchase either a supplemental health insurance plan or a travel health insurance plan.Estate and planning documents if you split time between statesEstate planning documents, including wills, trust agreements, healthcare directives, and powers of attorney, are governed by state law. Even if you already have these documents in place, they may not carry over to your other home, especially if your document is at odds with the local law in one state.Before going on your extended stay, be sure to work with your estate planning attorney to designate your domicile state in your documents and ensure they’ll be enforceable in both places.A Simple Framework for Choosing the Right 3-Plus Month DestinationChoose your priorityBefore narrowing down your list of destinations, identify your specific priorities when choosing a place to spend part of your year. Knowing what you’re looking for is an important first step in identifying locations that address your wants and needs. Some considerations are:Luxury lifestyleTax efficiencyAffordabilityHealthcare accessProximity to familyEase of travelLow-maintenance housingScore each option using a decision matrixOnce you’ve identified your top priorities, run the different destinations you’re considering through a scoring framework for an easy and consistent comparison. You can rate each location based on a handful of weighted criteria. The location that returns the highest score is likely the best fit based on your desires.Here’s an example matrix to consider: Wealth Enhancement Of course, there’s also an element to this decision that’s purely emotional. If you feel yourself pulled to a location that doesn’t necessarily get the top score, it may still be worth considering. The benefit of a three-month stay over a permanent move is that you can test drive more than one location. Maybe you spend your first winter in Florida or Arizona, followed by the next winter in Southern Europe. If you’re not ready to commit to one, you don’t have to.What to Do Before You Commit to a Seasonal MoveEven if it’s not a permanent move, a three-month extended stay is a serious lifestyle and financial commitment. Before signing a lease or making any purchases, these practical steps can help you prepare:Visit in both the off-season and peak season. A location that feels right during part of the year may be the wrong fit during another part.Price the stay as a complete budget, not just lodging. Make sure to account for other costs like healthcare, dining out, entertainment, travel, etc.Review your domicile and estate documents. Have an attorney familiar with both states’ laws review them and reinforce your domicile.Check your insurance network. Make sure your Medicare or other insurance plan will cover you while you’re away, and purchase alternative insurance if necessary.Build the move into your complete retirement plan. An advisor can help you coordinate any necessary retirement plan distributions or changes to your financial plan.FAQWhat are the most popular snowbird destinations for retirees?Florida is the most popular snowbird location, followed by South Carolina, Arizona, and even foreign countries like Mexico and France.Are affluent retirees renting or buying for 3-plus month stays?It generally makes sense to rent while you’re exploring your options. However, once you’re ready to commit to a place for every winter, buying might be the right choice, as long as you factor in hidden costs like insurance, taxes, and home maintenance.Does Medicare cover you if you stay outside the U.S. for several months?No, Medicare doesn’t cover you outside of the country, except in very rare situations. Instead, you’ll need a supplemental or travel health insurance plan to cover you for any emergencies or routine healthcare abroad.What taxes matter when you live in two places during retirement?In general, you only have to worry about taxes in the state where you’re actually a resident. If you split your time between a high-tax state like New York or New Jersey and a low-tax or no-tax state like Arizona or Florida, it might make sense to establish your domicile in the lower-cost state. However, you’ll need to understand all of the different residency requirements to make sure you meet them.The Bottom LineThere’s no universal right answer to where you should spend your extended stays. Florida, Arizona, and the Carolinas are popular options for many retirees, but they aren’t the best for everyone. You have to consider all of the logistical and financial factors, not just the weather-related ones.This story was produced by Wealth Enhancement and reviewed and distributed by Stacker. |
| | Denied by a number: The hidden cost of poor creditDenied by a number: The hidden cost of poor creditWhen a financial institution says no, the consequences rarely end with one declined application. A new Credit One Bank survey of 1,000 U.S. consumers conducted Sep. 30 2025 who have experienced a credit-based denial shows how deeply that moment can ripple through someone’s life.Credit scores now influence far more than loan approvals. They shape access to rental housing, auto financing, insurance policies, utilities, and more. As a result, that little three-digit number can influence opportunity, timing, and even self-confidence.Key Findings80% say credit-based denials have negatively affected their confidence or self-esteem.23% have given up on a major life milestone because of a credit denial.51% say poor or limited credit has cost them $2,000 or more over their lifetime.62% were surprised to learn they were denied.54% waited seven months or longer before applying for credit again.44% believe credit scores are an unfair way to measure financial responsibility.46% had to borrow from family or friends after being denied.Credit Denials Hurt More Than Your Finances Credit One Bank For many U.S. consumers, a denial for credit feels personal. Eighty percent of respondents say being turned down hurt their confidence or self-esteem. The emotional impact is even sharper among women, with 63% reporting stress or anxiety after a denial, compared to 50% of men.Credit scores are about loan risk, but they can also determine who qualifies for housing, what they pay for car insurance, and how they get access to other essentials.When the approval criteria feel unclear, and the stakes are high, rejection can feel like a judgment of character rather than just a numerical calculation. The system might be based on technical data, but people’s reactions are entirely human.The Real Cost of Being Turned Away Credit One Bank The financial consequences also extend well beyond one application. More than half of respondents say poor or limited credit has cost them at least $2,000 over time. And nearly 1 in 3 millennials report even higher losses of $5,000 or more.These costs might not be immediately obvious, but even small differences in interest rates can add up over time. And when traditional lenders decline an application, the alternatives often come with even higher rates, not to mention larger deposits. So access to credit doesn’t necessarily disappear, but it does become a lot more expensive.As a result, many people turn to personal connections instead, with nearly half saying they borrowed from family or friends after being denied credit.When a Denial Delays Real Life Credit One Bank Credit is often the bridge to major life goals. And because of that, nearly 1 in 4 respondents say they gave up on a personal milestone, like buying a home, starting a business, or getting married, after being turned down for a loan.That finding comes at a time when housing affordability is uncertain, and costs of borrowing are increasing. Younger adults are already navigating rising rents and competitive real estate markets. A barrier to credit can quickly push their plans further out of reach.As a result, a home purchase may get postponed, a business idea might sit on hold, and a major goal can shift from “this year” to “someday.”Surprise and Skepticism Credit One Bank One of the most revealing insights from the survey is that the majority of people did not see it coming. Sixty-two percent say they were surprised by their denial.Credit scoring models are complex, and different lenders may rely on different versions. Each one is based on slightly different criteria, so small shifts in payment history or credit utilization can influence outcomes in ways consumers may not anticipate.That disconnect often leads to doubt, and nearly 44% believe credit scores are an unfair measure of financial responsibility. But their frustration is likely more about a lack of clarity than the concept of credit itself. If a number influences so many aspects of their lives, many U.S. consumers want a clearer understanding of how it works.Retreat for Some and Recalibration for Others Credit One Bank After a denial, many people take a step back. More than half waited seven months or longer before applying for credit again. That’s understandable, because rejection often causes hesitation. And waiting between applications can also be a good credit-building strategy.But the data shows another response as well. Among millennial U.S. consumers, 33% say being denied motivated them to improve their credit. And 21% of Gen Z respondents report working with a financial advisor to strengthen their credit.Financial literacy resources and credit monitoring tools are more accessible than ever, so it’s easier for consumers to shift their mindset from avoidance to awareness. The system might feel big and impersonal, but that doesn’t mean people are walking away from it.A 3-Digit Number and a Growing Determination to Understand ItCredit scores remain a powerful gatekeeper in modern financial life. They can influence who rents an apartment, who qualifies for loan financing, and who moves forward with long-term plans.The survey findings reveal how heavy that influence can feel for many consumers. Higher overall costs might be expected, but it can also lead to lower confidence and the decision to put off major milestones.At the same time, something else is happening. Many U.S. consumers are choosing to learn the rules of the system rather than disengage from it. Rejection motivates greater curiosity and a drive to regain control.That line in the sand between feeling judged and wanting to change the situation might define the modern credit experience more than any number ever could. And when people become more determined to understand it, manage it, and move forward anyway, a credit score on the lower end of the scale can actually highlight opportunity instead of standing in the way.MethodologyTo understand how U.S. consumers experience credit-based denials, Credit One Bank surveyed 1,000 adults across the country who have been denied a financial product or service because of their credit score. Participants answered a series of questions about the type of denial they faced, the financial consequences that followed, and the emotional impact of that experience. Responses were analyzed by demographic groups, including age, gender, income, and race, to identify trends and disparities in how credit denials affect different populations.This story was produced by Credit One Bank and reviewed and distributed by Stacker. |
