QCA.news - Quad Cities news and view from both sides of the river
Thursday, June 4th, 2026 | |
 | Muscatine fundraiser supporting local mental health servicesEmpowering Mental Health Together will take place at Home Base Muscatine on Saturday, June 6 at 11 a.m. |
| | Muscatine fundraiser supporting mental health services in the communityEmpowering Mental Health Together will take place at Home Base Muscatine on Saturday, June 6 at 11 a.m. |
| | Galesburg getting $2 million to revamp Standish ParkThe one-block park sits between the Knox County Courthouse, Knox College and City Hall. |
 |  Donahue man facing 20 sexual exploitation of a minor chargesA Donahue man is facing 20 sexual exploitation of a minor charges after deputies say he created and told a teenager to create child sexual abuse material. |
 |  Cook review: 'Pressure' builds as meteorologists - and war - heat up screenJust because you know the overall outcome doesn't mean the true World War II film "Pressure" won't leave you in suspense. Rather than being an action-packed film with scenes of warfare - which it does contain, especially at the end - this is the story of waging war and the delicate factors - including weather [...] |
| |  Knight's Pizza: Detroit-style pizza gains popularity in the QCAJust a few short years ago, Caden Knight was working full time at Your Pie Pizza. He had just given up on college to focus on making delicious pies. "I have pizza sauce in my veins," said Knight. Last year, he decided to take a leap of faith and leave his full-time job to create [...] |
| |  Illinois bill to regulate how kids use social mediaA bill to regulate how kids use social media is on Gov. JB Pritzker's desk. The Children's Social Media Safety Act (House Bill 5511) intends to prevent anyone younger than 18 from being exposed to harmful content and addictive features. The bill would require social media companies to confirm a user's age. It wouldn't prevent [...] |
| |  Cook review: A24''s 'Backrooms' brings weirdness to a new dimensionBizarre, disturbing and fast-paced, "Backrooms" will appeal to fans of "Obsession" - in fact, in a genius move, a local drive-in is showing the two films as a double feature.. Director Kane Parsons has a field day with visual perspective, off-putting angles and the constant tension of something, or someone, possibly lurking around a corner. [...] |
| |  19-year-old facing felony child sexual abuse, assault chargesJoseph Hardy, 19, of Kewanee was arrested Tuesday after an investigation involving two victims. |
| | 35th Avenue temporarily closed between New Liberty Rd/260th St in Scott CountyBeginning Thursday, June 4, 35th Avenue was closed to through traffic between Highway 130 (New Liberty Road) and 260th Street for a bridge replacement project in Scott County, according to a news release. The closure is expected to remain in place until Sept. 18,. Drivers are encouraged to use an alternate route and should expect [...] |
| |  Climate change brings drought and flooding risks to IowaWhile parts of Iowa continue to deal with drought conditions, experts say climate change is also leading to more intense rainfall events and flooding risks. |
| | Firefighters extinguish shed fire on Quad-Cities hospital campusBettendorf crews extinguished a shed fire on the MercyOne Genesis campus Thursday afternoon. The cause of the 2 p.m. fire is under investigation. |
| |  The Heart of the Story: Honored through musicOur Quad Cities News is partnering with award-winning journalist Gary Metivier for The Heart of the Story. Each week, Gary showcases inspiring stories of everyday people doing cool stuff, enjoying their hobbies and living life to the fullest. Stories that feature the best of the human condition. Performers takes many stages with their craft, and [...] |
| | Second meeting of Knox County Courthouse Task Force set for June 11The courthouse is nearly 140 years old and recently suffered a sewer collapse beneath the building. |
| |  Moline officer rescues fawn from roadwayAs a police officer, not every call is an adrenaline dump of excitement but some are cuteness overload, according to a post on the Moline Police Department's Facebook page. On Thursday, Officer Aucutt was dispatched to a report of an injured fawn in the roadway near 41st Street and 15th Avenue. The fawn was walking [...] |
 |  Republicans' sweeping election overhaul fails in the SenateThe SAVE America Act, a far-reaching Republican election overhaul that President Trump said should be his congressional allies' top priority, has failed in the Senate. |
| |  Muscatine shooting victim had just fulfilled childhood dream, fiancée saysThe fiancée of one of the six people killed in a shooting spree Monday is remembering a man who brought joy to everyone who knew him. |
| | East Moline Library offers free digital art classes for tweens, teensIn June and July, the East Moline Public Library invites tweens and teens to free digital art classes, a news release says. The East Moline Public Library was awarded the Project Next Generation grant which gave thelibrary the opportunity to purchase a set of iPads for programming. The library will host digital art classes throughout [...] |
| | Bettendorf Public Library kicking off free summer concert seriesThe concerts are on Thursday nights at Faye's Field, across from the library. |
| |  Muscatine's Lighthouse owners retire after 26 years; permanent closure imminentThe owners of the Lighthouse Grill and Bar in Muscatine say they plan to retire at the end of this season, which means the waterside restaurant and marina could close for good. The Lighthouse is one of only a few dockside spots left of its kind. "We've been here for 44 years, just a ma-and-pop [...] |
| | DROUGHT returning to Quad Cities areaAfter a rainy April, the drought had disappeared around the Quad Cities. Now, it's back. May rainfall was well below normal and that has placed a large part of our area in an early drought situation. We do have the chance for some showers and storms early Friday, and that could combat some of the [...] |
| | Father launches QC Park Finder website to help families discover local parksFrom Maquoketa to Coal Valley and Port Byron to Walcott, you can look up different parks and even sort them by amenities. Plus, you can add parks not yet listed. |
| | Aledo's famous Rhubarb Festival runs Friday and SaturdayThousands of people will descend on the "Rhubarb Capital of Illinois" to get their hands on treats made from the tart and sour vegetable. |
 |  Davenport parks director departing for position in GeorgiaDavenport's parks and recreation director, Chad Dyson, will depart the city June 10 for another position in Georgia. |
| | No injuries reported following Bettendorf fireNearby medical buildings were deemed safe following a fire in Bettendorf. According to a release from the City of Bettendorf, the Bettendorf Fire Department was dispatched to a report of a structure fire in the 2200 block of 53rd Ave. June 4, 2026, at 2:05 p.m. Crews found a small shed fully engulfed in flames [...] |
| | Davenport Parks and Recreation director resigningCity officials said Chad Dyson, who has worked in the department since 2018, will be taking a new job out of state after his departure. |
| | Clinton updates consideration of data-center developmentThe City of Clinton has sent an update about a potential data-center development in an industrially zoned area of the community. According to the statement, the city remains in the preliminary fact-finding stage. No formal development application has been submitted, no site plan has been submitted, no development agreement has been presented, and no final [...] |
| |  Crime Stoppers: Man wanted in Rock Island Co. for missing court date on drug chargesKyler Pickett-Williams, 25, is wanted by the Rock Island County Sheriff’s Office for failure to appear in court. |
| |  Crime Stoppers: 7 guns stolen in Rock Island Co. could be part of string of burglariesSeven stolen firearms are loose after a Taylor Ridge vehicle burglary that police believe may be linked to a wider crime spree across Moline. |
| |  Crime Stoppers: Man wanted by Iowa Dept. of Corrections for probation violationAuthorities in Scott County and the Iowa Department of Corrections are searching for 29-year-old Cody Hinden on probation violations. |
| | Davenport City Council considers land purchase for future animal shelterThe current agreement with the Humane Society of Scott County concludes at the end of the month. A proposed agreement would aid in the transition of service responsibilities. That includes up to one year of animal control services and up to three years of shelter services as the city mulls a new animal shelter on North Pine Street. |
| |  Celebrate a jazz legend at the Bellson Music FestCelebrate a legend from the QCA with world-class music and community spirit honoring jazz history. Melinda Jones joined Our Quad Cities News with details on the Bellson Music Fest. For more information, click here. |
| |  Quad City Back the Blue Flight supports law enforcementActive and retired law enforcement in the QCA are gearing up for their own honor flight. Greg Keller and Amy Larson spoke with Our Quad Cities News with details on the Quad City Back the Blue Flight. For more information, click here. |
| | Ski Bellevue kicks off new season on SaturdaySki Bellevue is one of only four ski show teams in Iowa and the only one to perform on the Mississippi. Brand new this year, there will be food trucks at the shows! |
| | Local father launches QC Park Finder website to help families discover area parksFrom Maquoketa to Coal Valley and Port Byron to Walcott, you can look up different parks and even sort them by amenities. Plus, you can add parks not yet listed. |
| |  Firefighters extinguish shed fire on Genesis Hospital campus in BettendorfBettendorf crews extinguished a shed fire on the Genesis Hospital campus Thursday afternoon. The cause of the 2 p.m. fire is under investigation. |
| |  Weakened public health powers raise outbreak risksSome jurisdictions have weakened their public health authorities in response to criticism of lockdowns, school closures, mask mandates, vaccine requirements and other COVID-era restrictions. |
| | Ski Bellevue kicks off new season on Saturday, June 6Ski Bellevue is one of only four ski show teams in Iowa and the only one to perform on the Mississippi. Brand new this year, there will be food trucks at the shows! |
| |  NTSB says United jet was too slow and too low in Newark landing accidentFederal investigators say the captain flying the United 767 from Italy was too slow and too low before landing last month at Newark, N.J. The jet struck a light pole, damaging a truck on the turnpike. |
| |  Cops ‘n Kids book drive ensures ‘something for everyone as they come to library’The 2026 Cops 'n Kids book drive is collecting children's books on Friday at Brady Street to stock the Lincoln Center’s free library. |
| |  As Drake rules the charts, the 'song of the summer' race heats upNo discussion of the midyear pop charts would be complete without a breakdown of contenders for the honorific "song of the summer." |
 | How to choose the right corporate credit card for employeesHow to choose the right corporate credit card for employeesCorporate credit cards give your team the purchasing power they need while keeping your finance department in control. Instead of chasing down reimbursement requests or worrying about rogue spending, you can get real-time visibility, built-in controls, and automated expense tracking, all tied to a single payment platform, Ramp reports.Whether you're issuing your first batch of employee cards or rethinking your current program, choosing the right corporate card can save your team hours of manual work each month and reduce out-of-policy spend.What is a corporate credit card?A corporate credit card is a company-issued payment card that employees use for authorized work expenses such as travel, office supplies, software subscriptions, and client entertainment. Unlike personal or small business credit cards, the company, not the employee, is typically liable for repayment.Corporate cards come with features designed specifically for finance teams: granular spend controls, automated expense tracking, real-time transaction visibility, and rewards programs that put cash back into your business. They eliminate the need for employees to front their own money and wait weeks for reimbursement.How corporate cards workYour company applies for a corporate card program, issues cards to employees, and pays the bill directly. Here's how the process typically works:Application: Your company applies using business revenue, cash flow, and credit history, not individual employee credit scores.Card issuance: Finance distributes physical or virtual cards to approved employees based on role and need.Spending controls: Admins set per-card limits, category restrictions, and merchant blocks for each cardholder.Expense tracking: Transactions auto-categorize and sync to your accounting software as they happen.Payment: Your company pays the card issuer directly, so employees never need to file for reimbursement.This setup gives your finance team centralized oversight while giving employees the autonomy to make purchases without jumping through hoops.Corporate cards vs. business credit cardsThese two card types serve different needs, and the distinction matters when you're choosing the right fit for your company.Corporate cards are built for mid-market and enterprise companies that need to issue cards at scale with tight controls. Business credit cards are designed for smaller companies and often require the owner to personally guarantee the balance. Ramp If you're managing more than a handful of cardholders and need per-employee controls, a corporate card is likely the better choice. If you're a smaller operation with a few employees making occasional purchases, a business credit card may be sufficient.Best corporate credit cards for employeesNot all corporate cards are created equal. The right one depends on your company's size, spending patterns, and how much automation you need from your expense management workflow.Benefits of corporate expense cards for employeesCorporate cards aren't just a convenience. They help solve real operational challenges for both finance teams and employees. By reducing out-of-pocket spending and simplifying expense tracking, corporate cards make it easier for employees to follow company spending policies and submit accurate expense information. This can lead to stronger policy compliance, better visibility into company spend, and less administrative work for finance teams.Eliminate out-of-pocket expenses and reimbursementsCorporate cards let team members make authorized purchases without fronting personal funds, and they eliminate the paperwork and wait times associated with reimbursement cycles.Set granular spending controls by employeeCorporate cards that offer spend controls help companies know where spend is going before it happens and give finance leaders peace of mind that cardholder expenses remain in-policy.Spend controls available with modern cards include the ability to:Set card spend limits at the daily, monthly, or per-transaction level.Prevent big-ticket charges above a set threshold.Block entire merchant categories or specific vendors.Adjust limits in real time as roles or projects change.Decentralizing oversight saves time and empowers employees without adding risk.Track spending in real timeYou don't have to wait for month-end statements to understand where your money is going. Corporate cards with real-time tracking let you see transactions as they happen, catch policy violations immediately, and make faster decisions about budget adjustments.Automate receipt capture and expense categorizationCompanies that issue corporate cards can save money because they can use fewer tools to manage employee expenses. That tech stack consolidation is especially valuable when budgets are tight.Transactions auto-categorize based on merchant data, and receipt matching reduces the manual data entry that bogs down your accounting team.Simplify accounting software integrationCorporate cards with expense management capabilities sync directly to platforms such as QuickBooks, Xero, and NetSuite. That means accurate, up-to-date financials without the extra legwork of manual reconciliation.Protect employee personal creditCorporate liability means your employees' credit scores aren't affected by company spending. Most corporate cards don't require a personal guarantee, so your team can make work purchases without any effect on their personal financial standing.How to choose a business corporate credit cardWith several strong options on the market, the right card depends on your specific needs. Here are the key factors to evaluate.Spending limits and controlsCan you set individual limits per employee? Can you restrict purchases by category or merchant? The more granular the controls, the less time you'll spend policing spend after the fact.Accounting software integrationsCheck whether the card syncs natively with your accounting platform. Compatibility with QuickBooks, Xero, NetSuite, or Sage can save your team hours of manual reconciliation each month.Rewards and cashback structureCompare flat-rate cashback against category bonuses. If your spending is concentrated in a few categories, such as travel or software, a category-based card might earn more. If your spending is spread across many vendors, flat-rate cashback is simpler and often more predictable.Fee structure and annual costsReview annual fees, foreign transaction fees, and per-employee card fees. Some corporate cards charge nothing; others charge per user or per card. Factor these costs into your total cost of ownership.Liability modelUnderstand who's on the hook for charges. Corporate liability means the company pays; individual liability means the employee pays and gets reimbursed; joint liability splits responsibility. Most true corporate cards offer corporate liability, but it's worth confirming before you sign up.Employee cardholder experienceA card is only useful if employees actually use it correctly. Evaluate the mobile app, receipt submission process, and how quickly you can issue new cards. If onboarding a new cardholder takes days instead of seconds, that friction adds up.Common challenges with company credit cards for employeesCorporate cards solve a lot of problems, but they're not without friction. Here are the most common pain points finance teams run into.Receipt tracking and policy complianceEmployees forget receipts, submit incomplete documentation, or ignore expense policies altogether. Missing receipts create audit risks and slow down reconciliation. Automated receipt capture and real-time policy reminders help, but they require the right platform.Preventing fraud and card misuseUnauthorized personal purchases, duplicate charges, and friendly fraud are real risks. Real-time transaction alerts and merchant-level controls reduce exposure, but you also need clear policies and consequences to deter misuse.Scaling your corporate card programIssuing cards to new hires, adjusting limits for role changes, and offboarding departing employees all require attention. Manual processes break down quickly as your team grows. Look for platforms that let you automate card issuance, adjust controls in bulk, and deactivate cards instantly.Best practices for managing business corporate cardsA corporate card program is only as good as the processes around it. These six steps will help you run a tighter program.1. Create a clear corporate card policyDocument what's allowed and what's not. Specify approved expense categories, spending limits, receipt requirements, and consequences for misuse. A written policy removes ambiguity and gives you something to point to when issues arise.2. Set role-based spending limitsNot every employee needs the same budget. Sales reps traveling weekly need higher limits than office staff ordering supplies. Assign limits based on job function and adjust as roles evolve.3. Enable real-time transaction alertsNotify both finance and cardholders when purchases happen. Real-time alerts let you catch issues before they snowball into month-end surprises.4. Automate receipt capture and matchingUse a platform with a mobile app that lets employees photograph receipts on the spot. Auto-matching receipts to transactions eliminates the most tedious part of expense. management.5. Review spending reports weekly or monthlyRegular reviews help you catch anomalies, identify savings opportunities, and confirm policy compliance. Don't wait for quarter-end to look at the data.6. Train employees on proper card usageDon't assume employees know the rules. Provide onboarding training when you issue a card and send periodic reminders about policy updates. A five-minute walkthrough up front prevents hours of cleanup later.Who is liable for corporate credit card purchases?Liability is one of the most important and most misunderstood aspects of corporate cards. There are three models to know. Corporate liabilityThe company assumes full responsibility for all charges on the card. This is the most common model for corporate cards. Employees aren't personally liable, and their credit isn't affected.Individual liabilityThe employee is responsible for charges and must submit expenses for reimbursement from the company. This model is less common with true corporate cards, but it still exists in some programs.Joint liabilityBoth the company and the employee share responsibility. The company typically pays for approved business expenses, while the employee may be liable for personal or policy-violating charges.This story was produced by Ramp and reviewed and distributed by Stacker. |
| |  New York City reshapes mass transit system to handle World Cup, NBA finals crowdsNew York transit officials are preparing to handle up to 100,000 extra travelers a day as fans arrive in New York and New Jersey for FIFA World Cup matches. |
| | Man charged with fleeing Sterling police after report of batterySterling police are searching for Damion J. Richmond, 25, after a domestic battery incident involving his pregnant girlfriend. Call police with tips. |
| | Steps to apply for a small business grantSteps to apply for a small business grantGrant programs exist because organizations believe in the power of small businesses to strengthen communities and drive innovation. Whether offered by federal, state, or private entities, these opportunities are designed to help businesses like yours succeed. This step-by-step guide from Fifth Third will guide you through the process of applying for a small business grant when your business needs funding for expenses, upgrades, or growth.Key takeaways:Small business grants are a powerful funding option because they provide money that doesn’t need to be repaid, unlike small business financing (loans) or investor capital.Grants are competitive and purpose-driven, often designed to support businesses that align with specific missions, industries, or community goals.Eligibility varies by program, with factors like business size, location, industry, ownership type, and intended use of funds playing a role.Applying for a grant requires preparation, including identifying your funding needs, researching opportunities, gathering documentation, and crafting a compelling proposal.Running a small business means juggling a lot with covering day-to-day expenses, planning for upgrades, or preparing for growth. Extra funding can make all the difference, and one of the most appealing options is a small business grant.What is a small business grant?A small business grant is funding provided by government agencies, nonprofit organizations, or private companies to help businesses grow and succeed, without the obligation to pay it back. Unlike small business financing (loans) or investor capital, which require repayment with interest, grants are essentially free money. That’s what makes them so competitive; organizations want to invest in businesses that align with their mission, whether that’s supporting local communities, driving innovation, or boosting specific industries.Grants can cover a wide range of needs, from everyday operating expenses to technology upgrades or expansion projects. However, each grant program has its own eligibility requirements and application process, so it’s important to research carefully and plan ahead.Am I eligible for a small business grant?Not every business qualifies for every grant. Eligibility requirements vary widely depending on the organization offering the funding and the purpose of the grant. Common factors include:Business size: Many grants are designed for small businesses, which typically means fewer than 500 employees.Location: Some grants focus on specific states, cities, or regions to support local economic growth.Industry: Certain programs target businesses in sectors like technology, healthcare, or sustainability.Ownership type: Grants may prioritize businesses owned by underrepresented racial and ethnic groups, as well as women- or veteran-owned businesses.Purpose of the grant: Funding might be earmarked for equipment upgrades, hiring, research, or community impact projects.Before applying, review the eligibility criteria carefully to ensure your business is a good fit.How to get a small business grantSecuring a small business grant takes preparation, research, and attention to detail. The process typically involves finding the right grant for your business, confirming eligibility, gathering documentation, and submitting a strong application that demonstrates impact. While grants can provide valuable funding, they’re competitive and often time-consuming, so having a clear plan and backup financing options is essential. Here are the steps to follow.Identify your funding needsBefore you start searching for grants, take time to clarify why you need the funding. Are you looking to cover operating expenses, purchase new equipment, hire staff, expand your business, or invest in innovation? Knowing your purpose will help you match with the right opportunities and craft a stronger application.Understanding your needs upfront ensures you focus on grants that align with your objectives and positions your business for success from the start.Research available grants and requirementsOnce you know your funding needs, it’s time to find grants that fit your business. Start by exploring programs at every level:Federal grants: Search federal programs designed to support small businesses through the official database.Small business resources: Use the Small Business Administration’s website for guidance, tools, and listings of grants tailored specifically for small business owners.State and local grants: Check your state’s economic development website and local business organizations for regional programs.Private grants: Many corporations and nonprofits offer grants to support small businesses in specific industries or communities.Each grant has its own requirements, such as eligibility criteria, documentation, and deadlines. Review them carefully before applying.Gather documentationMost grant applications require detailed supporting materials, so it’s important to prepare these in advance.Common documents include:A business plan outlining your goals and strategy.Financial statements that show your company’s performance.Tax returns for verification of income and compliance.Proof of registration or incorporation to confirm your business status.Personal and business credit history for financial credibility.Having these documents ready will streamline the application process and demonstrate that your business is organized and prepared for funding.Tip: Keep digital copies of all documents organized in a secure folder. This makes it easier to upload files quickly and meet tight deadlines.Write a grant proposalIf the application requires a written proposal, make it clear, compelling, and aligned with the grantor’s objectives. Outline your business mission and goals, explain exactly how you’ll use the grant funds, and describe the expected outcomes, such as growth, innovation, or community impact. Finally, show why your business is a strong fit for the grant program by connecting your purpose to the grantor’s mission.Tip: Keep your proposal concise but persuasive. Use data and examples to demonstrate the real impact the funding will have.How to apply for a small business grantOnce you’ve completed your research and prepared your documentation, it’s time to submit your application. Follow the instructions carefully, grant programs often have strict guidelines for formatting, required documents, and deadlines. Double-check everything before you submit to avoid delays or disqualification.Track your applicationSubmitting your grant application is just the beginning. Many programs take weeks or even months to review submissions, so staying organized is key. Keep a record of the grants you’ve applied for, note deadlines for follow-up, and monitor your email for any requests for additional information.Tip: Create a simple tracking system, whether it’s a spreadsheet or a project management tool to log application dates, status updates, and next steps. This helps you stay on top of multiple opportunities and respond quickly when needed.This story was produced by Fifth Third and reviewed and distributed by Stacker. |
