QCA.news - Quad Cities news and view from both sides of the river

Friday, March 20th, 2026

KWQC TV-6  Iowa State cruises to the second round of the NCAA Tournament KWQC TV-6

Iowa State cruises to the second round of the NCAA Tournament

Iowa State men’s basketball cruises to the second round of the NCAA Tournament after defeating Tennessee State 108-74.

KWQC TV-6  Iowa at home for opening rounds of NCAA Tournament KWQC TV-6

Iowa at home for opening rounds of NCAA Tournament

Iowa women’s basketball back in a familiar place for the opening rounds of March Madness.

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Stirtz weathers cold shooting to score 16 and help Iowa beat Clemson 67-61 in March Madness

Bennett Stirtz scored 16 points and No. 9 seed Iowa weathered his erratic shooting to hold off eighth-seeded Clemson 67-61 in the first round of the NCAA Tournament.

OurQuadCities.com Augustana student's documentary featured on Roku OurQuadCities.com

Augustana student's documentary featured on Roku

An Augustana College student worked on the film crew behind a new documentary now being featured on Roku. Sawyer Carver is only a sophomore, but on her resume is a documentary featured on the nation-wide streaming platform. The feature is a part of Roku's "Change Makers" series, a partnership between the platform and Fresh Films. [...]

OurQuadCities.com Police at scene of gunfire at Davenport gas station OurQuadCities.com

Police at scene of gunfire at Davenport gas station

A heavy police presence was at the scene of gunfire about 8:15 p.m. Friday at Locust Street and Bridge Avenue, Davenport. Our Quad Cities News saw Davenport police officers searching the area around the bp gas station on the corner, where crime scene tape was visible. No one was struck, police said, and no one [...]

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Quad City Air Show canceled for 2026; organizers looking to form director board

There will be no Quad City Air Show this year. Event organizers posted that announcement on their website. They didn't give a concrete reason why it was canceled for 2026, but they say they're reimagining the future and are exploring interest in expanding the show. They are also forming an advisory board of directors with [...]

WVIK U.S. judge rules against Pentagon restrictions on press coverage WVIK

U.S. judge rules against Pentagon restrictions on press coverage

The policy required media organizations to pledge not to gather information unless Defense officials formally authorized its release. A U.S. judge said the rules are at odds with the First Amendment.

KWQC TV-6  Shaw Electric to host third year of free trades‑focused Shaw University for area high schoolers KWQC TV-6

Shaw Electric to host third year of free trades‑focused Shaw University for area high schoolers

Shaw Electric will host its 3rd annual Shaw University on March 26, offering 84 high school students from 19 schools a free, hands‑on look at electrical apprenticeship work through demos and instruction.

KWQC TV-6  Quad City Air Show grounded this summer as organizers rethink future KWQC TV-6

Quad City Air Show grounded this summer as organizers rethink future

The Quad City Air Show will not return this summer as organizers say they are reimagining the event’s future.

KWQC TV-6  Taste of LeClaire offers samples, specials at participating shops Saturday KWQC TV-6

Taste of LeClaire offers samples, specials at participating shops Saturday

The annual Taste of LeClaire returns March 21 with sample‑size food and drink offerings at downtown businesses from 1 to 3 p.m.

Quad-City Times Quad-City Times

One dead in Whiteside County plane crash Friday afternoon

The crash occurred at 3:09 p.m. in the area of East Thome Road and McNeil Road in Montmorency Township.

KWQC TV-6  Iowa State loses star F Joshua Jefferson to an injury in first-round NCAA blowout of Tennessee State KWQC TV-6

Iowa State loses star F Joshua Jefferson to an injury in first-round NCAA blowout of Tennessee State

Nobody on the Iowa State bench knew how badly Joshua Jefferson was hurt when the All-American forward landed awkwardly on his left ankle in the opening minutes of their first-round game against Tennessee State on Friday.

KWQC TV-6  Iowa back in a familiar spot — at home for the NCAA women’s March Madness KWQC TV-6

Iowa back in a familiar spot — at home for the NCAA women’s March Madness

Jan Jensen has Iowa back in familiar postseason territory in her second season as head coach — a No. 2 seed and a first-weekend host of the NCAA Tournament.

KWQC TV-6  Iowa State All-American Joshua Jefferson sprains ankle in opening minutes of NCAA tourney game KWQC TV-6

Iowa State All-American Joshua Jefferson sprains ankle in opening minutes of NCAA tourney game

The Cyclones’ second-leading scorer and top rebounder did not appear to be touched as he drove the lane for an open layup. But his entire 240-pound body came down on his left ankle as it turned beneath him.

OurQuadCities.com Galesburg schools turn away from technology OurQuadCities.com

Galesburg schools turn away from technology

While most schools and working people become more and more invested in using technology, the Galesburg Community School District is going against the grain. Starting next school year, the district will do away with one-to-one technology learning for all grades other than high school. Teachers want to focus on more face-to-face education rather than face-to-screen [...]

KWQC TV-6  Pilot dies in small-plane crash near Whiteside County Airport, FAA says KWQC TV-6

Pilot dies in small-plane crash near Whiteside County Airport, FAA says

A small-plane has crashed in Whiteside County Friday afternoon.

KWQC TV-6  University of Illinois researchers develop AI-powered robots to detect crop problems KWQC TV-6

University of Illinois researchers develop AI-powered robots to detect crop problems

The project uses small, low-cost robotic rovers powered by artificial intelligence to monitor plant health and field conditions in real time.

OurQuadCities.com OurQuadCities.com

Dramatic shifting temperatures

Temperatures have been all over the place for the month of March in the Quad Cities with over 20 degrees above normal just a week and a half ago or so. And now just recently from this past Monday and Tuesday, temperatures that were over 20 degrees below normal. And even after that drastic drop [...]

WVIK Jury finds Elon Musk misled investors during Twitter purchase WVIK

Jury finds Elon Musk misled investors during Twitter purchase

A jury has found Elon Musk liable for misleading investors by deliberately driving down Twitter's stock price in the tumultuous months leading up to his 2022 acquisition of the social media company for $44 billion. But it absolved him of some fraud allegations.

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1 person killed in Whiteside County plane crash

Illinois State Police said a small, private plane crashed in Whiteside County on Friday afternoon.

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Several Quad Cities region golf courses open for season

Local golf courses in Rock Island, Bettendorf and Muscatine have opened for the season.

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Egg hunts and Easter activities around the Quad Cities area

Ready to have an egg-cellent time? Here is a running list of Easter activities around the Quad Cities region.

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Person killed after private plane crashes in Whiteside County

Illinois State Police said a small, private plane crashed on Friday afternoon. One occupant was declared dead at the scene.

OurQuadCities.com Occupant of small plane killed in Whiteside County crash OurQuadCities.com

Occupant of small plane killed in Whiteside County crash

The occupant of a small private plane was killed Friday afternoon in a Whiteside County crash, according to a news release from Illinois State Police. Officers from ISP Troop 1, which includes Whiteside County, responded shortly after 3 p.m. Friday to the area of Thome Road and McNiel Road for a report of a small [...]

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The Last Picture House to hold event honoring Black filmmaker Oscar Micheaux

The event will include screenings of "Oscar Micheaux: The Superhero of Black Filmmaking" and Micheaux's silent feature "Within Our Gates."

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Community remembers the Vern Carpenter, known as mayor of Gaines Street

For years, Vern Carpenter, sat on his porch and waved to people passing by.

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Egg hunts and Easter activities around the Quad Cities area

Ready to have an egg-cellent time? Here is a running list of Easter activities around the Quad Cities region.

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Miss Clinton County 5K raising scholarship funds for local students

The Miss Clinton County 5K Run & Walk is set to raise scholarship funds supporting students and young leaders across the county.

OurQuadCities.com Laugh and support QC residents with cancer at gala with comedian Brad Upton OurQuadCities.com

Laugh and support QC residents with cancer at gala with comedian Brad Upton

Comedian Brad Upton will star in he annual Live from QC… It’s Saturday Nite! gala on Saturday, March 28, at the Waterfront Convention Center, Bettendorf. Doors open at 6 p.m. at the event, which is the cornerstone of the fundraising efforts for the Cancer Support Community at Gilda's Club. Funds raised at this event are [...]

WVIK Over 4,000 told to evacuate flooding in Hawaii as officials warn 120-year-old dam could fail WVIK

Over 4,000 told to evacuate flooding in Hawaii as officials warn 120-year-old dam could fail

Muddy floodwaters from severe rains have inundated streets, swallowed vehicles and prompted evacuation orders for more than 4,000 people in towns north of Honolulu. Officials are warning about the possible failure of a a 120-year-old dam.

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Over 5,500 told to evacuate flooding in Hawaii as officials warn that dam could fail

Muddy floodwaters from severe rains have inundated communities and prompted evacuation orders for more than 5,500 people in towns north of Honolulu. Officials are warning about the possible failure of a 120-year-old dam.

KWQC TV-6 KWQC TV-6

Small plane crashes in Whiteside County

A small-plane has crashed in Whiteside County Friday afternoon.

WVIK CBS News shutters its storied radio news service after nearly a century, ending an era WVIK

CBS News shutters its storied radio news service after nearly a century, ending an era

The change is part of a round of layoffs at CBS News. When the radio service began operation in September 1927, it was a precursor to the entire CBS network. Today its top-of-the-hour news roundups are delivered to about 700 stations across the U.S.

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Quad Cities River Bandits release 2026 promotional schedule

The Quad Cities River Bandits announced its lineup for the 2026 promotions.

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Iowa State professor partners with Nahant Marsh for educational children's comic

"Captain and Blue: A Story of Wetland Wonders" stars Captain, a Blanding's turtle, on his journey to reach Nahant Marsh.

KWQC TV-6 KWQC TV-6

Prosecutors push back on Fisher’s self-filed motions in Trudy Appleby case

The State of Illinois is asking the court to disregard seven pro se motions filed by Jamison Fisher, who is charged in the 1996 killing of an 11-year-old. Prosecutors argue Fisher cannot file his own motions while represented by counsel.

OurQuadCities.com Local College Students Welcomed as House Pages for a Day OurQuadCities.com

Local College Students Welcomed as House Pages for a Day

One student from Western Illinois University and one from Sandburg College got to be house pages for a day for the Illinois House of Representatives. Jordyn Sedlock and Austin Ullrich were welcomed by State Representative Dan Swanson on Thursday. “I always enjoy welcoming local students to the House chamber and introducing them to my colleagues,” [...]

WVIK How the Iran war threatens global food supply WVIK

How the Iran war threatens global food supply

About a third of all fertilizer shipped globally passes through the Strait of Hormuz. Now shipping is all-but stopped through the Strait and this could have repercussions for the global food supply.

North Scott Press North Scott Press

How AI and automation are reshaping digital marketing for law firms

How AI and automation are reshaping digital marketing for law firmsArtificial intelligence is rapidly changing how people search for information, evaluate services, and engage with content online. For law firms, these shifts are influencing everything from search visibility to advertising performance and social media engagement, with implications that extend beyond the legal industry.Consultwebs highlights findings from its 2026 Digital Marketing Predictions for Law Firms, a free guide designed to help attorneys understand what’s coming next and how to prepare ahead of changes.AI Search and the Decline of Traditional ClicksRecent research indicates that zero-click searches (queries answered directly on search results pages) now account for more than half of all Google searches, according to analysis by SparkToro. This trend is largely driven by AI-powered features such as Google’s AI Overviews, which summarize information at the top of results pages without requiring users to click through to external websites.As AI systems increasingly act as intermediaries between users and information, digital visibility is becoming less dependent on clicks and more dependent on credibility, authority, and clarity.Google began expanding AI-generated summaries in search results in 2024, and their presence has continued to grow. Research from the Pew Research Center found that users who encounter AI-generated summaries are significantly less likely to click on traditional search results, particularly for informational queries.At the same time, multiple industry analyses suggest that sources cited within AI-generated answers receive disproportionately more attention than those excluded. This has elevated the importance of clear sourcing, structured content, and demonstrated expertise in published material.Rather than eliminating search optimization, these changes are reshaping it. Content that is well organized, clearly written, and supported by authoritative information is more likely to be referenced by AI systems.AI Expands Where Search HappensSearch behavior is also becoming more fragmented. A 2024 DataReportal study found that a growing share of internet users now consult AI tools, forums, and social platforms alongside traditional search engines when researching questions or services.This shift has prompted analysts to highlight a growing focus on generative engine optimization, a strategy that prioritizes clear, credible content that AI-powered platforms can easily understand and reference when compiling answers from multiple sources. Experts say organizations that depend on a single platform to reach audiences are more exposed to sudden algorithm changes, while those with visibility across several channels are better positioned to adapt.Website Design Trends Emphasize Trust and AccessibilityAs AI tools satisfy more basic informational needs, websites are increasingly evaluated on usability and trustworthiness rather than content volume alone. According to Google user experience research, visitors are more likely to engage with sites that provide clear navigation, accessible design, and transparent information about expertise and credentials.Current design trends emphasize:Mobile-friendly layouts and fast load times.Accessibility features such as readable typography and assistive navigation tools.Limited but purposeful use of AI-powered chat features to support human interaction.These elements reflect broader consumer expectations for clarity and reliability across digital experiences.Video Content Plays a Growing RoleVideo continues to gain prominence across digital platforms. According to Wyzowl’s Video Marketing Report, 89% of consumers say video quality impacts their trust in a brand.While AI tools can assist with editing and distribution, research suggests viewers respond more positively to videos featuring identifiable experts rather than generic or AI presenters. As platforms increasingly surface video within search and recommendation feeds, authenticity has emerged as a key differentiator.Advertising Automation Brings Efficiency and RiskAutomation is also reshaping digital advertising. Major platforms now rely heavily on AI-driven bidding and targeting systems, which can improve efficiency but reduce transparency.Industry benchmarks show that cost-per-click in legal advertising remains among the highest of any sector, reflecting intense competition.Analysts caution that while automation can optimize performance, it still requires human oversight to ensure relevance, compliance, and lead quality. Campaigns that rely solely on algorithmic optimization often struggle to maintain consistency, particularly in highly regulated industries.Social Media Audiences Favor Relatable ContentSocial platforms continue to evolve as discovery tools, particularly among younger users. Data from DataReportal shows that short-form video platforms generate higher engagement rates than static posts, while audiences increasingly disengage from content perceived as overly automated or impersonal.At the same time, platforms such as LinkedIn are shifting toward more culture and lifestyle-oriented content. Researchers note that users tend to respond more positively to content that reflects real experiences rather than polished or promotional narratives.Why These Trends MatterWhile these developments are often discussed in marketing contexts, they reflect a broader transformation in how information is created, filtered, and trusted online.Analysts agree that organizations adapting most effectively are those that pair automation with human judgment, using AI to improve efficiency while maintaining standards for accuracy, accountability, and trust.The Takeaway: Human Expertise Plus Intelligent Automation2026 will be a defining year for legal digital marketing. AI will continue changing how potential clients discover and evaluate law firms, but trust, experience, and authenticity will remain irreplaceable.Winning firms will:Use AI to enhance efficiency, not replace expertise.Build visibility beyond Google search across social, video, and AI platforms.Keep their voice authentic, personal, and client-focused.This story was produced by Consultwebs and reviewed and distributed by Stacker.

WVIK Why is the 'Bachelorette' canceled? A guide to the Taylor Frankie Paul controversy WVIK

Why is the 'Bachelorette' canceled? A guide to the Taylor Frankie Paul controversy

Taylor Frankie Paul rose to fame on The Secret Lives of Mormon Wives, then filmed a season of The Bachelorette. But it won't air as planned because of resurfaced domestic violence allegations.