| | Most RV owners use their rig just 21 nights a year. Here's what that actually costs themMost RV owners use their rig just 21 nights a year. Here's what that actually costs themBuy a used Class C motorhome for $55,000. Finance most of it. Park it in a storage lot because your HOA won't let it sit in the driveway. Insure it. Maintain it. Watch it lose value whether you drive it or not. Take it out on the road 21 nights a year, which is the median for owners of Class C motorhomes in 2025.If you divide what you spent by the nights you actually slept in it, you’ll find you paid $537 a night to sleep in your own RV.It is the calculation almost no buyer does, and almost no dealer ever shows. Dealers quote monthly payments. Owner communities talk in annual totals. The per-night figure collides with both and makes the math real.Here, outwander.com breaks down the full annual cost of RV ownership across three vehicle classes.The math, plainlyAnnual ownership cost ÷ nights used per year = cost per nightFive line items go into the numerator: loan interest, insurance, storage, maintenance, and depreciation. Registration and state taxes round it out. Fuel and campgrounds are excluded, since those are trip costs, not ownership costs.The denominator comes from the Go RVing 2025 Owner Demographic Profile, an Ipsos survey of current RV owners released through the RV Industry Association. The aggregate median is 30 nights a year, up sharply from 20 nights in the 2021 wave. Motorhome usage is lower: Class B camper vans run a median of 21 nights, Class C sits at 21, and travel trailers pull the aggregate up toward 30.What a used RV actually costs you each yearThe examples below use a typical used unit, three to seven years old, financed with 10% down over 10 years at the average used-RV loan rate of 7.69% in April 2026. Insurance, maintenance, storage, and depreciation are midpoint estimates drawn from published industry sources. Registration is a national rough average; state DMV fees vary.Class B, used ($65,000)A used Class B camper van, the Sprinter-style build that has dominated the segment since 2020, runs about $65,000 on the secondhand market for a well-equipped unit a few years old.Loan interest, year one: $4,360Insurance: $900 (Progressive quotes $600 to $1,500 per year for Class B)Storage: $1,440 (covered outdoor runs $125 to $200 per month)Maintenance: $1,800 (common rule of thumb runs 3% to 5% of vehicle value annually)Depreciation: $3,250 (a Class B loses roughly 5% per year after the steep first-year drop)Registration and state fees: $300Total: $12,050 a year. At 21 nights, that is $574 a night.Class C, used ($55,000)A five-year-old Class C motorhome in the middle of the used market sells for about $55,000. The bunk-over-cab design is what many Americans picture when they hear "RV," and it is what the owner demographic data covers most completely.Loan interest, year one: $3,690Insurance: $1,100 (Class C premiums average $800 to $1,500 per year)Storage: $1,440Maintenance: $2,000 (larger systems, higher upkeep than a Class B)Depreciation: $2,750 (roughly 5% annual after year five)Registration and state fees: $300Total: $11,280 a year. At 21 nights, that is $537 a night.Travel trailer, used ($19,500)The cheapest path into RV ownership and the one most owners take. Used travel trailers average $19,500 across the national market, with conventional travel trailers making up nearly two-thirds of all units owned.Loan interest, year one: $1,310Insurance: $500 (Progressive's countrywide 2024 average was $594)Storage: $1,200Maintenance: $800Depreciation: $975Registration and state fees: $150Total: $4,935 a year. At 30 nights, that is $165 a night.The travel trailer math assumes the owner already has a truck or SUV rated to tow it. Add a tow vehicle to the equation, and the per-night figure climbs meaningfully. outwander.com The home-storage variantA substantial share of RV owners park on their own property. Rural and semirural owners with a driveway, side yard, or outbuilding skip the storage line entirely. Drop the $1,440-per-year figure ($1,200 for the travel trailer), and the math improves:Class B, home storage: $10,610 a year, or $505 per night.Class C, home storage: $9,840 a year, or $469 per night.Travel trailer, home storage: $3,735 a year, or $125 per night.Home storage knocks 12% to 24% off the annual cost. Urban and HOA-restricted owners do not get this option; many rural owners do.Why this math rarely surfacesThe RV industry measures itself in units shipped and retail sales, not in nights slept. Dealer financing worksheets frame the pitch as a monthly payment against a hotel comparison. A $500 monthly payment reads as two nights at a mid-tier chain, which is honest as far as it goes. It just leaves out the other $500 or $600 a month the owner spends on storage, insurance, maintenance, and depreciation, whether they use the rig or not.Owner communities are more candid, but the math still gets buried under total-annual figures. A Good Sam thread from a Class C owner tallied roughly $87,000 over seven years, or about $12,400 a year. Dividing by his actual usage would have produced the same punch-in-the-gut figure he was already feeling.What the per-night number missesA per-night figure is a clean, comparable unit. It is not the whole story.For many families, the RV loan and storage bill acts as a forced savings device. The money is already spent, and the trip has to happen to justify it. A Class C owner camping 21 nights a year may camp zero nights without that sunk cost staring back at them. The $12,000 in that case is the cost of a vacation habit, not a vacation.An owner also knows the service history of their engine and the age of the tires. On holiday weekends, they have a rig ready when the rental market is booked out or priced up. A $55,000 unit a buyer picks carefully often carries personalization, upgrades, and pets-welcome freedom worth real money. The premium buys all of that. The point is to know what it costs.One caveat on the math. The 5% annual depreciation rate used above is friendly for post-year-five vehicles. A Class C that crosses the 50,000-mile engine wear threshold can drop value faster, pushing per-night cost higher.Where ownership pencils outThe case for owning an RV is not dead. It just narrows.Full-timers reset the math entirely. A Class C owner sleeping in their RV 300 nights a year runs about $38 per night, cheaper than any hotel or long-term campground. Snowbirds running 100-night winter trips land in similar territory.High-usage retirees hit the sweet spot too. A couple running 80 to 100 nights a year pushes Class C per-night costs to $110 to $140, below most hotel rates and with the benefit of always having their own bed and gear ready.Towable owners have the strongest mass-market case. A travel trailer used 55 nights a year runs about $90 per night; 75 nights brings it to $66. Rural owners who store at home and use the rig 60-plus nights are comfortably inside the range where ownership makes sense on price alone.The common thread: Ownership pencils out when usage is high enough to amortize the fixed costs. The Go RVing data says the typical owner is nowhere close.MethodologyUsage data: Go RVing 2025 RV Owner Demographic Profile, an Ipsos survey released through the RV Industry Association. Aggregate median 30 days a year across nine trips. Class B and Class C both report 21 days; travel trailers track closer to 30.Used purchase prices are national averages from dealer inventory aggregators: $65,000 for a Class B, $55,000 for a Class C, and $19,500 for a travel trailer.Annual cost components:Loan interest is the year-one total on a loan covering 90% of the purchase price at 7.69% APR over 10 years, the April 2026 Bankrate average for used-RV loans. Cash buyers should substitute an opportunity cost; the number does not go to zero.Insurance uses published average ranges from Progressive by class.Storage assumes covered outdoor at $120 a month. Home-storage owners skip this line; urban owners with no driveway option often pay $200 to $400 a month.Maintenance uses 3% to 5% of purchase price annually, a common rule of thumb that tracks real-world spending.Depreciation uses 5% annually on top of the initial five-year curve, consistent with published used-market trend data. See the caveat above for high-mileage Class C units.Registration is a rough national midpoint. State fees vary widely.This story was produced by outwander.com and reviewed and distributed by Stacker. |
