QCA.news - Quad Cities news and view from both sides of the river

Monday, March 16th, 2026
	Gasoline prices are still rising as the Iran war stretches into its third week U.S. gasoline prices are up nearly 80 cents from a month ago, while diesel prices have shot up even more. Diesel is now just under $5 a gallon, according to AAA, up $1.34 from last month.
	Blowing snow and cold temperatures Monday First Alert Day in effect early Wednesday for another round of snow.
	Crash closes westbound I-280, near Milan, injuries 1 All westbound lanes of I-280 are closed as of around noon, officials said.
	Crews respond to East Moline fire Our Quad Cities News has a crew on the scene of a fire in East Moline this morning. The two-story home is in the 2300 block of 7th Street. Broken windows can be seen on the upper level and there is minor smoke damage visible from the front. A restoration company is on site to [...]
	Weather affects Metro IL routes Adverse road and weather conditions are affecting Metro IL routes. A post on its Facebook page says they are operating under a Winter Weather Level 1 Yellow Alert and are not providing service in the following areas: The bus company is not using 16th Street in Moline. An earlier post said Route 50 in East [...]
	Tara Heath named Extension County Director for Henderson, Knox, McDonough, Warren counties There’s a new County Director for University of Illinois Extension in Henderson, Knox, McDonough and Warren counties. Tara Heath has been appointed as the new County Director, replacing Lisa Torrance who has served as Director for 24 years and is retiring at the end of April. “It has been an honor to serve these communities [...]
	Crews respond to possible East Moline house fire Crews responded to the 23rd block of 7th Street. News 8 reached out to East Moline police and fire for more information.
	First responders battle house fire on 7th Street in East Moline Monday morning Crews responded to a house fire in the 2300 block of 7th Street in East Moline on Monday morning, battling the flames in blizzard conditions.
	Crews respond to East Moline house fire Developing.
	Pain at the pump? Tips on how to use less gas When gas prices spike, filling up gets more painful. But consumers can do something to stretch their fuel just a little farther: Change the way they drive.
	Team USA dominated the Paralympics on both ice and snow. Check out the highlights A mix of decorated veterans and rising stars won 24 medals for Team USA, 13 of them gold. The last one arrived Sunday, when the U.S. sled hockey team beat Canada to win its fifth straight gold medal.
	Team USA won the second-most medals at these Paralympics. See the standout moments A mix of decorated veterans and rising stars won 24 medals for Team USA, 13 of them gold. The last one arrived Sunday, when the U.S. sled hockey team beat Canada to win its fifth straight gold medal.
	There's room for everyone in 'Now I Surrender,' an epic American Western Mexican novelist Álvaro Enrigue re-imagines the story of the American West — and the Apache fight for survival — in an epic that's both defiantly challenging and, at times, magical.
	Online travel scams: What you need to know before booking in 2026 Online travel scams: What you need to know before booking in 2026Planning a trip used to mean hunting for deals. Now, it also means dodging a wave of increasingly sophisticated scams.Even though the Federal Trade Commission, or FTC, reported a stagnant number of fraud reports last year, they found financial impact exploded by 25%. Why? AI could be helping scammers be more effective. Scammers now use sophisticated tools to create highly convincing fake websites, impersonate customer service voices, and generate realistic confirmation emails—all at a scale and speed previously impossible.To understand how these threats impact travelers, we analyzed recent SmartCustomer reviews. A clear and disturbing pattern emerged. Travelers aren't just facing traditional fraud. Generative AI has made it exceedingly difficult to distinguish a legitimate business from a digital mirage.Consumer reviews platform SmartCustomer outlines the primary scams and red flags to watch out for to ensure the money you’ve budgeted and saved for your next trip doesn’t end up in a scammer’s wallet.1. Fake Travel Websites that Appear LegitimateAI has supercharged the “lookalike” scam. By scraping or copying legitimate travel brands, fraudsters can clone design patterns, logos, images, and professional copy in seconds.Travelers have shared experiences where fraudulent companies use predatory upcharging while impersonating well-known airlines. In one instance, a user intended to book directly with a major carrier but was diverted to a deceptive site that mirrored the airline's branding so perfectly they didn't realize the mistake until the transaction was complete and cancellation proved impossible.How it works: You search for a flight or hotel and land on a site that looks similar to a major airline, hotel, or booking site. It features “24/7 support” badges and glowing (AI-written) reviews. Thinking you’re safe, you book. But your money goes directly to a criminal entity.The Red Flags:The “Typosquat” URL: You notice slight variations or misspellings of widely used websites, such as “booklng.com” or “expedia-support-deals.net.”Numerous Paid Ads for a New Site: You learn about the site through a social media ad or a random text link. But when you search for more information about the company, you find it doesn’t have much of an online presence.Atypical Payment Demands: You’re urged to use Zelle, wire transfers, or cryptocurrency. Legitimate platforms always prefer standard credit cards.Ultimately, taking an extra moment to verify the authenticity of a site's domain can be the difference between a confirmed reservation and a major hit to your travel budget.SmartCustomer provides a comprehensive defensive checklist later in this guide.2. Misleading Listings and AI-Generated ImagesSometimes the property does exist but when you arrive, it may look nothing like the pictures in the listing. Scammers are now using AI image generators to “renovate” listings digitally.Reports from the SmartCustomer community describe situations where travelers arrived at hotels that bore no resemblance to their online photos. These victims found themselves in hazardous conditions, including significant mold issues, despite the website showing pristine, high-end rooms. In some cases, staff even admitted the online images were fabricated to mask the actual state of the property.How it works: AI image tools can clean up, enhance, or completely fabricate details. You may find that that “sun-drenched villa” you saw in the listing might turn out to be a windowless basement. AI tools can remove nearby construction, create ocean views, and brighten dingy rooms so they resemble luxury suites.Why it works: As noted above, AI is being used to create professional content on fraudulent websites. But these listings often appear on legitimate peer-to-peer booking platforms, too, using the platform’s trusted name and reputation to appear legitimate.3. Phishing via Automated Spoofing and ‘Urgent’ AlertsUnfortunately, travelers can be especially vulnerable targets for spoofing attacks. Scammers use AI and automated scripts to craft near-perfect imitations of real-time booking and account alerts.Common Tactics:The “Credit Card Failure” Text: You receive an urgent text, such as, “Your reservation is at risk. Update your payment within 10 minutes to avoid cancellation.”The Fake Call Center: You receive an AI-generated phone call claiming your flight is canceled and offering to “rebook” you if you provide your confirmation code and credit card details.The “Exclusive Deal” Credential Trap: You receive emails or text messages with links to limited-time offers that require you to “log in” using your travel account or Google credentials to claim the deal.Why it