North Scott Press North Scott Press

How to avoid common tax traps for W-2 earners in 2026

How to avoid common tax traps for W-2 earners in 2026You’ve worked hard all year. The last thing you want is to lose thousands to easily avoidable tax mistakes when filing your 2025 return this April.Whether you’re a high earner navigating equity compensation or just starting your career, W-2 employees are often told there’s not much they can do to lower their tax bill. The good news? This isn’t the whole story, and there are strategic steps you can take to manage your tax obligations, especially in the long term.Domain Money breaks down the most common tax mistakes W-2 earners make and the smart moves that can help you keep more of what you’ve earned.Understanding Your W-2 Tax SituationAs a W-2 employee, your employer withholds taxes from each paycheck and reports your earnings to the IRS. But your actual tax liability depends on far more than your salary. Bonuses, equity compensation, investment income, and deductions all play a role in determining what you owe or what you’re owed back.The problem? Many professionals discover they’ve been overpaying (or worse, underpaying) only after the tax year ends. By then, opportunities to optimize have passed.Tax Trap #1: Ignoring the New OBBBA Tax BreaksThe One Big Beautiful Bill Act (OBBBA) introduced several game-changing deductions for 2025 that many W-2 employees are leaving on the table.The No Tax on Tips Deduction allows eligible workers to deduct up to $25,000 in tips from their taxable income. If you work in a role where tipping is customary, whether you’re in hospitality, food service, or another tipping industry, this could mean impactful money back in your pocket. Your employer must designate these tips on your W-2 for you to qualify.The No Tax on Overtime Deduction lets you deduct qualified overtime pay up to $12,500 (single filers) or $25,000 (married filing jointly). However, both deductions phase out at higher incomes, starting at $150,000 for single filers and $300,000 for joint filers.The Enhanced Senior Deduction offers an additional $6,000 deduction for taxpayers 65 and older (on top of your standard deduction), though it also phases out above certain income thresholds.These deductions expire after 2028, so don’t wait to take advantage.Tax Trap #2: Leaving Pre-Tax Retirement Contributions on the TableOne of the biggest missed opportunities is not maxing out your 401(k) or 403(b) contributions.For the 2025 tax year, contribution limits were:$23,500 for employer-sponsored retirement plans$31,000 catch-up contributions for people 50 or older$34,750 for people 60-63For 2026, these limits have increased to:$24,500 for employer-sponsored retirement plans$32,500 catch-up contributions for people 50 or older$34,750 for people 60-63Every dollar you contribute on a pre-tax basis reduces your taxable income dollar-for-dollar. That means if you’re in the 24% tax bracket, a $23,500 contribution could save you $5,640 in federal taxes alone.Even if you can’t max out completely, aim to contribute at least enough to capture your full employer match. Leaving that match on the table is like turning down part of your salary.Tax Trap #3: Forgetting About Traditional IRA DeductionsIf you didn’t max out your 401(k) for 2025, the deadline has passed. But, you can fund a Traditional IRA for tax year 2025 until April 15th of this year.You can contribute to a Traditional IRA even if you have an employer plan. For tax year 2025, the limit is $7,000 ($8,000 if you’re 50 or older). The catch? Whether you can deduct those contributions depends on your income and whether you’re covered by an employer plan.If you’re covered by a workplace retirement plan and your modified adjusted gross income exceeds $79,000 (single) or $126,000 (married filing jointly with a retirement plan at work), your IRA deduction is reduced. But if you’re not covered or your spouse isn’t, different, more generous rules apply.This gives you extra time to lower last year’s tax bill, but it is a strategy that comes with some restrictions, so it may be worth consulting with a tax or financial advisor.Tax Trap #4: Missing HSA Triple Tax AdvantagesIf you have a high-deductible health plan, a Health Savings Account (HSA) might be the most powerful tax tool you’re not using.HSAs offer a rare triple tax benefit:Contributions are tax-deductible.Growth is tax-free.Withdrawals for qualified medical expenses are tax-free.For 2025, you can contribute up to $4,300 as an individual or $8,550 for family coverage. If you’re 55 or older, add another $1,000.For 2026, those limits have increased to $4,400 for individual and $8,750 for family coverage, with the catch-up contribution remaining $1,000.Like an IRA, an HSA can be funded for the previous tax year through April 15th of the following year, giving more opportunity to max out your contributions.Unlike Flexible Spending Accounts (FSAs), HSA funds roll over year after year. Many people use their HSA as a stealth retirement account, paying medical expenses out-of-pocket now and letting their HSA grow tax-free for decades, intending to use it for medical costs later in life.Tax Trap #5: Not Taking Advantage of Dependent Care FSAsChildcare is a huge cost. If you’re paying for it, you should be reducing your taxes for it.A Dependent Care FSA lets you contribute up to $5,000 in pre-tax dollars (for 2025) to cover childcare costs for children under 13. That’s $5,000 that isn’t touched by federal income tax, Social Security tax, or Medicare tax, but the plan does have to be offered by an employer.The catch is, it’s use-it-or-lose-it, much like a medical FSA. Any money left at year-end disappears. Plan carefully based on your anticipated childcare expenses.Important note: You can’t double-dip. If you use a Dependent Care FSA, it reduces the amount you can claim for the Child and Dependent Care Credit. Run the numbers both ways to see which approach saves you more, or have a pro do it for you.Tax Trap #6: Equity Compensation Tax SurprisesIf you receive stock options, Restricted Stock Units (RSU), or other equity compensation, you’re facing one of the most complex and expensive tax traps for W-2 employees.RSUs are taxed as ordinary income when they vest. That income hits your W-2 and can push you into a higher tax bracket. Worse, the typical 22% federal withholding often isn’t enough. High earners can face effective tax rates above 40% when you factor in federal, state, Social Security, and Medicare taxes.Many professionals don’t realize they can face a massive tax bill on equity that’s still restricted due to company trading windows or that hasn’t been sold yet. Planning ahead, whether through setting aside cash for taxes, doing tax-loss harvesting elsewhere, or coordinating RSU vesting with other income, makes all the difference.Stock options (ISOs and NSOs) create their own challenges. Non-qualified stock options are taxed as ordinary income when exercised. Incentive stock options seem better, with potential long-term capital gains treatment, until you trigger the Alternative Minimum Tax (AMT).Tax Trap #7: Overlooking the Expanded SALT DeductionFor years, the $10,000 cap on the State and Local Tax (SALT) deduction left high earners in high-tax states paying federal taxes on money they’d already sent to state and local governments.The OBBBA changed that, temporarily. For 2025 through 2029, the SALT deduction cap increases to $40,000 for taxpayers with modified adjusted gross income under $500,000 ($250,000 if married filing separately).Understanding the SALT phaseout: If your Modified Adjusted Gross Income (MAGI) is above the threshold, your deduction starts to decrease. The phaseout begins when your MAGI reaches $500,000 in 2025 (or $250,000 for those married filing separately), reducing the deduction by 30% of your excess MAGI.Here’s how it works:Example: A married couple’s MAGI is $540,000 in 2025. Since they are $40,000 over the MAGI limit, their SALT cap is reduced by $12,000 ($40,000 x 30%), resulting in a maximum SALT deduction of $28,000 ($40,000 minus $12,000).The cap cannot go below $10,000, no matter how high your income. So, taxpayers who fully phase out will still be able to deduct up to $10,000, just like before.Just like the SALT cap, the MAGI phaseout threshold increases by 1% annually through tax year 2029. This means phaseout will begin at $505,000 MAGI in 2026, $510,050 MAGI in 2027, and so on.Here’s the thing: whether you should itemize depends on comparing your total itemized deductions against the standard deduction ($15,750 for single filers, $31,500 for married filing jointly in 2025). With the higher SALT cap, more people will find itemizing worthwhile, but you need to run the math.Tax Trap #8: Charitable Donations Without a StrategyLove giving to charity? You can be generous and strategic at the same time.Starting in 2026, even taxpayers who claim the standard deduction can deduct up to $1,000 ($2,000 for joint filers) in charitable contributions, as long as those donations were made in cash, rather than donating clothes, services or other forms of donations. That’s a new benefit from the OBBBA.But for 2025 taxes, you must itemize to deduct charitable donations. If you’re close to the itemization threshold, consider "bunching" donations, giving two or three years’ worth of contributions in one year to itemize, then taking the standard deduction in other years.Another strategy for high earners: donor-advised funds. You get an immediate tax deduction for the full amount contributed, but you can spread the actual donations to charities over multiple years.Don’t forget: You need receipts for all donations, and special rules apply for non-cash gifts over certain amounts.Tax Trap #9: The New Car Loan Interest Deduction You Might MissHere’s a brand-new opportunity from the OBBBA: the car loan interest deduction.For 2025 through 2028, if you purchased a new, U.S.-assembled vehicle in 2025, you can deduct up to $10,000 in loan interest paid on that purchase.The vehicle must have been manufactured in the U.S. (you’ll need the VIN on your tax return). And like many OBBBA benefits, this deduction phases out above certain income levels, starting at $100,000 for single filers and $200,000 for joint filers.Bought a qualifying vehicle in 2025? Don’t leave this deduction on the table.Tax Trap #10: Withholding That Doesn’t Match Your Actual Tax SituationHere’s the mistake that catches even financially savvy professionals: assuming your paycheck withholding is correct.Your W-4 form tells your employer how much tax to withhold. But it’s based on estimates. If you got married, had a child, bought a home, or had a major income change, your withholding might be way off.Too much withheld? You’re giving the IRS an interest-free loan all year. Too little? You’ll owe a big bill in April, possibly with penalties.Many people enjoy the feeling of a big tax refund, but that money is coming directly from your paychecks, year-round.The IRS withholding estimator can help, but this is where professional guidance really pays off. A financial advisor can model your full tax situation (salary, bonuses, equity compensation, investment income, deductions) and tell you exactly what you should be withholding.Tax Trap #11: Not Understanding Itemizing vs. Standard DeductionShould you itemize or take the standard deduction? It’s one of the most important questions at tax time, yet many people just accept whatever their tax software suggests without understanding why.The standard deduction for 2025 is $15,750 (single) or $31,500 (married filing jointly). If your itemized deductions (mortgage interest, state and local taxes, charitable donations, medical expenses above 7.5% of AGI) don’t exceed those amounts, you’re better off with the standard deduction.But here’s what’s changed: With the expanded SALT deduction cap at $40,000, more high earners, especially those living in high-tax states, will benefit from itemizing. Run the numbers both ways.And remember: Some deductions are "above the line," meaning you get them regardless of whether you itemize. These include retirement contributions, HSA contributions, student loan interest (if you qualify), and several of the new OBBBA deductions.Tax Trap #12: Waiting Until April to Think About TaxesThe biggest tax mistake? Treating taxes as an April event instead of a year-round strategy.Most opportunities to reduce your 2025 tax bill closed on December 31, 2025. The time to maximize retirement contributions, harvest investment losses, and bunch charitable donations has passed.The exceptions (IRA contributions and HSA contributions) give you until April 15, 2026, to reduce your 2025 taxes. Take advantage while you can.More importantly, start thinking about 2026 now. If you got a big refund, adjust your withholding so you’re not overpaying throughout the year. If you owed money, increase withholding to avoid penalties next year.Tax Planning vs. Tax Preparation: Understanding the DifferenceTax preparation is filing your return. Tax planning is making strategic decisions throughout the year to minimize what you’ll owe.Most people only do tax preparation. They gather documents in March, plug numbers into software or hand everything to an accountant, and file by the deadline. They’re playing defense.Tax planning is offense. It’s understanding how your income, deductions, and credits interact. It’s making smart moves with your retirement accounts, charitable giving, and investment strategy to reduce your lifetime tax burden.Research shows that Vanguard’s comprehensive analysis found professional financial guidance adds approximately 3% in net returns annually through optimized decisions, strategic tax planning, and behavioral coaching. For a $500,000 portfolio, that could mean $1.3 million more over 30 years.When to Get Professional HelpNot everyone needs a financial advisor for taxes. If your situation is straightforward (W-2 income, standard deduction, no equity compensation), quality tax software probably works fine.But consider professional help if you:Have equity compensation (RSUs, stock options, ESPP)Earning in or above the 24% federal tax bracket who wants to maximize deductionsOwn rental property or have complex investment incomeAre navigating major life changes (marriage, divorce, home purchase)Want integrated financial planning, not just tax filingHave been surprised by large tax bills or refunds in the pastYour Next Smart MoveYou’ve worked too hard this year to leave money on the table at tax time.Whether you’re filing your 2025 return in the coming weeks or planning for 2026, the strategies above can help you avoid costly mistakes and keep more of what you’ve earned.Start by reviewing your 2024 tax return. What deductions did you take? What opportunities did you miss? How did your actual tax compare to what was withheld from your paychecks?Then think about 2026. If you haven’t maxed out retirement contributions, set up automatic increases. Review whether you should open an HSA. Check if your withholding matches your actual tax situation. Small adjustments now compound into significant savings over time.Most importantly, stop treating taxes as something you deal with once a year in a panic. Your financial strategy and your tax strategy should work together, not in isolation.This information is for educational purposes only and should not be considered personalized financial advice. Every financial situation is unique, and strategies should be tailored to individual circumstances, goals, and risk tolerance. Consider consulting with a qualified financial advisor before making significant financial decisions.This story was produced by Domain Money and reviewed and distributed by Stacker.

WVIK Epstein's former attorney testifies he had 'no knowledge whatsoever' of crimes WVIK

Epstein's former attorney testifies he had 'no knowledge whatsoever' of crimes

Darren Indyke, longtime attorney for Jeffrey Epstein, testified he "did not know" of Epstein's sexual abuse of women and girls. He also confirmed the existence of hard drives held by Epstein's estate.

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Moline music educator passes away at 90

Kermit Wells led the Moline Boys Choir as director for 54 years and also served as coordinator of music for Moline High School.