| |  Rock Island Library launches “Plant a Seed, Read” summer with kickoff at Botanical CenterRock Island Public Library is launching its summer programming with a June 4 kickoff at the Quad City Botanical Center, opening a season of more than 100 free events, hands‑on activities and a community reading challenge aimed at logging 750,000 minutes. |
| | QCA fire departments receive grants for small equipmentThe Office of the Illinois State Fire Marshal (OSFM) has announced the recipients of the 2026 Small Equipment Grant Program. A total of $6 million was awarded to 260 fire departments/districts and EMS providers statewide. The program was created to provide grants of up to $26,000 each for the purchase of small firefighting and ambulance [...] |
| | The caregiving protection paradox: When supporting family means sacrificing protectionThe caregiving protection paradox: When supporting family means sacrificing protectionThe sandwich generation—middle-aged adults simultaneously supporting children and aging parents—may be America’s new financial backbone. Today, 29% of caregivers are part of the sandwich generation. Among caregivers under age 50, AARP survey data shows that number rises to 47%. These caregivers are often their family’s financial safety net, bridging the gap for multiple generations. And with longer life expectancies, rising eldercare costs, and delayed financial independence for younger generations, this generation is increasingly taking on greater financial responsibility over a longer period of time. Amidst the pressures of being financial anchors for their families, caregivers often sacrifice their own financial health. According to U.S. News, the average caregiver spends 10%-25% of their yearly income on caregiving-related expenses. And when it’s time for budget cuts, life insurance is often one of the first items on the chopping block. For those without coverage, inflated caregiving costs may prevent them from purchasing a policy altogether. In fact, LIMRA research shows that 36% of consumers haven’t purchased life insurance because of competing financial priorities. The result is what is called the caregiving protection paradox. Caregivers can easily become consumed by their responsibilities, causing them to neglect their own care and become exposed to financial vulnerability. As Everly Life explores in this article, this financial strain may be widening the gap between caregivers and having adequate life insurance coverage.Why Caregivers Dismiss Having Enough Life Insurance CoverageCaregiving reshapes household budgeting. Caregiving costs can largely dictate the household budget. For example, monthly medical supplies average between $200-$400 per month, and specialized transport services can cost as much as $100 per ride. These expenses can override funds that might otherwise be allotted to life insurance coverage. Present caregiving demands are the focus, not future risks. Caregivers may solely focus on their role as providers and neglect that they need protection, too. They can become so overwhelmed by their daily responsibilities that they don’t have the mental capacity or time to worry about getting life insurance coverage. Life insurance coverage doesn’t feel urgent. Caregivers are constantly managing short-term and urgent demands. With these daily demands, life insurance coverage can seem less important than other items on the to-do list.What Happens When the Caregiver Isn't ProtectedFor the sandwich generation, reducing financial burden often means putting their long-term financial wellness, including life insurance coverage, on the backburner. But when a caregiver deprioritizes life insurance coverage, this decision can have long-term effects on them and their family members.The potential for financial instability increases.Caregivers are often the primary earners and financial decision-makers for their families—so their income is critical for maintaining a normal standard of living. Without adequate life insurance coverage, the loss of that income can leave surviving family members left to cover everyday expenses, like childcare, healthcare, or eldercare costs. A 2022 LIMRA survey found 4 in 10 families would face financial hardship within six months if the primary earner passed away; 1 in 5 families say that it would occur within just one month.That indicates that the likelihood of family members being able to sustain in the caregiver’s absence is relatively low.The financial burden becomes heavier for the next caregiver.Caregiving needs won’t disappear because the caregiver passes away. More than likely, the financial and logistical responsibilities are given to other family members. When an uninsured or underinsured caregiver passes away, they can leave a heavy financial burden for their successor. Adult children, spouses, or siblings may need to reduce work hours, acquire debt, or use retirement savings to fill the gap.Short-term savings can have long-term financial setbacks.According to a 2021 AARP report, 1 in 3 caregivers reach into their personal savings to cover costs, so it’s understandable that strict budgeting might be a priority. While the decision to delay or forgo life insurance coverage may provide temporary financial relief, it could be a costly choice down the road. Life insurance premiums are usually lower when purchased at a younger age since most people are healthier in their youth. When you ignore getting the right coverage now, securing affordable coverage may become more difficult later.A Shift in the Protection Conversation for CaregiversResearch shows that 42% of U.S. adults lack sufficient life insurance. For caregivers, the barrier to coverage is often lower disposable income and competing financial priorities. And while the sandwich generation’s circumstances might not change tomorrow, insurers and financial advisors can help close the caregiving-related protection gaps today through: Employer-sponsored benefits tailored to caregivers. Simplified or more affordable coverage options. Financial planning that integrates eldercare realities. Caregivers are responsible for holding multiple generations together financially while often being amongst the least financially protected themselves. A new conversation around life insurance coverage might just be the next step towards ensuring the sandwich generation has enough coverage.This story was produced by Everly Life and reviewed and distributed by Stacker. |
| |  Aledo prepares for thousands of rhubarb fans at 34th annual festival this weekendAledo is preparing to welcome thousands of guests this weekend for its free, 34th annual rhubarb festival featuring food, music, and trolley tours. |
| | $2 M grant helps Galesburg improve Standish ParkA $2 million grant will help Galesburg update and improve a 153-year-old park, according to a news release from the city. The city, in partnership with Knox College, announced that it has been awarded a $2 million state grant to update and improve Standish Park. The park is located in the downtown area and is [...] |
| | How does a medical expense reimbursement plan work with fully insured health plans?How does a medical expense reimbursement plan work with fully insured health plans?Rising healthcare costs are a challenge for both employers and employees. In 2023 alone, total healthcare spending reached $4.9 trillion in the United States. While a fully insured health plan can offer comprehensive coverage, it doesn’t provide a means to navigate the increasing costs. Employers are also often at the mercy of insurers’ premium prices.Partnering a fully insured health plan with a medical expense reimbursement plan (MERP) is a great solution. You can structure a MERP in different ways depending on your goals, preferences, and business size. It offers more breathing room to choose a more suitable insurance plan if your current one no longer serves you. The Difference Card explains what a MERP is, how it works, and how it can integrate well with your insurance.Key TakeawaysThere are many reasons to offer a MERP with your fully insured health plan:A MERP can integrate with different types of traditional health plans, but you must structure it accordingly.Integrating a MERP with the traditional group plan reduces employees' out-of-pocket expenses while enabling employers to opt for insurance with lower premiums.Employers improve healthcare spending through reimbursement limits without sacrificing coverage.A MERP's customizability enables employers to adjust plans annually based on employee spending habits.What Is a Fully Insured Health Plan?A fully insured health plan is a group health plan you get from commercial insurers. As an employer, you pay the insurance premiums to a carrier, which takes on the financial risk of providing coverage. It is the insurers, not your company, who pay for employees’ medical claims. Simply paying premiums can lead to predictable healthcare spending while offering comprehensive coverage to your employees.The premium rates are fixed annually, often based on the number of enrolled employees. Employees will have to pay the required out-of-pocket costs, such as deductibles and copays, for covered medical expenses. However, insurers don’t refund premiums even if your employees don’t purchase any healthcare products or services.Offering a fully insured health plan is the traditional way to provide employee coverage. However, it’s not the most flexible method, considering it lacks customization. These plans are often compared against self-insured health plans, which use employer funding to pay for claims. Self-insured plans typically allow you to structure plans uniquely, unlike a group plan that offers a one-size-fits-all approach.What Is a MERP and How Does It Work?A MERP is an employer-sponsored benefit and a type of health reimbursement arrangement (HRA) that helps employees pay for covered medical expenses. Employers reimburse employees for their healthcare spending, subject to claim approvals. Specific coverage and reimbursement limits depend on the plan design. You can offer the plan as a stand-alone or provide it alongside a traditional group health plan.A MERP can reduce healthcare spending for employers and employees without sacrificing coverage. You can design the plan based on your budget, and employer contributions are tax-deductible. Just make sure the plan complies with applicable regulations, such as the Internal Revenue Code (IRC), Affordable Care Act (ACA), and Employee Retirement Income Security Act (ERISA). For instance, a MERP often follows Section 105 of the IRC, which enables employers to enjoy tax-free reimbursement of insurance and medical expenses.How Does a MERP Integrate With a Fully Insured Health Plan?A MERP can be structured in different ways. To integrate it with a fully insured health plan, you must design the plan accordingly. A MERP is often paired with a high-deductible health plan (HDHP), which is a traditional insurance plan with a higher deductible but lower monthly premiums. The MERP helps employees pay for the HDHP’s higher out-of-pocket expenses while saving employers on premium costs.You can also offer a MERP alongside other fully insured health plans, such as:Health maintenance organization (HMO)Preferred provider organization (PPO)Exclusive provider organization (EPO)Point of service (POS)Regardless of which traditional plan you offer, the MERP functions the same way — it helps employees pay for expenses their insurance doesn’t cover. For instance, you may offer a MERP alongside an HMO plan. An HMO plan limits coverage to specific healthcare providers and generally won’t cover out-of-network services, except for emergencies. Employees can use the MERP funds for nonemergency out-of-network provider payments, which they would otherwise have to fully cover.How Is a MERP Different From a Health Savings Account?A health savings account (HSA) is a personal savings account that lets employees set aside pretax dollars for doctor’s office visits, prescriptions, and other medical expenses. Employers can also contribute to the account. The funds can be rolled over from year to year. The IRS sets contribution limits annually, and they remain the same whether both employers and employees contribute or not. The 2026 contribution limit is:$4,400 for individual contributions.$8,750 for family contributions.Like a MERP, an HSA comes with tax advantages. Contributions reduce taxable income while enabling tax-free growth, as the fund serves as an investment. Employees can only use the funds for eligible medical expenses. Otherwise, they’ll be charged income tax plus 20% of the withdrawn amount as a penalty.HSA funds belong to the employee, and they keep them even if they leave your company. You can partner the HSA with an HDHP, which is an HSA-eligible plan, to help employees pay for out-of-pocket expenses. However, employees can open an HSA even if you don’t provide an HSA-eligible plan. They can also open more than one HSA, provided they meet the contribution limits.In contrast, a MERP has no contribution limits. You, as the employer, set the limits. A MERP can also serve as an alternative to a traditional group health coverage, depending on the plan design, unlike an HSA. Both the HSA and MERP require proof of medical expenses due to their eligibility requirements. The IRS sets the HSA eligibility requirements.MERP Reimbursement ProcessHere’s how a MERP’s reimbursement process works:You design the plan: As an employer, you must outline the eligible expenses, annual reimbursement limits, and claim submission rules. For instance, you may cover doctor’s office visits, insurance premiums, and prescription medications. You can adjust the reimbursement limits annually based on your budget and employees’ spending patterns.Employees enroll in the account while you provide funding: Once the plan is designed, employees can enroll in the MERP while you start providing the funding. The funds become available on the plan’s first date.Employees pay for covered medical expenses: Employees pay for healthcare expenses up front. They must keep the documentation that serves as proof of payment, which could include receipts or explanations of benefits.You review claims for reimbursement: You'll review the claims to ensure they meet the plan requirements. Then, you reimburse the approved claims directly to the employees, which could be through a check or direct deposit.Third-party administrators can make the entire process easier by managing the MERP benefits administration for you.MERP Types The Difference Card Whether you can partner a MERP with a fully insured health plan depends on the plan’s structure. Before you design a plan, consider the following MERP types:1. Integrated MERPAn integrated MERP supplements a group health insurance plan. It covers expenses not fully reimbursed by the insurance carrier, such as high deductibles and copayments. It’s a good option if you’re looking to mitigate rising premium costs while maintaining comprehensive coverage.2. Stand-Alone MERPA stand-alone MERP is not partnered with any other health plan, which means the plan must comply with certain federal regulations, such as the ACA. The ACA requires companies with 50 or more full-time employees to offer affordable minimum essential coverage. This MERP is ideal for companies transitioning away from group health plans.3. Individual Coverage HRAThe individual coverage HRA (ICHRA) enables you to reimburse employees for individual insurance premiums and covered medical expenses. The employees must have their own individual health plans, such as those they can get from the Marketplace. This option is suitable for companies looking to offer an alternative to group health plans. Employees can opt out if they prefer traditional group health coverage.You can offer an ICHRA if you have at least one employee who is not self-employed or is not the spouse of a self-employed owner. You can also offer the plan to all employees or limit it to specific employee classes, as defined by the Departments of Labor, Health and Human Services, and the Treasury. You cannot make up your own employee classes. Examples of employee classes include:Full-time, part-time, or seasonal employees.Salaried or non-salaried employees.Employees covered by a collective bargaining agreement.Employees who have yet to satisfy a waiting period.You may offer the ICHRA to one employee class, then offer a traditional group health plan to another. For instance, you may offer a group health plan to your full-time employees, while offering ICHRA to your part-time employees. Size requirements apply. Employees who belong to the same class cannot choose between an ICHRA and a group health plan. You also cannot combine ICHRA with the group plan.4. Qualified Small Employer HRAA qualified small employer HRA (QSEHRA) is a MERP you can offer if you have fewer than 50 full-time employees. You can vary the reimbursement amounts based on the age and number of covered employees, but the same terms must apply to all full-time employees. You also cannot offer a group health plan alongside a QSEHRA.Unlike other MERP types, a QSEHRA comes with contribution limits set by the IRS. For 2026, the limits include:$6,450 for covered employees.$13,100 for covered employees and households.As an employer, you can decide how much to contribute, provided it's within the contribution limits. You can also roll over the funds annually for the period the employee remains with your company.Benefits of Integrating a MERP With a Fully Insured Health Plan The Difference Card Using MERP as a stand-alone benefit already presents many advantages regarding navigating healthcare spending. However, these benefits improve when partnered with a fully insured health plan. Here’s how:Introduces flexibility and customization: Since a MERP is customizable, you can structure the plan based on your budget — unlike the one-size-fits-all approach of traditional health insurance plans.Increases tax advantages: Reimbursements count as business expenses under the IRC Section 162. You can enjoy a lower taxable income and reduce your overall tax liability. Reimbursements are also not subject to Social Security or unemployment taxes. You reduce the amount you need to pay in payroll tax contributions.Lowers an employee’s out-of-pocket expenses: In 2023, out-of-pocket spending cost $1,514 per person. Since MERP funds reimburse out-of-pocket expenses, employees can reduce their healthcare spending, which can encourage them to seek the care they need before conditions potentially worsen. Long-term, chronic health conditions can exacerbate spending, while also negatively impacting an employee’s well-being and productivity.Improves healthcare spending transparency: With a MERP, you can access comprehensive claims data and identify healthcare spending patterns. This information can help you create wellness plans that address health-related issues that may be contributing to absences.Frequently Asked QuestionsA few follow-up questions can come up while you learn more about how MERP works. Here are the common questions other employers ask:Is MERP Worth It?Offering a MERP is often worth it, considering the flexibility and savings it can provide. However, you must consider potential drawbacks and company priorities. For instance, offering a MERP makes an HDHP ineligible for an HSA. But without a MERP, you and your employees may struggle to navigate rising healthcare expenses.Offering a fully insured health plan alone limits you to the conditions posed by insurance carriers. High deductibles can impact employee satisfaction, but higher premiums eat into your company’s bottom line. Integrating a MERP with your group plan balances everyone’s needs and expectations. You can limit healthcare spending based on plan rules, while employees get to keep comprehensive coverage.What Can I Use My MERP Card For?A MERP card is a debit card provided by some third-party administrators who manage the claims process. Covered employees use the card to pay for healthcare expenses up front, whether they’re purchasing medications in a pharmacy or swiping payments at a doctor’s office. It’s an efficient way to use your provided funds while keeping track of employees’ healthcare spending.What Is the 80/20 Rule in Healthcare?The 80/20 rule in healthcare generally pertains to the spending requirement for insurance companies when managing premium payments. It states that at least 80% of the funds should go toward healthcare spending and quality improvement activities, while 20% can go toward overhead, administrative, and marketing costs. This rule is sometimes called the medical loss ratio.If the insurer doesn’t meet the 80% requirement for the year, you should get back some of the premium you’ve paid, which can be through a:Rebate checkLump sum depositReduction in your next premium paymentReduce Healthcare Spending Without Sacrificing CoverageAs an employer, it can be challenging to navigate the rising healthcare costs without reducing coverage. However, a MERP makes this possible with its customizable features and tax advantages. You need to apply specific plan designs to integrate the MERP with a fully insured health plan. For instance, you can provide an integrated MERP or ICHRA. You must also ensure compliance with relevant regulations, such as the IRC.The claims process is simple — employees provide proof of payments for eligible expenses, which you review for compliance. Working with a third-party administrator makes the process even simpler by reviewing the claims for you and ensuring compliance with relevant regulations. This benefit can be most suited for small businesses that have yet to budget for a traditional group health plan. Larger businesses can enjoy it as an alternative offer for specific employee types.This story was produced by The Difference Card and reviewed and distributed by Stacker. |
| | Numerous Central Illinois fire departments receive grant from state fire marshalThe Small Equipment Grant Program provides grants of up to $26,000 each for the purchase of small firefighting and ambulance equipment. |
| |  First-time Genesius Guild director excited for new opportunitiesCameron Ulrich is thrilled to be making his Quad Cities theater debut, in Genesius Guild’s first 2026 show, for many reasons. |
| | Beyond the Badge 2026: Nominate an officer making a differenceIn memory of the late Detective Richard “Rick” Ryckeghem, we're looking to honor another officer going above and beyond the call of duty. |