works: The messages appear polished because they imitate real businesses. Pair that with stolen logos and your real booking details from a data breach, and the scam feels legitimate enough to overcome any initial doubts and suspicions you may have had.Falling for these tactics grants scammers access to your identity, travel accounts, and financial credentials.4. “Bait-and-Switch” PricingSome platforms use AI-driven pricing engines to lure you in with “teaser” rates, only to tack on hidden fees or jack up the prices when you’re about to pay (or in some cases, have already paid).This bait-and-switch pricing scam is one of the most commonly reported tactics on SmartCustomer. One frequently cited experience involves travelers being lured by low initial fares, only to be charged twice for basic services like baggage and seat selection. Others describe discovering substantial, undisclosed "service fees” that only appear on their bank statements after the booking is finalized.Beyond these hidden costs, some travelers report dynamic pricing traps where systems re-check and inflate prices by hundreds of dollars at the very last second of the checkout process under the guise of high demand.Why it works: Predatory operators leverage AI-powered pricing and recommendation engines to change offers in real time. It’s easy to lure you in with a low teaser fare, then sneakily add fee after fee once you’re emotionally committed and rushing to complete the booking.5. Unauthorized, Surprise ChargesOne of the more unsettling experiences for a traveler is realizing the financial transaction didn't end when they clicked on the “Confirm Booking” button.Travelers have recounted digital traps where booking systems displayed errors and instructed them to restart the process, only for the payment to be deducted automatically without a reservation being created.Victims also report difficulty contesting these charges because the companies use AI-driven customer support bots to block access to human representatives, making it nearly impossible to report data breaches or get refunds on unauthorized transactions.Common tactics: Shady operators exploit user-submitted credit card data to trigger charges that were never authorized or hide behind convoluted processes to add fees. Sometimes, these scammers claim that payments are “declined,” only to still charge them without providing a transaction receipt or confirmation, and ultimately refuse a refund.Why it works: Automation allows these companies to easily move money with minimal barriers or accountability. By using AI-gated customer support, they essentially create a “resolution wall” where victims can’t reach a human to report fraud or unauthorized use.6. Ghost Bookings and ‘The Middleman Trap’Ghost bookings are perhaps the most devastating scam because the booking seems real. That is, until you arrive at the airport or hotel and discover there is no record of your reservation.Recent reviews highlight cases where travelers paid for their stay in full, only to find the hotel had no record of the booking upon arrival. This often forces the traveler to pay twice just to have a place to sleep.Other reports describe "middleman" agencies that pocket hundreds of dollars in fees intended for travel insurance and seat upgrades, while providing no actual service. Victims have also reported being stalled with promises of boarding passes that never arrive, only to discover at the airport that their tickets were never actually issued.How it works: Shady third-party “travel services” take your money for the booking but never actually finalize the reservation with the airline, hotel, or other type of accommodation.Why it works: When you book reservations through a shady middleman instead of dealing directly with the airline or hotel, the middleman, not the real provider, controls the money and the information. If that middleman is more interested in keeping your cash than fixing problems, you end up stranded while they blame “system issues” and refuse to help.How to Avoid Online Travel Scams in 2026You can’t control everything that happens when booking travel, but you can make it much harder for scammers and low-quality operators to target you. Here are a few ways you can protect yourself from online travel scams.Scrutinize booking websites.Verify that booking websites are legitimate and not “lookalike” sites. Conduct extra research on websites found through search results or social media, and avoid sites that push you toward unusual payment methods, like Zelle or wire transfers. Reputable platforms will typically prefer standard credit cards, which also offer more protection.Book through direct channels when possible.When in doubt, book directly through the airline, hotel, or rental company website. If you use a third-party platform, choose one with a long track record, transparent policies, and a history of resolving customer complaints.Verify websites and phone numbers before you pay.Inspect the URL, and look for small variations in the address, such as booklng.com or expedia-support-deals.net. Check for spelling issues, extra words, or strange subdomains. For airlines, hotels, and cruise lines, cross-check customer service numbers on the company’s official site, not just what appears in search snippets or AI-generated answers.Treat sudden “urgent” or “too good to be true” offers as suspect.Be cautious with links in emails and texts. If you receive an urgent alert, do not click through blindly. Instead, manually type the official website address into your browser or use the official app. Slow down when a message insists you must act within minutes. Urgency is a tool scammers use to keep you from thinking clearly.Do not trust photos alone.Treat listing photos as a starting point, not the final word. Use independent sources such as maps and street view when available. If a property appears on multiple booking platforms, check whether the photos and description are consistent. Read recent reviews that mention cleanliness, noise, and accuracy of the listing. These are often the first places where AI-enhanced photos collide with reality.Check reviews in the right places.Look up the company on trusted review platforms and skim a mix of positive and negative reviews. Focus on how the company responds when something goes wrong, not just whether people liked their trip. Be cautious if every review sounds oddly similar, generic, or overly polished. This can be a sign of AI-written or purchased feedback. Search phrases like “company name scam” or “company name complaints” and see what emerges from independent sources.Use payment methods that give you leverage.Pay with a credit card whenever possible, since credit cards typically offer stronger dispute and chargeback protections than debit cards, bank transfers, or peer-to-peer payment apps. Be wary of companies that insist on less traceable options for large purchases.Test the support loop before you commit.Try contacting the company with a small question before you book. Pay attention to how quickly they respond and how easy it is to reach a human. If you encounter only unhelpful AI chat, or if every path leads to a dead end, consider that a warning sign.Trust your instincts.If a site, message, or offer makes you uneasy, give yourself permission to walk away. If you see conflicting information or unexplained fees, pause and investigate before entering your payment details. If support is evasive or pushes you to hurry, slow down and verify information from another source.Don’t Let a Scammer Ruin Your TripScammers today aren’t operating out of basement offices with obvious tells. They’re running polished, AI-powered operations designed to look exactly like the legitimate businesses you trust. The best defense is skepticism, the habit of booking direct, and real reviews from travelers who’ve actually been there.This story was produced by SmartCustomer and reviewed and distributed by Stacker.