North Scott Press North Scott Press

AI, algorithms, and bias: How technology is creating new frontiers for discrimination law

AI, algorithms, and bias: How technology is creating new frontiers for discrimination lawAcross the country, algorithms are shaping decisions about who gets hired, who advances, and who is filtered out, often before a hiring manager ever takes a closer look.What began as an efficiency tool has quickly become standard practice.As that adoption accelerates, a more complex question is coming into focus: What happens when an automated system produces a biased result, and who is legally responsible for it? Regulators at the federal, state, and municipal levels are no longer treating that question as theoretical.One clear example is New York City, which already requires independent bias audits and public disclosures before certain automated employment decision tools can be deployed. As legal frameworks adapt to technological acceleration, artificial intelligence now plays a central role in how discrimination law is applied in the workplace.Phillips & Associates examines how AI-driven hiring tools are reshaping workplace discrimination law.How can AI tools inadvertently amplify discrimination?The risk of automated discrimination often begins with the data used to train these systems. When AI learns from historical workforce records, it inadvertently codifies past inequities into future decisions.If a company's past "ideal" hires were predominantly of a specific gender or race, the algorithm may treat those characteristics as benchmarks for success. This creates a cycle where the software penalizes qualified candidates who do not match a historically biased profile.As research from Cornell Journal of Law and Public Policy highlights, "if the data input is biased, the output will likely be biased," turning previous human prejudices into high-speed, automated exclusions. These systems also rely on "proxies" to filter resumes, which can lead to unintentional but unlawful disparate impact.Even when protected traits like race or age are removed, AI can identify correlates such as ZIP codes, specific colleges, or gaps in work history that effectively screen out marginalized groups. Performance-scoring tools further complicate this by penalizing communication styles or work patterns that deviate from a narrow, data-defined norm.Because these processes occur within a technical "black box," they create an illusion of objectivity that makes systemic bias difficult to detect or audit.Why is regulatory scrutiny increasing now?This potential for automated exclusion has sparked a rapid increase in regulatory scrutiny. Policymakers are increasingly concerned about the "black-box problem," where the reasoning behind an AI’s intent becomes "increasingly impossible to discern."As awareness of bias in machine learning models grows, advocacy groups are pressing for greater workplace equity and transparency. That pressure has produced an evolving patchwork of oversight frameworks rather than a settled national regime.Because the United States lacks comprehensive federal legislation, states and municipalities have begun advancing their own approaches to algorithmic governance. Local Law 144 in New York City serves as a primary example, mandating independent bias audits to assess whether automated tools align with existing civil rights standards.Federal agencies, including the EEOC, have likewise signaled heightened attention, clarifying that the use of AI in employment decisions remains subject to established anti-discrimination law.What new forms of liability are emerging?The rise of automated hiring has opened a new frontier of legal risk, centered largely on disparate impact claims under Title VII of the Civil Rights Act.One notable development is the growing scrutiny of whether employers can distance themselves from the tools they deploy. That question is now being tested in Mobley v. Workday, Inc., a California case in which a job applicant alleged that an automated screening platform repeatedly rejected his applications based on race and age.By allowing the claims to proceed, the court signaled that reliance on third-party systems may not insulate employers from accountability. For companies, this raises expectations around ongoing audits, validation studies, and documented oversight to demonstrate that AI-driven hiring tools are job-related and defensible.Yet considerable ambiguity remains. Courts have not settled on a uniform framework for evaluating how algorithmic decision-making fits within established discrimination doctrines. For multistate employers, that uncertainty means compliance strategies may be judged differently across jurisdictions.How does this reshape employment law?That uncertainty is beginning to reshape employment law itself. Traditional discrimination frameworks were built around human intent and managerial discretion, yet AI-driven decision systems shift attention toward model design, validation, and measurable outcomes.Regulators have made clear that “the algorithm did it” is not a defense, reinforcing that existing civil rights statutes apply even when decisions are automated. As a result, compliance expectations are expanding beyond written policies to include documented testing, audit trails, and demonstrable business necessity.This convergence of civil rights doctrine and technology governance suggests that audits, transparency measures, and explainability may become central to demonstrating lawful hiring practices.Over time, courts could require more rigorous validation of AI-enabled selection tools, gradually redefining how discrimination frameworks operate within algorithmic management systems.What should employers be thinking about now?As these legal standards evolve, employers face a more practical challenge: understanding the tools they rely on. Automated systems now influence who is interviewed, how performance is scored, and which candidates advance, often at a significant scale.That reality requires leadership to know what these systems are designed to measure and how those measurements affect outcomes. Oversight of AI can no longer sit solely with IT or HR; it belongs within broader risk management and governance discussions.With regulatory guidance continuing to evolve across jurisdictions, sustained oversight becomes essential to ensuring that these powerful tools support, rather than undermine, the principles of a fair and equitable workplace.The Future of Algorithmic AccountabilityArtificial intelligence is changing how workplace decisions are made, but it is not eliminating bias. Instead, it risks embedding past patterns into systems that operate faster and at greater scale than any individual manager.As recent litigation such as Mobley v. Workday, Inc. illustrates, separating software from human judgment no longer reflects how hiring decisions unfold in practice. What emerges from this shift is not a narrow compliance issue, but a structural turning point.The legal system is entering unfamiliar territory as it evaluates how long-standing civil rights principles apply to algorithmic decision-making. Federal agencies, including the EEOC, have made clear that existing statutes still govern these tools, reinforcing that automation does not dilute accountability.The trajectory now points toward a future where algorithmic accountability becomes an ordinary expectation of governance. Whether artificial intelligence ultimately advances workplace equity or accelerates new forms of discrimination will depend on how employers, regulators, and courts shape the standards that define fairness in a data-driven era.This story was produced by Phillips & Associates and reviewed and distributed by Stacker.

OurQuadCities.com Illinois film production expenditures reached record-breaking highs in 2025: Pritzker OurQuadCities.com

Illinois film production expenditures reached record-breaking highs in 2025: Pritzker

Film production expenditures in Illinois reached record-breaking highs in 2025. According to a release, expenditures reached $703 million and supported an estimated 18,000 in industry hires, a 25% increase since before the pandemic in 2019. Gov. JB Pritzker, the Illinois Department of Commerce and Economic Opportunity (DCEO) and Illinois film industry leaders made the announcement. [...]

OurQuadCities.com Grants help Iowa expand biofuel infrastructure projects OurQuadCities.com

Grants help Iowa expand biofuel infrastructure projects

Iowa Secretary of Agriculture Mike Naig announced that the Iowa Renewable Fuels Infrastructure Program (RFIP) Board approved 33 ethanol infrastructure grants during its quarterly meeting on March 11 to support new and expanded biofuel infrastructure projects at fuel retailers in 25 counties across Iowa. In the QCA, these retail E15 site projects received funding: Click [...]

WVIK With 'Arirang,' BTS returns to a K-pop moment of its own making WVIK

With 'Arirang,' BTS returns to a K-pop moment of its own making

Four years ago, the boy band went silent — but not before setting off a chain reaction that would reshape the pop market, conquer the Grammys and prime the world for an inevitable comeback.

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Bettendorf Community Band hosts Spring Concert

Welcome spring with a concert by the Bettendorf Community Band. The Bettendorf Community Band is holding its Spring Concert at the Waterfront Convention Center, 2021 State Street, on Sunday, March 29 at 3 p.m. Over 50 musicians will perform nine songs at this free concert. “Come join us as we say farewell to the colder [...]

North Scott Press North Scott Press

The curious case of low-protein diets

The curious case of low-protein diets Protein dominates the grocery shelves: Protein chips. Protein cookies. Protein water. It’s in the headlines, too: January’s new U.S. dietary guidelines raised the recommended amount from 0.8 grams of protein per kilogram body weight to 1.2 to 1.6 grams.Yet there’s a cadre of scientists studying a contrary phenomenon: In critters from single-celled yeast to insects to rodents, cutting protein intake to measly levels makes them live longer.Could it work for people? To be clear: The body needs protein to build and repair its parts, and a diet with about 7% or less of its calories from protein is a recipe for malnutrition, not centenarian status. But studying protein restriction in lab animals helps scientists learn how animals sense nutrients, how their bodies strategically respond to excess or to shortage, and how all of this affects their health and longevity. And that could carry lessons for human beings, Knowable Magazine reports.“There’s a lot to be learned from the principles of protein restriction about how we would manage aging, and aging well,” says Stuart Phillips, a physiologist at McMaster University in Hamilton, Canada.The mouse food diariesProtein restriction, Phillips says, is a sort of “lite” version of a more well-known longevity hack — caloric restriction. Cutting overall calories eaten, typically by 20% to 50%, has been linked to long lifespan in lab animals since more than a century ago. Some dedicated humans are trying a milder version.Lab animals on low-calorie or low-protein diets are indeed long-lived. In one recent study, mice that ate all they wanted of normal chow lived for a maximum of 1,008 days. Mice given the same food, but only 80% of the calories, survived for up to 1,179 days — a ripe old age for a mouse. Those sets of mice received chow with 18% protein, but a third group feasted on an all-you-can-eat buffet with only 6% of calories from protein. Their survival was in between the others, with a maximum of 1,115 days.These effects went beyond long life; restrictive diets also improved health. Mice on calorie-restricted or protein-restricted diets had lower levels of sugar and insulin in their blood, and lower insulin sensitivity — markers of metabolic fitness. These healthy signals continued as the mice on restrictive diets grew older, while their status deteriorated in the aging mice that ate normally. Not surprisingly, the mice on calorie- or protein-restricted diets also had lower body fat. Indeed, at a one-year check-in, they were downright gaunt, weighing in at about two-thirds the mass of their normally dining counterparts. Knowable Magazine In another recent study, researchers zeroed in on molecular signs of aging. As animals get older, their bodies undergo changes, such as the damage of tissues by unstable free oxygen radicals. Mice on a low-protein diet exhibited a variety of anti-aging features in their DNA and proteins, across multiple organs. For example, they boosted levels of protective, antioxidant enzymes. The benefits were most pronounced in middle-aged mice, suggesting that low-protein benefits aren’t the same across the lifespan.Making hay or hunkering down?Scientists don’t yet know all the biological factors that underlie how mice become thin, healthy and long-lived on restrictive diets. One obvious potential explanation for their skinny physiques is that they lack the nutrients to build and maintain their body parts or are dedicating their scant energy supplies to brain function — but that’s probably not the full story, says Christopher Morrison, a physiologist at the Pennington Biomedical Research Center in Baton Rouge, Louisiana. The reasons behind their metabolic health and longevity are less obvious, but scientists have ideas.Think of the body like a car, suggests Clemence Blouet, a neuroendocrinologist at the University of Cambridge in the U.K. You can drive fast, using lots of fuel and putting wear and tear on the car. Or you can stick to a gentle 15 miles per hour, and the car lasts longer. Living in a high-protein or high-calorie fast lane, she muses, could lead to the accumulation of those pro-aging oxygen radicals. Protein, in particular, also turns on systems that promote growth as well as aging. Restricting the diet could mean fewer of those damaging radicals and less pro-aging actions, keeping the body in smoothly working order for longer.Alternatively, suggests Phillips, imagine a body that is forced by a short supply of nutrients to go into high-efficiency mode, so it recycles more of the amino acid building blocks used to make proteins. “I think, then, a lot of other processes that are age-related also get more efficient … and function very, very well,” he says.It is also becoming clear that the low-protein/long-life effect isn’t simply because the body is withering from a shortage of body-building molecules, says Morrison. There’s something more strategic going on. Morrison’s team studies a hormone called FGF21, made by the liver, and when protein is in short supply, FGF21 seems to tell the brain, “Hey! There’s not enough protein in this diet!” But if mice are engineered to lack FGF21, they don’t respond to low-protein diets with life extension — in fact, they die earlier. In other words, low protein extends life only if the brain gets the message and adjusts the body’s responses.“The reduction in growth is a ‘choice,’ if you will,” concludes Morrison, who coauthored an overview of protein restriction in the 2025 Annual Review of Nutrition. And he thinks this choice occurs before bodies reach the point of wasting from too little protein. Knowable Magazine If life extension when protein is scarce is a choice, albeit an unconscious one, then sticking with the default shorter life when protein is abundant could be a sort of choice, as well. While it might seem counterintuitive, this makes perfect sense for an animal that’s balancing survival with reproduction, says Stephen Simpson, a nutritional biologist at the University of Sydney. When nutritious, protein-rich foods are abundant, animals “make hay while the sun shines,” Simpson says, putting their energy and resources into growth and reproduction. That might mean they don’t quickly repair tissues damaged by oxygen radicals or other stressors. If the animal loses a few months off the end of its life, so be it. From an evolutionary standpoint, the additional descendants are worth that sacrifice.Conversely, if nutrients are hard to come by, creatures “hunker down,” Simpson says. They activate protective and reparative anti-aging mechanisms in the hopes they’ll survive long enough to reproduce when good times return — even if it means they stay puny. Simpson’s research backs this up: Reproductive indicators such as sperm counts and ovarian follicle numbers are diminished in mice on a low-protein menu compared to those eating high-protein fare.Researchers are starting to piece together the biology behind these “making hay” and “hunker down” programs — and the molecules they uncover might inspire medicines to help people age with ongoing health, suggests Phillips. It’s known, for example, that a physiological system mediated by the enzyme mTOR regulates growth, reproduction and aging. Low-protein diets shut down mTOR, as does a drug called rapamycin that has garnered interest as an anti-aging compound.Protein for the peopleBut all these data come from nonhuman lab animals. “I don’t think we really know what long-term protein restriction will do in humans,” says Morrison.Scientists can hardly put a large group of people on a decades-long low-protein diet and wait to measure how long they survive. But what they can do is correlate people’s diets, reported on questionnaires, to disease and survival. The results of such epidemiology studies vary, but overall, higher protein intake seems to correlate with a slightly higher risk of cardiovascular disease and type 2 diabetes, says Phillips. He cautions that people who eat lots of animal protein get the saturated fat that comes with it, which could skew the health results. Diets high in plant protein don’t show the same pattern.Another kink in the science is that protein needs vary by age. One study found that for people aged 50 to 65, a low-protein diet correlated with a lower likelihood of death from cancer or any cause compared with those eating a high-protein diet. But for people older than 65, the pattern flipped: Low protein intake was linked to higher rates of cancer deaths and overall deaths. So keeping protein intake low to average in middle age, but getting more after age 65 could — perhaps! — be beneficial. Knowable Magazine And that’s only if people could stand to follow such a diet for years at a time. It’s possible, Simpson muses, that a low-protein diet might feel less torturous than one that restricts calories overall, even though protein is known to help satiate hunger. But his own work, studying creatures from locusts to people, has shown that a body lacking protein craves the stuff. In one study, volunteers spent four days in a clinic and could select whatever they wanted to eat from a controlled menu where everything contained 10%protein. They responded by gorging on savory snacks, as if they were hankering for the umami protein flavor. As a result, they ate more calories in total — hardly a recipe for dietary success.Tellingly, no scientists who spoke with Knowable Magazine were restricting their own protein intake. “I’m not a fruit fly or a mouse,” says Morrison. While he tries not to overdo it on protein, he’s not confident he could adhere to a protein-restricted diet. Plus, he adds, “I don’t want to be real scrawny.”This story was produced by Knowable Magazine and reviewed and distributed by Stacker.

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Traffic alert: What to know before heading to sold-out HARDY concert in Moline

Heading to the sold-out HARDY concert Friday night at Vibrant Arena? Here are some tips Moline city officials want you to know.