| | Why 62% of Americans lower their eco-values on vacationWhy 62% of Americans lower their eco-values on vacationMost Americans like to think of themselves as the kinds of people who carry a reusable bottle and skip the plastic straw without thinking about it. For a lot of them, that's even true most days.Then comes the airport. With Memorial Day weekend marking the unofficial start of the summer travel season, tens of millions of Americans are about to test how portable their values really are over the months ahead.According to a 2026 SmartLifeCo survey of 1,000 U.S. adults, 62% of American travelers openly admit they hold themselves to a lower environmental standard on vacation than at home. It's a conscious, almost cheerful suspension of the rules, and the people most likely to do it are often the same ones who care most about the planet the rest of the year.Public concern about plastic waste and tourism's environmental footprint has never been higher. Travelers say they want hotels to do better, support bans on single-use plastics, and feel genuinely guilty when they get home. But somewhere between the TSA and the hotel lobby, the values quietly check out.Key Findings62% of respondents say they hold themselves to a lower environmental standard on vacation than at home. 24.7% buy a single-use plastic water bottle every day of a trip, even where tap water is safe. 46.7% estimate they generate 25%-50% more single-use plastic on vacation than at home. 43.1% of Gen Z travelers say their sustainable habits slip within 48 hours of check-in. 86% agree hotels and travel companies should do more to help travelers make sustainable choices. 55.5% support charging extra for single-use items at hotels and airports. 33% say they feel relieved to return home to their greener routines. Travelers Know There's a Gap, But They've Made Peace With ItFor years, the travel industry has built marketing campaigns around a clear consumer signal: Travelers say they want sustainability. A 2025 Booking.com report put that number above 80%, with 93% saying they want to make more sustainable travel choices. SmartLifeCo The SmartLifeCo survey doesn't contradict that, but it does add a wrinkle. More than 3 in 5 (62.3%) respondents acknowledge there's a real gap between their eco values at home and what they actually do on vacation. Just 14.5% call that gap "uncomfortable." The rest have made their peace.A finding buried near the end of the survey may be the most sophisticated of the bunch: 14.8% of respondents say personal guilt doesn't fix systemic problems. It's a small number, but it captures the argument the entire dataset is making. Travelers know what they're doing. They feel a little bad about it. They've concluded that math doesn't work without help from somewhere else.The Education Paradox: The More You Know, the Worse You Behave SmartLifeCo One of the most counterintuitive patterns in the data is this: The more educated the traveler, the more likely they are to break their own eco-rules on vacation. Fewer than 3 in 10 (28.8%) postgraduate respondents strongly agree that vacation is a guilt-free zone, the highest of any education group. About 1 in 5 (19%) postgrads say they generate dramatically more plastic on vacation than at home, also the highest. And 49.5% of postgrads, along with 49.2% of bachelor's degree holders, say the system is to blame for their behavior.Higher-income, higher-education travelers tend to travel more often, stay longer, fly internationally, and spend more on the kind of convenience services that come wrapped in plastic. Millennials, who lead on both top single-use offenses (56.1% on plastic bottles, 48.8% on toiletries), are also in their peak hotel-stay years and the most likely to be traveling with young kids. The travelers with the most awareness also have the most exposure, the most rationalization frameworks, and the most disposable income to spend their way out of inconvenience. Nearly 1 in 4 Travelers Buys a Plastic Bottle Every Day on Vacation SmartLifeCo The reusable water bottle was supposed to be the gateway habit, the cheap and easy switch that proved sustainability could scale. On vacation, it's losing. Nearly a quarter of respondents buy a single-use plastic water bottle every day they're on the road. Another 42.5% buy them a few times per trip. Combined, that's 67.2% of respondents reaching for a disposable bottle on most trips.The scale becomes visible the moment you zoom out. Before Los Angeles International Airport banned single-use plastic water bottle sales in June 2023, LAX was selling more than 24,000 plastic water bottles every day, over 9 million in 2019 alone, according to an EcoWatch report. One airport, one product. SFO became the first major U.S. airport to ban them in 2019, with the policy later expanding to other beverages. The infrastructure is changing in pockets. Traveler behavior is changing more slowly than the policy is.Parents Are the Group Convenience Hits Hardest SmartLifeCo Fewer than 3 in 10 (28.3%) parents traveling with children under 18 buy disposable water bottles daily, nearly 4 points above the national average of 24.7%. One in 6 (16.7%) say they generate dramatically more plastic on vacation than at home, more than 5 points above the overall rate. Caregiving load and convenience pressure scale together. The reusable bottle is easy to commit to until someone smaller than the bottle is asking for a snack at the gate.That's a familiar tension to anyone who has tried to keep a family on the road and on a schedule. It's also a market opportunity that the industry has been slow to take seriously. Family-focused hotels and airports built around making the sustainable option the easy one would land directly on the cohort generating the most excess waste.Gen Z Feels the Worst and Slips the Fastest SmartLifeCo If one demographic carries the contradiction at its sharpest, it's Gen Z. They are, by their own admission, the generation most bothered by vacation waste. Nearly a third (30.8%) say it weighs on them often. They're also the fastest to slip. About 1 in 6 (16.2%) say "all bets are off" the moment they check in, and another 26.9% abandon their habits within the first day or two. That's 43.1% off the wagon within 48 hours.Gen Z is also the most likely generation to buy a plastic water bottle daily on the road (30.8%), the most likely to support surcharges on single-use plastics (66.1%), and the most likely to come home feeling relieved to be back to their greener routines (37.7%). They're a generation that believes the system is broken, doubts they can beat it on their own, and is willing to back policies that change it.Hotel Toiletries Are Where Most Travelers Cave SmartLifeCo Ask a traveler where their values fall apart on vacation, and the answer is often the same: plastic-wrapped hotel toiletries. Nearly half (46%) of respondents reach for them on trips, even though most wouldn't touch the same products at home. Among Millennials, that number climbs to 48.8%. The same pattern shows up in smaller items travelers don't think twice about (disposable floss picks, single-use razors, mini toothpaste tubes), products designed for one trip and a landfill. The industry has been moving. According to reporting by The Washington Times, New York's ban on single-use hotel toiletries under 12 ounces took effect Jan. 1, 2025, for hotels with more than 50 rooms, following California's existing law, with Washington's set to take effect in 2027. Marriott completed its switch by the end of 2023, with 95% of its properties on pump bottles, a transition the company estimates prevents around 500 million small bath bottles from going to landfills each year. Hilton completed its toiletry transition the same year. The travelers who feel guilty about those tiny bottles are, in increasing numbers, no longer being given the choice. The shift is also showing up in smaller product categories. Brands are reformulating travel-friendly oral care staples like eco-friendly floss picks to remove the trade-off between convenience and waste, the exact friction the survey identifies as the main barrier. That's the model travelers say they want. At least 2 in 5 (43.8%) say making sustainable options the default rather than the opt-in would do more to change their behavior than anything else. Among Gen Z, it's 50.8%. In practice, "default" looks like the things travelers don't have to think about: no plastic straw unless requested, no daily towel change unless the card is left out, no minibar plastics when a refill station is on the floor, no plastic water bottle when the hotel hands out a reusable at check-in. The most-cited fix is also the one that asks the least of the traveler. The Waste Has to Go Somewhere SmartLifeCo The data on vacation waste reads like an abstraction until you see where it ends up. Nearly half (46.7%) of respondents estimate they generate 25%-50% more single-use plastic on vacation than at home. Another 11.3% say they generate dramatically more, double or triple their normal amount. Among postgraduate respondents, that figure climbs to 19%.That plastic has to land somewhere. Cruise tourism, the fastest-growing segment of the travel industry, is also where the vacation guilt gap is most visible: A typical large cruise ship carrying 3,000 passengers generates 8 tons of solid waste in a single week, with passengers producing up to 7.7 pounds of waste per day. Cruise ships make up roughly 1% of the world's fleet but account for about 24% of all waste generated by ships. National parks have spent years sounding the alarm about overflowing trash and overstretched maintenance crews. The waste is invisible to the traveler generating it. It is very visible to the people who live where the trip ends.Travelers Want the Industry to Make the Choice for Them SmartLifeCo Asked who should lead on sustainable travel, 86% of respondents agree that hotels and travel companies should do more. Among Gen Z, 27.7% strongly agree, the highest of any generation. Among Baby Boomers, only 18.5%. The generational divide here isn't about whether sustainability matters. It's about who's expected to fix it.The most telling number: 40% of travelers say their most common rationalization is "I'd be more sustainable if hotels and airports made it easier." Among postgraduates, it's 49.5%. Among the highest earners, 48.6%. The most environmentally aware travelers are also the most likely to hand off the responsibility.The policy travelers most often back also carries the sharpest equity problem. More than half (55.5%) support surcharges on single-use items at hotels and airports, but 45.4% of travelers earning under $25,000 oppose them. The fastest fix would land hardest on the travelers with the least flexibility. Coming Home as a Quiet Form of Relief SmartLifeCo The most revealing finding in the survey may be this: 33% of respondents say they feel relieved to return home to their greener routines after a vacation. Gen Z leads at 37.7%. Among travelers earning under $25,000, it's 35%. These are people whose sense of themselves as eco-conscious gets disrupted for a week, and who feel something like relief when they can be that person again.Emotion alone doesn't move behavior, though. Asked how they'd respond to learning more about tourism's environmental impact, just 25.3% said it would be a wake-up call, prompting real change. Another 30% said they'd feel guilty and probably change nothing. The argument the data keeps returning to is that awareness is high, motivation exists, but the friction of acting on it alone is still too high for most travelers to clear without help from the industry.The Vacation Guilt Gap isn't a story about bad people. It's a story about the limits of personal virtue inside a system built for convenience. Americans aren't lying when they say they care about the planet. Most of them really do. They're telling the truth about something harder: Caring, on its own, doesn't survive a layover or a kid asking for a snack in plastic packaging.The data points in one direction. Travelers want the industry to do the heavy lifting. They want sustainability built into the trip rather than being asked of them at every turn. The places already doing it, from airports without plastic bottles to hotels without tiny shampoos to states writing new rules, are showing what the next decade of travel could look like. The trajectory is becoming readable: regulatory pressure ahead of voluntary change, default-design replacing opt-in choice, and surcharges likely as the next policy frontier after toiletry bans. Whether the rest of the industry meets travelers where they already are is the open question.MethodologyTo understand how Americans approach sustainability while traveling, SmartLifeCo surveyed 1,000 U.S. adults who travel at least occasionally. Participants answered a series of questions about their eco-conscious habits at home, how those habits change on vacation, the single-use items they reach for on trips, and their views on industry responsibility for sustainable travel. Responses were analyzed by age, gender, household income, education level, and parental status to identify trends and generational disparities. The survey was conducted via Pollfish in May 2026. This story was produced by SmartLifeCo and reviewed and distributed by Stacker. |
 | “West Side Story,” June 12 through 21One of the most exhilarating stage musicals ever created, and composed by two of the most stunning musical talents in American history, West Side Story enjoys a June 12 through 21 run at Moline's Spotlight Theatre, its list of unforgettable show tunes including “Something's Coming.” “Maria,” “I Feel Pretty,” “Tonight,” “Somewhere,” and “America.” |
| |  14-year-old killed in Poweshiek County train derailmentBoth directions of the road are blocked from the crash. |
| | Henry County to stop nonprofit donations after audit finds constitutional violationHenry County officials will stop donating public money to a private nonprofit after the Iowa State Auditor flagged a $7,500 payment to Main Street Mount Pleasant. |
| |  Celebrate 250: How John Deere has become an American mainstay after 189 yearsFrom humble beginnings, to an international brand worth upwards of $100 billion dollars. The familiar green and gold of John Deere can be seen in fields far and wide. And when you think of America's first 250 years, and the things that have helped us last that long, how about the company who has been [...] |
| | New Figge exhibit a response to current 'The Golden Age' exhibitThe Figge Art Museum, 225 W. Second Street in Davenport, opens a new exhibition on Saturday, June 6, in the second-floor Mary Waterman Gildehaus Community Gallery that gives a contemporary response to the museum’s current exhibition, The Golden Age: Featuring Northern European Works from the National Gallery of Art. A Golden Age for Whom? puts [...] |
| |  North Korea unveils a new plant to produce fuel for nuclear weaponsState media photos on the place showed it is likely a plant to produce weapons-grade uranium. |
| | Virginia measles cases surge past 70, concentrated in Central VirginiaVirginia health officials continue urging vaccinations as measles cases rise statewide, while U.S. Health and Human Services Secretary Robert F. Kennedy Jr. this week recommended measles shots as the best way to prevent infection. (Photo by Illustration Justin Sullivan/Getty Images)Virginia’s measles count has jumped by more than 30 cases in recent weeks, with most of the infections centered in Central Virginia around Buckingham County. Data from the Virginia Department of Health shows that there have been 77 cases this year, most involving unvaccinated people. The bulk of the cases are babies and children younger than 12, aligning with how some parents were more likely to follow anti-vaccine trends that emerged in the earlier 2000s and have resurfaced more recently. During a visit to Virginia Wednesday, U.S. Health and Human Services Secretary Robert F. Kennedy Jr. recommended measles vaccines as a key preventative measure — a relatively recent endorsement following years of national prominence in anti-vaccine movements. About two decades ago, measles was considered eliminated in the U.S., but anti-vaccine rhetoric became more mainstream and misinformation about vaccines spread, leading to confusion and hesitancy among some people. Kennedy’s comments to Virginia reporters this week follow an acknowledgement he made during Congressional testimony in late April. It marks a relatively new stance after he did not recommend vaccination during a measles outbreak in Texas last year and instead advised Americans to “do your own research.” Despite the U.S. being among the countries that previously eradicated measles, Kennedy noted this week that new cases are “happening all over the world.” “At (the Center for Disease Control and Prevention), we encourage people to get their measles vaccination,” he added. “That’s the best way to prevent yourself from getting measles.” Piedmont Health District Director Maria Almond said in an email that local health officials continue recommending vaccinations. Her health district is responding to the region of the state where most measles cases are occurring. Virginia Department of Health Commissioner Cameron Webb reiterated that people who remain unsure should speak with their doctors. “If you’re still not sure about the MMR vaccine, you should talk to your trusted health care provider immediately,” Webb said. “They can answer all your questions and address any concerns you may have.” About a month ago, Virginia’s measles cases were still in the two-dozen range as infections also climbed in other states. The increase prompted the CDC to issue summer travel guidance to encourage vaccinations and other preventive measures. Almond said the outbreak in the Piedmont region “has “not yet overburdened the local healthcare systems.” Hospitals and clinics are more likely to face strain during epidemics and pandemics. In Virginia and across the country, health systems and health departments have also dealt with staff turnover and burnout. Virginia’s health department has spent years addressing internal challenges following the COVID-19 pandemic. “According to the CDC, one in five people infected by measles requires hospitalization for complications, including pneumonia and dehydration,” Almond said. U.S. Secretary of Health and Human Services Robert F. Kennedy Jr. during a press conference in Doswell Wednesday. (Photo by Charlotte Rene Woods/Virginia Mercury) SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX. Courtesy of Virginia Mercury |
| | How to pick the best vehicle for your road tripHow to pick the best vehicle for your road tripThere's nothing quite like a road trip. Whether you're making a trek to a bucket-list national park, visiting family on the other side of the country, or venturing out on a romantic weekend getaway with your spouse, the open road offers unparalleled freedom—it's an experience that a quick flight can't match. You get to set the schedule, choose the stops, and dictate your route.While road trips are universally loved, not all cars are ideal for long drives. Long hours behind the wheel, fluctuating road conditions, shifting weather, and a packed cargo area can quickly expose certain vehicles' weaknesses.In this guide, Husky Liners breaks down what makes a good road-trip vehicle and highlights some of the best options available today. If you're an avid roadtripper considering a new-car purchase, read on to learn about the vehicles that will get you to your destination safely and comfortably, without spending your entire travel budget on fuel.What Types of Cars are Best for Road TripsWhen it comes to road trips, space, comfort, and efficiency are king. The best vehicles for long-distance travel typically fall into a few categories.SUVsMidsize and full-size SUVs are among the most popular vehicles for road trips. They offer generous seating, a sizable cargo area, exceptional visibility, and stout drivetrains for plenty of traction and passing power, regardless of the weather or terrain on your route.Pickup TrucksWhereas pickup trucks were once viewed as purely utilitarian, recent generations have proved how versatile, comfortable, and family-friendly they are. Today's trucks feature roomy interiors with luxurious, feature-packed infotainment systems to make even the longest drive enjoyable. All these amenities don't override the qualities that have made trucks desirable for decades, either. Expansive cargo areas and stout towing capacities make trucks ideal for hauling suitcases, campers, and outdoor gear.Full-Size SedansWhile people don't typically think of sedans as the roomiest vehicles, full-size platforms deliver exceptional comfort, roomy interiors, top-tier ride quality, and unmatched fuel efficiency. If you're uncomfortable piloting a massive pickup or SUV, a full-size sedan is a solid road tripper.MinivansMinivans aren't always viewed as the coolest vehicles on the market. However, one road trip behind the wheel of one and you may change your tune. Hyper-flexible cargo areas and seating configurations make minivans exceptionally versatile. Third-row seats offer combined space for up to nine passengers, making minivans champions for large families.Ultimately, the best road trip vehicle is one that balances all the features you value, including roominess, comfort, efficiency, and reliability. Lazy_Bear // Shutterstock Considerations When Selecting a Car for Road TripsWhen choosing a vehicle for road trips, you'll have to consider some specific factors. Road trips demand more from a vehicle than a basic daily commute—extended highway driving, heavy cargo loads, and unpredictable road conditions all require thoughtful planning. Here are some factors to prioritize when shopping.Fuel EconomyFuel costs add up quickly on a road trip. You don't want to blow your entire vacation budget on gas. Instead, invest in a vehicle with solid fuel economy to reduce overall travel expenses. Small-displacement gasoline engines, hybrid systems, and electric drivetrains are available across nearly all vehicle classes—even full-size trucks and SUVs.ComfortComfort is key on a road trip. You might spend up to 10 hours a day in your vehicle, so you'd better select something with comfortable seats—supportive cushions, quality fabrics, and adjustable lumbar support are must-haves for long drives. Other options that aren't required, but are nice to have, include heated and ventilated seats, dual-zone climate control, and plenty of sound deadening to reduce ear fatigue.And remember, comfort isn't just about the driver. Passengers should also have ample legroom and comfortable seating to stave off discomfort after hours in the car.Cargo SpacePacking for a road trip typically means luggage, coolers, outdoor gear, and maybe even a pet or two. For this reason, it's important to select a vehicle with generous cargo capacity—flexible storage options and seating aren't a bad idea either.For maximum convenience, look for a vehicle with:Fold-flat rear seatsUnderfloor storage compartmentsRoof rack compatibilityWide cargo openings, like full-size hatches, for easy loadingThe more space you have to organize your cargo, the less cluttered the cabin will feel.Ride QualityNothing makes a car ride less enjoyable than jarring, uncomfortable suspension. If a vehicle's ride quality is subpar, every bump, dip, and freeway expansion joint will lift you out of your seat and rattle your teeth.Vehicles with well-tuned suspensions absorb these road imperfections with ease, reducing vibrations and notable bumps. Longer wheelbases can also play into ride quality, as they can produce a more stable, planted ride at highway speeds.ReliabilityThe last thing you'll want to encounter on a road trip is a breakdown—slowing or completely halting travel progress. Choosing a vehicle with a strong reliability record and a widespread service network can provide peace of mind. Remember, finding replacement parts or competent mechanics will be much easier in a Toyota than in a Range Rover.Dependable engineering, durable mechanical components, and easily accessible maintenance are all essential for stress-free travel.Electric or Gasoline Car for Road TripsFuel type is another major debate among road trip rigs—namely, electric vehicles (EVs) versus gasoline-powered vehicles.Electric vehicles offer impressive efficiency, rapid acceleration, and lower fuel costs. While most modern EVs can travel 250–350 miles between charges, EV infrastructure is still less developed than that for fossil fuels. Long-distance travel in an EV requires careful route planning to account for charging stations and durations.Given the age of the technology, gasoline vehicles benefit from a much greater abundance of refueling stations than EV charging stations—plus, refueling takes only minutes, compared to hour-or-longer charge times.Ultimately, the right choice boils down to your preferred travel style. If you're a Type A personality and an avid planner, an EV is a fantastic choice. However, if you prefer the flexibility of abundant and quick refueling, gasoline may still be superior.Best Cars for Road TripsWith those considerations in mind, here is a look at some of the best gasoline-powered and electric options currently available for road trips. These models stand out for their combination of cargo space, comfort, tech, and utility.Best EVs for Road TripsRivian R1T / Rivian R1SRivian quickly became a standout in the full-size EV landscape with the release of the R1T pickup and R1S SUV. Both models combine rugged durability with all-electric efficiency, making them ideal for adventure-focused road trips. With generous cargo solutions, like the R1T's unique gear tunnel, advanced driver assist features, impressive range, and a smooth ride, a Rivian SUV or pickup is an excellent option for EV road tripping.Tesla Model XAs a staple of Tesla's lineup, the Tesla Model X has proven itself as a competent and practical EV. Strong range and rapid charging ensure more time is spent on the road, while cutting-edge technology keeps passengers entertained for the long haul. Where the Model X excels compared to Tesla's other offerings is its spacious cabin and available third-row seating, making it ideal for solo travelers to large families. Additionally, Tesla's expensive charging network makes the Model X one of the most