| | Charge cards vs credit cards: 6 key differences every business should knowCharge cards vs credit cards: 6 key differences every business should knowCharge cards and credit cards look almost identical. They're both plastic or metal, both accepted at most merchants, and both let your business spend now and settle up later. Hand either one to a cashier and the transaction works the same way. The differences are entirely in the terms, and those terms have real consequences for how your business manages cash flow, builds credit, and handles the months when expenses don't line up neatly with revenue.For business owners evaluating card options, the choice between a charge card and a credit card isn't just a preference question. It shapes how much spending flexibility your company has, how your card usage shows up on your business credit report, and what it costs you to carry expenses from one month to the next. Getting this wrong doesn't usually cause immediate problems, but it can create friction that compounds over time. Brex breaks down how each card type works, where they differ, and how to figure out which one fits your business.How a business charge card works compared to a business credit cardThe two card types share more surface-level similarities than structural ones. Knowing how each actually works before comparing them side by side will make the differences easier to evaluate in the context of your business.How a business charge card worksBusiness charge cards give your company access to credit for purchases, but require you to pay the full balance when your statement is due each billing cycle. There's no option to carry a portion of the balance forward, and no minimum payment to hide behind. Whatever you spend, you owe in full by the due date.Most charge cards don't come with a preset spending limit, which sounds appealing but works differently than most people expect. Instead of approving transactions against a fixed cap, the card issuer evaluates each purchase based on factors such as your payment history, cash flow, and overall account standing.That means the amount you can spend can flex upward as your business grows and your payment track record strengthens, but a transaction can still be declined if the issuer determines it falls outside what your business can reasonably cover.The pay-in-full structure requires consistent cash flow. It's not a card designed for businesses that need payment flexibility from month to month, and it rewards companies that can plan their spending confidently.How a business credit card worksUnderstanding how business credit cards work starts with the revolving structure. A business credit card gives your company a revolving line of credit up to a predetermined limit. You can spend up to that limit, and at the end of each billing cycle, you have a choice about how much to pay. You can pay the full balance, pay a portion of it, or pay just the minimum amount due, with whatever remains carrying over to the next month and accruing interest.The fixed credit limit means your available spending resets as you pay down your balance. If you borrow $5,000 on a $20,000 credit limit and pay $3,000 of it off, you have $18,000 available again. This revolving structure is what makes credit cards useful tools for businesses managing uneven cash flow, though that flexibility comes with the cost of interest on unpaid balances.6 key differences between business charge cards vs credit cardsThe distinction between a charge card and a credit card isn't just about payment timing. The two card types diverge across several dimensions that affect how your business builds credit, manages costs, and qualifies in the first place. Here's where they actually differ.Payment termsThe most important difference between a charge card and a credit card is also the simplest one. Charge cards require you to pay your balance in full every billing cycle without exception. Credit cards let you pay anything from the full balance down to a minimum payment, with interest applied to whatever remains.For businesses, this distinction matters more than it might seem. A credit card gives your finance team options when cash is tight, while a charge card removes that option entirely. That's not necessarily a bad thing. Many finance leaders find the forced discipline of full repayment easier to manage from a budgeting standpoint because it eliminates the temptation to let expenses roll forward unchecked.Some charge card products can allow eligible charges to move into a pay-over-time balance. On those products, cardholders can pay the minimum due or any amount up to the full balance, with interest applying to what remains. That's not a niche workaround. It's a standard feature on some of the most widely used business charge cards available today.The cleanest way to think about the difference is traditional pay-in-full cards versus traditional revolving cards, with the understanding that some current products sit somewhere in between. If you're evaluating a specific card, check the repayment terms directly rather than assuming the card type tells you how payment works.Billing cyclesBoth card types operate on billing cycles, usually monthly, but they use those cycles very differently. With a credit card, the end of a billing cycle produces a statement with a minimum payment due, and your business decides how much to pay with the unpaid portion rolling into the next cycle. With a charge card, the cycle ends and the full balance is due.Pay-in-full cards do have a payment due date after the statement closes, so you're not paying the moment charges post. The key difference is that the full amount is owed by that date, and you generally can't carry that balance into the next cycle the way you can with a revolving card.One thing worth knowing for businesses evaluating fintech charge cards specifically is that not all charge cards run on monthly cycles. Some newer charge card programs bill weekly or even daily, particularly those designed for startups or businesses with high transaction volume. Monthly billing is still the norm, but it's worth confirming the cycle terms before you sign up because the difference between monthly and weekly billing has real implications for how you manage working capital.Spending limitsBusiness credit card limits on traditional cards are set at the time of approval. Your business can spend up to that number, and purchases above it will typically be declined unless you've opted into an over-limit feature. The limit changes infrequently and usually requires a formal request or a review triggered by your account history.Charge cards generally don't work this way. Rather than a fixed cap, charge card issuers approve transactions dynamically based on your spending patterns, payment history, and overall financial health.This gives businesses more room to make large purchases without running into a ceiling, which is useful for companies whose spending can spike unexpectedly for things like equipment, bulk inventory, or large vendor payments. That kind of high-volume spending is exactly what high-limit business credit cards are built to handle.That said, no preset spending limit is one of the more misunderstood terms in business credit. It doesn't mean you can spend whatever you want. The issuer is still evaluating every transaction, and they can still decline a purchase if it falls outside what your account history supports. Think of it less as no limit and more as a limit that adapts to your business over time.Interest charges and annual feesTraditional pay-in-full charge cards don't charge interest because there's no balance to carry forward. You pay what you owe in full, nothing rolls over, and there's no APR to factor into your cost calculations. Cards that include a pay-over-time option are a different story, since interest applies to whatever moves into that balance.Credit cards do charge interest, and that's where the cost structures of the two card types diverge meaningfully. If your business carries a balance, interest compounds on the unpaid portion. Average business credit card APRs can sit well above 20%, so even modest balances can generate real costs over a few months. A business carrying $15,000 month to month at a 24% APR is spending roughly $3,600 a year on interest alone.Where charge cards often cost more upfront is in annual fees. Many charge cards, particularly those with strong rewards programs or premium perks, can carry higher annual fees than comparable credit cards, and plenty of no-annual-fee business credit cards exist. The calculation your business needs to make is whether the interest costs you'd avoid with a charge card outweigh the annual fee, and that depends entirely on how often you'd carry a balance on a credit card instead.Business credit score impactBoth charge cards and credit cards can report payment history to business credit bureaus such as Dun & Bradstreet, Experian Business, and Equifax Business, but reporting practices vary by issuer and product. Not all cards report to all three bureaus, and some issuers may also report activity to consumer bureaus depending on their policies. How your card usage affects your business credit score depends partly on which card you're using and who issued it, so it's worth confirming your card's reporting setup rather than assuming.Where the two card types diverge is in credit utilization. Utilization measures how much of your available revolving credit you're using at any given time, and it's one of the more significant factors in credit scoring models. When your business carries a high balance on a credit card relative to its credit limit, that drives up your utilization ratio and can pull your score down even if you're making payments on time.Charge cards generally don't factor into credit utilization the same way, since there's typically no fixed limit to measure against. For many business scoring models, that can be an advantage for businesses with high monthly spend, though the specifics depend on the bureau and the scoring model in