	Blizzard Warning until MON 1:00 PM CDT Blizzard Warning in Effect Until 1 PM CDT: Hazardous Travel Conditions Expected
	The micro-adventure resolution: How Americans plan one-hour outdoor escapes in 2026 The micro-adventure resolution: How Americans plan one-hour outdoor escapes in 2026When a new year begins, Americans tend to aim high. Gym memberships spike, planners fill up, and ambitious routines promise a better version of everyday life. By February, many of those plans collide with reality: long workdays, family obligations, and the quiet pull of the couch.That tension shows up clearly in how people think about time. According to a survey of 1,000 people conducted by Retrospec on Jan. 29, 2026, 32.5% of Americans say they spend their unexpected free hour scrolling on their phones. The gap between intention and action is not about motivation alone. It is about friction. Looking into 2026, many Americans appear ready to resolve that gap with smaller commitments. Instead of training plans or weekend excursions, they are embracing micro-adventures. These are short, one-hour outdoor escapes that feel achievable, affordable, and easy to repeat.Key Findings32.5% of Americans spend an unexpected free hour scrolling on their phone.88% say having one or more one-hour micro-adventures in a week makes them feel proud.72% say a walk or easy hike is the most doable adventure near home.45% would travel just one to three miles for a one-hour outdoor escape.44% feel guilty, anxious, or disappointed when they stay inside instead of going out.32% say owning a bike or e-bike would most increase their odds of getting outside weekly. The One-Hour Problem Retrospec Time scarcity is not new, but the way people experience it has changed. A free hour no longer feels like a gift. It feels undecided. Without a clear plan, that hour often defaults to screens, with 32.5% of Americans spending an unexpected free hour scrolling on their phone. Phones have become both a placeholder and a saboteur. When time opens up unexpectedly, it often lands between obligations rather than before rest. Starting anything that requires preparation can feel risky, while scrolling feels neutral. That friction is amplified by awareness. One in 10 Americans believes their phone will derail their outdoor plans almost every time, showing how easily good intentions dissolve when effort feels too high. Micro-adventures attempt to solve this problem by shrinking the decision itself. When the goal fits neatly into an hour, the barrier to starting drops. There is no packing list, no scheduling puzzle, and no sense of wasted effort if plans change. Pride Over Performance Retrospec What stands out is how quickly these short outings carry emotional weight. 88% of respondents say completing one or more one-hour micro-adventures in a week makes them feel proud.That pride is not tied to distance, intensity, or performance. It comes from follow-through. In days dominated by reactive tasks and nonnegotiable responsibilities, doing something intentionally, even briefly, feels significant. A short bike ride, for instance, or a simple walk around the block can create a clear mental break.Many modern routines leave little room for personal wins. Micro-adventures fill that gap by offering proof that something was chosen, not just managed. In a culture long focused on extremes, that quieter reward appears to be enough to keep people coming back.Close to Home, by Design Retrospec Ambition drops quickly as distance increases. Nearly half of Americans (45%) say they would only go one to three miles from home for a one-hour adventure. Geography is not the issue. It is about protecting the hour itself. Travel time, parking, and unfamiliar routes quietly turn a reset into a project. Staying close preserves flexibility and control.That preference helps explain why simplicity dominates. 72% point to walks or easy hikes as the most doable option near home, while short bike rides resonate with certain groups, including 20% of men who cite quick e-bike rides as their top choice.The takeaway is practical. Instead of looking for novelty, people are looking for proximity. The closer an experience feels, the more likely it is to happen.When Staying in Feels Worse Than Going Out Retrospec Skipping an outdoor plan does not always bring relief. 44% of Americans say they feel guilty, anxious, or disappointed when they realize they stayed inside instead of going out. That response reflects a growing awareness of what outdoor time provides. With more conversation around mental health, movement, and burnout, staying sedentary now feels like a missed opportunity rather than a neutral choice. When micro-adventures do not happen, they are often replaced by passive habits. 32% say they usually stream TV or movies instead, reinforcing the difference between rest and restoration.Micro-adventures sit in a psychological middle ground. They are small enough to feel doable, which means skipping them does not come with a convenient excuse. When the bar is low, the emotional stakes rise.Mental Health as Motivation Retrospec For Americans earning under $50,000, the appeal of micro-adventures goes beyond fitness or fun. 42% say their primary motivation for getting outside is mental health breaks.That distinction matters. Many wellness options feel financially or logistically out of reach. Therapy, gym memberships, classes, and retreats all carry costs that are not easily absorbed. Outdoor time, by contrast, remains accessible. Short rides, park loops, and quick paddles offer relief without added pressure. In this context, micro-adventures function less as leisure and more as maintenance. They create brief pauses that help regulate stress and mental fatigue.The Power of Being Asked Retrospec Motivation does not always come from within. 33% of Americans say a friend asking them to go would make them more likely to do a micro-adventure this week.An invitation simplifies the decision. It removes planning effort and replaces internal debate with momentum. Saying yes becomes easier than initiating.That effect is even stronger among younger adults. 30% of Gen Z respondents say a friend is the most likely factor to get them out the door, reflecting a generation shaped by shared experiences and social cues. For many, movement feels more natural when it is collective. A micro-adventure does not just fit into a schedule. It fits into a conversation. SummaryThe data points to a quiet shift: Americans are not abandoning the outdoors. They are resizing it. Faced with limited time, rising stress, and constant digital distraction, many are choosing progress over perfection. One hour is enough to change how a day feels. Enough to feel proud. Enough to step outside the scroll. In 2026, the most sustainable resolutions are the ones that fit into real life. MethodologyThis survey of U.S. adults examined attitudes toward short, one-hour outdoor activities, motivations, emotional responses, and barriers to participation. Results were analyzed across demographic groups, including age, income, gender, and parental status, to identify broader behavioral patterns and differences. This story was produced by Retrospec and reviewed and distributed by Stacker.