practical EVs for road trips.Ford F-150 LightningLooking for a pickup without a gas-guzzling V8? No powertrain is more opposite to a 5.0L Coyote than the fully-electric F-150 Lightning. The all-electric F-150 offers impressive range, strong towing capacity, and a spacious frunk (front trunk) for extra storage. For those seeking truck capability without frequent fuel stops, the F-150 Lightning is hard to beat.Best Gasoline Cars for Road TripsChevrolet Tahoe / Chevrolet SuburbanFew vehicles match the interior volume of the Tahoe and Suburban. These staples of American road trip culture offer expansive cargo space, seating for up to eight passengers, and GM's iconic reliability. Available four-wheel drive and torquey powertrain options ensure both will have no problem navigating any of America's roadways, whether freshly paved highways or pothole-laden backroads.Volkswagen AtlasGerman engineering can be hit-or-miss. Fortunately, models like the Volkswagen Atlas may reinstill drivers’ faith in Bavarian automakers. The Atlas provides three rows of roomy seating and user-friendly tech. Its smooth ride and generous cargo space make it a practical and comfortable highway cruiser.Jeep WagoneerThe Jeep Wagoneer is the brand's most unapologetically upscale model in recent years—possibly ever. Blending upscale interior design with substantial cargo room, the Wagoneer is well-suited for highway trips where comfort is a top priority.Chrysler PacificaOut of all minivans, the Chrysler Pacifica is a top choice for family road trips. Its versatile Stow 'n Go seating and smooth ride make it one of the most adaptable vehicles for long-distance road trips. Need space for large items? The Pacifica has you covered. Need to stop at a campground and spend the night in the back? No problem.Subaru ForesterWhile not the most spacious vehicle on the list, the Subaru Forester is a solid option for solo travelers, couples, or smaller groups. Whether road tripping to your bucket-list national parks, trekking across the Alaskan highway, or exploring Death Valley, the Subaru Forester’s exceptional all-wheel drive and notorious reliability will get you to your destination without spending an arm and a leg on fuel.Toyota SequoiaLooking for truck-like performance but SUV-like interior space? The Toyota Sequoia is one of the best options on the market, sharing several characteristics of the Tundra while offering generous seating capacity, an optional hybrid powertrain, and solid capability on and off-road. Whether you're towing a trailer, trekking through mountain roads, or cruising long stretches of highway, the Sequoia is a solid choice.Ram 1500Everyone loves a luxurious half-ton pickup. The Ram 1500 is known for its refined ride quality, featuring one of the most comfortable cabins in the pickup segment, spacious rear seating, and a massive infotainment system. Optional engines like the Hurricane inline-six and the 5.7L HEMI e-Torque deliver respectable power numbers without sacrificing fuel economy.Best Car Accessories for Road TripsThe right vehicle is only part of the equation when it comes to prepping for a road trip. Accessories can elevate your experience even further, keeping your interior comfortable and protected throughout your journey.For starters, floor and cargo liners help protect your vehicle's interior from mud, sand, spills, and everyday wear and tear. Whether you're hauling a slobbering dog, snack-crazed kiddos, or dusty camping gear, these accessories keep cleanup quick and simple.Other accessories that can improve the quality of your road trip include:Cargo organizersHood protectorsRoof racks and cargo boxesSeat coversCoolersEmergency roadside kitsPhone mountsSunshadesProtecting your vehicle's interior ensures it stays road trip-ready for years to come.FAQsQ: What Is the Best Type of Vehicle for Long Road Trips?A: SUVs and minivans are typically ideal due to their space, comfort, and cargo flexibility.Q: Are Electric Vehicles Good for Road Trips?A: Yes, especially if you plan your route, taking into account charging stations and range. Most modern EVs offer long range and smooth driving characteristics, making them comfortable and competent road trippers.Q: Do Pickup Trucks Make Good Road Trip Vehicles?A: Definitely. Modern trucks offer spacious, feature-packed interiors and impressive ride comfort, making them well-suited for long hours spent on the road.This story was produced by Husky Liners and reviewed and distributed by Stacker. |
| |  A new 'Cape Fear' remake rolls out one surprise after anotherJavier Bardem is riveting in this 10-part Apple TV miniseries about a man who, recently released from prison, goes on to terrorize his former attorney. |
| |  Memorial grows outside home for Muscatine shooting victimsA growing community memorial has been established outside the McFarland home in Muscatine following a tragic shooting that claimed six family members and the shooting suspect. |
| |  Kewanee man arrested on sexual assault, child sex abuse materials chargesA Kewanee man has been arrested after a police investigation into sexual assault and child sex abuse materials (CSAM) involving two victims. A news release from the Kewanee Police Department said officers have arrested Joseph Hardy, 19, after an investigation involving two victims. Hardy was arrested on June 2 and is facing these charges in [...] |
| | Kansas City-based American Shaman agrees to stop selling kratom and 7-OHMissouri Attorney General Catherine Hanaway announces the state's lawsuit against American Shaman in a press conference outside her office March 31 (Annelise Hanshaw/Missouri Independent).Missouri Attorney General Catherine Hanaway announced Thursday that Kansas City-based CBD American Shaman – the largest distributor of kratom products in Missouri – has agreed to immediately suspend all in-state sales of kratom and 7-OH. Hanaway sued American Shaman in March, taking particular aim at 7-OH, the company’s more potent products that the attorney general argued are “hazardous opioids” banned by state and federal law. The company’s agreement ends the attorney general’s litigation. “We stepped in to shut down deceptive tactics that put public health in danger,” Hanaway said in a press release Thursday. “This resolution protects consumers by taking these products off Missouri shelves. Retailers who use free samples and misleading marketing to hook consumers, especially those struggling with addiction, will face swift enforcement.” Hanaway’s lawsuit alleged American Shaman advertised “free samples” of 7-OH, short for 7-hydroxymitragynine, despite its addictive nature and frequently without disclosing the risk of addiction in its marketing. American Shaman has agreed to stop selling any kratom product to Missouri consumers in stores or online, according to the release, as well as abandon Missouri-targeted retail advertising, including billboards. Within 30 days, the company must put “controls and contract terms in place to prevent Missouri retail sales,” Hanaway’s release states. Proposed ban on 7-OH products hits bipartisan resistance in Missouri Senate If American Shaman breaches the agreement, including by making a retail sale of any kratom product in Missouri, the attorney general may seek court orders to stop the conduct. If the company fails to immediately remedy its breach, Hanaway may invoke an agreed $5 million penalty. The announcement of the agreement comes a month after a Jackson County judge denied Hanaway’s motion for a temporary restraining order to immediately stop American Shaman and several affiliated companies from selling kratom products. Jackson County Circuit Judge Charles McKenzie’s ruling in May stated there are “competing affidavits” from experts on both sides of the argument. “The court cannot find, based on the oral argument of the parties, the respective competing affidavits presented and the pleadings, whether the plaintiff is likely to succeed on the merits at this juncture in the proceedings in order for the court to grant relief in the form of a temporary restraining order,” McKenzie’s order states. Hanaway’s argument was backed by sworn statements from an undercover narcotics officer with the highway patrol who said 7-OH is being used to cut fentanyl and a woman whose brother died from a kratom overdose. Her office also submitted a FDA report that points to 7-OH as “a potent opioid that poses an emerging public health threat” and state health data showing synthetic 7-OH was involved in at least 197 Missouri deaths. American Shaman submitted statements of its own from five toxicology and addiction experts, who largely said there wasn’t enough evidence to show that 7-OH and kratom posed a public health risk. One who researched narcotics said she had never heard of 7-OH being used to cut fentanyl. Company owner Vince Sanders also provided a statement as part of the litigation, detailing how he came up with the idea to create 7-OH products. He said there is an “enormous” demand for 7-OH, particularly among people who need pain management. “American Shaman has invested millions of dollars into research, safety and science,” Sanders said, “and will continue to do so, because we believe so strongly in the product.” Sanders could not be immediately reached for comment Thursday morning about the agreement. Hanaway filed a similar lawsuit last month against Relax Relief Rejuvenate Trading LLC and its owners Dustin Robinson and Ajaykumar Patel. That lawsuit is still underway. “Attorney General Hanaway will continue to root out deceptive, dangerous, and illegal activities,” her release states, “that threaten the well-being of consumers across the State of Missouri.” Courtesy of Missouri Independent |
| | Burlington Civic Music Association starts 97th season in OctoberThe Burlington Civic Music Association is marking its 97th season with six live performances by acclaimed artists and ensembles that span dance, vocal harmony, Broadway and country favorites, inspirational classical crossover, romantic piano and patriotic brass. All performances start at 7 p.m. at the historic, intimate Art Deco Burlington Capitol Theater, 211 N. Third Street. [...] |
| | The 9 compliance risks hiding in your organization and how to fix themThe 9 compliance risks hiding in your organization and how to fix themPer PwC’s Global Compliance Survey 2025, 85% of organizations report that compliance requirements have become more complex over the past three years, increasing the risk of non-compliance and violations or fines.Compliance now coexists with evolving vulnerabilities, from AI adoption and higher cybersecurity risks. Organizations face tighter scrutiny from regulators, customers, and partners, where even a minor gap can lead to penalties, operational disruptions, and lost trust.To help you navigate the growing complexity of managing compliance risk, this guide from agentic trust platform Vanta will cover the different types of compliance risks with examples, as well as steps to assess and manage compliance risks effectively.What is compliance risk?Compliance risk is the potential legal, operational, or financial exposure an organization faces if it fails to comply with applicable laws, regulations, or internal rules or policies. It isn’t limited to one industry or function and can lead to consequences such as:Financial penaltiesLegal actionReputational damageLoss of trust among stakeholdersCompliance risk doesn’t always stem from deliberate misconduct. It can also arise from minor oversights, outdated processes, or even misinterpreted regulations. Data suggests unintentional mistakes are more common, with IAPP/RadarFirst benchmarking data reporting that over 96% of privacy incidents are unintentional.What adds to the complexity is the evolving nature of compliance risk. Systems and processes that are compliant today can quickly become non-compliant as regulations, business models, and technologies change, which is why compliance risk management is an ongoing process.What are the types of compliance risk?Compliance risks can vary, depending on the organization’s size, industry, and location. Aligning with themes in the 2025 PwC global compliance survey helps map out some of the most high-priority compliance risks today: Cybersecurity and data protection risks: As organizations rely more heavily on cloud systems, the risk of data breaches and cyberattacks is rising. Protecting personal and sensitive records has become a top priority, particularly in healthcare where selecting HIPAA compliance software is often one of the first steps.Regulatory risks: Laws and regulations are constantly changing, making it easy to overlook updates. The risk is compounded for organizations meeting several compliance frameworks across jurisdictions.Operational risks: These arise when internal processes, systems, or controls fail to meet regulatory or policy requirements. They can be caused by human error, inefficient workflows, or incomplete documentation.Corporate governance risks: These risks relate to how the organization is directed and controlled. Poor corporate governance practices, including unethical conduct and a lack of transparency, can lead to regulatory scrutiny and reputational harm.Financial risks: Errors in reporting, accounting, or internal controls can result in fines, penalties, or the misrepresentation of financial statements. This is why accurate and transparent financial practices are so important.Third-party or vendor risks: If a vendor doesn’t comply with regulations or mishandles data, the resulting compliance exposure often extends to the organization itself. Many regulations hold the parent organization accountable, even if it outsources data handling services.Environmental, social, and governance (ESG) reporting risks: ESG disclosures are now mandatory in many regions. Misreporting, also known as “greenwashing,” could lead to penalties and investor backlash.AI risks: When organizations adopt new AI technology, they open themselves up to new risks, such as algorithm bias, transparency, and data governance, which can violate data privacy regulations.People risks: The most unpredictable risks are driven by human behavior. Incomplete training, oversights, and unclear roles and responsibilities can easily lead to compliance violations.“Compliance failures are often rooted in people risks, especially unclear accountability,” says Jill Henriques, a compliance specialist at Vanta and an expert in governance, risk, and compliance (GRC). “Without defined roles and ownership for prioritizing compliance-related tasks, organizations will struggle to meet requirements consistently. Compliance must be driven across functions, not delegated solely to GRC teams.” Vanta How to assess and manage compliance riskTo effectively evaluate and manage common compliance risks, follow these steps:Scope your compliance obligations, systems, and task flows.Evaluate risks and control gaps.Plan and implement risk treatments.Continuously monitor risks and mitigation strategies.Step 1: Scope your compliance obligations, systems, and task flowsMap every compliance requirement that governs your organization, including regulatory, framework, contractual, and internal requirements.You’ll also need to map where compliance requirements intersect with daily processes, so it’s best to collaborate with cross-functional teams—such as HR, IT, legal, finance, and security—to source vital information and avoid data silos.Discuss considerations like which department generates sensitive data, who has access to which records, where those records are stored, and if third parties are involved. Next, create a list of departments and activities that could pose a compliance risk.A good strategy is to map your data flows to identify sensitive spots. Sensitive data flows may be governed by stronger compliance requirements, so they require structured protections. Particularly, understand:Where sensitive data comes fromWhere it livesWho accesses itHow it’s modifiedHow long it is storedBe mindful of hidden shadow systems or undocumented workflows, often driven by employees, as they can easily bypass internal controls and trigger untracked compliance risks. A solution here is to train teams on why compliance exists so they can make better value-based decisions in new or unspecified scenarios.Step 2: Evaluate risks and control gapsNext, compare your current controls and procedures against scoped regulatory and policy requirements to identify compliance gaps. Besides validating documented controls, you should interview relevant teams or conduct internal audits to uncover unaddressed risks.All your findings should be recorded in a centralized risk register. Make sure that you thoroughly describe each identified risk by including:Description of the issueRisk score based on their impact and likelihoodOwnershipIn complex compliance environments, risk evaluation must also factor in overlapping obligations and shared responsibilities in third-party relationships. Compliance risk can be quite unpredictable in interdependent systems and teams, so it's important to have the right TPRM platform for proactive SLA controls and regular external assessments to detect high-stakes gaps early.Another complex scenario is when two or more regulations have conflicting requirements. For example, the GDPR’s data minimization principle could conflict with another country’s data retention requirements. In such cases, it’s best to consult with compliance experts.Step 3: Plan and implement risk treatmentsOnce you identify gaps, prioritize remediation based on severity, compliance deadlines, and business risk. The main mitigation strategies are:Eliminating the riskMitigating the riskTransferring the riskFormally accepting the risk based on what the regulation allowsFor example, some healthcare organizations may accept certain HIPAA-related risks when encryption isn’t technically feasible, and document their justification and mitigation measures with legal and risk exception process or approval.To ensure accountability and tracking progress, define a remediation timeline, task owners, and success criteria. Maintain thorough documentation of remediations done—with rationale if necessary—to support potential regulatory or compliance audits.Tip: You can use compliance and risk management tools for step-by-step guidance on governance and remediation specific to your compliance landscape.Step 4: Continuously monitor risks and mitigation strategiesConsidering that technological evolution is relentless and new regulations consistently emerge, you need to regularly refresh risk assessments and treatment plans.Establish a workflow to continuously track compliance components, maintain evidence, and validate that controls function as intended. Setting a cadence for routine control checks or vulnerability scans with the right compliance audit tools can help you stay audit-ready.For example, you can conduct quarterly control checks and annual deep-dive assessments aligned to certification cycles, such as SOC 2, ISO 27001, and HIPAA. Some compliance programs, such as the FedRAMP or CMMC, may also require monthly checks and reporting, so comparing CMMC compliance tools early can help you plan for these cadences.You must also religiously update the risk register when:New regulations take effectNew markets or data types are addedTools, scope, and infrastructure changeAn audit or incident uncovers a gapIf the budget allows, organizations have a dedicated compliance officer or GRC lead to oversee these activities, often relying on enterprise GRC software to maintain visibility across the departments. Small and medium businesses usually don't have dedicated risk management roles. They typically rely on their legal team to address contract, vendor, or privacy risks, while the CISO might be responsible for information security risks.Best practices for compliance risk managementFollow these best practices to build a resilient compliance program and keep your compliance risk under control:Stress test under various scenarios: Simulate incidents such as data breaches or system failures to evaluate how your controls respond, and train your team to address such situations.Build documented processes: Accurate and comprehensive documentation is essential for proper scoping and audit readiness.Provide staff training for compliance risks: Human factor is one of the main variables in compliance risk. Educate your team on how to recognize and respond to compliance risks and prepare a knowledge base for written reference.Use automated risk management solutions: To reduce manual effort, minimize errors, and ensure that risks are continuously monitored, rely on automation solutions. It can drastically cut audit preparation time by centralizing evidence collection and streamlining documentation. These tools can also help with expert tasks typically handled by compliance officers, such as writing and managing policies, as well as provide real-time compliance status and generate reports.FAQsHow often should compliance risks be assessed?The general best practice is to assess compliance risks quarterly or annually. Consider more frequent assessments if regulations are more volatile, significant system changes occur, or when you introduce new products or processes.Who is responsible for managing compliance risk?The leadership and compliance officers are primarily responsible for managing compliance risk. However, each department needs to contribute and can be held accountable internally for individual processes, controls, and policy updates.Can automation replace manual compliance audits?Compliance automation tools can’t fully replace manual audits, but they can streamline the busywork in the audit process by collecting evidence, testing controls, and monitoring risks.What are the most common compliance frameworks?According to Vanta’s Trust Maturity Report, the most common and widely-adopted compliance frameworks are SOC 2, ISO 27001, and PCI DSS.This story was produced by Vanta and reviewed and distributed by Stacker. |
| | New Mexico officials urge federal action after confirmed New World Screwworm case in TexasThe New World screwworm, a parasitic fly, is rapidly moving through Mexico and posing a threat to U.S. herds for the first time in 60 years. (Courtesy U.S. Department of Agriculture)New Mexico officials called on federal officials to do more to protect the state’s livestock and wildlife in the wake of the first confirmed case of a parasitic fly in neighboring Texas Wednesday — the first incursion of New World screwworm in the U.S. in decades. SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX. The parasitic fly was detected in a 3-week old calf, and there have been no other detections in the U.S. so far. The pest is named for the maggot’s behavior of burrowing into flesh and causing serious or fatal wounds in animals. Last year, it advanced northward through Mexico after being mainly contained in Central America for several decades. Before U.S. officials declared the fly eradicated in 1966, the wounds from the parasites would kill wild and domestic animals, costing up to hundreds of millions of dollars. In a statement to Source NM, U.S. Rep. Gabe Vasquez (D-NM) said the case in La Pryor, Texas, which is about 500 miles from the New Mexico state line, poses “a major risk to cattle operations in New Mexico and if spread, could wreak havoc on domestic beef prices.” Vasquez also noted that he and others have been “asking USDA for clear guidance for this very moment and urging the agency to speed up its timeline to finish the sterile fly facility we approved many months ago.” Now, he noted, “We must take immediate action now to prevent further spread.” The U.S. Department of Agriculture said in a statement Wednesday it would deploy a specialized team to partner with Texas agriculture officials; establish additional surveillance and quarantine procedures within in a 12-mile radius; and deploy more “sterilized flies” — males that have been irradiated and can no longer reproduce — to try and prevent spread. New Mexico officials launched a one-stop website in mid-May to track potential New World screwworm cases in the state, offer resources for identifying the fly and the best contacts if an infestation is spotted. Samantha Holeck, state veterinarian with the New Mexico Livestock Board, said the state is taking an “all-hands-on-deck approach” to provide outreach and education to animal shelters, ranchers and hunters to identify the pest. “The nationwide shortage of veterinarians makes this a challenge,” she told Source NM “So it’s people that are out there every day – not just the livestock industry, but animal shelters, rescues — they’re gonna be our first line of detection if they’re seeing animals that are affected and reporting it promptly.” Holeck said New Mexico will offer any support to Texas agriculture officials and watch the response closely to determine the best surveillance and treatment steps. “We’ve worked hard to prepare these plans and now it’ll be time to test them,” she said. Courtesy of Source New Mexico |