use. A company running $80,000 through a credit card with a $100,000 limit is sitting at 80% utilization, which can harm its credit profile. The same spending on a charge card typically wouldn't create that drag.One caveat applies. Whether a business card shows up on your personal credit report depends more on the issuer's reporting policy than on whether the card requires a personal guarantee. Some issuers report business cards to consumer bureaus; others don't, even when a guarantee is in place. It's worth understanding how business credit cards affect personal credit for any specific card you're evaluating. For owners who want to keep business and personal credit separate, business credit cards that don't report to personal credit bureaus are worth a look.Month-end close complexityFor finance teams, the difference between a charge card and a credit card doesn't end when the statement arrives. It carries into the month-end close process each billing cycle. A charge card balance clears every billing cycle, which means the outstanding amount is a bounded, short-term liability with a known settlement date. Controllers can account for it cleanly and move on.A revolving credit card balance introduces more work. Unlike a charge card that clears each cycle, a running balance needs to be tracked from period to period. The close process requires reconciling the statement balance, tracking payments made during the period, estimating and recording accrued interest on whatever is carried, and updating debt schedules if the balance is material.None of these steps is insurmountable, but they add up across cycles, and for companies running significant monthly spend through their card program, the cumulative financial close workload is a real operational cost.How qualifying for a charge card differs from a credit cardGetting approved for a credit card is generally more accessible than getting approved for a charge card. Credit cards exist across a wide range of credit profiles, including options designed for newer businesses, business owners with limited credit history, and secured cards that require a deposit in place of a strong credit score.If your business is early-stage or your personal credit history has gaps, there's likely a credit card among the easiest business credit cards to get that you can qualify for right now.Traditional pay-in-full charge cards tend to favor applicants with stronger credit profiles, though the bar varies significantly by issuer. Understanding the minimum credit score needed for a business credit card helps you gauge where your business stands. Some issuers skew toward good to excellent personal credit, while fintech and corporate card programs may underwrite based on business cash balances, revenue, and cash flow entirely, with no personal credit check involved.That's partly because the pay-in-full model means the issuer can't rely on interest income as a buffer against risk, so traditional charge card programs tend to set the bar higher at the front end. If a traditional charge card's requirements feel out of reach, a business-financials-based option may fit your situation better.One practical consideration that often gets overlooked in the approval conversation is merchant acceptance. Credit cards on the Visa or Mastercard network are accepted virtually everywhere, which makes them a safe default for businesses whose employees spend across a wide range of vendors and geographies. For businesses with significant international spend, it's still worth verifying acceptance in your key markets.What charge cards and credit cards have in commonDespite the differences in how they work, charge cards and credit cards share more than most people realize. Both give your business access to credit for purchases, letting you buy now and settle later. Both report payment activity to credit bureaus, both typically offer rewards programs and fraud protection, and both come with tools for tracking and managing company expenses.At the point of sale, both card types often feel identical, and both are available as physical or virtual business credit card options. The differences that matter are almost entirely in the terms, not the experience of using them day to day.Cash flow implications for business credit card vs charge cardCash flow management is often what determines which card type actually works for a given business. Charge cards suit companies with predictable revenue. Professional services firms, software as a service (SaaS) businesses with steady subscription income, and agencies billing monthly retainers all tend to have the cash visibility to commit to full payment each cycle without stress. The pay-in-full structure also carries a planning benefit.Balances clear every cycle, giving finance teams a clean starting point each month and better visibility into where costs are trending. The risk shows up when revenue isn't predictable. A missed full payment triggers late fees, potential account restrictions, and a hit to your business credit profile, so this structure works best when income is consistent.Seasonal businesses, startups, and companies in growth phases often need more room to maneuver. A credit card's minimum payment option acts as a release valve when a full payoff isn't practical, and for businesses actively working to improve business cash flow, that flexibility can make a real difference month to month.The cost is real though. Interest compounds on whatever you carry, and a balance that lingers for a few months at typical business credit card rates becomes a meaningful expense. Credit cards also tend to have lower approval barriers at earlier business stages, making them a practical starting point for companies that haven't yet built the financial profile a charge card issuer looks for.Which businesses are typically better suited to a charge card vs credit card?Both card types can serve a business well, but they're built around different financial realities. The right fit depends on your actual spending patterns and cash flow, which is where a framework for how to choose a business credit card based on your specific situation becomes useful.Which businesses are typically better suited to a charge card?Charge cards tend to work best for businesses with high monthly spend, consistent revenue, and zero appetite for accumulating interest-bearing corporate debt. If your finance team wants a clean monthly reset with no rolling balances to track and no interest expense to model, the pay-in-full structure delivers that by design.Companies spending significant amounts on software, travel, or vendor payments every month can take advantage of the dynamic spending limits a charge card offers without worrying about bumping into a fixed ceiling, and the full repayment requirement means operational expenses don't quietly compound into a debt management problem over time.Charge cards are also worth considering for businesses that want to build business credit without using personal credit. Because some charge cards underwrite based on business financials rather than personal credit, the company's credit history develops on its own track, which is a meaningful advantage as the business grows and seeks additional financing.Which businesses are typically better suited to a credit card?Business credit cards are a better fit when payment flexibility matters more than raw spending power. Businesses in seasonal industries, startups managing runway carefully, or companies that occasionally need to spread a large purchase across a couple of billing cycles will find the minimum payment option genuinely useful rather than just convenient.Credit cards also cover more situations for newer businesses. If your company doesn't yet have the financial history a charge card issuer looks for, a credit card lets you start building your credit profile now and revisit a charge card once your business is more established. The range of credit card options across different credit levels means there's typically something available regardless of where your business is in its credit journey, and using a credit card responsibly is a practical way to build toward stronger options later.Can your business use both a charge card and a credit card?There's no rule against it, and for some businesses it makes a lot of sense. A common setup is to use a charge card for predictable, high-volume operational spending where the dynamic limit and expense management features add real value, and keep a credit card available for situations where carrying a balance short-term is the smarter financial move. The right corporate card program can accommodate both structures, with each card assigned to the spending categories where it delivers the most value.The practical considerations are worth thinking through before setting this up. Two cards means two billing cycles to track, two rewards programs to manage, and two sets of policies your finance team needs to account for in expense reporting. For a company with a finance team that can handle the coordination, the combination can give you the best of both card structures.If you do run both, it helps to establish clear internal rules about which card gets used for which category of spend. Treating them as interchangeable defeats the purpose of having both, and it creates more reconciliation work without delivering the spending clarity either card is designed to provide on its own.This story was produced by Brex and reviewed and distributed by Stacker. |
| Henry Dinkins charged in connection with 2003 child sexual abuse cold caseHenry Dinkins, who is serving life in prison in the death of 10-year-old Breasia Terrell, is facing a new charge in connection with a 2003 cold case. |