North Scott Press North Scott Press

How to tell if chest pain is from anxiety or something more serious

How to tell if chest pain is from anxiety or something more seriousChest pain can be a distressing experience, often leading to anxiety about one's health. While it can be caused by various factors, distinguishing between anxiety-related chest pain and more serious medical conditions is crucial.This article from Doctronic aims to provide insights into identifying the nature of anxiety chest pain, the symptoms associated with anxiety, and when to seek medical attention.Key TakeawaysAnxiety-induced chest discomfort typically lasts 10-20 minutes, feels like tightness or pressure, and improves with deep breathing exercises or progressive muscle relaxation techniques.Cardiac events present with radiating pain extending to the left arm, jaw, or neck, often accompanied by cold sweats, nausea, and severe shortness of breath that worsens with exertion.Pain persisting beyond 15 minutes, especially if it intensifies during physical activity, warrants immediate emergency evaluation regardless of your stress levels or anxiety history.Cognitive behavioral therapy shows 70%-80% effectiveness rates for anxiety disorders, while medications like SSRIs typically take 4-6 weeks to reach therapeutic levels for symptom control.Heart-related chest pain often occurs during physical exertion and feels like crushing weight or elephant sitting on the chest, while anxiety pain fluctuates with emotional triggers and stress patterns.Understanding Chest PainChest pain is a common symptom that can arise from numerous causes, ranging from benign to life-threatening. It is essential to understand the different types of chest pain and their potential implications.Types of Chest PainMusculoskeletal Pain: Often related to muscle strain, rib injuries, or inflammation in the chest wall.Cardiac Pain: Typically associated with heart conditions, such as angina or myocardial infarction.Gastrointestinal Pain: Conditions like acid reflux or esophageal spasms can mimic chest pain.Anxiety-Related Pain: Stress and anxiety can manifest physically, leading to sensations of tightness or pressure in the chest.Common Causes of Chest PainUnderstanding the underlying causes of chest pain is essential for proper assessment. Here are some common causes:Heart Attack: Occurs when blood flow to the heart is blocked, leading to damage.Angina: A type of chest pain caused by reduced blood flow to the heart.Pulmonary Embolism: A blockage in one of the pulmonary arteries in the lungs.Anxiety or Panic Attack: Intense feelings of fear or apprehension that can cause physical symptoms.Recognizing SymptomsIn addition to understanding the causes of chest pain, recognizing accompanying symptoms can be crucial for determining the severity of the situation. Symptoms such as shortness of breath, sweating, nausea, or radiating pain to the arm or jaw can indicate a more serious condition, particularly if they occur suddenly.For instance, a heart attack may present with a feeling of pressure or squeezing in the chest that lasts more than a few minutes or goes away and comes back. Conversely, musculoskeletal pain may be more localized and can often be reproduced by movement or palpation of the affected area.When to Seek Medical AttentionKnowing when to seek medical attention is vital. If chest pain is severe, sudden, or accompanied by other alarming symptoms, it is advisable to call emergency services immediately.Delaying treatment can lead to serious complications, especially in cases of cardiac events. On the other hand, if the pain is mild and seems to be related to physical activity or stress, it may be appropriate to monitor the symptoms and consult a healthcare provider for further evaluation.Regular check-ups and discussions about heart health can also significantly help prevent and detect potential issues.Recognizing Anxiety-Related Chest PainAnxiety can produce a range of physical symptoms, including chest pain. Understanding how to identify anxiety-related chest pain can help in managing symptoms more effectively.Symptoms of Anxiety-Related Chest PainAnxiety-induced chest pain often presents with specific characteristics. These may include:Sensation of tightness or pressure in the chest.Pain that fluctuates in intensity and may move around the chest.Accompanied by other anxiety symptoms, such as rapid heartbeat, sweating, or trembling.Duration and TriggersAnother aspect to consider is the duration and potential triggers of the pain. Anxiety-related chest pain may:Occur during stressful situations or moments of heightened anxiety.Last for a few minutes to several hours, often subsiding with relaxation techniques.Be relieved by deep breathing exercises or calming activities.In addition to these symptoms, individuals may also notice that their chest pain intensifies during specific events, such as public speaking, social gatherings, or significant life changes.These situations can provoke a surge of anxiety, leading to a heightened awareness of bodily sensations, which may amplify the perception of pain.Furthermore, it is essential to recognize that the mind-body connection plays a crucial role in how anxiety manifests physically.The stress response can trigger the release of hormones like adrenaline, which can lead to increased muscle tension and discomfort in the chest area.Moreover, understanding the context of anxiety-related chest pain is vital for effective management. Keeping a journal to track episodes of pain, including the circumstances surrounding them, can provide valuable insights.Noting the time of day, emotional state, and any preceding events can help identify patterns and potential triggers, allowing individuals to develop coping strategies tailored to their specific situations.Engaging in mindfulness practices and cognitive-behavioral techniques can also empower individuals to challenge anxious thoughts and reduce the frequency and intensity of chest pain associated with anxiety.When to Seek Medical AttentionWhile anxiety can cause chest pain, it is vital to recognize when the symptoms may indicate a more serious condition. Certain signs warrant immediate medical evaluation. Understanding the nuances of these symptoms can not only alleviate fears but also empower individuals to take timely action when necessary.Red Flags to Watch ForBe aware of the following red flags that suggest the need for urgent medical attention:Chest pain accompanied by shortness of breath, dizziness, or fainting.Pain that radiates to the arms, neck, jaw, or back.Sudden onset of severe chest pain, especially if it feels like a heavy weight on the chest.Persistent pain that does not improve with rest or relaxation.In addition to these symptoms, it’s important to consider any pre-existing conditions that may exacerbate the situation. For instance, individuals with a history of heart disease, high blood pressure, or diabetes should be particularly vigilant.Moreover, lifestyle factors such as smoking, obesity, and a sedentary lifestyle can increase the risk of serious cardiac events, making it crucial to be aware of how these elements interact with chest pain symptoms.Consulting a Healthcare ProfessionalIf there is uncertainty about the cause of chest pain, consulting a healthcare professional is essential. A thorough evaluation may include:Medical history review and physical examination.Diagnostic tests, such as an electrocardiogram (ECG) or chest X-ray.Blood tests to check for markers of heart damage.Additionally, healthcare providers may recommend further assessments, such as stress tests or echocardiograms, to evaluate heart function under physical stress.These tests can provide valuable insights into how the heart responds to exertion and whether there are underlying issues that need to be addressed.It’s also beneficial to maintain an open line of communication with your healthcare team, sharing any changes in symptoms or new concerns that arise, as this collaborative approach can lead to more accurate diagnoses and effective treatment plans.Managing Anxiety-Related Chest PainFor those who experience chest pain due to anxiety, effective management strategies can help alleviate symptoms and improve overall well-being.Relaxation TechniquesIncorporating relaxation techniques into daily routines can significantly reduce anxiety levels. Some effective methods include:Deep Breathing: Practicing slow, deep breaths can help calm the nervous system.Mindfulness Meditation: Engaging in mindfulness can enhance awareness of the present moment, reducing anxiety.Progressive Muscle Relaxation: Tensing and relaxing different muscle groups can help release physical tension.In addition to these techniques, visualization can also be a powerful tool. By picturing a serene place or a calming scenario, individuals can create a mental escape from anxiety triggers.This mental imagery can evoke feelings of peace and safety, further aiding in the reduction of anxiety symptoms. Furthermore, incorporating gentle yoga or tai chi into one’s routine can enhance both physical and mental relaxation, promoting a sense of balance and tranquility.Physical ActivityRegular physical activity is another powerful tool for managing anxiety. Exercise can:Release endorphins, which are natural mood lifters.Improve overall cardiovascular health, reducing the risk of heart-related issues.Provide a constructive outlet for stress and anxiety.Moreover, engaging in group activities such as dance classes or team sports can foster social connections, which are vital for emotional support. The camaraderie developed through shared physical experiences can enhance feelings of belonging and reduce feelings of isolation that often accompany anxiety.Additionally, setting achievable fitness goals can instill a sense of accomplishment, further boosting self-esteem and resilience against anxiety.Whether it’s a brisk walk in nature or a high-energy workout at the gym, finding an enjoyable form of exercise can significantly improve the management of anxiety-related symptoms.Seeking Professional Help for AnxietyFor individuals struggling with anxiety that leads to chest pain, seeking professional help can be beneficial. Various treatment options are available. It is important to recognize that anxiety can manifest in numerous ways, impacting daily life and overall well-being.Acknowledging the need for assistance is a significant first step towards recovery, and there are many resources available to support individuals on their journey to better mental health.Cognitive Behavioral Therapy (CBT)CBT is a widely used therapeutic approach that focuses on changing negative thought patterns and behaviors. It can help individuals:Identify triggers for anxiety and develop coping strategies.Learn relaxation techniques to manage physical symptoms.Enhance problem-solving skills to address anxiety-provoking situations.In addition to these benefits, CBT often includes homework assignments that encourage patients to practice new skills outside of therapy sessions. This active participation can reinforce learning and help individuals feel more empowered in managing their anxiety.Furthermore, CBT is typically a time-limited treatment, making it a practical option for those seeking effective strategies without a long-term commitment.Medication OptionsIn some cases, medication may be prescribed to help manage anxiety symptoms. Common options include:Antidepressants: These can help regulate mood and reduce anxiety levels.Benzodiazepines: Short-term use may be effective for acute anxiety episodes.Beta-blockers: These can help control physical symptoms of anxiety, such as rapid heartbeat.Individuals must work closely with their healthcare provider to find the right medication and dosage, as responses can vary significantly from person to person.Additionally, combining medication with therapy can often yield the best results, addressing both the psychological and physiological aspects of anxiety. Regular follow-up appointments are crucial to monitor progress and make any necessary adjustments to the treatment plan, ensuring that individuals receive the most effective care tailored to their specific needs.Self-Care StrategiesIn addition to professional treatment, self-care plays a vital role in managing anxiety and its physical manifestations. Simple lifestyle changes can make a significant difference.By incorporating self-care into your daily routine, you can empower yourself to take control of your mental health and foster resilience against stressors.Healthy Lifestyle ChoicesAdopting a healthy lifestyle can enhance overall well-being and reduce anxiety symptoms. Consider the following:Balanced Diet: Eating a nutritious diet can support mental health. Foods rich in omega-3 fatty acids, such as salmon and walnuts, have been shown to improve mood and cognitive function. Additionally, incorporating plenty of fruits and vegetables can provide essential vitamins and minerals that contribute to emotional stability.Sufficient Sleep: Prioritizing quality sleep is essential for emotional regulation. Establishing a bedtime routine, such as limiting screen time before bed and creating a calming environment, can significantly improve sleep quality. Remember, restorative sleep not only helps in managing anxiety but also enhances focus and productivity during the day.Avoiding Caffeine and Alcohol: These substances can exacerbate anxiety symptoms. Instead, consider herbal teas or other calming beverages that promote relaxation. Staying hydrated is also crucial, as dehydration can lead to irritability and fatigue, further complicating anxiety management.Building a Support NetworkHaving a strong support network can provide comfort and reassurance during challenging times. Engaging with friends, family, or support groups can:Offer emotional support and understanding. Sharing your experiences with trusted individuals can help normalize your feelings and reduce the stigma associated with anxiety.Encourage open discussions about feelings and experiences. This dialogue can foster deeper connections and create a safe space for vulnerability, allowing you to express your thoughts without fear of judgment.Help reduce feelings of isolation and loneliness. Participating in group activities or community events can enhance your sense of belonging and provide opportunities to meet others who may share similar struggles.Additionally, consider seeking out online communities or forums where you can connect with others facing similar challenges. These platforms can offer valuable resources, shared experiences, and a sense of camaraderie that can be incredibly uplifting.Remember, building a support network is not just about receiving help; it’s also about giving back, as supporting others can enhance your own sense of purpose and fulfillment.The Bottom LineChest pain related to anxiety can feel overwhelming, but understanding the symptoms and knowing when to seek help is the first step toward relief.The critical distinction lies in timing, triggers, and associated symptoms—cardiac pain typically worsens with activity and includes radiating discomfort, while anxiety pain responds to relaxation techniques within 20 minutes. When experiencing chest pain, err on the side of caution and seek immediate medical evaluation, as even healthcare professionals can find differentiation challenging.This story was produced by Doctronic and reviewed and distributed by Stacker.

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Heavy traffic expected in Moline for Hardy concert

Concert goers heading to Moline for tonight's sold-out Hardy show won’t be able to take their usual routes to the Vibrant Arena. River Drive is closed at the Arsenal Bridge overpass, between 15th and 17th Streets, and very heavy traffic is expected in downtown Moline. Fans are asked to use 6th Avenue to 12th Street [...]

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Moline music educator passes away

Kermit Wells, served his tenure as director for boys choir for 54 years.

KWQC TV-6  Erie School District fundraises for Millie Moo Foundation started after infant’s cancer battle KWQC TV-6

Erie School District fundraises for Millie Moo Foundation started after infant’s cancer battle

Students are stepping up to support families facing pediatric cancer through a weeklong fundraiser for the Millie Moo Foundation.

WQAD.com WQAD.com

The Last Picture House to hold event honoring Black filmmaker Oscar Micheaux

The event will include screenings of "Oscar Micheaux: The Superhero of Black Filmmaking" and Micheaux's silent feature "Within Our Gates."

North Scott Press North Scott Press

Industrial water pollution: Sources, pathways and preventive strategies every facility should know