| | How can I remove unwanted hair permanently?How can I remove unwanted hair permanently?Unwanted hair is a common concern, and many of us want a lasting solution beyond constant shaving or waxing. Permanent hair removal methods offer a way to reduce or eliminate regrowth over time, using science-backed techniques that target hair at the root.Discover how top treatments work, who they're ideal for and what to expect in this guide from SkinSpirit, so you can confidently choose the best option for you.Hair Removal Solutions at a GlancePermanent hair removal techniques target hair follicles during active growth phases, requiring multiple sessions for lasting results.Electrolysis delivers true permanent removal and works on all hair and skin types.Laser and intense pulsed light (IPL) hair removal offer long-term reduction and can treat larger areas quickly.Choosing a qualified provider improves safety, results and your overall experience.Understanding Permanent Hair Reduction vs. Removal SkinSpirit To set realistic expectations for your hair removal journey and choose the most suitable treatment, it's crucial to understand two key terms:Permanent hair removal: The complete destruction of the hair follicle so it cannot produce hair again.Permanent hair reduction: A long-term decrease in the number and thickness of hairs that regrow after treatment.Different methods can be used to target hair on the arms, legs, bikini line, underarms, stomach, back, neck, face and more. Hair removal and reduction treatments require multiple sessions. Hair growth follows a cycle with three main phases:Anagen: The active growth phase.Catagen: The transitional phase.Telogen: The resting phase.Only hairs in the anagen phase connect directly to the follicle's growth cells. Treatments work best during this phase because the follicle is most vulnerable then. Consistency and timing play a major role in achieving lasting results — not all hairs are in the same phase at a single time.ElectrolysisElectrolysis is the only recognized and most effective method for permanent hair removal. It has been used for decades and remains a reliable option for anyone wanting precise, lasting results.Electrolysis targets the follicle itself, not the pigment or surface hair. The process uses a very fine probe inserted into each individual hair follicle. The probe delivers a controlled electrical current that damages the follicle's growth cells. This process stops the follicle from producing new hair.Each hair is treated individually, making the method highly accurate, especially for shaping or clearing small areas.Pros and ConsElectrolysis offers several advantages. It works on all hair colors, including blonde, gray and red hair that other methods cannot target. It is also effective across all skin tones, making it widely accessible.The trade-offs relate to time and cost. Because each follicle is treated individually, sessions can take longer, especially on larger areas like backs or legs. You'll need multiple appointments, and the total cost can add up over time.Some people also report mild discomfort during treatment. Sensitivity varies by areas and individual tolerance, but modern techniques and numbing options help manage this.Ideal CandidatesThis hair removal method suits those who want precise, truly permanent results and are willing to commit to a series of focused sessions.It works exceptionally well for anyone with light-colored, gray, red or blonde hair that does not respond to laser treatments, as electrolysis targets the follicle directly regardless of pigment.It's also a strong choice for smaller areas, such as eyebrows, the upper lip, the hairline or scattered facial hairs, where meticulous accuracy is paramount. Individuals experiencing hormonal hair growth often find electrolysis to be the most effective long-term solution.Laser Hair RemovalLaser hair removal is one of the most popular options for reducing unwanted hair. It covers larger areas efficiently and delivers long-lasting results when done correctly.This process uses concentrated light energy to target pigment in the hair. The light is absorbed by melanin, the pigment that gives hair its color. This energy converts to heat, which damages the follicle and slows future growth. The scientific term for this process is selective photothermolysis. It means the laser selectively heats and destroys the hair follicle while minimizing impact on surrounding skin.Because the laser relies on pigment, darker hair absorbs more energy and responds better to treatment. The follicle becomes less able to produce strong, visible hair over time.Pros and ConsLaser hair removal balances efficiency with limitations. The process significantly reduces hair growth over time while also lessening ingrown hairs. Sessions are spaced out, making it manageable for busy schedules. Many people already see a 10% to 25% reduction in hair after the first treatment, and most patients need eight to ten laser treatments to achieve the best results.However, the results are classified as a reduction rather than a complete removal. The laser is also less effective on light, gray or red hair and needs multiple sessions with occasional maintenance. It is also not recommended for those prone to excessive scarring, keloids or with active acne.Technological advances have improved laser safety for a wider range of skin tones, but results still depend on the contrast between hair and skin.Ideal CandidatesDarker, coarser hair on lighter skin generally responds best to laser hair removal, as the contrast allows the laser to target pigment most effectively.However, advancements in laser technology mean that individuals with a broader range of skin tones can now safely and effectively undergo treatment. It is an excellent option for those looking to significantly reduce hair across larger areas such as the legs, back, chest or underarms, valuing the efficiency of fewer sessions compared to electrolysis.This method is also highly beneficial for individuals prone to razor burn, folliculitis or ingrown hairs from traditional shaving or waxing methods.Intense Pulsed LightIntense pulsed light offers another approach to reducing unwanted hair. It is often compared to laser hair removal, but it works differently. IPL devices emit broad-spectrum light spanning multiple wavelengths. This light gets absorbed by melanin in the hair, similar to laser treatment. The energy then converts to heat, damaging the follicle and slowing future growth.Because the light is less focused than a laser beam, IPL covers larger areas but with less precision.Pros and ConsIPL offers flexibility, treating larger areas quickly and may feel less intense than some laser treatments.It also comes with trade-offs. It's less targeted than laser removal, which can affect effectiveness. Results vary depending on the device quality and professional technique, and you need consistent sessions to maintain results.Ideal CandidatesIPL works best for people with light to medium skin tones and darker hair, similar to laser, as it also relies on pigment absorption.It is often chosen by those who prefer a gradual hair reduction process and are comfortable with the need for consistent, periodic maintenance sessions to sustain results.Due to its broad-spectrum light, IPL is particularly suited for treating larger areas where general hair thinning and reduction are desired, rather than highly precise hair removal. It can be a more accessible or less intense entry point for individuals exploring light-based hair reduction.Factors to Consider When Choosing a Hair Removal MethodSelecting the right permanent hair removal method involves careful consideration of several personal factors: SkinSpirit Hair color and skin tone: More pigmented hair on lighter skin tones delivers better results with light-based hair removal methods. However, electrolysis is effective for all hair colors and skin types.Treatment area size: If you want to treat large areas, like your legs, back or chest, light-based methods may be more efficient. For smaller areas, such as eyebrows or isolated coarse hairs, choose electrolysis.Desired outcome: If you want to permanently remove hair in a specific area, electrolysis is the answer. IPL or laser hair removal only impacts long-term growth and density reduction.Time and budget: All hair removal methods require multiple sessions, and costs vary depending on method, size of the area and the number of sessions you need. Typically, eight to ten sessions deliver the best results with laser hair removal.Pain tolerance: Individual pain tolerance varies, and there is no guaranteed pain-free way to permanently remove hair, but modern techniques and numbing agents can mitigate discomfort. Discuss typical sensations with your provider to clarify. Laser hair removal often feels like a rubber band hitting your skin repeatedly.Hormonal influences: For those with hormonal conditions causing excessive hair growth, like polycystic ovary syndrome (PCOS), a multi-faceted approach may be best. It will also require consistent treatment with methods such as electrolysis to manage growth.Preparation and Aftercare for Hair RemovalTo maximize results and minimize your risks, you need to properly prepare and follow diligent aftercare. These steps are more than recommendations — they are essential parts of a successful hair removal journey.Before treatment:Avoid sun exposure: Tanning, whether from natural sunlight or tanning beds, increases melanin production in your skin. This makes it more susceptible to absorbing light energy intended to target the hair follicle, increasing the risk of blistering and burns.Shave the area: Only shave if advised, especially for laser and IPL. Shaving removes the hair above the skin surface but leaves the follicle intact, allowing the laser or IPL to focus its energy without being absorbed by surface hair.Skip waxing or plucking: The follicle must stay intact for light-based removal. Laser and IPL technologies need the follicle to effectively absorb the light energy and be damaged.Keep the skin clean: Avoid using lotions or oils in the treatment area on the day of your appointment. Avoid ingredients like retinoids or alpha hydroxy acids for a few days prior, as they increase your skin's sensitivity.Inform your provider: Certain medications, including antibiotics, Accutane and photosensitizing drugs, can increase skin sensitivity to light. Let your provider know exactly which medications you are taking before treatment starts.After treatment:Use gentle skincare products: Your skin may be sensitive after treatment. Use mild, fragrance-free cleansers and moisturizers. Avoid harsh exfoliants, retinoids or strong active ingredients for several days.Apply sunscreen: Protect treated areas from sun damage by using a broad-spectrum SPF and keeping them covered from direct sunlight.Avoid heat exposure: Avoid activities that raise your body temperature or expose your skin to heat, such as saunas or hot showers. Heat can exacerbate redness, swelling and irritation in the first few days post-treatment.Stay hydrated: Drink plenty of water to help your skin recover from the treatment and maintain its health.Follow provider instructions: Each treatment plan is tailored to your skin type, treatment areas and the method used. Following these instructions is crucial for optimal healing and results.You may notice some short-lived side effects after laser or IPL treatment. These include temporary redness, mild swelling, skin sensitivity, slight pigment changes and rarely, some blistering. This side effect can only happen if the treatment is done incorrectly.After electrolysis, you may see immediate redness and mild swelling, with a slight burning sensation or tingling. Pinpoint crusts and scabs are less common, but avoid picking at them if they do occur. Although electrolysis aims to prevent hair growth, ingrown hairs can occur as your skin heals, especially on coarser hair. Gently exfoliating the area after the initial healing period can help.The Importance of Expert GuidancePermanent hair removal works best when the method matches your skin and hair type. The right choice depends on your personal goals and how much time you can commit to the process.Skill and experience are paramount. In inexperienced hands, hair removal can be risky, leading to potential burns, permanent skin discoloration or scarring. This is why partnering with a qualified provider at a reputable medical aesthetics clinic is crucial.An expert will conduct a thorough evaluation of your unique skin and hair, discuss your aesthetic goals and meticulously craft a personalized treatment plan that aligns with your hair growth cycles. Their professional guidance ensures treatments are not only safe and effective but also optimally tailored to your physiology, transforming your hair removal journey into a strategic partnership that delivers greater satisfaction and lasting peace of mind.With this expert approach, you can achieve lasting results and significantly reduce the need for ongoing hair removal.This story was produced by SkinSpirit and reviewed and distributed by Stacker. |
| | 6 European cities for a weeklong stay6 European cities for a weeklong stayImagine waking up in the same apartment-style hotel in Paris three mornings in a row knowing exactly which boulangerie to hit for perfectly flaky croissants, which picturesque canal to walk past on the way to the Louvre, and which cafe—and cozy corner table—is your favorite. Or imagine spending an evening in Dublin without a clock in sight, deep in conversation with a stranger at a pub that’s become your go-to spot. That feeling of belonging is the difference between passing through a city and spending quality time in one.With return-to-office schedules making every day of paid time off precious, a new generation of weeklong, single-city itineraries is giving travelers the chance to go deeper, rather than faster, unpacking once in a centrally located hotel and spending a full eight or nine days making one of Europe’s most beloved cities feel like home.EF Go Ahead Tours’ experts picked six destinations that deserve an immersive weeklong stay and explained why each tour rewards travelers who stay long enough to experience the destinations they visit. Courtesy of EF Go Ahead Tours 1. Paris, France: Where more time means more discoveryWhy Paris stands outParis is one of those cities that seems fully knowable from the outside. You’ve seen the Eiffel Tower, and you know that the croissants are good and the art is next-level. But Paris is also a city of endless surprises for those who choose to settle in and explore it on a deeper level. Exploring the city’s neighborhoods alone could take a whole week: The grand boulevards of the 8th arrondissement feel nothing like the galleries of the Marais, which bears no resemblance to the village-quiet streets of Montmartre. Add in museums, markets, and day trips into the surrounding countryside, and one week starts to feel not indulgent but necessary.In France, moments of authenticity, culture, and connection require sufficient time. Meals are long. Conversations are slow. Relationships with local shopkeepers are built over repeated visits. Time is a luxury afforded to travelers who decide to stay in place longer rather than rushing off to another city every few days.A week in ParisA fantastic week in Paris might begin inside the Louvre, with ample time to take in its priceless works (bonjour, Madame Mona Lisa) and grand architecture. It continues with regional exploration beyond the city: Giverny, where Monet cultivated the water lily garden that became his life’s obsession, and Normandy, where the D-Day beaches offer a profound counterpoint to the opulence of the capital. It ends at a farewell dinner in a historic Parisian cafe, at a table that feels briefly, beautifully, your own. Travelers who want to extend the experience can head into the Bordeaux wine country for a few more days. Courtesy of EF Go Ahead Tours 2. London, England: Layers that only reveal themselves over timeWhy London stands outMany English-speaking travelers underestimate London precisely because it feels familiar before they’ve arrived. But there’s so much more to the capital city than its obvious and iconic attractions. London is one of the most historically dense, culturally layered, and neighborhood-distinct cities on Earth. The East End is distinctly different from Notting Hill. Southwark stands apart from Chelsea. Greenwich is totally different from Shoreditch. A week gives you enough time to settle into a rhythm, to find your favorite market, establish go-to shortcuts, and discover that Borough Market at 8 a.m. on a weekday is an entirely different experience from Borough Market on a Saturday afternoon.The city’s museums alone, including the British Museum, the Victoria and Albert (or the V&A in local shorthand), the National Gallery, and the Tate Modern, could each occupy a full morning. That’s before adding palaces, parks, theater, and off-the-beaten-path neighborhoods into the mix.A week in LondonA very special week in London might start at the Tower of London, where a Yeoman Warder—a retired military veteran with at least 22 years of service—turns a guided tour of one of England’s most visited landmarks into a private history lesson. It includes afternoon tea—complete with fluffy finger sandwiches, freshly baked scones, and, of course, a steaming cuppa—and a walk through Borough Market that doubles as lunch. Day trips to Stonehenge and Salisbury extend the experience into the English countryside. For travelers who want to explore farther north, an extension to Edinburgh might just be in order. Courtesy of EF Go Ahead Tours 3. Amsterdam, Netherlands: A compact city that reveals more the longer you stayWhy Amsterdam stands outAmsterdam is one of the most walkable, bikeable, and instantly navigable cities in the world, and it consistently surprises visitors with all it has to offer beyond its regularly touted highlights. Each of the city’s canals has its own character. The museums cluster in the south, but the best galleries are scattered throughout. The neighborhoods beyond the tourist center—De Pijp, the Jordaan, Amsterdam Noord—are rich with the character and traditions of the locals who live there.A week in Amsterdam gives you enough time to settle into the daily rhythm: to find a coffee spot, to understand the bike lanes, to arrive at the Rijksmuseum on a quiet morning when you can actually get up close to Rembrandt’s “Night Watch.”A week in AmsterdamAn exciting week in this dynamic Dutch city might include a prebooked visit to the Anne Frank House, a significant and in-demand experience that belongs on every Amsterdam itinerary. When you’ve worked up an appetite, refuel with a food tour through local markets, and learn to make your own dessert in a hands-on stroopwafel workshop. It might just end up being one of the most memorable parts of your trip. Day trips to Delft (the birthplace of Vermeer and the home of the famous blue-and-white pottery) and Rotterdam, with its striking modern architecture, round out a stay that highlights the best of not just Amsterdam but also the areas that surround it. A three-day extension to Brussels—the seat of European Union power and home to serious beer culture—is available for travelers who are hungry for more. Courtesy of EF Go Ahead Tours 4. Barcelona, Spain: A city shaped by one extraordinary architect, and so much moreWhy Barcelona stands outAntoni Gaudí spent his life designing what are now Barcelona’s most iconic and celebrated landmarks: La Sagrada Família, Park Güell, Casa Batlló, Casa Milà, the Palau Güell, the Bellesguard tower. Gaudí’s work is not merely architecture—it’s a complete aesthetic vision applied to an entire city, drawing from natural forms, Catalan Gothic traditions, and a religiosity so deeply felt that Gaudí was buried inside the basilica he never saw completed. A week in Barcelona gives you enough time to explore these buildings inside and out, and from many different perspectives, rather than to simply photograph them.But Gaudí is only the beginning. The Gothic Quarter, built over Roman walls that are still visible in places, is worthy of a full morning on its own. Brimming with local specialties, La Boqueria market is a feast for the senses (but especially the palate). The local bar culture runs on vermouth in the afternoons and something stronger later, at hours that take most visitors two or three days to fully adjust to.A week in BarcelonaAn awe-inspiring week in Barcelona might include dedicated time inside La Sagrada Família—begun in 1882 and finally nearing completion. Take a guided walk through the Gothic Quarter, topped off with a flamenco workshop, which turns appreciation into participation. A day trip to Girona, one of Spain’s most beautifully preserved medieval cities with a Jewish quarter and a cathedral that commands the skyline, extends the experience beyond the city. Want more of Spain’s tapas culture? Book an extension to Madrid and compare and contrast Cataloñia’s capital city with Spain’s. Courtesy of EF Go Ahead Tours 5. Rome, Italy: The city that makes every other one feel newWhy Rome stands outRome is the city that recalibrates your sense of time. The Colosseum was completed in 80 A.D. The Pantheon, still standing nearly two millennia later, was site of the world’s largest unreinforced concrete dome for more than a thousand years. Julius Caesar was assassinated in a theater that is now a cat sanctuary. Walking through the Roman Forum—the political and commercial center of Western civilization for centuries—is not sightseeing in any conventional sense. It’s an invitation to contemplate the enormity of history.And yet Rome is also entirely, vibrantly alive. The 2.8 million people who live here eat extraordinarily well, have very strong opinions about coffee, and seem unbothered by the fact that their city is the most historically significant place in which most visitors will ever set foot. A week is enough time to see two Romes: the ancient version and the vibrant, present-day version that still honors traditions.A week in RomeA fulfilling week in Rome could include combined access to the Colosseum and the Roman Forum, plus curated neighborhood tours through areas like Trastevere and Testaccio, where locals eat and where cooking is a painstakingly, and lovingly, preserved tradition. A day trip to the Castelli Romani—the volcanic hills southeast of the city, where the hilltop town of Frascati has been producing wine since the 16th century—pairs wine tasting with a landscape that Romans have been retreating to for centuries. A visit to the papal summer residence at Castel Gandolfo, on the shores of Lago Albano, rounds out a trip that shows Rome’s reach beyond its walls. For those excited by Renaissance art and architecture, and wine, Tuscany offers reasons to stay a little longer. An extension to Florence provides a can’t-miss chance to see Michelangelo’s David in the (perfectly chiseled) flesh, and to venture into the countryside for a Chianti tasting. Courtesy of EF Go Ahead Tours 6. Dublin, Ireland: Where the culture lives in the conversationWhy Dublin stands outDubliners are known for their congeniality. The city’s pub culture, which is more accurately described as a social institution than a drinking tradition, creates ideal conditions for real conversation to unfold between strangers. A week here gives you enough time to find your pub, to become a regular in some small way, and to understand why the Irish are widely considered among the most welcoming people in Europe.The city’s cultural depth is easy to underestimate. Trinity College is one of the great university campuses in the world. The Book of Kells, housed in its library, is an illuminated manuscript produced by Celtic monks around 800 AD and is considered one of the finest examples of medieval art in existence. Its colors are still vivid after 12 centuries. Brú na Bóinne, the Neolithic passage tomb complex north of the city, predates the Egyptian pyramids by 500 years.A week in DublinA week in Dublin that just might quench a traveler’s thirst could involve entry to Trinity College’s library to see the Book of Kells, an Irish dancing experience that invites you to experience your inner River Dancer, and whiskey tastings at a distillery with genuine craft behind it. And don’t forget the Guinness. A day trip to Brú na Bóinne brings the prehistoric past to life in a way that no museum can replicate. The coastal village of Howth—30 minutes from the city center, where Dubliners go on weekends to snack on fish and chips on a pier—is an afternoon that stays with you. What could be better? How about seeing the Irish experience in Belfast, just a short trip away if you want to book a few more days on the Emerald Isle.Europe’s most beloved cities aren’t meant to be rushed. The best version of Paris, London, Amsterdam, Barcelona, Rome, and Dublin isn’t the version you see in a day; it’s the version that reveals itself slowly, over the course of a week, with time to savor it exactly how you want.This story was produced by EF Go Ahead Tours and reviewed and distributed by Stacker. |