| | Top Five Questions to Ask an Online School(NAPSI)—As education continues to evolve, more families are exploring new models—such as asynchronous learning, interactive content and AI-powered tools. With so many options emerging, it’s important to consider which approach will best support your child’s needs. For families thinking about a transition to online school, asking the right questions is essential to navigating and evaluating the growing range of choices. Questions to Help Guide Your Search• Is the school accredited? In the United States, accreditation and a school’s reputation with colleges can be threshold indicators of the quality of education your student can expect. For example, accreditation through a national organization such as Cognia ensures that the school has undergone a rigorous accreditation process requiring self-study, research, focus on educational excellence, and strategic future planning. Similarly, long-standing regional accrediting organizations such as Western Association of Schools and Colleges (WASC) engage private schools in California, Hawaii, the Pacific, and several institutions outside of the U.S. in a rigorous accreditation process to ensure they provide high-quality education.• What type of online program does the school offer? Online programs can be asynchronous, synchronous, or hybrid. Synchronous and hybrid programs require students to be present at specific times or places, which can support collaboration but limit flexibility. For students looking for a completely flexible experience, an online, asynchronous program may be the best option. Students in asynchronous programs are typically not required to attend live classes at specific times or places, which lets them design their own daily, weekly, and annual schedules and complete their schoolwork at any time as long as they have access to a computer and the internet.• What types of socialization and community-building opportunities are available to students? It’s essential for online students and families to intentionally seek out and lean in to social opportunities, both inside and outside their school. Meaningful friendships can positively affect academic performance, leading to improved comprehension and higher GPAs. Parents should ask online schools for clear examples of how their students interact with their peers. At an online school such as Laurel Springs School, for example, students have access to a wide range of social opportunities, from 90+ virtual clubs and activities, to in-person field trips, graduation, and prom. Learning more about an online school’s community-building opportunities will help paint the full picture of what your student can expect as an online student. • What academic outcomes or achievements can you share? Academic statistics including graduation rates, college acceptance rates, and test scores are excellent indicators of the quality of an academic program. Most accredited, full-time school programs will share this information through their website or can provide documentation, such as School Profiles, to share recent outcomes with families. • What does a typical day look like for an online student? Schools that offer synchronous or hybrid programs may be able to share sample schedules with prospective families. In asynchronous programs, however, a “typical” day can look different for each student, depending on age, grade level, learning style, and family or personal commitments. If the school offers virtual tours, open houses, or webinars, these can be good opportunities to ask current students or teachers for examples of their “typical days” or to ask what support the school offers students in shaping their daily schedules. Ultimately, an asynchronous program can empower students to shape their learning experience to fit their academic and other needs, but it will require more input and oversight from parents at home to ensure success. Learn MoreSearching for an online K-12 program can be a daunting task, but there are resources to help you as you decide among available institutions. Programs such as Laurel Springs School offer community-building opportunities with excellent academic outcomes. To learn more, visit laurelsprings.com, and if you register for the next Virtual Open House, Laurel Springs will waive your $300 registration fee if you enroll within two weeks.Word Count: 638 |
| | What is the life expectancy of concrete?What is the life expectancy of concrete?Concrete is widely considered one of the most durable materials on the planet. Many engineers still use it as their primary construction material, as they can expect it to perform well for decades when mixed, installed, and maintained correctly. They rely on it to create energy-efficient structures with robust aesthetic appeal.Concrete protects many structures from degradation over time. Understanding the longevity of concrete is essential to the effective construction and maintenance of your building. In addition, you can increase your return on investment with effective preparation, reinforcement, and maintenance.This guide from FORTA explains the typical life expectancy of concrete and the factors that influence its durability.What Is the Typical Life Expectancy of Concrete?Concrete can last up to 100 years, depending on several external factors that have a marked effect on its durability. In addition to its extended lifespan, concrete is one of the most utilized substances in the world for several reasons. It repels fire and water and is affordable for large-scale construction. Different concrete formulations have varying degrees of durability. Installation and reinforcement methodologies can extend or detract from its useful life.Factors Affecting Concrete DurabilityA well-constructed and maintained concrete structure can last for decades, but its durability depends on several factors, including:Environmental factors: Concrete’s permeability makes it susceptible to the formation of fissures as it expands and contracts. Freeze-thaw cycles can expose vulnerabilities, which, left untreated, lead to eventual structural failure.Temperature: Concrete component materials have varying thermal coefficients, which can lead to spalling and deterioration at higher temperatures. They affect the rate of hydration, which ultimately reduces strength and durability.Abrasion: Abrasion to a concrete surface in the form of rapidly moving water, traffic, and other repetitive movements — it wears down. The higher the compressive strength of the concrete, the higher the abrasion resistance.Chemical exposure: Concrete experiences a chemical reaction when exposed to sulfates, acids, and chlorides, like deicing salts. These chemicals penetrate the concrete, which can impact the reinforcement beneath and cause corrosion. This chemical can also cause the concrete to crack, spall, and delaminate.Construction practices: Concrete mixing and placement are fundamental to structural longevity. Factors like cement content, aggregate and water quality, and curing period all impact the finished product. Having proper construction practices in place mitigates the risk of shrinkage and thermal effects, which can prolong the structure’s useful life.Loading conditions: Depending on the use case for the concrete, factors like traffic volume and load repetition can wear down concrete over time. Dynamic loads, including seismic activity and vibrations from machinery, can also impact durability.Synthetic Fibers: A Modern Solution for Extending Concrete LongevityDespite the many factors that affect concrete longevity, you can make concrete stronger and more durable with reinforcement. Concrete’s stiffness and compression strength lends itself to reinforcement. Despite its compressive strength, it has relatively low tensile strength, leading engineers to choose from two primary reinforcement types — fiber and rebar.Rebar and welded wire mesh are traditional forms of reinforcement. They are placed inside the concrete in a grid pattern to enhance stability and minimize load disruption. While these reinforcement methodologies distribute vertical and horizontal forces throughout the concrete instead of allowing it to penetrate, they have limitations relating to overall longevity. Fiber-reinforced concrete (FRC) has emerged as an innovative, modern solution to strengthening concrete and maximizing its useful life.FRC is a composite material comprising cement, aggregate, and discontinuous, discrete fibers. These fibers are distributed throughout the concrete mix, providing three-dimensional reinforcement and tensile strength. Many fiber types are available for a wide range of applications, including cellulose, polyvinyl alcohol, glass, steel, and microsynthetic fibers.These fibers have inherent physical properties that make them the preferred reinforcement option for many applications, including tensile strength and elastic modulus. They also come in various lengths, diameters, and configurations, all of which impact their effectiveness as concrete reinforcement options.The Benefits of Fiber-Reinforced ConcreteFiber-reinforced concrete offers enhanced longevity and several other significant benefits, including: Courtesy of FORTA Preventing cracks: Shrinkage cracking is a common issue as moisture evaporates from a concrete mix. FRC prevents cracking in the construction phase, enhancing structural integrity and providing superior crack control.Enhancing durability and ductility: Fiber increases the overall durability of concrete and improves its tensile strength. FRC withstands significant tensile stress before showing signs of damage, making it ideal for applications where the structure must carry weight.Elevating flexural strength: FRC has improved flexural strength, which is essential for areas that experience surface movement and heavy loads.Improving resistance to freeze-thaw cycles: Fibers create a mesh within the concrete, maintaining structural integrity when the structure expands and contracts due to temperature fluctuations.Maximizing corrosion resistance: Synthetic fibers are noncorrosive, eliminating the risk of rust-induced cracking. They have many use cases in