	Grosse Isle playing Irish, French music in Bishop Hill Crossroads Cultural Connections is hosting internationally acclaimed Grosse Isle on Sunday, March 22 at Bishop Hill Creative Commons, 309 North Bishop Hill Street. The evening begins with an optional potluck at 6 p.m., and guests are encouraged to bring a dish to share, though not required. The concert starts at 7 p.m. Click here for more information. The event [...]
	5 ways to say ‘yes’ to friends without saying ‘goodbye’ to savings 5 ways to say ‘yes’ to friends without saying ‘goodbye’ to savingsTime with friends is priceless, but every now and then, it can come with a price tag. In fact, 3 in 5 Gen Z and millennials say that spending money on social activities impacts their ability to save, invest and plan for the future. If you're feeling the pressure to maintain a booked and busy social calendar, you’re not alone.Fortunately, there’s a way to find a balance between your spending and social life without sacrificing your friendships or financial future.Finding balance between friendships and financesSpending time with friends is a major contributing factor to your overall happiness and wellbeing. But when casual social outings become too frequent or expensive, it can result in consistent overspending. Not only can FOMO (fear of missing out) lead to spending money you didn’t plan to, but the instant gratification of smaller expenses can also derail wealth-building. While a $50 dinner or happy hour might be fun today, over time, that saved money could grow significantly.Ally Financial outlines five steps that can help you balance your social life with your budget.5 ways to stay social without overspending1. Align your social life with your values.Being intentional about your hangouts gives you the opportunity to participate in activities that align your values with your budget. By identifying what’s most important to you, your social life can better reflect your priorities. For example, if you enjoy giving back, volunteering is a free and fun way to spend time with your friends.2. Communicate openly with your friends.Discussing money openly with friends can help dismantle the shame around financial struggles and is a great way to explore affordable ways to spend time together. You might even be surprised to learn they're in the same boat.Saying something as simple as, “I’d love to join but XYZ is outside of my budget this month,” is a great way to set boundaries without damaging your friendship. Remember, the ultimate BFF is someone who respects your relationship with money.3. Use tools to help stay on track.Creating “buckets” in your savings account for specific events or experiences can help you plan ahead, based on your goals. Is there an annual friend trip in a few months? Or what about your bestie’s 30th birthday dinner? Create a bucket based on your upcoming commitments and set aside money each month until you reach your goal.Or consider creating a values-based budget, which makes it easier to say “yes” to what truly matters and plan for recurring social events or larger trips.4. Plan low- or no-cost fun.Meaningful experiences with your friends don’t have to be expensive. Consider organizing a DIY craft night, hosting a karaoke party at home or attending free museum events or classes at your local library as inexpensive ways to spend time with your loved ones. Not only do these events cost less than a typical dinner out, they often create richer and more memorable moments.5. Prioritize experiences over spending.When scheduling time with your friends, consider the “return on joy” and how spending money beyond your comfort zone can ultimately diminish the experience. If you’re worried about money while on a costly vacation, is it really worth it?One helpful strategy to combat this feeling is the “two-out-of-three rule,” where for every three event invites, you choose two to attend based on money, energy and anticipated joy. This ensures you show up fully present and relaxed for the events that matter most.Focus on the value of connectionBy identifying and honoring your values and setting boundaries, you can enjoy the friendships that enrich your life without compromising your financial future.This story was produced by Ally Financial and reviewed and distributed by Stacker.