| | Does your mattress contain these toxic materials?Does your mattress contain these toxic materials?That “new mattress smell” might seem harmless. Comforting, even. But it could be a sign that your mattress is releasing a mix of volatile chemicals into the air you breathe all night long. These are ingredients you’ll never see on a label, from flame retardants and phthalates to VOCs and formaldehyde. These compounds can linger in your bedroom air for months or even years, quietly affecting your health as you sleep.And here’s the catch: Most people have no idea they’re even there.The truth is, conventional mattresses are often made with industrial materials designed for cost-efficiency and compliance, not human health. And while these materials may pass safety regulations, that doesn’t mean they’re safe for long-term exposure, especially in the one place that should support deep rest and recovery.Naturepedic spotlights the top toxic chemicals commonly found in mainstream mattresses and explores how they can affect your health.1. Flame-Retardant Chemicals and BarriersIn the 1970s, U.S. fire safety regulations began requiring household items, including mattresses, to meet strict flammability standards. The intention was good: Reduce the risk of fires caused by cigarettes and open flames. But rather than rethinking mattress design, many manufacturers turned to chemical flame retardants as a quick fix.Unfortunately, these chemicals came with a steep tradeoff. Substances like polybrominated diphenyl ethers (PBDEs) were commonly used for years before research linked them to hormone disruption, neurodevelopmental issues, reproductive harm and even cancer. Although PBDEs have since been phased out, they’ve often been replaced by other chemical flame retardants that carry similar concerns, like organophosphates and chlorinated flame retardants.And it’s not just chemicals you need to watch out for. In recent years, some lower-cost mattresses have started using fiberglass as a flame barrier. It’s often woven into an inner sock-like layer beneath the outer cover. While fiberglass is technically effective at preventing fire spread, it can be a nightmare if the mattress cover is ever removed or damaged, releasing tiny glass fibers into your home’s air and surfaces. These fibers can irritate the skin, eyes and respiratory system, and they’re incredibly difficult to clean up.How to Avoid Flame Retardant Chemicals:It's very possible to meet and exceed fire safety requirements without toxic additives or fiberglass. Certified organic wool, for example, is a natural flame barrier that doesn’t require chemical treatment. PLA, a plant-derived synthetic fiber, is another example. Avoid mattresses made out of highly flammable materials like memory foam, which often require more intensive chemical treatment to pass standards. And, whatever you choose, look for third-party certifications like GOTS (Global Organic Textile Standard) or MADE SAFE, which prohibit both chemical flame retardants and fiberglass in certified products.2. VOCsThat chemical “new mattress smell” mentioned above? It’s likely caused by VOCs, volatile organic compounds that off-gas from synthetic materials. VOCs are gases emitted from certain solids or liquids, including adhesives, foams and chemical finishes commonly found in paint, carpeting and conventional mattresses.It’s important to note that not all VOCs are harmful. Some occur naturally and are relatively harmless in low concentrations. However, mattresses can emit a mix of VOCs, and some of the most concerning include formaldehyde, benzene, toluene and acetaldehyde. These chemicals are linked to short- and long-term health risks that range from respiratory irritation, headaches and dizziness to organ damage and cancer.Because we spend such a large portion of our lives sleeping — and often in closed, poorly ventilated rooms — chronic exposure to even low levels of harmful VOCs can become a serious concern. Babies and young children are particularly vulnerable to off-gassing due to their size and faster breathing rates.How to Avoid VOCs:Opt for mattresses that are certified by GREENGUARD Gold, EWG Verified or MADE SAFE, which test for VOC emissions and set strict limits on off-gassing. Look for materials like organic cotton, organic wool and GOLS-certified latex that don’t rely on harsh chemical treatments or synthetic adhesives, and avoid materials known for off-gassing, such as:Memory foamOther polyfoams such as soy foam and "eco"/"bio" foamsSynthetic latexEncased coils (if they use glues/adhesives)3. FormaldehydeSome of the most harmful VOCs in mattresses come from one particular source: formaldehyde. Formaldehyde is a colorless, strong-smelling gas that’s often used in glues, adhesives and chemical finishes, especially in the production of foam, textiles and composite wood products. In mattresses, it can show up in adhesives that bind layers together or in wrinkle-resistant fabric finishes. Even coil systems aren’t exempt — encased coils are often individually wrapped in fabric and held together with adhesives that may contain formaldehyde or other VOC-emitting compounds.Formaldehyde is classified as a known human carcinogen by the U.S. Environmental Protection Agency (EPA) and the International Agency for Research on Cancer (IARC). Long-term exposure has been linked to respiratory issues, skin irritation and increased cancer risk, particularly for the nose and throat.While some mattress manufacturers claim to use only trace levels or “low-emitting” adhesives, formaldehyde can still off-gas over time, especially in warm, enclosed environments like bedrooms. And since there’s no requirement to disclose its presence, most consumers have no idea it’s there.How to Avoid Formaldehyde:Choose a mattress that avoids synthetic adhesives altogether or uses only verified safer alternatives. GOTS certification strictly prohibits formaldehyde, while GREENGUARD Gold certification ensures emissions stay well below established safety thresholds. For added peace of mind, you can also look for the UL Formaldehyde Free validation, which independently confirms that a product contains no intentionally added formaldehyde and meets strict safety standards for emissions.4. Polyurethane FoamPolyurethane foam is one of the most common materials used in conventional mattresses, and one of the biggest contributors to chemical exposure in the bedroom. Made from petroleum-based chemicals, this synthetic foam is inexpensive, versatile and easy to produce, which is why it's often used as the base layer or comfort layer in mattresses.But the low price comes at a high cost. Polyurethane foam is a source of VOCs including toluene, methylene chloride and other chemical byproducts released during off-gassing. It’s also highly flammable, which is why it’s often paired with chemical flame retardants to meet safety regulations, compounding the risk.Some variations, like memory foam (also known as viscoelastic polyurethane foam), can contain even more chemical additives to alter density, texture or temperature response. These additives aren’t always disclosed, and many memory foam mattresses emit strong chemical odors for days or even weeks after unboxing.How to Avoid Polyurethane Foam:Avoid mattresses made with memory foam, soybean foam or "eco" foams, even if they're labeled “low-VOC.” Instead, choose mattresses made with certified organic latex, which is plant-derived, durable and provides that contouring feeling that polyurethane foam is known for without the chemical baggage. Certifications like GOLS (Global Organic Latex Standard), FSC, GOTS, EWG Verified and MADE SAFE can help you identify healthier options.5. PhthalatesPhthalates (pronounced THAL-ates) are a group of chemicals commonly used to make plastics flexible and durable. In mattresses, they’re most often found in waterproof covers, vinyl layers and certain synthetic fabrics, particularly in crib and children’s mattresses, where waterproofing is a must-have feature.The problem? Phthalates are known endocrine disruptors. That means they can interfere with the body’s hormone systems, potentially leading to health issues, such as developmental delays, reproductive issues, reduced fertility and even behavioral problems in children. Young children are especially vulnerable depending on their size, developmental stage and the amount of time spent sleeping.While some types of phthalates have been banned in children’s products in the U.S., these bans don’t always apply to all mattress components or to adult mattresses. And unless a company is transparent about their materials, it’s hard to know whether phthalates are lurking in layers you can’t see.How to Avoid Phthalates:Seek out mattresses that are clearly labeled phthalate-free and vinyl-free, especially when shopping for babies and young children. Look for GOTS-certified or MADE SAFE-certified products, which prohibit the use of phthalates entirely. If waterproofing is important, consider safer alternatives like PLA-based waterproof layers (made from non-GMO sugarcane), food-grade polyethylene or GOTS-approved TPU.Do You Really Know What You're Sleeping On?Mattresses shouldn’t come with a hidden list of chemicals, but too often, they do. And because most of these chemicals are tucked away beneath layers of foam or fabric, you’d never know they were there unless you asked. That’s why transparency matters. And so does knowing what to look for.Today, more mattress brands are using buzzwords like “clean,” “natural” or “eco-friendly” without offering real proof. This is nothing more than greenwashing, marketing meant to make products sound safer than they really are. If a brand doesn’t clearly disclose its materials or offer independent certifications, it’s worth questioning what they might be trying to hide.What to do instead? Look for certifications you can trust, like:GOTSEWG VerifiedGOLSMADE SAFEGREENGUARD GoldUL Formaldehyde FreeDon't lose sleep over what you're sleeping on. Choose a third-party certified mattress and kick toxins out of your bedroom.This story was produced by Naturepedic and reviewed and distributed by Stacker. |
| | Storms return tomorrow morningAfter a dry end to the month of May, we are looking for some rain here in the Quad Cities and are looking to get it soon. A marginal risk of some severe weather for tomorrow to end off the work week during the morning and early afternoon with strong winds and large hail being [...] |
| | Barriers to mental health care look different across your workforceBarriers to mental health care look different across your workforceEmployers may offer benefits. Leaders may say the right things. But when someone actually needs care, the real barriers to mental health tend to be practical:It takes too long to find careIt costs too muchIt’s not safe or privateIt’s hard to know where to startAnd those barriers are not the same for everyone.As part of research for its 2026 Workplace Mental Health Annual Report, Spring Health surveyed 1,500+ full-time employees across five different countries (the United States, Canada, Mexico, India, and the United Kingdom). Employees pointed to a familiar set of obstacles to accessing care.And while the overall group surveyed clearly identified their top barriers, the leading barriers are more nuanced when age, income, and other factors are considered.What are the biggest barriers to mental health care?When employees are asked what gets in the way of mental health support, the answers are strikingly practical.Across Spring Health’s research, employees said the top barriers are:Lack of time: 43%Cost: 42%Work schedule and job demands: 30%Concerns about privacy: 30%Long wait times: 29%Stigma: 28%Lack of trust they’ll get better: 25%That matters because when support is hard to find, hard to trust, or hard to use, the benefit may exist on paper without making a real difference in people’s lives.How income levels influence barriers to careIncome levels significantly influenced responses to top barriers to care. While Spring Health’s research was global, U.S. respondents were asked for their household income levels (within a range of options). Information about income-influenced barriers was compelling.Among U.S. respondents, for lower-income employees, cost was the defining barrier. Slowly, as you moved to higher income brackets within the research, lack of time became the prevailing barrier.For those with household incomes of less than $75,000, cost was the top barrier at 53%. Lack of time was a distant second at 33%.For those with household incomes of at least $75,000 but less than $150,000, cost was at 46% and lack of time was at 45%.For those with household incomes of at least $150,000, lack of time emerges as the top barrier at 50%, followed by privacy concerns at 37% and cost at 34%.Privacy concerns is another important nuance. Just 16% of employees with household incomes less than $25,000 cited privacy concerns, compared with 37% of those with household incomes of over $150,000.That suggests that more senior or highly compensated employees may need something more than broad reassurance. They may need concrete proof that using mental health support is confidential, discreet, and safe.Perceived access also tracks with incomeBefore employees can use a benefit, they have to know it exists.Spring Health research also shows that awareness of employer-sponsored mental health benefits tracks strongly with income. Among employees with household incomes under $50,000, just 47% said their employer offers mental health benefits. Among employees with household incomes of at least $150,000, 80% said their employer offers mental or behavioral health benefits.The report also found that 34% of employees say they are either not offered mental health benefits or are unsure whether they are, which indicates the possibility that many employees are simply unaware of the care available to them. For example, according to Mental Health America, 98% of mid-to-large U.S. companies offer an Employee Assistance Program (EAP).For lower-income employees especially, the barrier may begin even earlier than cost or wait times. If the benefit is poorly explained, rarely mentioned, or buried in HR materials, access breaks down before care becomes a possibility.Age influences barriers, tooAmong global employees ages 18-34, the top barriers were:Lack of time: 52%Cost: 37%Availability due to job demands: 33%Privacy concerns: 32%However, as populations within the survey got older, cost emerged as the top concern. But the percentage impacted by cost didn’t change much due to age; it’s simply that lack of time and availability declined as barriers.Among employees 55 years of age and older, the top barriers were:Cost: 39%Privacy concerns: 26%Stigma: 26%Lack of time: 25%Younger employees may face more time pressure at work, or feel less able to make time for care. Older employees may still face affordability challenges.Barriers to care are practical, structural, and cumulativeMental health equity requires recognizing that employees do not all start from the same place. There’s a distinction between equality and equity. Equity means recognizing that barriers differ across circumstances and ensuring people receive support that reflects those realities.For one employee, the barrier is cost. For another, it is the fear that seeking support will not stay private. For another, it is not being able to take a call during the workday. For another, it is long wait times for therapy. For another, it is not knowing whether the employer offers anything at all.That is why removing barriers to mental health services has to go beyond awareness campaigns or one open enrollment mention per year. The support itself has to be easier to start.What removing barriers to mental health care looks likeIf employers want to improve access to mental health care, they need to design around the barriers employees actually face.That includes:Employees should have a single point of entry for any mental healthcare. They shouldn’t have to navigate a list of multiple phone numbers or determine on their own what specialist they really need.If cost is the leading barrier for lower-income populations, employers need to clearly articulate what support is available, what it costs, and what happens next to all employees. That might require different tactics for frontline populations versus those who work from a desk, for example.Getting them to the right care quickly is highly important. Fast access matters, but fast access to the wrong provider can become a barrier or reinforce existing barriers. If someone is matched to the first available appointment rather than a provider who can actually support their needs, they are less likely to stay engaged. Data-driven provider matching is vital.Employers also need to address privacy concerns around therapy explicitly. Employees should not have to guess what information is shared, what stays confidential, or whether using a mental health benefit could affect how they are perceived. Be clear about what you can and cannot see regarding mental health use.Employers should also acknowledge that time is not a side issue. Employees cannot access care that only works during business hours or assumes they have room in their day. Flexible scheduling, virtual options, and a simple path into support matter because convenience is often what determines whether care happens at all.This story was produced by Spring Health and reviewed and distributed by Stacker. |
| |  SAU, Mount Mercy have new vice president for strategic growth, communicationsSt. Ambrose University and Mount Mercy University have announced the appointment of Nicole J. Sakraida, MEd, as vice president for strategic growth, marketing and communications, a news release says. In this role, Sakraida will provide senior leadership for strategic enrollment, marketing, communications, student recruitment, and institutional growth across St. Ambrose University and Mount Mercy University. [...] |
| | New SC law taxes vapes, while giving tax break to electronic tobacco devicesIn this image released on April 16, 2025, Philip Morris launches IQOS, a heated tobacco product, at VENUE in Austin, Texas. IQOS is the first heated tobacco system authorized by the U.S. Food and Drug Administration. (Photo by Chris Saucedo/Getty Images for PMI U.S.)COLUMBIA — A state law that takes effect in October newly taxes vapes and sends the money to Medicaid to help cover revenue lost by fewer South Carolinians smoking cigarettes. The same law, signed by Gov. Henry McMaster two weeks ago, also cuts taxes in half for electronic cigarettes that — unlike vapes — actually use tobacco to deliver a nicotine kick. That prepares for sales of so-called heat-not-burn products that aren’t currently available in South Carolina stores. But vapes, also called e-cigarettes, have been rising in popularity for two decades without any vice tax. Only sales taxes apply. “Particularly, more and more young people are getting their nicotine from vapes,” said Senate Minority Leader Brad Hutto, who pushed to add the vape tax to the bill that initially dealt only with heated tobacco products. The number of smokers is dwindling, but SC could do more to stop tobacco usage, report says Starting Oct. 1, vapes will be taxed at 5 cents per milliliter, similar to rates set in North Carolina and Georgia. South Carolina’s cigarette taxes are 57 cents per pack of 20, unchanged from a 2010 law that raised the tax by 50 cents a pack and dedicated most of the money to the state’s portion of Medicaid. The law worked as advocates intended: The higher cost contributed to fewer South Carolinians smoking. However, that also reduced the tax collections that help pay for escalating Medicaid costs. The state’s Medicaid agency expects to receive $77 million in cigarette tax revenue for the fiscal year that ends June 30. That’s down from nearly $109 million five years ago. The state covers roughly 30% of the cost of the government health insurance program for the poor, elderly and disabled. The federal government pays the rest. But rising health care costs requires spending about $100 million additional in state taxes in 2026-27 just to keep paying doctors and providing Medicaid services at current levels. Beyond going to the state’s Medicaid Reserve Fund, cigarette tax revenue also provides $5 million annually for smoking cessation programs and $5 million annually for cancer research at the Medical University of South Carolina. That spending is required by the 2010 law that increased cigarette taxes for the first time in 33 years. And while companies have billed both vapes and the newer heated tobacco products as less dangerous tools to help cigarette smokers quit, health organizations still warn that all nicotine products can cause health problems. “The harmful effects of vaping are still there,” said Hutto, D-Orangeburg. “People are still getting cancer, still have lung transplants and everything else from vaping.” That’s why vape sales should help pay for healthcare costs, he said. It’s estimated the new vape tax will bring in $14 million annually for Medicaid, while the 28.5 cents-per-pack tax on heated tobacco products could raise $7 million once it’s available, according to the state’s financial analysts. Legislators cut tobacco taxes in half for those products on the assumption they don’t cause nearly the health problems as regular cigarettes. The U.S. Food and Drug Administration allows Phillip Morris to sell its battery-operated IQOS device and the sticks of processed tobacco it heats as a modified risk tobacco product. SC senators advance taxes on vapes, reduced taxes for electronic tobacco devices That allows the company to claim smokers who quit smoking and switch to the product can reduce their exposure to harmful chemicals, according to the Centers for Disease Control and Prevention. It cannot claim the devices reduce risks of tobacco-related diseases. More research is needed, according to the federal agency. The devices heat the tobacco instead of burning it like a traditional cigarette. Phillip Morris says the lower temperature creates a nicotine-laced aerosol, not smoke, with the taste of tobacco. The nicotine hit comes with fewer toxins, the company claims. But health advocates and the CDC warn that doesn’t mean the devices are risk free. The devices, which look a lot like vapes but deliver nicotine through actual tobacco instead of a liquid, were briefly sold in South Carolina. In 2021, Phillip Morris sold heated tobacco products in Charleston and Myrtle Beach as part of the FDA’s pre-marketing approval. But a patent infringement lawsuit halted their sale later that year. In the U.S., the company sells heated tobacco products in Florida, Texas and Mississippi, according to its website. Courtesy of South Carolina Daily Gazette |
| | 14 ways to reduce shipping costs for your small business14 ways to reduce shipping costs for your small businessEven if you’re putting in the work to protect your small business’s margins by regularly tracking the cost of customer acquisition (CAC), tweaking pricing, and chasing conversion improvements, there’s an often-overlooked factor that can eat into every order: shipping costs. A few extra dollars per package probably doesn’t feel urgent until it gets multiplied across hundreds or thousands of shipments. That’s where margins start to slip.The good news is this is one of the most controllable parts of your business. You don’t need massive volume or a full operations team to start lowering your shipping costs. Small adjustments, when applied consistently, can add up fast.If you’re wondering how to reduce shipping costs for your small business, it usually comes down to making some few operational changes. In this guide, Mercury, a fintech platform that offers business and personal banking services*, explores 14 practical ways to do exactly that.1. Negotiate better carrier rates early onYou might assume negotiation only matters at scale, but it doesn’t. Shipping carriers care about potential volume, consistency, and growth. Even if you’re shipping 50 to 200 orders a month, you have leverage, if you present it properly.To make your case, start simple. When you contact shipping companies, share your monthly shipment volume and growth trajectory and ask for discounted tiers based on projected volume. Compare quotes from at least two providers before negotiating shipping rates. By positioning the narrative as future business you’re bringing to the carrier, you could benefit from major savings.2. Use multiple carriers strategicallyDefaulting to one carrier is convenient, but it’s usually not the most cost-efficient approach. That’s because different carriers win in different situations, such as local deliveries versus long-distance or lightweight versus heavier packages. If you match the shipment to the carrier that specializes in that type of shipment, you can reduce costs immediately without changing anything else.3. Optimize packaging size and weightShipping isn’t just based on weight. It’s often based on dimensional weight (as known as volumetric weight), which is how much room a package takes up relative to its weight. Using a slightly oversized box can push your package into a higher pricing tier, even if the product is light.To optimize your packaging, try these quick wins:Use right-sized packaging for your top SKUs.Reduce excess filler, when possible.Standardize packaging for repeat orders.Smaller boxes can look cleaner, and they’ll cost less every time.4. Use flat-rate or regional shipping, when it makes senseFlat-rate shipping can help you reduce costs, but only in the right scenarios. It works best when your products are dense or heavy, shipping distances vary widely, and/or you want predictable costs.Regional shipping rewards proximity. The closer the destination, the lower the cost will be.To understand whether it makes sense to choose flat-rate versus regional shipping, look at the shipping zones for your orders.5. Introduce shipping thresholds to increase order value“Free shipping” isn’t really free, but offering it can still work in your favor. Setting a threshold like “free shipping over $75” could nudge customers to spend more, since people are often willing to add one more item to avoid a shipping fee. And that increase in average order value (AOV) can offset the shipping cost. When done well, this strategy improves both revenue and margin.6. Pass some costs strategicallyAbsorbing all shipping costs isn’t always the best business move. There are three common approaches:Fully free shipping: Your business covers the shipping costs.Fully paid shipping: Your customers cover the shipping costs.Hybrid: You set a threshold for free shipping, or you partially subsidize the shipping costs (so the customer pays a reduced shipping fee and your business covers the balance).The right approach for your business will depend on your margins and positioning. Test different shipping cost structures and watch how conversion and order value respond. For example, you might see that transparent shipping prices perform better than trying to hide costs inside your pricing structure.7. Use fulfillment centers based closer to your customersShipping distance will inevitably increase costs. If most of your customers are concentrated in specific regions, shipping everything from a faraway location can get expensive.A third-party logistics (3PL) or regional fulfillment partner can not only reduce shipping zones, but could also potentially offer faster delivery times and cut per-order costs. Working with fulfillment centers can meaningfully reduce costs if your demand is clustered, without stretching your operations.8. Audit your shipping data regularlyA simple monthly audit of your shipping data can identify key patterns in your business, such as high-cost SKUs, expensive shipping routes, and orders with poor margins after shipping. Use the information that you uncover to inform strategies that structurally reduce shipping costs.9. Reduce returnsReturns can double a shipping-costs problem if you’re paying to send the product out and to bring it back. So, reducing