Industrial water pollution: Sources, pathways and preventive strategies every facility should knowDespite the control measures and regulations in place, industrial water pollution is still a problem in the United States. The Environmental Protection Agency (EPA) has found that thousands of businesses have polluted water bodies to unacceptable levels.To help your facility comply with key water pollution standards, MACH Engineering has written this guide on water pollution sources, pathways and preventive strategies.Industrial Water Pollution at a GlanceIndustrial water pollution can originate from many industries and processes.Businesses are given limits on the extent to which they can release certain chemicals in their wastewater.Industrial facilities often exceed acceptable levels and pollute water bodies through inaction, negligence and inefficient processes.Water pollution can negatively impact the environment, the community and the business from which it originated.Preventive strategies and best practices can reduce a business’s water pollution levels.Common Sources of Water PollutionFacilities have many uses for water, depending on their operations. How a facility uses water, as well as the chemicals the water comes into contact with, will affect the pollution it creates.Process WastewaterMany facilities use water for various processes. Process water can be used to:Remove impurities.Dye cloth.Refine petroleum.Clean equipment.Power systems.Once process water has been used, it becomes waste unless it can be recycled in the facility.Cooling WaterFacilities often use water as a cost-effective cooling method. One of the most common uses of cooling water in facilities is to cool and condense steam. It’s also commonly used to control equipment temperature and microbial growth.Cooling water is often used to cool products. In the plastic manufacturing industry, cooling water is used to cool molds and plastic, and in breweries, it is regularly used to cool and condition beer.Cleaning OperationsWhatever the industry, every facility has to be cleaned. Just like with domestic and commercial cleaning, industrial cleaning requires water to carry out various tasks, such as cleaning the facilities’ equipment, floors and more.By-ProductsIn many facilities, water is the result of a process rather than a tool used in the process. For example, certain chemical reactions can produce water. Often, this water is contaminated with chemicals involved in that particular process, which is why it’s important that this by-product is properly treated.How Pollutants Travel From Facilities to WaterwaysWater pollution can travel from facilities to waterways in many ways. In every case, the facility is responsible for controlling that release. MACH Engineering Permitted EffluentPermitted effluent is the treated wastewater that facilities are legally allowed to emit from their facility. Environmental agencies and governments at all levels closely regulate effluent produced by facilities. These regulations will cover how much effluent facilities release, how it’s released and what the effluent contains.When the effluent meets all regulations, facilities can release it directly into rivers, lakes and other bodies of water.Stormwater RunoffWhile facilities may not be able to control the production of stormwater, they’re responsible for how it interacts with their facility and what happens to it afterward. Any stormwater, be it rain, snow or floodwater, may be impacted by coming into contact with the facility, and must be treated before it leaves the facility.A facility that discharges pollutants into U.S. waters will require an NPDES (National Pollutant Discharge Elimination System) permit from the EPA.LeaksA leak is often a slow, steady and unplanned release of pollution that leads to untreated wastewater entering water systems outside of the facility. Leaks are usually caused by a failure in machinery or processes.Even a small leak can cause major pollution over time. Regular testing can help facilities spot the signs of a leak.Accidental ReleasesAn accidental release is usually caused by:Human error: Human error, such as mistakenly pressing a release button, could lead to an accidental release.Equipment failure: Poorly maintained or monitored equipment could cause a part, such as a pipe, to burst open or come loose.Extreme weather: Extreme temperatures could cause equipment to fail, or excessive rainfall could lead to flooding that compromises containment systems.Types of Industrial Water PollutantsThere are many types of water pollutants that facilities must control.Organic ChemicalsOrganic chemicals often originate in the petrochemical, pharmaceutical and agricultural industries, among others. These chemicals include pesticides, solvents and hydrocarbons. When released, they can accumulate in the cells of living organisms, eventually causing adverse effects.Heavy MetalsHeavy metals are often found in the wastewater of facilities in the mining, electronics manufacturing and metallurgy industries. When heavy metals, such as lead, mercury and arsenic, accumulate in water, they can pose severe health hazards to any human or animal who ingests the water.NutrientsMany nutrients that are naturally present in water bodies can still pose a risk when found in wastewater. Nutrients such as nitrogen and phosphorus are common wastewater products. When facilities release wastewater containing these nutrients into natural water bodies, it can cause a nutrient imbalance. This imbalance can result in algal bloom, which depletes oxygen levels in the water and makes it an inhospitable environment.Suspended SolidsIndustries such as mining, construction and manufacturing often have solids in their wastewater. These solids are suspended in the effluent and can be as small as a grain of sand or as large as a pebble. Suspended solids, such as sediment and silt, can cloud water and decrease light levels. These reduced levels of sunlight particularly affect marine habitats at the depths of a water body, where light is already limited.Thermal PollutionThermal pollution occurs when a facility releases heated water into natural water bodies. This temperature rise disrupts the ecosystems of these water bodies, making it harder for the organisms that live there to find sufficient food sources and reproduce.Thermal pollution is a common consequence of power generation and power plants, manufacturing facilities and cooling processes.Environmental, Health and Business Impacts of Water PollutionThe effects of industrial water pollution are far-reaching and can often be felt for many years, which is why it’s vital that businesses control their pollution levels.EcosystemsA primary impact of water pollution is its effect on natural ecosystems. This pollution can degrade water quality for the wildlife and microorganisms that live in these water bodies, such as by reducing light levels, increasing water temperature and causing chemical imbalances.The results of these changes are widespread and include:Changes to fish migration patterns: When their habitat becomes unsuitable for them to live in, fish often migrate early, throwing off their migration pattern.Decreased biodiversity: A negative change in a species’ environment can affect their ability to reproduce and survive, impacting biodiversity in the long run.Unbalanced ecosystems: Changes to water bodies can result in algae blooms, which impact other organisms’ access to light.Decreased water quality: Organisms that help keep water clean and feed on microorganisms can’t survive, leading to decreased water quality.Health IssuesWater pollution can directly affect our health. While the Safe Drinking Water Act of 1974 sets limits on harmful bacteria in our water supply, drinking water can still negatively impact our health. The U.S. Center for Disease Control and Prevention (CDC) estimates that at least 1.1 million people in the U.S. get sick from drinking water each year.The causes of these illnesses can range from E. coli to Legionella bacteria, but water pollution will introduce some of these bacteria into the water supply. Dangerous chemical levels in our drinking water can increase the risk of longer-term illnesses and health conditions, such as:CancerFertility issuesDermatitisNerve damageDelayed development in childrenOrgan damageIncreased blood pressureImmune deficienciesRegulatory ComplianceAny business with an NPDES permit must meet certain water quality levels in its discharge to comply with regulations. Water quality will be sampled by the business, with the results sent to the EPA and relevant state authorities. Additionally, regulatory authorities could send an inspector to the facility to conduct a compliance audit.If an organization is deemed noncompliant with any regulations, the EPA or state authority can order the organization to fix the issue. The organization may also face financial penalties and mandatory injunctions. If a responsible party is found to have willfully violated water quality regulations, they may also face criminal actions that could result in jail time.Operational CostsEven if your organization isn’t fined for noncompliance, the cost of fixing any compliance issues can be expensive. You’ll likely have to cease operations until you meet compliance regulations — this can take time depending on the required fix, which could include improving treatment technology or optimizing processes.Community TrustWhether they’re concerned about wildlife or their own health, or both, many people care about the environment and how water pollution can affect it. When you fail to comply with water pollution regulations, you can damage your business’s reputation and erode customers’ trust.On a more local level, this noncompliance can create widespread anger toward your business. The people who live near your facility will likely be most directly impacted by the pollution.Preventive Strategies for Reducing Industrial Water PollutionBusinesses can implement many strategies in their facility to reduce their water pollution, helping them comply with the relevant standards. MACH Engineering Source ReductionSource reduction focuses on adapting industrial processes to minimize waste generation. These changes could include:Replacing hazardous materials with nontoxic alternatives.Swapping from solvent-based to water-based cleaning agents.Adjusting processes so that less effluent is produced.Introducing closed-loop systems that help your facility reuse and recycle water.These changes can all reduce the level of pollutants your facility produces.Treatment TechnologyWater treatment technology, such as wet scrubber systems and tower packing media, can remove pollutants from your effluent before it can be released. This technology treats your wastewater in three stages:Primary treatment: Sedimentation, screening and other physical processes remove large solids from the wastewater.Secondary treatment: Biological processes, such as activated sludge, trickling filters and constructed wetlands, are heavily used at this stage to remove colloidal and dissolved organic pollutants.Tertiary treatment: Also known as advanced treatment, this stage removes specific pollutants that are likely to still be present in the wastewater. This stage is most often required when the wastewater is intended to be reused. Common processes at this stage include membrane filtration, advanced oxidation processes (AOPs) and nutrient removal.Best Management PracticesTo help your facility comply with water pollution regulations and keep your water quality at the required levels, implement these best management practices:Test regularly: Go beyond the regulation requirements and test frequently. Regular testing will allow you to quickly see when water quality levels dip and take fast action to rectify the issue.Recycle water: As much as possible, recycle water within your facility to reduce the amount of wastewater you discharge.Harvest rainwater: Minimize your facility’s reliance on freshwater sources as you reduce stormwater runoff.Implement zero liquid discharge (ZLD) systems: Prevent effluent from leaving your facility through a ZLD system.Provide environmental training for employees: Educate your team on the importance of minimizing water pollution and the best practices for doing so.The Role of Engineering Solutions in Water Pollution PreventionEngineering solutions play a key role in reducing and preventing water pollution from industrial facilities. Besides the water treatment technology that can remove pollutants from wastewater, engineered systems can assist with real-time monitoring, predictive maintenance and digital smart system integration. All of this helps businesses reduce their water effluent levels, clean any discharge and comply with water pollution regulations.The Importance of Water Pollution Control in FacilitiesWater pollution is a problem that any facility with an NPDES permit must work to prevent — for the sake of the business, the environment, and the local community. Failure to comply with water quality regulations can also result in serious consequences, including fines and injunctions.To make compliance easier, facilities should implement best practices and preventive strategies that take advantage of engineering solutions.This story was produced by MACH Engineering and reviewed and distributed by Stacker.

OurQuadCities.com Davenport man arrested in connection with 2024 shooting at Yoshi's Bar OurQuadCities.com

Davenport man arrested in connection with 2024 shooting at Yoshi's Bar

A man wanted in Davenport in connection with a June 2024 shooting at Yoshi’s Bar has been arrested. The criminal complaint filed in the case said Davenport Police responded to the area of Yoshi's Bar and Filipino Canteen, 831 W. 3rd, on June 7, 2024 at about 2 p.m. for reports of shots fired with [...]

WVIK Palestinians celebrate Eid in Gaza, making the most of a fragile ceasefire WVIK

Palestinians celebrate Eid in Gaza, making the most of a fragile ceasefire

The ceasefire, in effect for the past six months, has brought some reprieve to Palestinians in Gaza despite continued hardship, displacement and Israeli restrictions on aid.

North Scott Press North Scott Press

Oprah’s Gulfstream G700: How the queen of all media perfected the long-haul office

Oprah’s Gulfstream G700: How the queen of all media perfected the long-haul officeOprah Winfrey, the “queen of all media,” and the first black woman billionaire, has a uniquely inspiring story. She literally went from wearing dresses made of potato sacks as a child to being one of the 1%.Even after quitting her long-running TV show, she remains one of the most influential and recognizable figures in the world. Unless you’ve been living under a rock, you know who Oprah Winfrey is, regardless of your geographic location.While we could spend hours talking about her incredible life, today, we’ll focus on a lesser-known fact: her preference for private planes. Over the years, Oprah has owned several private jets and is currently flying in a lavish Gulfstream G700, the epitome of luxury aviation.In this article, Jettly looks at what made Oprah become a private jet owner and the perks she enjoys the most. Jettly Oprah as an Airplane OwnerHer journey as an airplane owner started in 1991, when she purchased her first jet, a Gulfstream IV (G-IV). She reportedly decided to buy it after a fan encounter during a four-hour delay at Chicago’s O'Hare International Airport convinced her that commercial travel was no longer compatible with her privacy.Since then, Oprah owned four other aircraft:Bombardier Global Express XRS, purchased in the mid-2000sGulfstream G550, acquired around 2013Gulfstream G650 / G650ER, purchased in 2016Gulfstream G700, as of early 2024As a fun tidbit of information, Oprah’s jets consistently use the tail number N540W. The 54 refers to 1954 (her birth year), and the “W” stands for Winfrey.Based on the Celebrity Private Jet Tracker site, Oprah’s jets mostly fly across the US, but she also takes international trips to events or for leisure. The media mogul is famous for preferring to use her personal plane, but this is not always possible. Even private jets need maintenance or emergency repairs from time to time.Still, engagements don’t tend to wait for your plane to be ready, so Oprah has occasionally had to use charter services. This is where private jet rental companies usually step in.If the personal G700 isn’t available, a private jet rental company can offer a wide range of fully equipped jets (like a G600, G650, or even a Global Express XRS ) as a temporary replacement.Private jet rental companies often have celebrities as clients, since most don’t want to deal with the long-term financial and operational burden of owning a plane. Even frequent flyers, who benefit from the stability of having an aircraft at their beck and call, still prefer fractional ownership over full ownership.The Long-Haul OfficeOwning a private jet comes with a wide range of perks, such as privacy, comfort, speed, and the luxury of skipping security and boarding lines. Oprah fully understands all of this and has famously called her private jet “one of the best investments” she ever made.During her peak “queen of all media” career, every second was precious, and a private plane allowed her to work, sleep, and maintain a demanding schedule without the inconveniences associated with commercial international travel.This is why all the customizations she made focus on functional luxury, sound suppression, and productivity. You won’t find any unnecessary bling in her planes. Oprah’s jets are configured to act as a home and office in the sky.For instance, her G650ER was divided into four separate areas:Entertainment zone configured for 14-16 passengersConference room, the mid-cabin area with four club seats and a large tableDining area, a high-end kitchen equipped for gourmet meal serviceHer sanctuary, a private stateroom or lounge area for sleepingThe G700 is an upgrade in both size and comfort, due to its ultra-large, whisper-quiet cabin (even for the ultra-long-range business jet class) and five interior zones. The zones can be converted, as needed, into a dining area (galley), club seating, a conference room, a grand en-suite bathroom, and more.We don’t yet know what customizations Oprah chose for her G700, but it’s clear why she opted for this jet model: It is the perfect long-haul office in the sky.The Productivity of Flying in ComfortOprah isn’t the only (or the first) celebrity to buy a private jet for the comfort and convenience it offers. Warren Buffett famously named his plane The Indispensable, a nod to the value it brought to his business travel.Having a home and an office in the sky makes perfect sense from a business standpoint.This story was produced by Jettly and reviewed and distributed by Stacker.

KWQC TV-6  ‘Illinois farmers can feed Illinois’: State grant program offers assistance KWQC TV-6

‘Illinois farmers can feed Illinois’: State grant program offers assistance

Illinois food producers and businesses can apply for a share of $3.6 million through the Illinois Department of Agriculture as part of a grant program to support local food infrastructure systems.

KWQC TV-6 KWQC TV-6

Quad Cities River Bandits reveal 2026 promotional schedule

The Quad Cities River Bandits have announced their lineup of 2026 promotions.

OurQuadCities.com Rock Island County State's Attorney announces new partnership to reduce violent crime OurQuadCities.com

Rock Island County State's Attorney announces new partnership to reduce violent crime

Rock Island County is taking part in a nationwide effort to reduce violent crime, joining Davenport to make streets safer. Rock Island County State’s Attorney Dora Villarreal announced a new partnership with the Rock Island Police Department to implement and expand Group Violence Intervention on the office’s Facebook page. “Through a collaborative effort, the Rock [...]

OurQuadCities.com How fuel prices are affecting trucking and farms in the QCA and beyond OurQuadCities.com

How fuel prices are affecting trucking and farms in the QCA and beyond

As gas prices are on the rise nationwide, diesel prices are around $5 per gallon. Many are feeling the pinch at the pump, and Our Quad Cities News reporter Gavin Waidelich looks at the long-lasting effects fuel fluctuations could have on farms and trucking companies here in the QCA and beyond.

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Americans spend 13 times more time scrubbing toilets than on financial planning. Here’s the fix.

Americans spend 13 times more time scrubbing toilets than on financial planning. Here’s the fix.The average American spends less than two minutes a day on their finances, like budgeting, saving, investing, or retirement planning. That’s less time than it takes to brew a cup of coffee, and 13 times less than the average American spends cleaning their home.According to Bureau of Labor Statistics (BLS) data, only 2.7% of Americans do any financial planning on a given day, and that number has been falling for two decades.For 1 in 4 Americans, the only thing that triggers financial planning is a financial stress event like an unexpected bill or a job loss, according to a Motley Fool Money survey of 2,000 U.S. adults in the United States. Simple steps, like opening a high-yield savings account or setting a monthly budget, can make a meaningful difference. As this article from Motley Fool Money shows, the gap between what Americans know they should do and what they actually do is surprisingly easy to close.Key PointsMinimal financial time: Americans spend less than two minutes daily on financial activities like budgeting or investing.Crisis-driven planning: About 25% of Americans only plan finances during stress events like unexpected bills.Simple steps matter: Actions like setting a budget or opening a high-yield savings account can significantly improve financial health.How does the average American spend their time each day?The average American logs nearly 10 hours a day on personal care, like sleeping and grooming, according to the latest BLS data.Another 5-plus hours a day go to leisure activities, like reading, socializing, watching TV, playing sports, and exercising.Work and work-related activities, like job searching and interviewing, claim over three hours per day.Financial planning barely registers. Motley Fool Money The average American spends 13 times more time cleaning their homes than managing their finances.Leisure and sports consume more than 5 hours a day — financial management gets 2 minutes.Only 2.7% of Americans do any financial planning on a given day, fewer than those doing laundry or playing video games, each at 15%.Banking and financial services engagement is even lower: roughly 1 minute per day across all Americans.How much time do Americans spend on financial planning?Among Americans who do engage in financial planning on a given day, they average about 1 hour and 4 minutes, per BLS data. But because the vast majority do none at all, the average across all Americans falls to under 2 minutes per day.Time spent on financial planning among those who engage in it has held relatively steady at around 45-55 minutes over most of the past two decades, though that figure has ticked up in recent years, reaching roughly an hour in 2024. Motley Fool Money How many Americans financially plan on a given day?The share of Americans doing any financial planning on a given day has been falling for two decades. It has nearly halved since 2004, from 4.7% to 2.7%.In the 2000s, more than 4% of Americans planned their finances on a typical day. That number is now below 3%. Use of professional financial services has declined even more sharply, from 4.2% in 2003 to 1.5% in 2024. Motley Fool Money What drives American financial planning habits?According to a Motley Fool Money survey of 2,000 adults, nearly half of Americans (46%) say they plan their finances on a regular schedule. But behavioral data from the Bureau of Labor Statistics tells a different story: Only 2.7% of Americans do any financial planning on a given day.Nearly 1 in 4 Americans engage in financial planning only when a crisis forces them to, such as a job loss, an unexpected bill, or an income disruption, per Motley Fool Money’s survey. Crisis budgeting is most common among Gen X respondents (30%) and least common among Gen Z and millennials (21%). Baby boomers are most likely to engage in financial planning on a regular basis (50%), while Gen Z is most likely to do so when making a large purchase or investment (37%). Motley Fool Money The financial pressure behind crisis budgetingThe fact that roughly a quarter of Americans plan their finances only under duress isn’t surprising given the state of household finances.Only 44% of Americans could cover a $400 emergency expense without using a credit card. Just 55% of Americans have three months of emergency savings — that’s down from 59%, according to Federal Reserve data.Average monthly expenses grew by roughly $100 from 2023 to 2024, and average household debt continues to rise.Financial planning by age and genderFinancial planning engagement varies significantly by age and gender, according to BLS data.Engagement rises with age, from just 0.8% of Americans aged 15 to 24, to 2.3% of those 65 and older. Motley Fool Money Retirement-age Americans have the most routine financial obligations, like fixed income, recurring bills, and required minimum distributions. Those obligations likely drive higher daily engagement.Women are slightly more likely to engage in financial planning on a given day — 3.0% vs. 2.4% for men.An example financial planning checklist for getting startedFinancial planning doesn’t have to happen every day, but it should happen.“Financial planning isn't just a one-and-done activity,” said Amanda Kish, CFA, CFP, Financial Planning Team Lead at The Motley Fool. “It requires dedicated time, and if you don’t actually put it on your calendar, it’s much less likely to actually happen. The first step is to establish a specific day and time when you’re going to sit down and do the work of tracking your financial life.”The following framework is a starting point. It is for educational purposes only and is not personalized financial advice.1. Define your goalsWrite down one to three short-term goals — things achievable within a year, like building a $1,000 emergency fund. Add two or three long-term goals, such as retirement or buying a home. Attach a dollar amount and a target date to each goal.2. Track your spending and budgetList all monthly income after tax and then all fixed monthly expenses, like rent, subscriptions, and auto loan payments. Track variable spending for 30 days, including food, entertainment, and transportation. Identify at least one category where you can cut back3. Build an emergency fundCalculate your monthly essential expenses, like rent, food, utilities, and insurance. Set a savings target of at least three to six months of those expenses, held in a dedicated high-yield savings account. Automate a monthly transfer to that account, even if the amount is small.4. Calculate your net worth.Make a list of all of your assets (savings accounts, retirement plan, house) and all of your liabilities (credit card debt, student loans, mortgage). Your net worth is simply your assets minus your liabilities. It’s okay if it’s negative for now — but part of improving your finances is understanding where you are today.5. Tackle debtList all debts with balances, interest rates, and minimum payments. Make at least the minimum payment on every account each month. Direct any extra funds toward the highest-interest debt first.6. Start saving for retirementCheck whether your employer offers a 401(k) or similar retirement plan. If there’s an employer match, contribute at least enough to capture it, if it fits your budget. Research whether a traditional IRA or Roth IRA might make sense for your situation.7. Schedule a regular money check-inPut a recurring “money hour” on your calendar, monthly at a minimum. Review spending against your budget, check progress toward your goals, and adjust as life changes.8. Consider professional financial planning helpIf planning feels overwhelming, look into fee-only financial advisors rather than commission-based ones. When evaluating credentials, CFP, which stands for Certified Financial Planner, is a widely recognized benchmark.Building routine is crucial, Kish added. “The key here is consistency and treating it like any other important appointment. If you’re thinking, is this really something that I need to schedule? I’d say the answer is yes, because without that type of structure, financial tasks become these things that we can push off sometimes indefinitely.”MethodologyMotley Fool Money surveyed 2,000 American adults via Pollfish on November 7, 2023. Results were post-stratified to generate nationally representative data based on age and gender. Pollfish employs organic random device engagement sampling, a statistical method that recruits respondents through a randomized invitation process across various digital platforms. This technique helps to minimize selection bias and ensure a diverse participant pool.This story was produced by Motley Fool Money and reviewed and distributed by Stacker.