applications where the concrete structure is exposed to chemical sulfates, acids, and chlorides.Care and Maintenance of Existing Concrete StructuresFRC structures represent significant cost savings due to their longevity and tensile strength. However, once a concrete structure is in use, there are many strategies you can use to extend its useful life, including:Conduct regular inspections: Routine inspections are essential for effective concrete maintenance. Evaluate every aspect of the structure to identify cracks, corrosion, spalling, and any other signs of distress.Clean the structure: As environmental exposure can impact concrete longevity, clean the surface regularly with a high-pressure washer to remove contaminants. Regular cleaning improves the concrete’s appearance and prepares it for sealing, providing enhanced protection from the elements.Repair cracks and surface damage: Address any cracks and damage promptly to limit their effects on the structure’s overall longevity. The choice of crack repair depends on the situation, but common repair techniques include sealing, caulking, and stitch bonding.Use alternative deicers: Salt deicers contain chlorides, which penetrate the concrete during deicing and become the catalyst for corrosion of the rebar reinforcement within. It can also increase the damage caused by freeze-thaw cycles. Using alternative deicers like sand can improve traction on the concrete surface without impacting longevity.Maintain and monitor the structure: Perform routine checks and take preventive actions to improve the structure’s performance and service life. This story was produced by FORTA and reviewed and distributed by Stacker. |
| | Invisible confidence boosters worth tryingInvisible confidence boosters worth tryingWhat gives you confidence? Bold red lips? Your favorite jeans? Those are the more obvious examples, but what about the less flashy things that are hidden away? The secret beauty products and invisible items that have your back without any glory or attention — just getting the job done and giving you the crucial confidence you need to live life to the fullest. In this article, Dove puts the spotlight on those secret sources of beauty.1. PerfumeYou can’t see it, and if done well, nobody will realize it’s there. Apply to pressure points with a modest amount, and others may just think that the scent is your natural musk.2. UnderwearWhether it’s black and lacy or white and basic, it can make you feel confident all day long, even if you’re wearing a boring or unflattering uniform over it. A matching set can be even better: You may feel more put-together, grown up, and powerful, and walk out of the door with a spring in your step.3. MoisturizerIt’s important to feel good in your own skin, and one approach to that is making sure you’re moisturized.4. DeodorantWhen it comes to beauty secrets, deodorant is a big one. The right product will give you soft, smooth underarms, a fresh scent and the knowledge that you’ll keep your cool no matter what situation you’re thrown into.5. Body tapeIt gives you complete confidence to wear the trickiest of clothing, helping you secure that daring sleeveless number without a trace of evidence.6. Dry shampooDry Shampoos can take away the panic of realizing you don’t have time to wash your hair, giving you a boost of extra volume to get big, attention-grabbing hair.This story was produced by Dove and reviewed and distributed by Stacker. |
| Muscatine Fire Department offers free Stop the Bleed course to help residents save livesBecause a person can die from blood loss in as little as five minutes, the Muscatine Fire Department is empowering local residents to step in and save lives through a series of free Stop the Bleed training courses. The next session is scheduled from 8-10 a.m. Sunday, May 10, at Muscatine Fire Station #2. The [...] |
| Weekend Rundown with WLLR | April 30, 2026There are many family-friendly events going on this weekend, and we've brought in Dani Howe from WLLR to break it down. |
| Pay It Forward l Rock Island County woman rescues wildlife animals in needShelly Sides has been a licensed wildlife rehabber for the last five years in Illinois City, Ill. |
| | Smooth moves: Make relocation a breeze with a moving loanSmooth moves: Make relocation a breeze with a moving loanA different home is a new chapter in your life that starts on the day you move. Whether you’re upgrading or downsizing, big changes are in store.Costs add up whether you’re a do-it-yourselfer or you hire a team of professional movers. You can pay for your move in a few different ways. Achieve shares what you need to know about moving loans—to help you figure out whether borrowing money to move might be a good idea.Key takeaways:A personal loan could be used for moving expenses.Moving 1,000 miles or farther can cost four times more than a local move.Paying for a move with a credit card and carrying the balance could cost more than a moving loan.What is a moving loan?A moving loan is a personal loan for moving expenses.Personal loans are usually unsecured loans. That means you’ll qualify based on your credit score and finances, not on whether you own something of value that you can borrow against. The interest rate is usually fixed. Your payments will be the same amount every month until the loan is paid off.Personal loans are typically repaid in two to five years. The loan amounts tend to range from $5,000 to $50,000 (but some lenders offer smaller or larger loans). With a loan in this range, you should be able to cover expenses like these:Professional moversA rental truckBoxes and packing suppliesTurning on utilities at your new homeHousecleaning servicesSupplies to fix up your new or old homeNew furnitureNew appliances or electronicsMoving insuranceShort-term storage unitBudgeting for your moving and relocation costsA local move can cost $1,000 to $2,000. Bump up that distance to 1,000 miles or more and your move could cost four times as much.An online moving cost calculator can help you create a budget for a move. Look for one that factors in costs like these:Home sizeNumber of moversNumber of hoursDistance movedFuel, tolls, and other driving costsHow much stuff is being movedPacking servicesStorageMoving supplies such as boxes and bubble wrapMoving add-ons such as reassembling furniture and felt padsLiability and valuation coverageStair carry feeElevator feeUnpacking serviceYou’ll also have to pay for usual travel expenses like hotel rooms and meals, either for yourself or for whoever is moving you, if you’re moving out of town.Why consider a moving loanMoving can be expensive, especially if the move is unexpected. It’s possible that you might have to move when you don’t have moving expenses in your budget. For example:Your new employer won’t pay your relocation costs.You don’t have enough cash to pay for the move.If you don’t want to charge your moving costs to a credit card, a moving loan could help you manage expenses and make your move affordable. It could also help pay for repairs to the old home, renovations in the new home, new furniture or electronics, or any other big expense related to the move.Moving loans versus credit cardsA credit card is a common way to cover an expense when you don’t have enough cash to pay for it right away. If you can pay the entire credit card balance off by the due date, then it’s an interest-free loan.But if you do end up carrying a balance on your credit card, you might get stuck paying a lot in interest. When you carry a balance, interest drives up the cost of everything you charge. Generally, personal loans have lower interest rates than credit cards. So if you’re going to finance the expense, a personal loan might save you money.It’s easy to get behind on credit card payments. Most credit cards have a variable interest rate that goes up and down with market conditions. Your minimum payment could change as your balance and your interest rate change. And it’s easy to get trapped in a cycle of paying down and charging up your card, leaving you with no specific payoff date. It’s a lot to keep track of.A moving loan is designed to be paid off in equal monthly installments over a predetermined number of years.Alternatives to moving loansYour employerIf you’re moving for a new job, a promotion, or a reassignment, your employer might pick up the tab. Besides packing and shipping costs, your employer may also cover your travel expenses and even pay for a hotel for a few days while you get your new home in order.Move less stuffIf no one will foot the bill, you might consider selling your belongings so that you’ll have less to move. You may need some time to acquire new possessions, but cleaning house can lighten your load physically and emotionally—and is often worth the sacrifice. It feels good to start fresh, with lots of space.Tips for a successful moveMoving can be a lot of work, especially if you’re doing most or all of it yourself. Family and friends may be able to help, but your move will probably be easiest if you hire pros.Here are some tips for a successful move, whether you're doing it yourself or hiring someone:Make a checklist of what you need to do before, during and after your move.Start packing early.Label each box with the room it'll go in.Do as much as possible before moving day.Make sure you’re only moving things you really need. Donate, gift, recycle, sell, or discard the rest.Consider renting a portable moving container for the things you do want to keep.Know the red flags of moving fraud, such as a moving company that demands cash or a large deposit before the move.For complex moves or if you have delicate art or musical instruments, consider hiring professionals to pack for you.Move in the middle of the month and on a weekday, when movers often charge less. Avoid the peak summer moving season if you can.Get quotes from multiple movers to get the best price.Schedule utilities to start at your new home before you get there.Pack a moving essentials suitcase or box with nonperishable food, clean clothes, and bedding so you’ll have everything you need right at hand as soon as you arrive at your new home.How to apply for a moving loanIt’s a good idea to get a quote from lenders who can check your rate with a soft credit pull. That'll give you an idea of what kind of loan you’ll qualify for, without harm to your credit score. Once you submit a formal application, your credit score could dip by a few points.Applying for a personal loan generally happens online. But if you’re more comfortable, most lenders will take your application over the phone. Once you provide your details, the lender will review your credit score, credit history, debts, and income.You’ll be asked how much you want to borrow, how you plan to use the money, and some additional personal information to verify your identity. The lender might also ask for recent pay stubs or other proof of income.Once you’re approved, you could receive the loan funds in your bank account in as little as 24-72 hours. And then you can get moving.This story was produced by Achieve and reviewed and distributed by Stacker. |