	Rural healthcare is in the red as Trump withholds Medicaid payments to Minnesota Rural healthcare is in the red as Trump withholds Medicaid payments to MinnesotaGovernmental action (or inaction) that affects America at large often has an outsized impact on rural residents.At the end of February, the Trump administration announced it will withhold millions of dollars in Medicaid reimbursements to Minnesota, citing concerns about fraud. This comes on the heels of GOP cuts to Medicaid in the 2025 budget reconciliation bill and an effort to repeal the Affordable Care Act (ACA), which would disproportionately hurt rural healthcare systems.The Daily Yonder explains how rural inequality manifests in this scenario: Rural hospitals are more likely than urban hospitals to operate with negative profit margins. And cuts to public payer programs, like Medicare or Medicaid, disproportionately threaten these hospitals by increasing the rate of uncompensated care, or services for which hospitals receive no payment.The following map shows the percentage of revenue in rural hospitals that comes from federal and state-level health insurance programs for low-income families. The Daily Yonder All hospitals receive reimbursements from programs like Medicaid, CHIP, or state-level health insurance programs. In rural hospitals, Medicaid accounts for about 19% of discharges. But that share varies from hospital to hospital, depending in part on how much of the surrounding population relies on public insurance.Keep in mind that this map does not reflect payer mix, or the share of the total population that receives governmental health insurance assistance for low-income families. It only shows the share of revenue derived from low-income assistance programs, which is not directly proportional to the share of patients on those programs.Data for this analysis comes from Saving Rural Hospitals, a website created by the Center for Healthcare Quality and Payment Reform, a national policy organization that advocates for improvements in healthcare systems.Trump Administration Withholds Minnesota Medicaid FundsIn a Feb. 25 press conference at the White House, CMS Administrator Mehmet Oz announced that the Trump administration plans to withhold $259 million from Minnesota’s Medicaid program. Oz claimed that money allotted for low-income families went to bogus organizations and a behavioral health clinic that paid doctors to work 24 hours a day for more than 450 days.In a statement on X, Minnesota Gov. Tim Walz criticized the agency’s method of combating fraud, stating that the Trump administration is on a “campaign of retribution,” and that Medicaid cuts would be “devastating” for working families across the state. “The agents Trump allegedly sent to investigate fraud are shooting protesters and arresting children,” Walz said.Minnesota Attorney General Keith Ellison called the Trump administration’s plans unlawful, threatening to take them to court if they continued to withhold Medicaid funds.Accessible Space, a Minnesota nonprofit that offers affordable housing to people with disabilities, is funded almost entirely through Medicaid reimbursements. Director of Accessible Space Josh Berg told Minnesota Public Radio that “any cuts to Medicaid funding will directly result in reduced services.”And many rural hospitals in Minnesota — and across rural America at large — face similar circumstances. Thirty-nine of Minnesota’s 98 rural hospitals have negative operating margins, according to Daily Yonder analysis of CMS data.Some hospitals with persistently negative operating margins manage to stay afloat by relying on nonoperating revenue, or revenue that comes from sources like taxes and philanthropy. But even that cushion isn’t always enough. More than 100 rural hospitals have closed in the United States in the last decade alone, forcing rural families to travel further to get the care they need.Trump’s campaign against supposed fraud isn’t an abstract war in rural Minnesota. In communities where hospitals operate on thin margins, even small cuts in federal spending can destabilize entire systems of care.This story was produced by The Daily Yonder and reviewed and distributed by Stacker.
	Blizzard safety: What to know before you shovel or hit the road Experts warn heavy, wet snow can make both driving and shoveling dangerous. Here’s how to prepare before heading outside.
	Blizzard conditions continue with heavy snow winding down A "Blizzard Warning" remains in effect for some of us until early Monday afternoon. Snow will be ending by midday. Strong winds will continue into the afternoon hours and breezy conditions tonight will give us below zero wind chills. Here are some of the snow totals through Monday morning. More snow is on the way. [...]
	From Punch the monkey to adulthood: Why comfort objects still matter From Punch the monkey to adulthood: Why comfort objects still matterThe recent craze about Punch, an abandoned baby Japanese macaque at Ichikawa Zoo in Japan, has brought renewed attention to something many people intuitively understand: comfort objects matter.After being rejected by his mother and struggling to integrate into his troop, zookeepers gave Punch a stuffed orangutan plushie. He began carrying it everywhere. The toy appeared to serve as a surrogate attachment figure, providing tactile comfort, security and reassurance, which may have been especially needed after he was bullied by older monkeys.While the image of a baby macaque clinging to a plush toy is touching, LifeStance Health reports how the psychology behind it is deeply human. Comfort objects, also known as transitional objects, may play a significant role in emotional regulation and mental well-being. Items like stuffed animals, security blankets or small keepsakes may seem simple, but they can offer profound psychological benefits for some. To these individuals, comfort objects may provide stability, safety and grounding during stressful or uncertain times.Although often associated with childhood, comfort objects can remain valuable across the lifespan. From easing separation anxiety in children to helping adults manage grief, trauma or emotional overwhelm, these objects continue to serve an important psychological function.What are comfort objects?Comfort objects are personal items that provide reassurance, emotional support and a sense of familiarity. They are often used during periods of change or stress.Common examples include:Stuffed animals or plush toys (often referred to as anxiety stuffed animals)Security blankets or soft quiltsPillows such as body pillows or weighted pillowsClothing items like a favorite hoodie, sweatshirt or socksJewelry or charms like lockets, rings or braceletsSmall keepsakes such as stones, shells or trinketsScented items like a loved one’s scarf or pillowcaseThe specific item matters less than the emotional comfort it brings. Comfort objects often become symbols of connection and consistency.The science behind comfort objectsThe role of comfort objects is rooted in attachment theory, which explains how emotional bonds form and create feelings of trust and security. Research shows that for some individuals comfort objects can:Reduce anxietyImprove emotional regulationEnhance feelings of safety and securityIn childhood, these objects can help children build independence while still feeling connected to their caregivers. In adulthood, they often serve as grounding tools during stressful times, helping people feel calmer and more emotionally balanced.Comfort objects for childrenChildren naturally gravitate toward objects that offer a sense of familiarity and security, often helping them feel safe while exploring the world around them. Comfort objects for kids, like stuffed animals or security blankets, can help them navigate new experiences and regulate big emotions.These comfort objects may also help:Reduce separation anxietyPromote better sleepSupport emotional developmentEase transitions like school or movingComfort objects for adultsAdults may also benefit from comfort items. While the comfort object may not always be obvious (like stuffed animals or blankets), they serve similar purposes. A favorite hoodie, a comforting photograph or even a childhood keepsake may help adults:Manage anxiety and stressImprove sleep and relaxationStay grounded through mindfulness practicesNavigate