North Scott Press North Scott Press

The cold calling framework for outbound sales success

The cold-calling framework for outbound sales successAre you tired of cold calling and seeing no results? Discover the simple framework that transforms cold calls into booked meetings—and how you can kickstart your cold calling strategy in five simple steps.Don't believe the "cold calling is dead" hype.Picking up the phone and dialing is one of the fastest ways to book a meeting. This proven framework was developed after transitioning to SaaS from a career of selling to governments and revisiting the cold-calling style.Apollo.io shares the steps to take for every cold call, from gaining consent to pushing toward the close.How to prepare for successful cold callsSuccess isn't an accident — it's the result of smart preparation. Before you even think about dialing, you need to do your homework. Spend five minutes researching your prospect on LinkedIn and their company website. What's their role? What are their company's latest announcements? This isn't about being a stalker; it's about being relevant. You should also have a clear goal for the call. Hint: It's not to close a deal. It's to book the next meeting. Knowing your objective keeps the conversation focused and drives the right outcome.The 5 C's of cold calling#1: ConsentForget that the cold call is some kind of "power transfer.” It isn't. A cold call by default is an interruption of someone's day, so why not be polite about it? One of the best ways to gain consent is by asking:"Hi {{first name}}, I know you're not expecting my call. Mind if I take a few moments to tell you why I am calling? Promise I'll be brief."This permission-based opener works 99 out of 100 times. It shows the prospect — right out of the gate — that you recognize their time is a gift and will continue to respect it.#2: ChallengeNext, identify and address the prospects' pain points.If you've been in sales for longer than a day, you have your own strategies for this—but one way to find particular success is by framing their pains by challenging the status quo and their preexisting ideas. Ask a specific, data-based question about a problem you know they have."Curious, when I speak to VPs of marketing like you, they're overpaying by up to 31% for their outsourced lead gen. What is your take on outsourcing versus doing in-house?"It's a sneaky way to present the inadequacies in their current solutions, pique their interest, and create a need for the solutions you're offering. You can also try something like:"According to Marketing Week, 72% of outsourced marketing campaigns don't generate enough leads for the sales teams to close—curious, what percentage of your marketing campaigns bring sales-qualified opportunities?"If they recognize it is a problem, then move to "convey.”#3: ConveyOnce the challenge is acknowledged, present your solution with a value drop.This is the short and sweet "pitch" of the cold call. Here are some favorite examples:"{{First name}}, we help {{your competitor}} avoid this problem by helping them achieve X business outcome, which solves {{impact of pain}}.""{{First name}}, we help {{your competitor}} avoid wasting 72% of their outsourced marketing spend, which leads to an approx 25% increase in MQLs converting to SQLs…"Remember, this is a cold call. The goal of this interaction isn't to close the deal—it's to book a meeting, a demo, or another follow-up action item.So don't get focused on the sale; focus on the next steps.If there is genuine interest, move to "close" that next step. If you're met with objections, you'll need to know how to effectively counter.#4: CounterThere are a few key strategies for responding to a prospect's disinterest.More often than not, a prospect who wants to dodge you will say one of three things:I'm all setI'm happy with my current supplierI'm not interestedEach of these requires a different response to get the outcome you need:If they say "all set,” you can say: "Sounds like you solved this problem, mind telling me what your secret sauce is?"If they say "I'm happy with my current supplier,” you can say: "Great! It seems like it's going well. What do you love about them/what would make you consider an alternative?"If they simply say "not interested,” you can say: "Most aren't when I call, and it seems like you don't have this challenge. How did you prevent/solve it?"#5: CloseThe mentality around the "cold-call close" should always be that you're creating a long-term relationship, not just booking a meeting or making a sale.The most successful cold callers give prospects a compelling reason to consider their offering, along with clear next steps and a glimpse into what a potential deal might hold for them."I'm creating a long-term relationship, not just booking a meeting or making a sale,” says Charlotte Lloyd, founder of Social Selling and Cold Outreach Made Easy.You can give them all of these things in two quick sentences:"Would it make sense to take a look at this tomorrow or later this week? You will know in the first 15 minutes if this is relevant or not."This line is also great because, again, it shows the prospect that you're honoring their time and willing to work around their schedule.Transform your cold-calling results with the right approachCold calling isn't dead; uninformed cold calling is. When you combine sharp preparation with a proven framework like the 5 C's, you stop interrupting and start engaging. You're not just making calls—you're building a pipeline. The final piece of the puzzle is arming yourself with the data to make every single call count.Frequently asked questions about cold callingWhat are the 5 C's of cold calling?The 5 C's are a framework for structuring effective cold calls. They stand for: Consent (getting permission to speak), Challenge (addressing a relevant pain point), Convey (presenting your value), Counter (handling objections), and Close (securing the next step).What is the 80/20 rule in cold calling?The 80/20 rule, or Pareto principle, suggests that 80% of your results will come from 20% of your efforts. In cold calling, this means identifying and focusing your time on the top 20% of high-potential prospects who are most likely to convert. Using a sales intelligence platform helps you pinpoint that top 20% with precision.Through sales training, sellers face many obstacles when they attempt to use outbound sales software for cold outreach. Here are the best tips on some of the most commonly asked cold-calling questions.What's the ideal time to make a cold call?It's always an ideal time! Block 60-90 minutes off in the a.m. and another block in the p.m. to hit everyone on your lists. (As long as the time is appropriate, try calling outside of normal business hours. It can get you better responses.)Should I follow up after a cold call? If so, how?Always! And always leave a voicemail if there's no pickup. Direct the prospect to the email that you've sent or mention the one you will be sending."Just called you" in the email subject line or a LinkedIn voice note works wonderfully for follow-ups.What metrics are the most important to track when analyzing your cold calls?To improve your cold calling (and any sales process for that matter), you need to vigilantly track the data. Look for patterns across:Calls to connectConnects to meetingsNo shows for the meeting bookedHow do I overcome rejection in cold calling?Do it more and do it often! It's the only way to get comfortable with rejection.This story was produced by Apollo.io and reviewed and distributed by Stacker.

Quad-City Times Man arrested in connection with 2024 shooting outside of Davenport bar Quad-City Times

Man arrested in connection with 2024 shooting outside of Davenport bar

The shooting was reported at 1:59 a.m. on June 7, 2024.

OurQuadCities.com OurQuadCities.com

Moline Parks & Recreation offers public, private Easter Egg Hunts

Moline Parks and Recreation is helping Quad City kids celebrate Easter with private and public Easter Egg Hunts. Stephens Park, 7th Street and 15th Avenue, is the site for the 2026 Moline Parks and Recreation’s annual Easter Egg Hunt. Children collect empty eggs and bring them to event staff in exchange for a goodie bag. [...]

OurQuadCities.com Foodie Friday: Plates & Pours OurQuadCities.com

Foodie Friday: Plates & Pours

You're invited to come hang out and grab something good for everyone in the family at Plates & Pours! Our Quad Cities News checked in with Lynn and Celine at Plates & Pours for Foodie Friday. For more information, click here.

North Scott Press North Scott Press

Virtual crisis care helps rural communities access mental health resources in emergencies

Virtual crisis care helps rural communities access mental health resources in emergenciesIn rural counties where access to emergency mental health resources is limited, Virtual Crisis Care programs are giving law enforcement on-demand access to behavioral health professionals, reducing unnecessary hospitalizations or confinement in jail.Supported by the Helmsley Charitable Trust, Virtual Crisis Care has been active in South Dakota for over five years and adopted by more than 30 rural law enforcement departments. And in 2025, Wyoming launched a Virtual Crisis Care pilot program, The Daily Yonder reports.Through Virtual Crisis Care, law enforcement can connect people to behavior health professionals from the telemedicine network Avel eCare for video-based assessments, intervention, and stabilization. Clinicians guide officers through complex mental health situations, minimizing the need for costly holds, transports, and hospitalizations.Since Virtual Crisis Care was implemented in South Dakota in 2020, 86% of people encountering law enforcement through the program have been able to remain safely at home, accessing local follow-up care and successfully avoiding hospitalization or incarceration.Roberts County, South Dakota, was one of the first communities to pilot the program, first implementing Virtual Crisis Care in the summer of 2020.“Virtual access has been extremely beneficial in addressing rural service gaps,” said Roberts County Sheriff Tyler Appel. “In our rural communities there is just simply no possibility of getting mental health professionals on site.”Prior to the adoption of Virtual Crisis Care, Appel said Roberts County faced very limited access to mental health professionals, especially after hours. Deputies often had to make critical decisions alone and manage lengthy hospital or evaluation transports.The Virtual Crisis Care program gave deputies real-time clinical guidance, helping them make more informed decisions on involuntary holds and hospitalizations, leading to more tailored, long-term care and fewer individuals in crisis ending up in jail.“Having immediate access to mental health professionals has significantly enhanced de-escalation efforts by allowing individuals in crisis to speak directly with trained clinicians,” Appel said. “This often helps lower anxiety, build rapport, and reduce the adversarial nature that can sometimes occur when law enforcement is the sole responder.”Amber Reints, a psychiatric nurse practitioner and director of behavioral health at Avel eCare, is one of the clinicians who answers these crisis calls.“We will see patients wherever law enforcement is activated,” Reints said. “That initial call can come from inside someone’s home. It can come from within a jail, from a school, or from the side of the road—wherever law enforcement is present—and it can involve individuals of any age group.”When law enforcement encounters someone in crisis, they call the central hub, share basic information, and connect the individual to a clinician via tablet or a secure link for an immediate virtual assessment. Avel eCare nurses have, on average, 17 years of clinical psychiatric experience and answer calls from around the country. The clinician de-escalates, conducts a risk evaluation, creates a safety plan, and works with officers on next steps. Across the country, these services help about 80% of individuals remain safely in place rather than go to inpatient care.“As a clinician, I recently connected with a man in a very rural area who was using substances and experiencing suicidal thoughts after losing a loved one to an opioid-related death just a month earlier. We were able to de-escalate the situation and bring his mom into the conversation,” Reints said. “He was able to receive care right there in his home, without being put in a cop car, taken to a hospital, and left waiting in an emergency room, potentially losing the courage it took to reach out in the first place.”But Virtual Crisis Care isn’t just an emergency response, it’s designed to create sustained support through a network of community health centers that serve as critical local partners.“This program would not be as successful as it is, if not for the partnership of all of our community mental health centers,” Reints said. “When we go live [with a consultation], a step in that process is identifying who is going to be the connection point for this person who’s in crisis.”Avel eCare clinicians identify the designated, county-specific resources and after the virtual consultation, the nurse sends a confidential report to the patient’s local community health center, which follows up to connect the patient with local resources.Especially in rural areas with low call volumes, these community partnerships make telemedicine 24/7 crisis support possible while also delivering ongoing treatment locally.“That’s what I value most about this program: it meets people where they are in their most vulnerable moments,” Reints said. “As a clinician, I never lose sight of how courageous it is to ask for help, and as a system, we have to keep removing barriers so that when people do reach out, they’re met with both expertise and compassion.”Wyoming Pilots Virtual Crisis Care ProgramNow, a pilot Virtual Crisis Care program is underway in Wyoming. In 2025, The Helmsley Charitable Trust granted the Wyoming Association of Sheriffs and Chiefs of Police (WASCOP) a $2.4 million grant to bring Virtual Crisis Care to the state.“People who are experiencing a behavioral health crisis need professional help, and Virtual Crisis Care gets them that help immediately,” said Walter Panzirer, a Trustee of the Helmsley Charitable Trust. “In the simplest terms, Virtual Crisis Care saves lives, time, and money. We need more innovative models like VCC, especially in rural areas where there are limited behavioral health resources.”Allen Thompson, executive director of WASCOP, said Virtual Crisis Care is already transforming mental health services in rural Wyoming.“When I started my career 25 years ago, some of our jails across the state were the only option to place somebody in an emergency detention,” said Thompson. Since then, options have improved, but now, Virtual Crisis Care is both expanding on-demand access to clinicians through telehealth, and building more robust systems for local resources.“Through Virtual Crisis Care, we’ve built out this network of community mental health providers in Wyoming so that each county has an entity that is supposed to provide that mental health at the community level and provide outpatient services for people and be that [local] resource for them,” Thompson said.WASCOP recruited law enforcement agencies across Wyoming to join the Virtual Crisis Care pilot, aiming for 75% participation within three years and already reaching about 25% in the first year. WASCOP connected interested agencies to their local community mental health providers, provided a grant-funded tablet and data connection, and facilitated targeted training with Avel eCare. Agencies that are now actively implementing Virtual Crisis Care will have ongoing check-ins and data collection to track outcomes and measure the program’s impact over time.“I think if you look at serving in rural America, not only on the criminal side but on the mental health side, you deal with the same people over years and decades. If you can get someone struggling with addiction or mental health into treatment and help them change their life, then we’re not seeing them anymore on the law enforcement side of things,” Thompson said.While questions of sustainability remain beyond the three-year grant period, Thompson is committed to expanding early intervention and finding a path for long-term Virtual Crisis Care programming.“My long-term hope is that we can get in on the early side of mental health treatment and at the same time reduce the stigma that we’ve always fought with, especially in rural Wyoming, and get people into the right treatment that provides them with the best services,” Thompson said.This story was produced by The Daily Yonder and reviewed and distributed by Stacker.