| | Why performance fashion is driving the rhinestone revivalWhy performance fashion is driving the rhinestone revivalTurns out, nothing in fashion ever really stays gone for long. Rhinestones, those glittering little stones that caught the light across stages, competition floors, and pageant runways, are showing up everywhere again, and this time, they are carrying far more cultural weight than a costume ever could. The sparkle has returned, and the story behind it runs deeper than nostalgia.Planet Rhinestone, which supplies rhinestones and appliqués to everyone from costume designers to everyday creators, explores how performance fashion is influencing the resurgence of rhinestones in everyday style.The Return of High-Impact FashionFashion has always loved a comeback, but this one feels especially easy to recognize. Rhinestones are showing up alongside baby tees, velour sets, glossy accessories, and other details that carry the playful confidence people remember from early 2000s style.It brings back a time when getting dressed felt fun, a little over the top, and was built around being noticed rather than blending into the background. As British Vogue noted in 2025, that era leaned heavily on looks that were "bright and bold" with "metallic and shiny" textures, and that same energy is finding its way into wardrobes again with a more current feel.Rhinestones fit naturally into that mindset. They add instant personality, whether they show up on denim, accessories, or even makeup. Amanda Hallay, a fashion history professor, explained to Nylon in 2019 that designers today often pull a single detail from the past and rework it in a way that feels current, rather than recreating an entire look.And rhinestones work especially well in that role because they can be added in small ways or worn more boldly, depending on the look. Their return reflects a wider appetite for clothing that feels expressive, visible, and personal again.Performance Fashion as a Trend IncubatorThe stage has always been a few steps ahead of the rest of fashion. Dance costumes, cheer uniforms, and pageant wear were pushing bold design choices and heavy embellishment long before those ideas ever reached a retail floor.Drag culture has been doing the same thing for years, mixing bold colors, unexpected fabrics, and daring silhouettes in ways that drastically rewrite the rules of what style can be. Those looks do not stay behind the curtain forever, and history has shown that what performers wear on stage tends to show up in everyday wardrobes not long after.As Fred Astaire Dance Studios has noted, performance wear keeps pushing creative boundaries through embellishments and designs built to catch the light and move with the body.Rhinestones are a perfect example of that trickle-down effect, traveling from competition floors and stages into the outfits people are now reaching for at concerts, festivals, and everywhere in between.Why Rhinestones Remain Central to Performance DesignThere is a reason rhinestones have held their ground in performance design for as long as they have, and it goes well beyond how they look. Rhinestones are engineered to interact with light, catching and scattering it in ways that make every movement more visible and more dynamic from any seat in the house.Dance America has pointed out that rhinestones reflect stage lights to create a shimmering effect that draws the audience's focus naturally, and that their placement on a costume is deliberate, designed to highlight a performer's lines and make each gesture register more clearly. That kind of functionality is rare in fashion.Most decorative details are purely visual, but rhinestones actually do something, amplifying motion and adding dimension to the body in real time. That combination of beauty and purpose is exactly why designers keep coming back to them, and it’s why their role in performance wear has never really needed defending.From Stage to Street: Mainstream AdoptionRhinestones have always been good at getting attention, and it turns out that is exactly what a lot of people are looking for right now.People are pulling rhinestone-covered denim, embellished tops, and sparkly accessories into their everyday wardrobes, not just for performances or special occasions. And festival culture has played a big role in that, with events like Coachella and countless summer concerts becoming places where wearing something that catches the light feels completely natural and expected.Stylist Tiffany Briseno told Glam that the key is treating rhinestones as the statement piece and building the rest of the look around them, which makes the trend feel a lot more wearable than people might expect. Streetwear has picked up on this too, with brands applying stones to hoodies, denim, and accessories in ways that feel current rather than costumed.The Role of Social Media and Visual CultureRhinestones and social media were practically made for each other. Both thrive on catching attention fast, and in a world where people are scrolling past hundreds of posts a day, something that catches the light and moves beautifully is going to stop that scroll. That visual pull is not accidental.Fashion Times reports that social media platforms actively prioritize content with strong visual impact, and rhinestone-covered pieces deliver exactly that, creating a shimmer effect that reads instantly on a phone screen.Because of that, performers, dancers, and creators have leaned into rhinestone looks to make their content feel more dynamic and high-energy on screen, and part of what makes those looks resonate is that they say something personal.Fashion has always been one of the most visible ways people communicate who they are, and rhinestones give that communication an extra layer of boldness that translates especially well on camera.Those posts travel fast, racking up views and shares that push the trend further into mainstream feeds, and bold, glittering fashion keeps earning visibility, which keeps the appetite for it growing.DIY, Customization, and Creative ExpressionPart of what keeps rhinestones so relevant is how easy they make it to create something that feels completely your own. Designers and independent creators have been using rhinestone appliqués to add custom details to everything from denim jackets to performance gowns, and the results can look far more involved than the process actually requires.That accessibility has helped fuel a growing community of people who are not waiting for a brand to make what they want; they are making it themselves.That desire for self-expression shows up across the board. From stagewear to custom fashion projects, the common thread is always the same: People want what they wear to feel like them."No one ever became a fashion icon because they dressed like someone else," Hallay told Nylon, and rhinestones give people one of the most direct ways to make sure their look belongs entirely to them.What This Means for the Future of FashionEverything in fashion comes back around, and rhinestones are proof that the best ideas never really disappear; they just wait for the right moment to return. And right now, that moment is clearly here.Performance fashion and everyday style are no longer two separate worlds, and rhinestones have become the clearest example of that. What started on competition floors and stages has settled comfortably into everyday closets, and that movement shows no signs of slowing down."A rhinestone may be tiny, but in a fashion climate that almost exclusively relies upon the past for inspiration, its impact will be big," Hallay told Nylon, and the evidence of that is visible across runways, streetwear, festivals, and DIY communities alike.Rhinestones are not going anywhere, because the desire to be seen, to express something real through what you wear, is not going anywhere either.This story was produced by Planet Rhinestone and reviewed and distributed by Stacker. |
| Muscatine offering 6 energy-efficient homes for saleMuscatine officials hope they'll be able to get buyers into higher-quality homes for a lower entry price. |
| Pay It Forward | Rock Island woman fighting for all animalsShelly Sides works with local wildlife to rehabilitate creatures and release them back into the wild. Her work earned her the Pay It Forward award. |
| Iowa man serving life for Breasia Terrell murder charged in 2003 sexual abuse cold caseAn Iowa man already serving life in prison for the murder of 10-year-old Breasia Terrell is now facing a new sexual abuse charge tied to a 2003 cold case involving a five-year-old girl. |
| Woman who set fire at Davenport Kwik Star enters plea, sentenced to probationShe entered a guilty plea to the lesser included offenses of third-degree arson, an aggravated misdemeanor, and interference with official acts, a simple misdemeanor. |