life changes like relocation or lossAdults sleeping with comfort objects is increasingly acknowledged by some clinicians as a healthy coping behavior, especially during periods of grief, trauma, or emotional upheaval.Comfort objects and anxiety reliefAnxiety comfort objects can be powerful tools for calming the nervous system and providing immediate stress relief. Whether it’s an anxiety stuffed animal, a familiar scent or a small tactile object, these comfort items may:Trigger soothing, familiar memoriesProvide a sense of grounding and controlReduce physical symptoms of anxiety (e.g., rapid heartbeat or tension)Stuffed animals for anxiety and other sensory-rich items are often used during mindfulness or relaxation practices.Use of comfort objects in therapyComfort objects can be effective tools in therapy, supporting emotional expression and grounding. Therapists may encourage clients to bring comfort items to sessions to help enhance emotional safety and trust.How comfort objects often work in therapy:Provide sensory grounding: Holding or interacting with a comfort object, like a fuzzy blanket or a stress ball, may provide consistent tactile or sensory input that can help calm the nervous system and offset overwhelming stimuli.Used in ABA therapy: Comfort objects are frequently incorporated into applied behavior analysis (ABA) therapy for children with autism. They help manage transitions, support emotional regulation and increase engagement in structured therapeutic activities by offering familiarity and consistent emotional support.Reduce anxiety and stress: The act of holding or touching a comfort object can reduce the levels of stress hormones, helping promote feelings of relaxation and security.Act as an emotional anchor: These objects serve as a stable and reliable source of comfort, helping individuals regulate their emotions and maintain a sense of consistency, especially during times of change or distress.Facilitate self-soothing: Comfort objects help empower individuals, particularly children with autism, to independently manage their feelings by providing a tool for self-soothing in moments of anxiety or sadness.Offer a springboard for discussion: In a therapeutic context, comfort objects can help initiate helpful conversations by making individuals feel safer, which can lead to a tangible starting point for discussing difficult emotions or experiences.Connect to memories and identity: Many comfort objects are tied to meaningful memories, helping provide a symbolic connection to past experiences of feeling safe or loved.Autism and comfort objectsFor many individuals with autism, comfort objects play an essential role in managing anxiety, sensory processing challenges and emotional regulation. These items often provide consistent, reliable sensory input in a world that can feel overwhelming and unpredictable.Attachment to objects in autism is often long-lasting and deeply meaningful. While many neurotypical children outgrow their comfort items, children with autism may continue to rely on them into adolescence and adulthood. These items are not signs of immaturity, but effective coping tools. Whether it’s a specific toy, textured item or familiar piece of clothing, the object can provide emotional security and stability. In some cases, it may even support social engagement by acting as a bridge for interaction.Comfort objects can help reduce sensory overload, promote emotional self-regulation and serve as non-verbal communication tools. For example, a child may use their comfort item to signal they are overwhelmed or in need of support. These objects also foster connection by serving as conversation starters, helping children engage with peers in social settings.Caregivers can support healthy attachment by encouraging social interaction with comfort objects present, promoting emotional awareness and gradually introducing alternative coping strategies. Addressing stigma and allowing space for comfort items, regardless of age, helps foster understanding, dignity and emotional growth.Borderline personality disorder and transitional objectsFor individuals with borderline personality disorder (BPD), comfort objects may offer stability during emotionally intense or unstable moments. People with BPD often struggle with self-soothing, fear of abandonment and emotional regulation.Why comfort objects are used in BPD treatment:Coping with abandonment: Individuals with BPD frequently experience intense anxiety around being left or rejected. Comfort objects may provide a consistent, reliable presence that can ease these fears.Emotional self-regulation: BPD is often marked by difficulty in calming down and managing overwhelming feelings. Holding or interacting with a comfort object can help restore emotional balance.Addressing attachment trauma: Many people with BPD have experienced inconsistent or neglectful caregiving in early life. Comfort objects can symbolically fill the gap, helping offer a sense of emotional security and connection.These objects are often included in personalized “self-soothing toolkits,” helping individuals identify which items are most grounding for them. Some people may carry their object with them throughout the day, while others use it in private during times of distress, helping create a tangible connection to emotional safety. The ability to customize this toolkit also encourages empowerment, autonomy and emotional resilience.Conclusion: Embracing comfort objects for emotional supportComfort objects can be meaningful tools that may support emotional regulation and self-care. Their potential benefits extend across age groups and mental health conditions, helping offer comfort and consistency.Whether you’re a parent supporting your child, an adult managing anxiety or someone exploring emotional healing through therapy, embracing comfort objects may be a meaningful and effective part of your mental wellness journey.This story was published by LifeStance Health and reviewed and distributed by Stacker.
	The average American has enjoyed three ‘vacations of a lifetime,’ survey finds The average American has enjoyed three ‘vacations of a lifetime,’ survey findsThe average American has enjoyed three “vacations of a lifetime” — with Hawai‘i, Rome and Paris among the top destinations.Previously considered a once-in-a-lifetime experience, Americans are finding new ways to make travel a priority, with 37% believing bucket list trips are more achievable than 10 years ago.A OnePoll.com survey of 2,000 adults conducted from Dec. 3-11, 2025 for Virgin Red’s The Points Index report found that exceptional food and drink offerings (36%) was the top criterion for millennials when discovering a trip of a lifetime, while a quarter (25%) of Gen Z consider a trip a “once in a lifetime” experience when it allows them to do activities they wouldn’t be able to do at home. The report explores how Americans use airline loyalty points to book dream vacations.More than half of Americans (57%) are now signed up to a loyalty program, and 26%of those claim points have helped them access experiences they wouldn’t have otherwise been able to.The report data revealed that in 2025, Americans redeemed 13.6 billion Virgin Points, marking an 18% year-on-year rise in redemptions.In the U.S., point-spending peaks occur during traditional holiday periods, with the biggest rise (73%) seen in November, coinciding with Thanksgiving.The report found that over three-quarters of respondents (77%) have paid for part or the full price of a flight using loyalty points, with 33% using points for flight upgrades.It also found that 14% would book a dream vacation to mark a milestone birthday, with 17% planning trips around special family events.More than a third (37%) are currently in the midst of planning a big vacation, with 32% prioritizing beach and relaxation trips overseas, compared to only 14% opting for shorter getaways.And among those who took part in the OnePoll.com study, a quarter (25%) of Gen Z prioritized activities and experiences as their main motivations for travel.Top 10 ‘trip of a lifetime’ destinations for Americans:Hawai‘i, USARome, ItalyParis, FranceVenice, ItalyTokyo, JapanSydney, AustraliaAlaska, USAThe Great Barrier Reef, AustraliaBarcelona, SpainCairo, EgyptThis story was produced by Virgin Red and reviewed and distributed by Stacker.