returns can help your small business to save on shipping costs.To reduce returns, be sure to:Write clear product descriptions.Include accurate sizing guides.Use real product photos that illustrate the scale, material, and purpose of the item.Set up an easy-to-use exchange system to reduce the need to issue refunds.Note: A small drop in your return rate can have an even bigger impact than negotiating shipping rates.10. Batch shipments and streamline fulfillmentShipping one order at a time might feel efficient, but it’s not always optimal. Batching orders often reduces handling time, improves picking efficiency, and lowers operational costs per order. Even simple workflow changes, like scheduling your packing windows, can make a difference.11. Use shipping software to optimize ratesManually selecting carriers costs time and effort, and it can also lead to a more expensive outcome. Shipping tools, on the other hand, can automatically compare rates across carriers and choose the most cost-effective option for each order. At a certain volume, these tools pay for themselves quickly. They can also reduce human error — and the cost of human error tends to grow more expensive as your business scales.12. Revisit your international shipping strategyAccepting orders from customers around the world can look like an attractive option. But international orders often carry costs. For example, you’ll likely have to pay duties and taxes. And your packages run the risk of getting stuck in customs, leading to delays, unhappy customers, and higher return rates.In the early days of your business, it might not make practical sense to try to serve every market. To start, you can consider:Limiting international shipping to specific regionsPassing duties to customers upfrontTesting demand before expanding broadly13. Build carrier relationships as you scaleOver time, your shipping volume can turn into leverage because carriers reward consistency and predictability. If your business is growing steadily, revisit your rates regularly and negotiate with your shipping carrier to improve terms — like better pricing tiers, priority support, and more flexible pickup options.Think of your relationships to your shipping carriers as long-term partnerships, not just one-time negotiations.14. Align shipping strategy with your marginsEvery product shouldn’t get shipped the same way. For instance, a high-margin product can absorb faster or more expensive shipping, but a low-margin product can’t.If you map your shipping decisions to unit economics, you’ll know which products can support free shipping, which require minimum-order thresholds, and which may need restricted shipping options.How much can you actually save?When you’re exploring how to save on shipping costs for your small business, you may be wondering how much you could potentially save.So, let’s consider an example. In this scenario, before making any changes to your shipping strategy:You ship 1,000 orders per month.Your average shipping cost is $10.Then, say that you negotiate with your carrier to reduce your shipping rate by just 10%. This means you’ll save $1 per order. That’s $1,000 per month, or $12,000 per year.This saving is just from one layer of optimization. If you stack a few of the tactics listed above together, the impact can multiply and lead to significant savings.Common shipping mistakes to avoidLosing margin to hidden shipping costs can happen — and usually it’s not from one big decision, but from small habits that chip away at profits over time. To avoid this situation, watch out for these common errors.Over-optimizing too earlyThe problem: Spending weeks refining packaging or chasing minor savings before you have consistent volume can slow you down.The fix: Start by making the highest-impact changes, then layer in improvements as your business grows.Ignoring customer experienceThe problem: Saving on shipping costs won’t mean much if products arrive damaged or deliveries arrive late. Short-term cost savings can turn into lost customer trust, churn, and higher support costs.The fix: Prioritize providing a high-quality customer experience with each shipping decision you make. This includes making sure customers receive their orders in a timely manner, in sturdy and suitable packaging.Treating shipping as a fixed costThe problem: Treating shipping as a fixed cost is a limiting mindset. Shipping isn’t actually static.The fix: Remember, rates, packaging, routing, and fulfillment can all be adjusted. You have agency to improve your shipping systems and identify areas when you can reduce costs.Take control of one of your biggest cost leversShipping has a way of slipping into the background. Orders go out, customers get their packages, and, when things are running smoothly, everything feels like it’s working. Yet, underneath these processes, small inefficiencies can add up. Individually, they might not seem urgent, but together, they’ll chip away at your margins.You don’t need to overhaul your entire operation to see results. Start with one or two areas, measure what changes, and keep going. Over time, this is how you’ll cut small business shipping costs in a way that actually lasts. And, as you get more disciplined with this approach, it’ll naturally extend beyond shipping into other business areas. The same visibility that helps you manage costs at the order level can help you make better decisions across your entire business.*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.This story was produced by Mercury and reviewed and distributed by Stacker. |
| | Weekend Rundown with WLLR | June 4, 2026There are many family-friendly events going on this weekend, and we've brought in Dani Howe from WLLR to break it down. |
| |  Gun control group sues ATF over records releaseBrady, a nonprofit gun control advocacy group, is suing the ATF and the DOJ over their refusals to release documents and other information about who the largest sellers of crime guns in the U.S. are. |
| |  Israel and Lebanon reach an agreement, but ceasefire stallsThe U.N. peacekeeping mission for Lebanon, known as UNIFIL, said one peacekeeper was killed and others were wounded when they came under mortar fire in southeastern Lebanon. |
| | Why expensive AI subscriptions provide increasing valueWhy expensive AI subscriptions provide increasing valueWhen OpenAI first launched its $200/month ChatGPT Pro subscription back at the end of 2024, it offered so little extra benefit over a $20/month ChatGPT Plus subscription that there wasn't much point in even trying it out.But over the past six months or so, AI coding tools and AI agents have crossed an important threshold. They've gone from mostly doing what you want most of the time to almost always doing what you want almost all of the time. While the progress to reach this point was incremental, it represents a huge shift in what AI tools are good for, who can get value from them, and how you use them.Here, Zapier explains why a $200/month subscription for an AI tool can be money well spent.The November shiftUntil late last year, there hadn't yet been a killer standalone AI product capable of generating real revenue. ChatGPT was useful for some things, but OpenAI was (and still is) losing millions of dollars per month because not enough people are prepared to pay for a chatty version of Google. Similarly, AI image generation can be handy, but AI-generated movies and TV shows—or even AI photo shoots—aren't dominating the culture. OpenAI recently announced it was shutting down its video generation tool, Sora, and AI-generated imagery seems to mostly make headlines for all the wrong reasons.Simon Willison, one of the leading AI bloggers, calls it the November inflection point. Writing in The New York Times, developer Paul Ford pegs November 2025 as the time AI coding tools "suddenly got much better." It's when OpenAI released GPT-5.1 and Anthropic dropped Claude Opus 4.5—and when AI tools became really, really good.Of course, things had been building for a while. Claude Code was released in February, and its instant success among developers caused an industry-wide shift. In an interview on Lenny Rachitsky's podcast, Willison claimed that for most of 2025, OpenAI and Anthropic were almost exclusively training their models on computer code.In November, though, Claude Code (and OpenAI's equivalent, Codex) went from being a tool you needed to be a developer to use to a tool anyone comfortable opening a terminal could get some value from. You don't need to have a deep understanding of every line of code to get somewhere; just be comfortable looking at it.And now, with tools like Cowork and computer use, and the friendly app-based interfaces of Claude Code and Codex, these tools are even easier for more people to use.Chatbots aren't the only interface anymoreAI chatbots were a great proof of concept. They packaged AI into a friendly and easy-to-use app, but there were inherent limits to the form factor. Because the AI was constrained to its chatty sandbox, there was very little it could do. Features like web browsing and research made them more useful as search competitors, but they were never able to do much.Coding agents are freed from many of these constraints. By being able to run terminal commands on your computer, they can operate on your files as well as chat back. In simple terms, you can use one to sort your photos into folders by date taken or rename a load of email archives. Of course, this kind of access means they can delete all your backups—but that tends not to happen if you're sensible. Courtesy of Zapier More importantly, though, coding agents can write and run computer code—and they can now write it well. Anyone who even understands the general concepts behind coding—no matter how non-technical they are—can realistically now learn how to use Claude Code or Codex to build apps and automations they can use.One incredibly important innovation here is Plan Mode. This is where the coding agent looks at what you want it to do and creates a plan for how it would do it—but, crucially, doesn't actually do anything. If you employ a bit of common sense, actually read what the AI is suggesting, and ask it (or Google) any bits you're unsure of, almost anyone can safely use a coding agent.Agents are adding value Courtesy of Zapier A year or two ago, the economics of all this didn't work. Developers could vibe code for fun, but regular people frequently got themselves into trouble, and building apps that actually worked was a challenge.Now, if you're motivated and are willing to learn some of the technical details, you can get a huge amount of value from coding tools—and that's before you even look at what's possible with agents that run on a schedule.You can build tools you'd otherwise have to pay for, unlock opportunities you wouldn't have had before, and move much more quickly.A few caveatsThe big caveat: Use AI coding agents at your own risk. If you don't know what -rm -rf does, you shouldn't give them unfettered access to your system. Even then, the more access they have, the more possible it is for things to go wrong.This is where the Claude Code and Claude Cowork tabs in the Claude app, as well as the Codex desktop app, really shine. Not only do they give you a friendlier interface for working on your local machine, but you can write and run code on Anthropic and OpenAI's remote servers. It's a safer test-bed for whatever ideas you have. Courtesy of Zapier You also have to be very careful with important data. Common sense is key. If you want to use AI coding agents with business data, make sure your company has a service agreement.The cheaper Claude and ChatGPT plans also include Code and Codex; the limits are just lower. You don't have to go all-in to test it out. Pick something small, and try it on a cheap plan. If the AI agent idea clicks for you, then you can go further. But if you just want a chatty Google, the free ChatGPT plan is all you need.AI is really having its momentA lot has changed in the last few months. Claude Code, Codex, Cursor, and other agentic coding tools have shown a real use case for AI. Not only do they enable skilled developers to work much faster, but they also allow almost anyone to create working tools.Of course, there's a huge danger factor to that. Some people will get in over their heads and accidentally expose financial secrets, personal data, and more. But included guardrails make it easy to safely test out these tools—and they can dramatically change how you work.This story was produced by Zapier and reviewed and distributed by Stacker. |
| | Downtown Moline parking study draws mixed views on parking needsMoline officials are gathering feedback on downtown parking, but some residents, visitors and business owners disagree on whether there's a shortage or an abundance. |
| | First U.S. screwworm case confirmed in South TexasThe U.S. Department of Agriculture on Wednesday confirmed the county's first case of New World screwworm in South Texas. (Allie Goulding/The Texas Tribune) McALLEN — The U.S. Department of Agriculture on Wednesday confirmed the country’s first case of New World screwworm — the parasitic fly poised to harm the state’s $15 billion cattle industry — in South Texas. The USDA tested a sample from La Pryor in Zavala County at the USDA’s National Veterinary Services Laboratories in Ames, lowa, confirming the infestation, Secretary Brooke Rollins said during a press conference about the case. The infested animal is a three-week old calf, and there have been no other detections so far. The USDA said in a social media post earlier Wednesday that it was testing a suspected screwworm sample and that it had already activated personnel on the ground and were working with local partners. The confirmation comes one day after Rollins debunked the claims of a state lawmaker that the screwworm was less than 1 mile from the U.S.-Mexico border. State and federal officials had been bracing for the arrival of screwworm for months, fearing its potential impact to livestock and the agriculture industry at-large. The parasitic fly targets the live flesh of warm mammals including cattle, pets, wildlife and humans. Screwworm infects them by embedding their larvae in open wounds. The larvae feed off the flesh, causing severe wounds or death. Rollins said residents near affected areas should check their pets for signs of screwworm infection, which include infected wounds and screwworm eggs or larvae. She also said that issues with screwworms should not cause food supply chain issues, as screwworms do not infest meat, fruits or vegetables. Screwworm had been eradicated in the U.S. since the 1960s when the pest was pushed back into Central America. However, cases began springing up in Panama, Costa Rica, Nicaragua, and Honduras. In 2024, Mexico reported its first case. Since early 2025, the U.S. has deployed more than 8,000 traps capable of detecting screwworm, Rollins said, resulting in 58,000 samples and 19,000 wildlife tested — all of which tested negative, until today’s case. Rollins blamed the spread of screwworm toward the U.S.-Mexico border on “the open-border policies of the last administration and the resulting illicit cattle movement” in a separate social media post an hour before Wednesday’s press conference. She also said that she met virtually with Texas’ Animal Health Commission and about 50 cattle ranchers, and has been in contact with Gov Greg Abbott and Texas House Speaker Dustin Burrows. In an effort to prevent its spread, the USDA shut down the southern border to live animal imports in May 2025, preventing cattle from Mexico from entering the U.S. and limiting the supply of cattle in Texas. U.S. officials are also working with officials in Mexico and Panama to try to eradicate the screwworm again using the sterile fly method. This practice consists of producing male sterile flies to have them reproduce unviable eggs with female flies who can only reproduce once in their lifetime. At the time of their spread from Central America into Mexico, there was only one sterile fly production facility, located in Panama. Since then, U.S. officials have helped launch another in Metapa, Mexico and are building another in Edinburg, Texas, which Rollins said is slated to open in fall 2027. They’ve also launched two fly dispersal facilities, which help distribute sterile flies in needed areas, in Tampico, Mexico and Edinburg. On Monday, state Rep. Don McLaughlin, a Uvalde Republican, claimed the fly was just one mile away from Texas. Rollins dismissed those claims Tuesday at a news conference, calling McLaughlin “well-intentioned” but wrong. “Well … maybe we should listen to our state representatives,” McLaughlin tweeted after the USDA announced the suspected case Wednesday. “If this case is confirmed I will stand lockstep with every local, state and federal agency to work together and fight this horror,” he said. “As we gather more information and work with different agencies we will keep South Texas informed and protected.” Texas Agriculture Sid Miller criticized the federal government’s response to screwworm as “slow, bureaucratic, and [an] incomplete response” in a press release on Wednesday shortly before the case was confirmed. He also asked President Donald Trump to approve deployment of the Screwworm Adult Suppression System, which was tested by the U.S. in the late 1970s to eradicate screwworms using bait and insecticides. In an interview with The Texas Tribune on Tuesday before the Texas screwworm case was confirmed, Miller said he was frustrated with the current response and that the SWASS system could quickly solve a potential outbreak. “It’s the most frustrating thing I’ve run up against in my 12 years as Ag Commissioner,” Miller said. “We have the ability to shut that and eradicate that screwworm. We can do it in about 60 days. USDA has the tools and the knowledge to do it.” In February, Florida officials detected screwworm larvae in an imported horse from Argentina as the animal made its way through the required import process. However, officials assured no case of screwworm had been detected outside of the quarantine area or in any Florida-based animal. Reporting in the Rio Grande Valley is supported in part by the Methodist Healthcare Ministries of South Texas, Inc. This article first appeared on The Texas Tribune. 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| | Discover why a college savings plan can be one of the best gifts(BPT) - Key TakeawaysA 529 college savings plan is a great gift for all occasions.A college savings account plan is a valuable tool that can help defray the cost of higher education.Gifting a child in your life a college savings account teaches them financial responsibility, is simple to give, can be used for various education expenses and appreciates over time.Deciding what gift to give a child for graduations, birthdays, holidays and other gift-giving occasions can be challenging. Traditional gifts like computers, phones, gift cards and clothing may be appreciated in the moment, but they don't have the potential to appreciate in value over time.This year, instead of giving a traditional gift, consider starting or contributing to a student's 529 college savings plan account to help save for future education.The rising cost of educationThe cost of college has risen substantially over the past 20 years.According to the College Board Trends in College Pricing, the cost of a four-year undergraduate education — which includes tuition, room and board — increased by 68% at private colleges and universities between 1994 and 2024. For public colleges and universities, the cost increased by 78% during the same period.1Given the rise in college costs, it's no surprise that helping a student save for college has become more popular. In fact, 79% of parents would welcome a contribution to their child's college savings account in lieu of traditional gifts, according to Fidelity's 2025 College Gifting Study.Beyond the monetary value, there are other benefits of gifting to a college savings plan account. Below are just a few of the many reasons why a 529 plan may be one of the best gifts you can give a child of any age in 2026.When you give or contribute to a college savings plan, you're demonstrating your own investment in a child's educational future.It teaches financial valuesOpening or contributing money to a college savings account can be a great opportunity to teach a child or teen financial literacy.Start by showing them the account and discussing how much you and other family members can contribute toward their college costs. For those with older children who are working part-time, encourage them to contribute part of their paycheck to their college savings account, so they can feel ownership over their plan.It's easy to giveIn many cases, setting up a 529 savings plan account is simple and can be done online. For example, when you visit the Fidelity website, you can choose a plan, select the investments and set up automatic fund payments.On your plan page, you can make it easy for other family members to contribute, too. Grandparents are especially keen to contribute to their grandchildren's education.According to Fidelity's study, 35% of grandparents have contributed to a savings account for a child's education instead of a traditional gift. However, for those who haven't contributed, many said they want to but don't know how.If you have a 529 plan account managed by Fidelity, you can make it simple for anyone who wants to contribute to your student's savings plan to do so year-round.Log in to your account and visit your gifting dashboard, or set one up here. Once you're done, you can share a link to your personalized college gifting page. Anyone with the link can click the "Give a gift" button and make a contribution to the savings plan using their checking account.They're flexibleOne of the benefits of a 529 college savings plan is that a student can use it for more than just traditional college tuition. In fact, they can use it not just for college, but to pay for vocational and trade school expenses.Some 529 qualified education expenses include:College tuition and feesRoom and boardBooks and suppliesTechnologySpecial needs expensesK-12 qualified expenses up to $20,000 in 2026Under certain conditions, you can transfer funds tax- and penalty-free up to a lifetime limit of $35,000 in a 529 to a Roth IRA opened by the 529 beneficiary, which offers some flexibility in the event the student doesn't use all the funds.2It's a gift that means a lot today and more tomorrowWhen you give or contribute to a college savings plan, you're demonstrating your own investment in a child's educational future.Starting an account early is recommended, but don't be deterred if you feel you're too late. Any earnings grow federal income tax–deferred. Plus, they'll get tax-free withdrawals for qualified education expenses. It's a meaningful gift, and even a little today can grow to more tomorrow.Bonus: Contributing to a 529 savings account can be a gift for you, too! If you want to contribute to a friend or family member's 529 plan, individual contributions up to $19,000 annually and up to $38,000 per married couple are not subject to the federal gift tax, and some states may even offer tax incentives for contributions by state residents.To learn more about how to gift to a 529 plan account this year, visit Fidelity.com/529-Plans/College-Gifting.1. The College Board Trends in College Pricing 2024; Table CP-2 https://research.collegeboard.org/trends/college-pricing2. Beginning January 2024, the Secure 2.0 Act of 2022 (the "Act") provides that you may transfer assets from your 529 account to a Roth IRA established for the Designated Beneficiary of a 529 account under the following conditions: (i) the 529 account must be maintained for the Designated Beneficiary for at least 15 years, (ii) the transfer amount must come from contributions made to the 529 account at least five years prior to the 529-to-Roth IRA transfer date, (iii) the Roth IRA must be established in the name of the Designated Beneficiary of the 529 account, (iv) the amount transferred to a Roth IRA is limited to the annual Roth IRA contribution limit, and (v) the aggregate amount transferred from a 529 account to a Roth IRA may not exceed $35,000 per individual. It is your responsibility to maintain adequate records and documentation on your accounts to ensure you comply with the 529-to-Roth IRA transfer requirements set forth in the Internal Revenue Code. The Internal Revenue Service ("IRS") has not issued guidance on the 529-to-Roth IRA transfer provision in the Act but is anticipated to do so in the future. Based on forthcoming guidance, it may be necessary to change or modify some 529-to-Roth IRA transfer requirements. Please consult a financial or tax professional regarding your specific circumstances before making any investment decision.529 distributions for qualified education expenses are generally federal income tax free. 529 assets may be used to pay for (i) qualified higher education expenses, (ii) qualified expenses for registered apprenticeship programs, (iii) up to $10,000 per taxable year per beneficiary for tuition expenses ($20,000 for expenses beginning in taxable years after December 31, 2025) in connection with enrollment at a public, private, and religious elementary and secondary educational institution. Although such assets may come from multiple 529 accounts, the $10,000 qualified withdrawal ($20,000 beginning in taxable years after December 31, 2025) limit will be aggregated on a per beneficiary basis. The IRS has not provided guidance to date on the methodology of allocating the $10,000 annual maximum ($20,000 beginning in taxable years after December 31, 2025) among withdrawals from different 529 accounts, (iv) amounts paid as principal or interest on any qualified education loan of a 529 plan designated beneficiary or a sibling of the designated beneficiary. The amount treated as a qualified expense is subject to a lifetime limit of $10,000 per individual. Although the assets may come from multiple 529 accounts, the $10,000 withdrawal limit for qualified educational loans payments will be aggregated on a per individual basis. The IRS has not provided guidance to date on the methodology of allocating the $10,000 annual maximum among withdrawals from different 529 accounts, and (v) tuition, fees, books, supplies, and equipment required for the enrollment or attendance in a recognized postsecondary credential program as defined under Section 529 of the Code and identified by the Secretary of the Treasury as being such a reputable program. Any earnings on distributions not used for qualified higher educational expenses or that exceed distribution limits may be taxed as ordinary income and may be subject to a 10% federal tax penalty. Some states do not conform with federal tax law. Please check with your home state to determine if it recognizes the expanded 529 benefits afforded under federal tax law, including distributions for elementary and secondary education expenses, apprenticeship programs, postsecondary credentialing programs, and student loan repayments. You may want to consult with a tax professional before investing or making distributions.Fidelity does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Fidelity cannot guarantee that the information herein is accurate, complete, or timely. Fidelity makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation.Views expressed are as of the date indicated and may change based on market and other conditions. Unless otherwise noted, the opinions provided are those of the speaker or author, as applicable, and not necessarily those of Fidelity Investments.Recently enacted legislation made a number of changes to the rules regarding defined contribution, defined benefit, and/or individual retirement plans and 529 plans. Information herein may refer to or be based on certain rules in effect prior to this legislation and current rules may differ. As always, before making any decisions about your retirement planning or withdrawals, you should consult with your personal tax advisor.Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation.Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view one online. Read it carefully before you invest or send money.Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 029171241938.1.0 |