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Here's why millions of Americans are unable to sell their homes

Here's why millions of Americans are unable to sell their homesIf you’ve typed “can’t sell my house” into a search bar recently, you’re in enormous company — and that’s not a coincidence. It reflects something very real: a housing market that has quietly frozen in place, even as spring brings fresh “For Sale” signs to every neighborhood.This situation isn’t about your house, paint colors or even your yard. It’s years of economic forces colliding at once, leaving millions of ordinary homeowners feeling trapped in the very homes they worked so hard to own.Finder paints the full, honest picture.Why are so many people searching ‘can’t sell my house’ right now?The spike in searches tells a story before even getting to the statistics. This isn’t 2008, when prices collapsed and buyers vanished. Today’s market is more maddening: Home prices are still historically high, but buyers are hesitant, homes are sitting longer and sellers are being forced into painful choices.According to Redfin, the typical U.S. home that sold in March 2026 spent 63 days on the market — the longest stretch in six years, and roughly a week longer than a year ago. Pending home sales fell 1.3% year over year. The market is stalling, not collapsing, but for a homeowner who needs to move, that distinction can feel meaningless.The invisible force freezing the marketTo understand why selling is hard right now, you need to understand the mortgage rate lock-in effect — arguably the most powerful force in American real estate today.During the COVID-19 pandemic, the Fed slashed rates to near zero. Millions locked in 30-year mortgages at rates as low as 2.65%. Moving now means giving up that rate forever and stepping into a new rate in the low-to-mid 6% range. On a $400,000 loan, that’s roughly $700 more per month — over $8,000 a year.A February 2026 survey by Storable found that 73% of homeowners would consider moving if they could transfer their current rate. One in 4 with rates below 5% said no amount of money would convince them to give it up. Academic research estimates the lock-in effect reduced nationwide home sales by more than a million transactions and inflated prices 5% to 6% above where they’d otherwise be.The good news: According to The Washington Post, the market recently crossed a meaningful threshold. There are now more Americans with mortgage rates above 6% than below 3%. The lock-in effect is loosening — just not fast enough for the homeowner staring at a listing that won’t move.Your neighbor’s 3% rate is your problem tooHere’s something nobody talks about enough: Your neighbor’s rock-bottom mortgage rate might be good for them, but it’s actively hurting your sale.When the family next door locked in 2.9% in 2021, they may have had every intention of eventually moving to something bigger. Then rates doubled. Now they’re staying put, their home isn’t coming to market, and the buyers in your area have fewer options to choose from — which sounds like it should help you, but here’s the twist: Those same buyers are also stretched thin by high prices and high rates affecting whether they can afford a new mortgage. They’re cautious. They’re negotiating hard. They’re walking away from anything that feels overpriced.You’re caught in the middle: not enough seller competition to feel scarce, not enough buyer confidence to feel urgent. It’s the worst of both worlds, and it’s playing out in living rooms across the country right now.What the numbers actually sayHere’s where things stand, from the most trusted sources in housing:Mortgage rates (March 2026)Freddie Mac reported the 30-year fixed rate at 6.11% as of March 12, 2026, with rates hitting 5.98% on Feb. 26, 2026 — the first time in 3.5 years it dipped below 6%. A year ago, it averaged 6.65%. Mortgage rates are improving but remain a universe away from the 2.65% low of January 2021.Home pricesThe National Association of Realtors (NAR) reported a median existing-home sales price of $398,000 in February 2026. National forecasts project 1% to 4% price growth for the year, with the Midwest and Northeast seeing stronger gains and parts of the South and West going flat.InventoryThe NAR reported 3.8 months of supply, still below the four to six months considered a balanced market. Critically, much of the inventory growth isn’t from new sellers listing homes. It’s from homes sitting on the market longer.Sales volumeExisting-home sales decreased 1.4% year over year in February 2026, per NAR data. NAR Chief Economist Lawrence Yun noted: “Housing affordability is improving, and consumers are responding. … Still, there is a long way to go to return to pre-pandemic levels of transaction activity.”Selling a house in 2026 vs. 2021: A tale of two marketsSometimes the best way to understand where you are is to see where you’ve been. Consider this: Finder The homes that sold in 2021 practically sold themselves. In spring 2026, sellers have to earn the sale with smart pricing, strong presentation and patience.Why buyers aren’t jumping eitherEven with rates dipping below 6% for the first time in years, buyers are hesitant. Redfin’s 2026 housing mood report describes them as taking their time, requesting inspections and negotiating — behaviors almost unheard of during the pandemic frenzy.The core reasons: Median home prices have risen roughly 25% since 2019, per U.S. Census data. Monthly payments on a median-priced home still run around $1,922 — about 22% of the typical family’s monthly income.And Storable’s survey found that 38% of would-be buyers say they need rates below 4.5% before they’d seriously consider buying. With rates in the mid-6% range, more than half of potential movers are waiting for a rate drop that most economists say isn’t coming anytime soon.What you can actually doPrice for the market that exists, not 2022. Overpricing is the single biggest reason homes sit. Delistings — sellers pulling listings rather than accepting lower offers — rose to 32% of new listings in January 2026, up from just 8% in January 2022, per Realtor.com. Sellers who start wrong almost always end up lower than they would have if they’d started right.Make it move-in ready. Buyers in 2026 are flagging repairs and walking away from homes that need work. A focused spend on cosmetic updates, such as paint, landscaping and minor fixes, can dramatically shift buyer perception.Explore your financing options. Bridge loans, home equity loans, home equity lines of credit, cash-out refinances or even personal loans for home improvement can give you the financial flexibility to make your next move without being held hostage by your timeline. If rates continue easing, the math on some of these tools is getting more attractive by the month.Know your window. Spring and early summer historically remain the strongest listing seasons. And with rates now under 6% and the NAR projecting existing-home sales could rise as much as 14% in 2026, the buyer pool is growing slowly.A final word: This is not your faultThe 2026 housing freeze is the result of a decade of underbuilding, two years of emergency monetary policy, three years of rate shock and a pandemic that reshuffled where Americans want to live — all colliding at once.But the freeze is thawing. Rates are falling. Inventory is improving. Affordability, per NAR’s own index, just hit its best level since March 2022. These are real signals.If you need to move now, you don’t have to wait for a perfect market. You need the right strategy for the market that exists. And if financing is part of that strategy, knowing your options is the most powerful first step you can take.This story was produced by Finder and reviewed and distributed by Stacker.

WVIK Martial arts star Chuck Norris dies at 86 WVIK

Martial arts star Chuck Norris dies at 86

Norris karate chopped and kickboxed his way through more than a dozen action films in the 1980s, before leaping to TV in Walker, Texas Ranger.

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AI overviews in healthcare: What a study of more than 130K health queries reveals

AI overviews in healthcare: What a study of more than 130K health queries revealsGoogle’s AI Overviews is reshaping the search space, and for healthcare, the shift isn’t subtle. It’s seismic.In 2024, Google introduced AI Overviews directly into its search engine results pages (SERPs), surfacing concise summaries for users without requiring a click. While every industry felt the tremor, one vertical saw the ground move more than any other: healthcare.WebFX’s analysis of over 130,000 health-related search queries found that AI Overviews now appear in 51% of healthcare searches. That’s double the average across all industries.That means when someone searches for symptoms, treatment options, dietary advice, or diagnostic terms, there’s a good chance they’ll see Google’s AI Overviews answering the question first before your content even has a chance.For those navigating the healthcare information space, this poses an urgent question: How does information visibility change in a world where Google answers for you?This breakdown walks you through:Why healthcare tops all industries for AI overviewsHealthcare is the epicenter of Google’s AI Overview rollout, and the numbers prove it.In WebFX’s broader analysis of 2.37 million U.S. search queries, health-related searches had the highest AI Overview rate of any industry (51.6%). That puts healthcare firmly at the top of Google’s generative AI priorities, ahead of trust-heavy verticals like finance, education, and family services.AI Overview rates by industry WebFX To deepen that finding, a focused study of 130,070 health-related queries showed that AI Overviews appeared in 51% of searches. This reinforces the industry’s outsized exposure to AI-generated answers across the board.Bottom line: Healthcare is ground zero for AI Overviews.Why is healthcare at the top?Google has made one thing clear: AI Overviews are built to provide fast, reliable answers for complex queries. Healthcare checks every box:High trust threshold: Users expect accurate and reputable sources when searching for health information. Google elevates authoritative answers quickly.Educational search behavior: Many healthcare queries are informational in nature (e.g., symptom explainers, treatment comparisons).Life-impacting outcomes: When the stakes are high, like understanding a potential diagnosis, Google prioritizes instant clarity through generative AI in healthcare SERPs.For those in the healthcare industry, this shift marks a pivotal change in how patients discover information. Pages that once generated thousands of visits for condition overviews or “what-is” articles may now compete directly with AI-generated summaries.Which query patterns put healthcare content in the danger zoneWhen it comes to AI Overviews in healthcare, not all queries are treated equally. Some get bypassed entirely. Others are prime real estate for Google’s generative AI to step in and answer before a user ever clicks through to your site.What triggers AI Overviews in healthcare?The data reveals that two factors skyrocket the chances of your content being superseded by AI Overviews: WebFX Long queries = High AI riskHealthcare queries that are seven words or longer trigger AI Overviews nearly three out of four times (73.9%).That’s a massive leap from the one-to-two-word range, where AI Overviews appear in 35.8% of health-related searches. In short, the more specific and educational your content, the more likely it is to be preempted by Google’s AI.Here’s how likely AI Overviews get triggered depending on the length of health queries: WebFX Long-form queries (which traditionally signal high intent and informational value) are now deep in the AI danger zone. That “how-to” blog post you’ve optimized? Google might summarize it before the user ever gets to you.Real examples from the dataset WebFX These aren’t fringe topics. They’re high-volume, health-sensitive queries where AI in the medical field is stepping in with answers at the top of the SERP.Informational intent gets hit hardestAI Overviews don’t just follow query length. They also chase search intent. And in healthcare, informational searches are the most vulnerable by far. WebFX Google seems to be drawing a line:Informational = AI Overviews handles itNavigational/transactional = Let the SERP surface brands, maps, or adsReal examples of high-risk informational queries WebFX Common query types in the AI danger zoneCertain archetypes of healthcare content are frequently targeted by AI Overviews.Here are the ones getting hit the hardest: WebFX Many of these were top performers for content marketing in previous years. But in today’s SERPs, they’re the ones most often answered by generative AI in healthcare.AI Overviews in healthcare aren’t replacing all queries, but they’re consistently claiming the most educational, trust-heavy, and SEO-optimized ones. Hence, if your content portfolio is heavy on:“What-is…” and “How-to…” explainer articlesSymptom guides and patient FAQsComparison content (treatment types, vitamins, wellness plans)…then you’re competing directly with AI for SERP visibility.How local and brand modifiers protect healthcare searchesNot all healthcare queries are equally exposed to AI Overviews. In fact, some types of searches (particularly those with local or branded modifiers) are significantly less likely to trigger AI-generated summaries.This suggests that healthcare organizations focusing on brand authority, local SEO, or specific intent content may maintain higher organic visibility, as these search types still frequently result in clicks.Modifier impact on AI Overview ratesIn WebFX’s health-specific dataset of 130,070 queries, here’s how different modifier types affect the likelihood of triggering an AI Overview: WebFX Data suggests that adding brand or location to content may reduce zero-click exposure and maintain user engagement.Why these modifiers matterModifiers like brand names and locations significantly impact search results by adding intent and signaling trust, which can reduce the likelihood of content being summarized by AI.Here’s why each one provides an edge: WebFX The data indicates that general informational content is more susceptible to AI summarization. Strategies to maintain visibility include:Location pages optimized for high-intent searches (e.g., “urgent care near [city]”)Branded FAQs (e.g., “How does [Your Clinic] treat migraines?”)Navigational blog content (e.g., “What makes [Brand]’s approach to weight loss unique?”)How the healthcare industry is adapting to search changesGoogle’s AI Overviews are changing the landscape of health search and the patient journey.Industry experts suggest several ways to adapt to these changes:1. Focusing on content quality and credibilityE-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness) isn’t optional in healthcare. It’s table stakes. AI Overviews are pulling answers from sites that demonstrate clear expertise and trust. That means:Publishing content written or reviewed by medical professionalsCiting reputable sources (Mayo Clinic, NIH, peer-reviewed journals)Including clear author bios, medical disclaimers, and content review datesIn the dataset, health queries with medical brand and location modifiers were less likely to trigger AI Overviews, suggesting Google’s AI favors independent, authoritative sources over brand-biased content.2. Utilizing long-tail, question-based contentThe data is clear: longer, more specific queries are more likely to trigger AI Overviews. Healthcare marketers should pivot toward:Answering patient questions clearly and conciselyStructuring content with FAQs, headings, and schemaUsing long-tail keywords, conversational phrases, and natural languageQueries with seven or more words had a 73.9% AI Overview rate (the highest of any query length).3. Maintaining brand strategy through local and branded searchEven though brand and location queries are less likely to appear in AI Overviews, they signal strong intent. And these searchers still see traditional results and map packs. Your next steps:Optimize for branded search (e.g., “St. Clare Hospital cardiologist”)Maintain local SEO health (GBP, citations, local landing pages)4. Implementing structured data and AI-friendly formattingMake your content easier for Google’s AI to summarize:Use short, punchy sentencesAdd bullets, numbered lists, and direct answersImplement schema markup (FAQPage, MedicalCondition, etc.) wherever relevant5. Monitoring AI visibilityTracking AI visibility involves monitoring how often pages appear in AI Overviews and analyzing performance metrics. This includes tracking:Branded versus nonbranded traffic shiftsClick-through rate (CTR) changes in high-AI verticalsFeatured snippet and People Also Ask (PAA) performance over timeData sources and methodologyThis analysis examines 130,070 U.S. healthcare search queries, a focused subset of the broader analysis of 2.37 million U.S. keywords across multiple industries, to quantify AI Overview prevalence and identify high-risk query patterns. Data were collected in July 2025.Search results were collected programmatically using a third-party SERP data provider to detect AI Overviews at the query level. Queries were categorized by length, search intent, and modifier type (including brand and location) to evaluate how generative AI impacts healthcare visibility.Key considerations:AI Overview rates in healthcare may shift faster than other verticals due to Google’s quality and safety updates.Intent classification is interpretive, particularly for mixed informational-commercial queries.Personalization and local pack behavior may affect individual search results.This story was produced by WebFX and reviewed and distributed by Stacker.