	Paint party, stand-up comedy show planned to support Brantley's Wings A paint party and a stand-up comedy show are scheduled to support a Quad Cities nonprofit organization. The fourth annual paint party to benefit Brantley's Wings will be from 2-4 p.m. Saturday, April 22, at DeWitt Community Center. Visit here to reserve a spot. Cost is $35. A stand-up comedy show will be Friday, June [...]
	The 10 most expensive college towns in the US—and the 10 cheapest The 10 most (and least) expensive college towns in the USAs students head back to campus this fall, many are returning to college towns where the cost of living has climbed to staggering heights.“Home prices — and, by extension, rent — in many college towns have climbed so high they’re increasingly out of reach for students, faculty, and staff,” noted Daryl Fairweather, Redfin Chief Economist. “As home-sale prices rise nationwide, they push up rents because landlords often pass the cost along to their tenants. Paired with limited rental supply in rent-heavy towns, costs can climb quickly.”The result? Rent is now the largest expense for many of today’s college students — sometimes exceeding tuition. In a few markets, buying a home is actually cheaper than renting. Living on campus can be even more expensive.While some students live on campus or rely on family housing, the housing market still shapes a city’s cost of living and may influence where people choose to attend college.To highlight where costs are highest and lowest, Redfin Real Estate found the most and least expensive college towns in the U.S., ranked by their median sale price.The most expensive college towns in the U.S. Redfin Real Estate Santa Barbara tops the list as the most expensive college town in the country — by a wide margin. It’s followed by Boca Raton; both towns sit on pristine coastlines and offer top-tier universities and amenities, which help push real estate prices through the roof. While incomes in these cities are relatively high and climbing, many residents still struggle to afford to live there.The remaining expensive college towns are spread across the country and generally in appealing or iconic locales, like the fertile Palouse region of Washington or the mountain country in northern Arizona.Housing investors can also play a role in college towns. Sometimes parents will act as investors, buying homes near the university for themselves or their children — and even renting space to their child’s friends.The least expensive college towns in the U.S. Redfin Real Estate Dayton is the least expensive college town in the U.S., with a median sale price less than a third of the national average. Two more Rust Belt cities, Syracuse and Mount Pleasant, are next. Even including non-college towns, Dayton and Syracuse are among the cheapest places to buy a house in the country.All of the cheapest college towns have sale and rent prices well under the national rate. However, even though costs are low, local incomes are as well, meaning affordability is still often strained.Final thoughtsA college education is pricey and getting pricier, and high housing costs make it even harder to afford. Whether on- or off-campus, the price of housing can make college stressful or even unattainable.College students looking for off-campus housing on a tight budget should speak with their university, check local market trends, and explore alternatives like roommates or living with family. Redfin has an in-depth guide to help people through the process.As the education and housing landscapes continue to shift, keeping an eye on local housing trends can help you make informed choices about where to learn, live, and work.MethodologyBased on an original Redfin report, which analyzed data for 240 college towns across the nation. To be considered a “college town”, at least 10% of the city’s population must be students at a four-year accredited university, and it must be at least 30 miles away from a metro area with a population greater than 1 million. Only the top 50 cities by student population with at least 100 home sales in 2025 were included.Housing data is a weighted average from January to July 2025. Income data comes from the U.S. Census Bureau 2024 ACS 1-year estimate. Tuition data comes from College Board and assumes average financial aid. For information about housing markets in additional college towns, read this.This story was produced by Redfin Real Estate and reviewed and distributed by Stacker.
	First responders battle house fire on 7th Street in East Moline Monday morning First responders were called to a house fire in the 2300 block of 7th Street in East Moline Monday morning. Crews were seen working to extinguish the fire.