| | Millions of Americans aren’t getting enough of this critical nutrient(BPT) - Are you getting everything your body needs to feel and function at its best? Many Americans assume their diet covers the basics, but research shows that more than 80% aren't getting enough omega-3s — vital nutrients that play a critical role in whole-body health.† Now, it's easy for everyone to get high-quality omega-3 support with premium Nordic Naturals Ultimate Omega Minis available at Costco stores nationwide.What are omega-3s and why do they matter so much? Here's what to know, and a new, simple, value-add way to get more of them in your daily routine to support your health and wellness goals.*What are omega-3s and why are they so important?Omega-3 fatty acids are key nutrients that support overall health. The omega-3s EPA and DHA are among the few nutrients that support every single cell in the body. And, essentially, whatever your body does or doesn't do well greatly depends on the health of your cells, making omega-3s critical to your heart health, brain function, immune system and overall everyday well-being.* Basically, they show up everywhere in your body, doing important work.Unfortunately, current research shows that more than 80% of Americans aren't getting enough omega-3s through their diet.† Americans simply aren't consuming enough omega-3-rich foods. For example, you would need to eat at least 3 ounces of salmon every single day or 76,000 chia seeds each day to get a common daily serving of 1,000 mg of EPA and DHA, which are the most critical omega-3s bodies need. But you have to rely on your diet because the human body can't efficiently make EPA and DHA on its own. Omega-3s EPA and DHA are primarily found in cold-water fatty fish (e.g., salmon, sardines, mackerel) and algae — foods that typically aren't an abundant part of the everyday American diet.How can you get more omega-3s?Meeting your daily omega-3 needs is vital to reaping the full benefits of your other healthy lifestyle efforts. Eating foods rich in the omega-3s EPA and DHA is a great place to start. This can include cold-water fatty fish like salmon, anchovies and sardines. But, as studies have shown, it's incredibly difficult to get enough omega-3s through food sources alone.This is why adding a high-quality omega-3 supplement to your daily routine can help ensure you're meeting your omega-3 needs to get all of those whole-body benefits. For shoppers looking for both quality and value, there's good news. For the first time, Nordic Naturals Ultimate Omega® Minis are available in Costco stores nationwide. To learn more, visit https://www.costco.com/p/-/nordic-naturals-ultimate-omega-fish-oil-110-mini-softgels-lemon-flavor/4201002165?langId=-1.What should you look for in an omega-3 supplement?Not all omega-3 supplements are created equal. Quality, freshness and absorption are all important factors to consider. A trusted brand like Nordic Naturals — the No. 1 selling omega-3 company in the U.S.‡ — sets high standards for purity, strength and freshness."Every Nordic Naturals fish oil product is rigorously tested for purity, strength and freshness to confirm virtually undetectable levels of environmental contaminants such as PCBs and heavy metals; that active ingredient amounts always match what's shown on the label; and that oxidation values are well below international standards to ensure great taste with no fishy aftertaste," said Kate Turner, MA, RD, CPT, nutrition specialist at Nordic Naturals.As part of Nordic Naturals' commitment to transparency, the brand offers a Certificate of Analysis (COA) for every product, which you can access by scanning a QR code on the box, so you can see exactly what you're getting.If you've avoided fish oil in the past due to a fishy taste, smell or "fishy burps," it simply means the fish oil you took was exposed to oxygen, making it go rancid and creating that awful experience. Nordic Naturals addresses this by carefully purifying and concentrating its fish oils in an oxygen-controlled environment, helping ensure exceptional freshness and a clean taste.As with starting any new supplement, it's important to speak to your healthcare provider first.A new way to get omega-3s With more accessible options, closing the omega-3 gap doesn't have to be complicated. Check out Nordic Naturals Ultimate Omega® Minis now in Costco stores nationwide, giving consumers access to a premium omega-3 product at a great value. To learn more, visit https://www.costco.com/p/-/nordic-naturals-ultimate-omega-fish-oil-110-mini-softgels-lemon-flavor/4201002165?langId=-1.*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.†Murphy RA, et al. BMJ Open. 2021.11‡Based on Stackline, Nielsen and SPINS annual sales data in the U.S. |
| |  Celebrate National Drive-In Movie Day at a theater near youCelebrate the anniversary of the first drive-in movie theater by visiting a theater near you. Just four remain in Iowa. |
| | Resignation, hirings and transfers from Bettendorf School District for May 27The following personnel items are from the May 27 agenda of the Bettendorf Community School District. The School Board met at the Administration Center, 3311 18th St., Bettendorf. |
| |  EICC keeps tuition flat; Black Hawk College approves increaseTuition is staying flat at EICC, but Black Hawk College students will pay slightly more next year. Read more about the colleges' decisions here. |
| | Alexis man gets probation on sex chargeRoger G. Cooper, 62, of Alexis, was sentenced after entering an open plea in March to Class 2 felony indecent solicitation of criminal sexual assault. |
| | House health panel advances bills to combat elevated blood lead levels, fetal alcohol syndromeGetty ImagesThe Michigan House Committee on Health Policy voted on Wednesday morning to advance two packages of bills to combat childhood lead exposure and fetal alcohol syndrome. Two of the three bills on lead exposure were not reported, however, and were instead referred to the House Committee on Rules. House Bill 4864, would alter Michigan’s definition of an elevated blood lead level to match current standards under the federal Centers for Disease Control and Prevention. SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX. Currently, Michigan law defines an elevated blood lead level as a concentration of 20 micrograms per deciliter, or 10 micrograms per deciliter for children ages six and under. The CDC defines an elevated blood lead level as 3.5 micrograms per deciliter. HB 4894, sponsored by state Rep. Julie Rogers (D-Kalamazoo), seeks to align Michigan’s state standards with that. House Bill 5975 would require the referral of children under the age of three years old with elevated blood lead levels to the Early On program, administered by the Department of Lifelong Education, Advancement, and Potential, or MiLEAP, which “provides services and support for infants and toddlers with developmental delays or certain health conditions.” Both bills were referred to the House Committee on Rules. The third bill in the package, House Bill 4865, would require testing of baby foods for heavy metals. The bill was reported to the House floor. House Health Policy Committee Chair Rep. Curtis VanderWall (R-Ludington) prior to votes on bills to combat elevated blood lead levels and fetal alcohol syndrome. June 3, 2026. | Photo by Katherine Dailey/Michigan Advance. All three of the bills moved through the committee without any votes in opposition, with one member passing on each vote: Rep. Luke Meerman (R-Coopersville) on HB 4864 and HB 4865, and Rep. Jamie Thompson (R-Brownstown) on HB 5975. Thompson also passed on both votes seeking to combat fetal alcohol syndrome, including House Bill 5774, which similarly would require referrals to the Early On program. Sponsored by state Rep. Stephanie Young (D-Detroit), HB 5774 was also referred to House Rules. House Bill 5773 was reported to the House floor. It would require medical professionals to refer patients to a diagnostic center for fetal alcohol spectrum disorder in two specific cases — if a minor patient is being treated for a condition related to prenatal alcohol exposure, or if a patient is known or suspected to be consuming alcohol during their pregnancy. Courtesy of Michigan Advance |
| | First medical cannabis store opens in Alabama after years of delaysAmanda Taylor, a patient advocate, speaks to reporters after making the first medical cannabis purchase in Alabama on June 3, 2026, at Callie's Apothecary in Montgomery, Alabama. Taylor has multiple sclerosis and says the natural medicine will relieve her nausea, vomiting and tremor symptoms. (Anna Barrett/Alabama Reflector)Amanda Taylor, a patient advocate, bought the first medical cannabis product in Alabama Wednesday morning at Callie’s Apothecary in Montgomery. Taylor, who has multiple sclerosis, said she has advocated for the natural medicine in her home state for about 11 years. She moved to Arizona for access to medical cannabis and to work in the industry, but came home to be a “voice for the patients.” “I’ve always said it’s not all about me, it’s about the patients. If it was about me, I would have stayed in Arizona, but this is about a better quality of life, not getting high, but about a better quality of life,” she said. SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX. The Alabama medical cannabis law, enacted in 2021, allows registered physicians to recommend cannabis for about 15 medical conditions, including cancer, depression, Parkinson’s Disease, PTSD, sickle-cell anemia, chronic pain, and terminal diseases. The approved product forms are restricted to tablets, tinctures, patches, oils, and gel cubes (only peach flavor), with raw plant material and smokable forms remaining prohibited. Taylor purchased a water-soluble tincture and peach-flavored gel cubes. She said she hopes the products will last her about a month and resolve her nausea, vomiting and tremor symptoms of multiple sclerosis. She has 45 legions on her brain and one on her spine. “I will be able to remove some very dangerous pharmaceuticals, and I’ll be able to replace them with something that God put on this earth for this specific reason,” she said. Taylor drove over two hours from Cullman, Alabama, to get to Callie’s Apothecary, the first medical cannabis dispensary to open in the state. When the program is fully up and running, there will be 12 dispensaries across the state between four companies. Three of the companies, CCS of Alabama, LLC, GP6 Wellness, LLC, and RJK Holdings, LLC, have licenses and are expected to open their storefronts this summer, according to Alabama Medical Cannabis Commission (AMCC) Director John McMillan. A fourth license is pending litigation, but is likely to go to Yellowhammer Medical Dispensaries, LLC. Dispensary Locations: CCS of Alabama, LLC Montgomery, Bessemer and Talladega GP6 Wellness, LLC Birmingham, Athens and Attalla RJK Holdings, LLC Oxford, Daphne and Mobile Yellowhammer Medical Dispensary, LLC *pending license approval Birmingham, Owens Cross Roads and Demopolis People who suffer from the qualifying conditions must get approval from their physician and enter the patient registry in order to buy products at a dispensary. Litigation has also held up access to medical cannabis. Some firms sued the commission for not being awarded a license, citing a discriminatory process. Another case involved five parents that sued the commission over delays in access to cannabis, which was dismissed in August. McMillan said Wednesday there are over 300 patients on the registry. As of Wednesday, there are 52 physicians certified to recommend medical cannabis to patients in Alabama, according to the Alabama Board of Medical Examiners, but there will likely be more now that patients can get products. “It’s all about the patients, every step of the whole process, and so I think wisely they’ve sort of held off until they know that the patient can get a recommendation and then get a product,” McMillan said. Taylor said she hopes that the stigma around cannabis as medicine will go away as the industry changes in Alabama. “I see this growing exponentially, because once people see the results and see the difference that it makes, and that it’s not about getting high and how you can function and be a productive member of society,” she said. “There’s no shame in that. This is medicine.” Courtesy of Alabama Reflector |
| | Twin JourneysThis is Roald Tweet on Rock Island.The Rock Island Lines steam engine passenger trains have been silent for more than forty years now, but I can still… |
| | Virginia farmers talk meat production, fertilizer costs with USDA officialsU.S. Secretary of Agriculture Brooke Rollins and U.S. Secretary of Health and Human Services Robert F. Kennedy Jr. participate in a press conference on helping the state's small farmers in Hanover County, Virginia on June 3, 2026. (Photo by Charlotte Rene Woods/Virginia Mercury) United States Department of Agriculture Secretary Brooke Rollins and Health and Human Services Secretary Robert F. Kennedy traveled to Doswell Wednesday to meet with Virginia farmers and meat producers and discuss the challenges they face – and what the federal government can do to help. Limited access to local meat processors is a persistent challenge for cattle and poultry producers in Virginia and elsewhere, they said. Production facilities that are USDA approved are often overburdened with the amount of work they have. Rollins announced on Wednesday an action plan to reduce regulatory burdens on processors and that the fourth phase of the Meat and Poultry Processing Expansion Program has just opened. “Several of the comments we heard here were: why are we shipping these beautiful beef cattle from Virginia all the way to the middle of the country to get processed?” Rollins told reporters. “Obviously, this won’t change overnight. We have a country to feed, and the world loves our beef from this country, but this is the way, as we deconsolidate a lot of the processing industry.” The grant program, allotted $60 million in this phase, allows small meat processors to apply for grants that can aid them in buying machinery, upgrades, renovations and other needs. The grants range from $50,000 to $2 million for expansion projects and $10,000 to $250,000 for equipment-only applications. After meeting with the secretaries, the newly elected president of the Virginia Cattlemen’s Association Dave Norford said increasing the number of small processors is critical to help local producers get their products to the market. “There’s not a lot (of small processors). There’s some, but they stay pretty busy. So, if we had access to more of that, then I think the idea is there will be more opportunity for people to directly market their beef,” Norford said. Virginia farmers are also grappling with the rising cost of fertilizer. As the Strait of Hormuz remains a choke point for the global supply chain amid the Iran war, some fertilizer costs have skyrocketed about 40%. Fuel, a necessary component of fertilizer production, has also experienced a major price jump. This has led producers to cut back on the amount of fertilizer they buy and spread on their land, which ultimately will impact their yield for this year and next, while corn bushels are already at a low price. Rollins said she has met with some American-based fertilizer companies and asked them not to raise their prices during this fraught time, and outlined other measures the agency is taking to try and shore up availability of fertilizer. She said it is a long-term issue the Trump administration will continue working on. “For the short term, we waived the Jones Act, we opened up lines from Venezuela,” Rollins said. “I had American fertilizer companies, there (were) still a few left, come into my office at USDA and basically I said, for the good of the American farmer, will you consider freezing your prices.” Virginia is also in its fourth year of drier-than-normal conditions, Norford said. This year the drought persists, with an unusually warm spring and a dry winter compounding challenges to groundwater availability. Norford has about 1000 head of cattle at his Albemarle County farm. He said the USDA offers some programs to help farmers and herd owners with potential feed shortages due to the drought. “From a cattle standpoint, there’s a program that’s just come online, at least in my area, to help you with some costs,” Norford said. “They would pay you so much per head for your cattle to help you buy feed, buy hay, buy corn from a different area.” The USDA has several other programs aimed to help provide relief to producers dealing with drought, the leaders said. Rollins added that the agency is working to process Gov. Abigail Spanberger’s request for a secretarial disaster declaration, which will unleash financial aid to farmers who experienced harsh freeze and frost events earlier this year following a warm spell that set up crops to be in a vulnerable state when the cold returned. In addition to Rollins and Kennedy, U.S. National Advisor for Nutrition of Agriculture Dr. Ben Carson attended the roundtable event. SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX. Courtesy of Virginia Mercury |
| | Virginia sees surge in gun sale background checks and more state headlinesThe state Capitol. (Photo by Ned Oliver/Virginia Mercury) • “Virginia sees surge in gun sale background checks ahead of July 1 ‘assault firearms’ ban.” — WJLA • “Stafford County has to spend millions to move sewer lines as part of Virginia’s statewide rail expansion project.” — The Free Lance-Star • “Heating up the rest of the week.” — WTVR • “Virginia Beach leaders seek more data before considering e-bike rule changes.” — 13newsnow • “Top 1% most dangerous in Virginia: Roanoke Co. plans upgrade for Plantation Road.” — WSLS SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX. Courtesy of Virginia Mercury |
| | Vinyl records: Everlasting music, modern products(BPT) - By Ned MonroeFrom the Beach Boys' "Pet Sounds" in 1966 to Taylor Swift's "Life of a Showgirl" today, vinyl records are a mainstay in music and art culture. Their combination of nostalgia and utility have turned a whole new generation into collectors. The music medium endures in part because of vinyl's core design and engineering: creating and preserving sound in tiny grooves on a durable, flexible platform that can be played over and over for years of lasting enjoyment.What vinyl (also known as PVC) does for music it does for so many other things, from drinking water pipes to building materials like siding, windows and flooring to life-saving medical supplies such as blood storage.Like a perfectly crafted album, vinyl brings together just the right parts and pieces into a melody that enriches lives.From turntable to tomorrowVinyl records and other PVC products, such as pipes and siding, are engineered for a final vinyl product with performance properties specific to its application, such as audio fidelity, impact resistance, durability, UV stability or flexibility.Vinyl records are designed to play again and again, remaining dimensionally stable to ensure sound quality. It is a testament to the durability of this material that can be seen in many other vinyl products.Two-thirds of PVC is used in durable goods with lifespans of 15 to 75 years. A major share of vinyl resin goes into water infrastructure products such as buried PVC pipes that can have a service life of more than 100 years. Like vinyl albums that last for decades and can be passed from parents to children, many other vinyl products are designed to remain in use.The band plays on: The many lives of vinylGood music endures — and so can the record itself. Most vinyl materials, including records, can be recycled into new uses. Products made from recycled vinyl include all-weather auto mats, tarps for disaster relief, decking and flooring, to name just a few.The most recent "State of PVC Recycling in the USA & Canada" report, released this April, found that the U.S. and Canada recycled more than 1.127 billion pounds of PVC in 2024, including 71.3 million pounds of post-consumer content such as roofing, hoses, siding and flooring. This data confirms the vision and dedication of recyclers across North America who have long understood PVC's reuse potential in ways that provide both economic value and environmental benefit.An extensive playlist: Built for more than just music Records are one of the most visible consumer products made with vinyl, but you can find the material in so many more of the products you rely on every day, even if you don't realize it. The set list includes:Clean water & infrastructure: Because PVC is durable, long-lasting and cost-effective, it's a popular material for pipes across the globe. You can't see most of them, but behind the walls and underfoot, PVC pipes are safely supplying hot and cold water while transmitting wastewater.Healthcare: Hospitals have leaned on PVC's durability and reliability for more than 50 years. It has helped save lives by revolutionizing how medical facilities administer patient care. PVC bags can store blood longer and replace breakable containers, medicines can be sealed tightly and have a longer shelf life, and PVC flooring, wallcoverings and furniture are ideally suited due to their performance and cleanability properties.Homes & buildings: Vinyl can be manufactured in rigid forms, so it's versatile for a range of construction applications. The strength and longevity of rigid vinyl is ideal for low-maintenance siding, energy-efficient windows and UV-resistant decking, for example, while flexible vinyl is well-suited for watertight roofing membranes, flooring that withstands foot traffic and scratch-resistant wallcoverings.Transportation: The cars you drive or the planes you fly on? They're likely to have many lighter weight and easy-to-clean vinyl products, from side moldings and dashboards to floor mats and upholstery.Lifestyle & recreation: Along with records, you can thank vinyl for items like pool liners, sprinkler systems, railings and garden hoses.Next-generation technology: Vinyl has long been important for technology infrastructure, such as for vinyl-insulated wire and cable and PVC conduits, but it's also playing a key role in the future. EV charging stations and solar panels, for example, also rely on vinyl-insulated wire and cable. The legend lives onRecord albums show the highly visible (and audible) role vinyl plays in our lives and culture. The same attributes — performance and longevity — that have made vinyl records an enduring cultural force are also what make its roles in infrastructure and healthcare so important. Combined with increasing opportunities for reuse and innovation, it's a material set to endure for generations, and genres, to come.Learn more about the many ways vinyl is used today and access the Vinyl Institute's Recycling Directory and other resources at www.vinylinfo.org.Ned Monroe is CEO of the Vinyl Institute. |
| |  More than 1 in 3 World Cup matches face dangerous heat risk, NPR analysis findsDangerously hot, humid weather is likely at many of the 2026 World Cup soccer venues. We crunched the numbers to see which matches are most at risk. |
| |  How having zero points in tennis — or 'love' — came to sound so sweetThere are theories that "love" in the tennis context has French, English or Dutch origins. But like many words, historians and language experts say it's hard to pin down the "right" answer. |
| |  How cellphone carriers prepare for hurricane season with AI, drones and 'cows'Hurricane season is expected to be milder than usual this year. But that's not stopping cell phone companies from pulling out all the stops. |
| |  In photos: a preview of the Obama Presidential CenterThe Obama Presidential Center opens later this month in Chicago. We take a look inside. |