| | 5 must-haves for a successful cookout(BPT) - There's nothing better this time of year: good food, friends and family hanging out together and enjoying the outdoors for a fun, relaxing time in the yard. To ensure that you have a great cookout every time, here are some backyard barbecue essentials.Keep it simpleEven if you're a dedicated foodie who loves trying out all the latest recipes, you'll want to be sure to include crowd-pleasers that everyone expects at a cookout: Burgers, hotdogs and brats come to mind. Be sure to clean the grill thoroughly and start heating it up well before your guests arrive. If you love to cook, you can show off your culinary skills with creative sides and desserts — just consider prepping those the day before so you'll be ready to go.Consider creating a condiment and toppings station away from the heat of the grill where guests can choose their favorite ketchup, mustard, relish, onions and any other tasty garnishes you'd like to supply.Provide something for everyoneFor guests who have specific dietary needs or preferences, it's easy to cook up a little fish or even tofu alternatives on the grill or using foil packets. Make sure to grill up some easy veggie options everyone will enjoy, like portobello mushrooms, potatoes or corn-on-the-cob.You could provide skewers and a variety of choices for a make-your-own shish kebab station, with shrimp, peppers, pineapple chunks, cherry tomatoes, and more! Let your imagination go wild.Hydrate in the shadeWhile unfortunately you can't control the weather, you can help your guests stay more comfortable and cool with a little planning ahead. If your deck or patio doesn't already have an awning or sun sail to help block out the heat of the sun, consider installing one — or rent one from an events or rental center — for the occasion. Another great option is to buy or rent an outdoor misting or cooling fan.Make sure that you provide plenty of cold, non-alcoholic beverages and ice to help everyone stay cool and hydrated during your get-together. Ice cream, ice pops and water-rich fruits like cantaloupe are also welcome treats when the temps are high.You can't go wrong with a sweet California Cantaloupe. Whether a refreshing snack, a tasty side dish or juicy dessert, cantaloupe is an ideal option for your backyard barbecue. For recipes and to learn more visit CaliforniaCantaloupes.com.Amp up the funProvide a fun atmosphere with an upbeat summer playlist, colorful decorations and activities that bring out the kid in everyone. When was the last time you participated in a water balloon toss, a three-legged race, a rousing game of tug-of-war or ran through a sprinkler? Set up areas for outdoor games in your yard so guests of all ages can choose the activities they enjoy the most.Create a cooling-off areaEspecially when the weather is hot, or in case someone just needs a few moments of calm and quiet, make sure there's a designated outdoor or indoor spot away from the sun, fun and games to rest for a while. This will be especially welcome for older adults or anyone with very young children who may need a brief respite.Following these tips, your next cookout is bound to be the first of many fun and successful get-togethers, all season long. |
| Traffic disruptions planned for repairs to Weinberg Arcade, GalesburgSouth Prairie Street in Galesburg is closed to all through traffic between East Main and East Simmons streets to facilitate private façade repairs to the Weinberg Arcade building at the corner of Prairie and Simmons, a news release says. The area of the closure is limited to the frontage of the Weinberg Arcade building. South [...] |
| Man who hit Rock Island County deputy with stolen vehicle sentenced to prison, probationHe pleaded guilty to one count each of unlawful possession of a stolen vehicle and aggravated fleeing. |
| Regional leaders gather to discuss reducing QC homelessnessRegional leaders from across the Quad Cities met in Davenport on Wednesday, April 29 for a first-of-its-kind, bi-state working session focused on boosting progress to reduce unsheltered homelessness. |
| Geneseo Municipal Electric commended by national association for low average outage timeGeneseo has an average power outage time of 49.3 minutes per year compared to the average annual outage time of 169 minutes per year among all U.S. electric utilities. |
| Frosty nights ahead in the Quad CitiesTemperatures across the Quad Cities area started out in the 30s Thursday morning. A couple more chilly, frosty mornings are expected before we start to warm up later in the weekend. A few showers are possible later today and better rain chances move in by Sunday. Here's your complete 7-day forecast. |
| Month of May brings action to Davenport SpeedwayMay has traditionally been a month for great racing events. From the Kentucky Derby at the beginning of May, to the Indianapolis 500 on Memorial Day weekend, adrenaline-pumping events fill the calendar page. SR Promotions and Davenport Speedway are keeping with this tradition. Six big events are designed to have all motorsports fans fueled up [...] |
| Davenport School Board approves Davenport North High School renovations and additionsNew career and technology education renovations will be coming to Davenport North High this summer. |
| Quad-Cities officials lobbied in D.C. earlier this month. What did they say?Funding for the Rock Island Arsenal and local economic development projects were among the topics Quad-Cities leaders discussed with members of Congress and federal government staff this month. |
| | Teen mental health: Why peer support programs are so important(BPT) - According to the National Institutes of Health, nearly half of U.S. teenagers have experienced a mental health disorder at some point, with around 1 in 5 living with a serious diagnosed condition. For these teens, it's crucial to receive support and care as early as possible to ensure a healthier, happier transition from their teen years to young adulthood.About half of mental health conditions start as early as age 14, a pivotal age when students are moving from middle school to high school. Today's teens face complex stressors such as academic, family and peer pressure, an isolating social media environment that can include cyberbullying, plus questions of personal identity and growth, physical development and heightened awareness of global issues.Without intervention or treatment early on, these stressors can lead to additional emotional, psychological and physical problems as teens seek out ways to cope with difficult feelings and experiences."Teens need support. Untreated mental health challenges in adolescence can have lasting consequences, including chronic mental health disorders in adulthood, academic decline and increased risk of substance use," said Tramaine EL-Amin, vice president, Mental Health First Aid (MHFA).Even more alarming, suicide is the second leading cause of death for young people, creating even more urgency for early intervention.This Mental Health Awareness Month, take time to learn about effective ways to reach teenagers before they experience a mental health crisis.Peer-to-peer support is crucial for teensResearch confirms what common sense suggests: Teens are far more likely to want to talk to one another than to ask for help from a mental health professional."Friends provide a safe, nonjudgmental space where teens can feel understood and less isolated," added EL-Amin. "By connecting with peers who have similar experiences, teens gain coping skills, self-awareness and emotional validation."When a teen shows signs of a mental health challenge, their friends may be the first to offer help. This natural inclination to turn to peers forms the basis of Teen Mental Health First Aid (Teen MHFA), developed by the National Council for Mental Wellbeing. Designed for students in grades 9-12 (ages 14-18), the evidence-based training teaches how to identify, understand and respond to signs of mental health and substance use challenges in friends and peers, giving teens the confidence to begin difficult conversations with empathy and care.How Teen MHFA makes a differenceInstructors in schools and organizations across the country have trained nearly 170,000 teenagers to provide peer-to-peer support. Schools, youth-serving organizations and their partners can apply to be a Teen MHFA site. Teen MHFA can be taught as a standalone course or as part of a school health curriculum.Learners will be able to spot warning signs of mental health challenges and understand the impact of violence and bullying on mental health. Thanks to their training, they'll know how to start conversations about these topics with their friends — and recognize when they need to connect a friend with a parent, guardian or other trusted adult.Teen MHFA has an easy-to-remember acronym, ROLE, to describe the steps to take when supporting a peer.Recognize signs that your friend may be going through a hard time.Open a conversation with your friend by asking how they are and listening.Link to a parent, guardian or trusted adult to provide support.Encourage your friend by staying connected and showing you care.Teens who participate in the program learn how to help each other through hard times. Topics include anxiety, depression, eating disorders, bullying, social media, substance use and ADHD. In addition to learning how to recognize the signs and symptoms of mental health and substance use challenges in their peers, teens learn techniques for practicing self-care and sharing those tips with their friends."Most importantly, young people in Teen MHFA learn that recovery is possible," said EL-Amin. "Through that process, they help reduce the stigma that still exists around mental health treatment."Learn how your organization can become a Teen MHFA site at MentalHealthFirstAid.org/organizations/teens. |