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Biotech stocks and longevity investing: Trends to track

Biotech stocks and longevity investing: Trends to trackIn 2025, biotechnology stocks had their best year since the COVID-19 pandemic, with the market sector’s two major indexes — the SDPR S&P Biotech ETX (NYSE: XBI) and iShares Biotech ETF (NYSE: IBB) — returning between 28% and 36%, more than double the S&P 500’s roughly 18%. That came after three consecutive years of underperformance. Was biotech’s strong 2025 a fluke or part of a sustained rebound? The Motley Fool shares a few key trends that might offer direction.As biotech stocks staged their comeback in 2025, private investment in longevity science more than doubled, hitting $8.49 billion across 325 deals. The Food and Drug Administration (FDA) approved 50 new drugs in 2024 and 46 in 2025, including the first drug class that researchers have labeled potential longevity therapeutics. Big pharma spent more than $65 billion acquiring biotech companies through October 2025, surpassing full-year totals for 2024, 2022, and 2021, according to BioSpace.Demographics serve as a strong foundation for potential growth in biotech and longevity. The global population aged 60 and older will reach 1.4 billion by 2030, according to the World Health Organization. The number of people aged 80 and older will nearly triple by 2050. The patients are here, and more are coming — and biotech stocks are increasingly the companies building the treatments they will need.Biotech stocks staged a 2025 comebackAfter three years of flat or negative returns, biotech stocks broke out in 2025. The biotech trends discussed above and throughout suggest that reversal could be more structural, meaning driven by lasting forces like an aging population and a mounting patent cliff, rather than cyclical, meaning just a temporary bounce.Biotech indexes outpaced the S&P 500 by a wide margin in 2025. The SDPR S&P Biotech ETX returned 35.9%, the iShares Biotech ETF returned 28.0%, and the Nasdaq Biotech Index (NASDAQ: NBI) gained 31.5%, compared to the S&P 500's 17.9%.Merger and acquisition (M&A) activity more than doubled 2024 levels. Biopharma M&A deal value through October 2025 hit $65 billion to $70 billion, exceeding full-year totals for 2024, 2022, and 2021. At least seven deals topped $8 billion.Big pharma faces a patent cliff. More than $300 billion in branded drug revenue faces patent expiration between 2025 and 2030, according to Evaluate. When a patent expires, cheaper generic versions can enter the market. When that happens, the original drug's sales can collapse quickly, so large pharma companies try to replace that revenue before it disappears. Biotech companies develop more than 70% of newly approved drugs, up from around 50% a decade ago, which makes acquiring a biotech one of the fastest ways to fill that gap, according to the Association of Investment Companies. The Motley Fool Biotech stocks were genuinely cheap coming into 2025 after three consecutive down years. Recoveries from that starting point, with strong underlying trends, have the potential to last longer than hype-driven rallies.Which parts of biotech had the best 2025 for investors?Broad biotech funds only tell part of the story. Beyond the headline returns, different parts of the sector performed very differently in 2025. The differences show where individual investors might see the most compelling long-term cases.The following returns reflect year-to-date performance in 2025 for thematic ETFs, used as subindustry proxies. Ten-year compound annual growth rates (CAGR), which are the average annual returns over a 10-year period, reflect each fund’s full available history.Clinical-stage biotech was the biggest winner in 2025. The Virtus LifeSci Biotech Clinical Trials ETF (NYSE: BBC) returned 63.7%, nearly double the broad XBI, as smaller biotech companies with drugs still in trials got a major boost from stronger FDA approval rates and aggressive acquisition activity from big pharma. The ALPS Medical Breakthroughs ETF (NYSE: SBIO), which holds similar companies, gained 55.1%.Oncology and genomics also outperformed. The Tema Oncology ETF (NASDAQ: CANC) gained 42.9% in 2025. The ARK Genomic Revolution ETF (CBOE: ARKG), focused on gene editing and genomic medicine, returned 23.0% after a steep 28.2% decline in 2024. The Global X Genomics and Biotechnology ETF (NASDAQ: GNOM) gained 18.7%.Over a decade, the gap between commercial-stage and clinical-stage biotech is stark. Clinical-stage companies are still testing their drugs in human trials and have no products on the market yet. The Virtus LifeSci Biotech Products ETF (NYSE: BBP), which holds commercial-stage companies — those with at least one FDA-approved drug on the market — returned 10.85% annualized over 11 years. XBI, the broad equal-weighted biotech index, returned 6.46% annually over the same period. Genomics-focused ARKG returned just 3.60% annualized despite some explosive individual years, a reminder that early-stage science can be a bumpy ride even when the long-term thesis is compelling. The Motley Fool Smaller biotech companies with drugs still in clinical trials are what big pharma is trying to buy, with acquisition offers coming in above 60% to 120% of the stock prices, even though companies don’t have drugs on the shelves, according to Vision Life Sciences. For investors who held shares in those acquired companies, that has meant seeing their stock jump by more than half overnight. There is no guarantee future deals will look the same, but the pace of acquisitions in 2025 suggests large pharma's appetite for biotech pipelines is not slowing down.Longevity investment: Where science and capital are goingLongevity is an investment category forming around the science of aging, and private capital, research, and the FDA are moving quickly.Private investment in longevity science more than doubled in a single year. Global investment in longevity science reached $8.49 billion across 325 deals in 2024, up from $3.82 billion in 2023, according to Longevity. Investment.GLP-1 drugs are expanding from weight loss into longevity territory. GLP-1s are a class of drugs that includes semaglutide, sold as Wegovy and Ozempic, and tirzepatide, sold as Zepbound and Mounjaro. Originally approved for diabetes and obesity, they have since received FDA approval for cardiovascular risk reduction, obstructive sleep apnea, fatty liver disease, and oral obesity treatment. A Swiss Re model estimates that GLP-1 drugs could reduce all-cause U.S. mortality by 6.4% by 2045, making it the first drug class with implications at that scale. The GLP-1 market alone is projected to grow from $55 billion today to $150 billion by 2030, according to JPMorgan.The FDA formally recognized lifespan extension as a valid clinical goal for the first time. In February 2025, Loyal's LOY-002, a drug for aging dogs, became the first treatment to clear that regulatory bar, marking a milestone for the longevity field's credibility with regulators.The drugs making some of the most money in biotech right now, like GLP-1s, cancer immunotherapies, and gene medicines, are the same ones showing early signs of potentially extending healthy life. Longevity investing used to mean putting capital behind unproven science. Increasingly, it means owning companies that are already generating revenue, like Novo Nordisk (NYSE: NVO), whose GLP-1 drug Wegovy is already one of the bestselling drugs in the world, according to industry publication Drug Discovery and Development.What investors tracking biotech and longevity should watchBiotech stocks enter 2026 with real momentum. The industry is still recovering from a brutal three-year run leading into 2025, big pharma is paying a significant premium to acquire pipeline companies, which are companies with drugs under development, and the FDA is approving new drugs at near-record rates. The sector is grappling with patent expirations as longevity science is gaining traction.Demographics create a demand floor that isn’t a forecast — the population data is set and is difficult to ignore. Adults 65 and older represent 17% of the U.S. population but make up 37% of all healthcare spending, according to the Centers for Medicare and Medicaid Services. Individuals aged both 60+ and 80+ will make up a growing share of the global population in the coming decades, according to the UN. That means each passing year brings a larger, older cohort of patients who need treatment for chronic conditions that affect 95% of adults over 60, as well as greater demand for longevity drugs. The Motley Fool For individual investors tracking the intersection of biotech stocks and longevity, the data points in the same direction across many angles: drug performance, new-drug pipelines, private capital, government support, and demographics. The question is no longer whether longevity is a viable investment theme but how much of the opportunity is already priced in and how much is still ahead.FAQsWhat are biotech stocks?Biotech stocks are companies that use biological science to develop products, most commonly drugs and medical treatments. They range from small companies with a single drug in clinical trials to large commercial businesses with multiple approved products on the market.What is longevity investing?Longevity investing involves investing in companies developing treatments, therapies, and technologies to extend healthy human life. The category increasingly overlaps with mainstream biotech, as drugs originally developed for diabetes, obesity, and cancer begin showing evidence of broader life-extension effects.Why did biotech stocks perform well in 2025?After three years of underperformance that left the sector trading at historically cheap valuations, biotech stocks rebounded in 2025 on the back of near-record FDA drug approvals, a surge in acquisition activity from large pharma companies racing to replace revenue before key patents expire, and growing investor interest in longevity science.This story was produced by The Motley Fool and reviewed and distributed by Stacker.

OurQuadCities.com 4 Your Money | Out of Gear OurQuadCities.com

4 Your Money | Out of Gear

Investors often focus on the major indexes like the S&P 500. David Nelson, CEO of NelsonCorp Wealth Management, is here to explain what investors can learn by looking at individual stocks beneath the market surface especially with the upcoming Federal Reserve leadership change.

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5 ways debt can affect your mental health

5 ways debt can affect your mental healthLiving with debt is as much an emotional burden as a financial one and the weight of it can impact your self-esteem, relationships and even sleep.Research shows that debt can take a serious toll on mental health. That’s why Beyond Finance took a closer look at five data-backed ways debt may be affecting your well-being — and what to watch for if you’re carrying debt.It Can Trigger or Affect Depression and AnxietyDebt doesn’t just trigger mental health struggles; it often acts as an anchor that prevents you from getting better. Data shows that people struggling with both depression and problem debt are 4.2 times more likely to still be depressed 18 months later compared to those without financial stress. It’s hard to heal your mind when you’re constantly navigating financial stress.It Can Lead to Brain Fog and AvoidanceFinancial strain creates a “mental load” that makes it physically harder to think clearly. Studies show that 63% of people with mental health challenges find it significantly harder to make financial decisions when they are stressed. They may lose track of bills easily, or avoid them altogether. In some instances, impulse spending may be a way to cope with stress but then the consequences are too much to confront. This can lead to a “vicious cycle where the anxiety of debt causes “avoidance behaviors (like not opening mail) which can make debt worse long term.It Can Negatively Affect Your SleepLosing sleep over money is a clinical reality for millions. In a recent national survey, 43% of adults reported that money worries negatively impact their mental health, causing anxiety, stress, worrisome thoughts, loss of sleep, depression and other effects. In this study, credit card debt and everyday expenses were the primary reasons for poor sleep. This chronic exhaustion then drains the willpower you need to tackle your debt during the day.It Can Show Up As Physical SymptomsThe mental burden of debt eventually shows up in your body. Beyond just high blood pressure, modern data shows that financial stress leads to people cutting back on essentials like heating and healthy food to make ends meet. This “health gap” contributes to systemic inflammation and increases the long-term risk of cardiovascular issues, proving that debt is a legitimate public health concern.It Can Lead to Isolation and Damage Your RelationshipsDebt often leads to social withdrawal. High percentages of adults report being consumed by money worries, which often manifests as “financial shame” and the urge to hide your situation from friends and family. This isolation is dangerous because it cuts you off from the very support systems and professional help that could help you find a way out.The Emotional Benefits of Paying Off DebtWhile results vary, borrowers who take steps to pay off debt, including through debt consolidation options, describe emotional benefits alongside financial progress:Less day-to-day anxiety with a defined repayment planRenewed confidence as balances declineImproved communication at home as financial tension easesBetter sleep and focusDebt consolidation does not eliminate financial challenges. But for many borrowers, adding structure to repayment reduces uncertainty, and that can ease emotional strain.This story was produced by Beyond Finance and reviewed and distributed by Stacker.

Quad-City Times "What's new?": Local drivers say prices at Quad-City's pumps not shocking Quad-City Times

"What's new?": Local drivers say prices at Quad-City's pumps not shocking

An informal survey conducted Thursday morning found gas prices varied wildly throughout the Quad-Cities area. See what drivers had to say about the cost.

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Should you open a joint bank account with your partner?

Should you open a joint bank account with your partner?Sharing a meal is one thing, but sharing finances? That’s a big step. If you’re thinking about opening a joint bank account with someone, you probably have some questions. You may be considering a joint account as you plan your wedding or maybe as you move in together. Before you start merging your money with anyone else, Ally Financial recommends considering these questions to determine whether a joint account makes sense for both of you and your financial goals.What is a joint bank account?A joint bank account is any account that’s shared by two or more people. Typically, you might open one with a spouse or partner, but that’s not a necessity. Other types of joint accounts are generally referred to as survivorship accounts, because they map out how funds should be allocated in the event of the owner’s death. These kinds of joint accounts are most common in estate planning.Joint accounts can make it easier to manage debt, bill payments and other shared expenses.How do joint bank accounts work?Any joint account essentially works the same as an individual account — just with two or more owners. If you have a joint checking account, you can:Deposit fundsMake debit paymentsWrite checks (if that’s your style)Do anything else you would be able to do with your own accountThe only difference, functionally, is that you and your account co-owner(s) have equal access to the account, so you’re both in control of the funds in the account.Who can you open a joint bank account with?You can open a joint bank account with just about anyone. You don’t have to be married or partnered to open a joint account. Each co-owner just has to be 18 or older. Business partners can decide to open an account together, and even close friends might find it practical to have a joint account — for instance, if they’re roommates and share utilities.If you’re looking for everyday money management with a partner or spouse, you might find that having both joint checking and savings accounts is the right fit for you.The main takeaway is that you should fully trust the person or people you’re considering opening a joint account with because you’ll have equal access to the funds.What are the pros and cons of a joint bank account?Having a joint account offers plenty of benefits, but sharing your money can present challenges as well. To determine the right fit for your financial needs, consider:Pros:Easier to track and manage your money in one placePotential for increased FDIC coverage up to the maximum allowed by lawSave faster together by earning more interestCons:Lack of privacy — others can see your spending activityAll owners share liability over debts and legal issuesCould cause conflicts over money managementWho owns the money in a joint bank account?All owners own the money in the account. Each of the owners of a joint savings account can view balances, contribute money or withdraw funds. For instance, in a checking account, all owners can use the account to make purchases and payments.How do you open a joint bank account?At most banks, you can open a joint account online with a few clicks and some personal information provided by each account holder. You can open a new account together, or you can add an owner to an existing account.Is a joint bank account right for you?What you do with your money is a very personal decision. Gone are the days when couples were expected to combine their finances. It’s about finding the right fit for you. If you like the convenience of pooling your money for shared expenses, go for it. If you’d rather maintain financial independence, that’s OK, too. An open, honest discussion will keep you both on the same page, whether or not your money is in the same account.This story was produced by Ally Financial and reviewed and distributed by Stacker.

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Roscoe Avenue in Muscatine will temporarily close to through traffic

Roscoe Avenue in Muscatine will close to through traffic between Van Horne Street and West Fulliam Avenue beginning Monday, March 23, weather permitting, as Langman Construction resumes Phase 6C of the West Hill Sanitary and Storm Sewer Separation Project after the winter shutdown. Over the next two months, crews will install curb and gutter on [...]

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Bodies of Iowa soldiers killed in Iran conflict return home

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OurQuadCities.com Spring arrives Friday and it's definitely going to feel like it OurQuadCities.com

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Unseasonably warm weather Thursday in the Quad Cities melted much of the snow from the early week blizzard. We hit 70° and it's going to be much warmer Friday and Saturday. While there was some slight improvement in this week's drought monitor update, very little rain is expected over the next week. Here's your full [...]

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Orion to try new plan with kindergarteners, giving more time before finalizing classes

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Kewanee man sentenced to 18 years in prison for attempted murder, arson

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How did Rock Island, Mercer and Henry counties vote in Illinois' statewide primaries?

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Quad-City Times Muscatine Center for Social Action holds ribbon cutting for new housing project Quad-City Times

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A new 21-unit apartment complex, Ries Harbor Apartments, celebrated its opening with a ribbon cutting on Thursday.

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Israel launches more strikes on Tehran as Iran continues attacks on Gulf oil facilities

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Gateway to Heaven

This is Roald Tweet on Rock Island.Had Rock Island been a little less jealous of other Illinois cities back in the 1890s, she might have taken in a…

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Over 170 million units of disinfecting pads recalled because they may not be sterile

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OurQuadCities.com 174K gas ranges sold nationwide recalled after 30 burn injuries OurQuadCities.com

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