	How much is a dollar worth? Why the weakening US currency matters for your wallet How much is a dollar worth? Why the weakening US currency matters for your walletSorry to be the bearer of bad news, but for every dollar you earn, there are a number of different factors eating away at it.There are taxes, for one, not far away with April 15 on the horizon. Then there is inflation: Even though it has moderated from the years of the COVID-19 pandemic, it is still eroding the value of our money to the tune of almost 3% a year.And now there is a new worry: The U.S. dollar, which has sunk to a multiyear low against other currencies, is down around 10% compared to the beginning of last year.Put all those factors together, and your cash isn’t packing a whole lot of punch when you go to the grocery store. Instead, it seems a little weak and dazed, like a boxer at the end of a 12-round fight. In this article, Current, a consumer fintech banking platform, explains how a weaker dollar affects everyday finances and what consumers can do about it.“It manifests in imported goods and foreign travel, while subtly chipping away at general affordability as costs for goods and services rise and asset prices are pushed higher,” says Mike Casey, a planner with AE Advisors in Alexandria, Virginia. “For the average consumer, imported essentials like electronics, clothing, and oil become pricier.”In other words, the purchasing power of that buck in your wallet is under extreme pressure. Not exactly what we needed, in an era when affordability for households has become so challenging.Seen from one angle, there’s not a lot average consumers can do about a weaker dollar. Its strength is determined by larger factors outside of our control, such as the level of interest rates set by the Federal Reserve.But in another sense, there are targeted action steps we can take to maximize the value of our money. A few specific areas that a weaker dollar should make you consider:Foreign travel. On a daily basis, we may not realize how much the dollar has slumped. But when we go abroad, we most definitely will.“Personally, the dollar hitting multiyear lows is affecting my travel budget,” says Theresa Pablos, a planner with Equalis Financial in Los Angeles. “I'm planning a trip to Europe this fall, and I've intentionally padded my travel budget because I know the dollar won’t go quite as far on hotels, meals, and activities as in past trips. To make up for the difference in cost, I'm looking for other ways to save, such as flying budget airlines and getting a new travel card with cash-back perks.”Practically speaking, it means international travelers should be choosier about destinations. It could also mean deliberately saving more in advance of such a trip, as Pablos did — or even delaying those big expenses altogether, until such a time when exchange rates look more attractive.Imported goods. This area is a double whammy for consumers: Not only has a weak dollar pushed the price of imports up, but some have been slapped with tariffs as well, due to the current administration’s trade policies.One way around that is to be more intentional about buying American-made products when possible, as you will avoid the exchange rates and tariffs that have pushed some prices higher.Cash holdings. Everyone knows that investing involves risk, but there is also risk involved in standing pat with your money. If your cash isn’t earning anything, inflation marches on, and the dollar is declining, then you are essentially losing a little bit of ground every day. That’s a long-term risk, too.That’s why, at a minimum, you should ensure that your cash is earning something significant. “For savings, shift to high-yield accounts,” suggests Casey.That way, you can outpace some of these larger macroeconomic issues dragging down the currency. That’s easily done by checking your current rates and opting for accounts generating superior interest.Card rewards. In an era when every penny counts, probably the easiest layup is maximizing the rewards programs attached to whatever cards you use on a daily basis. And yet, according to one Bankrate survey, almost a quarter of rewards card users haven’t even cashed in any benefits in the past year. That’s puzzling, because it’s basically leaving money on the table.International investments. If you have a percentage of foreign stocks in your portfolio, congratulations: All else being equal, the value of those holdings has likely risen, simply by virtue of being denominated in foreign currencies.For those investors, a weak dollar is actually a good thing. “We have loved the dollar weakening,” says David Demming, a financial planner in Aurora, Ohio. “It has enhanced our overweight in international funds, with emerging markets both the cheapest and best performing last year.”If you don’t have many international stocks yet, this weak-dollar era brings home the importance of diversifying and having some global exposure in your portfolio. That way, you won’t have all your eggs in one basket.This story was produced by Current and reviewed and distributed by Stacker.
	How to become a general contractor (if you don’t have experience) How to become a general contractor (if you don’t have experience)Nobody starts working as a licensed general contractor right away. Learning how to become a general contractor with no experience may feel overwhelming — but with the right plan in place you can jumpstart your general contractor career. Most general contractors begin in entry-level roles, learn the trades and gradually build the skills required for licensing.If you’re starting from scratch, ERGO NEXT provides this primer on how to begin working toward becoming a general contractor.What is a general contractor?A general contractor (GC) is responsible for managing an entire construction project from start to finish.In construction, a general contractor is someone hired to be in charge of a project. That means dealing directly with the client, managing other workers, placing orders with vendors and getting approvals from officials.General contractors typically:Hire and manage subcontractorsCoordinate materials and vendorsHandle permits and inspectionsTrack budgets and timelinesOversee job site safety4 tips to help you get started as a general contractorIf you’re good with your hands and curious about venturing out on your own as a GC, take these steps to jumpstart your next move.1. Learn skilled trades through hands-on workIf you have no experience, the most common starting point is learning a skilled trade. Over time, this hands-on work builds the foundation you’ll need to qualify for a general contractor license.Many general contractors begin as carpenters, though some start in other trades such as plumbing, electrical or HVAC.The paths to master different trades typically involve a combination of training courses and supervised work experience, often through an apprenticeship. Many unions or professional organizations sponsor apprenticeships, which can last as long as four years.It's also possible to gain construction experience without a formal training program, though this can be more challenging. This usually requires finding a company with a supportive crew willing to take you on as a “helper,” starting with basic tasks before moving on to more complex responsibilities.2. Take formal educations courses in construction managementAnother way to get started is through structured education or training programs. And many construction industry associations provide training courses for becoming a GC.For example, you can enroll in a program like the Building Trades Academy, run by the North America's Building Trades Unions (NABTU), or a course by the Associated General Contractors of America (AGC).These courses give you the practical knowledge to manage a construction project, including design, safety and building codes, construction materials, inspection procedures, cost estimation and even labor law.Another option is to pursue a bachelor's or master's degree in construction management. A construction management degree — which typically combines structural engineering and business management training — can help prepare you for leadership roles in construction or support your long-term goal of becoming a GC.Keep in mind that in most states, a degree or educational certificate isn’t enough to meet the licensing requirements to be a general contractor. You’ll still need hands-on experience.3. Start as a helper or subcontractor and build your reputationEven when you're training, gaining real-world job site exposure is critical. Working as a subcontractor, apprentice or construction helper allows you to observe how licensed contractors manage budgets, crews and client relationships.Over time, this exposure helps you understand how to bid on projects, how timelines are managed and how inspections are handled — all key parts of running your own contracting business.4. Gain supervisory or project experienceAs you gain confidence and skills, look for opportunities to take on more responsibility.This might include leading small crews, managing materials or helping coordinate schedules. Over time, this type of experience prepares you for the responsibilities of a general contractor.How long does it take to become a licensed general contractor?The timeline depends on how quickly you gain hands-on experience and meet your state’s licensing requirements. For someone starting from zero, the path typically takes several years.Apprenticeships may last up to four years, and most states require documented hands-on construction experience before you qualify to apply for a general contractor license.According to the U.S. Bureau of Labor Statistics (BLS), construction managers — a similar leadership role — typically gain years of work experience before advancing to management positions.How much money can a general contractor earn?A general contractor salary can vary a lot depending on your location, experience and the size of projects you take on.According to Ziprecruiter, the average annual pay for a GC is $74,057 in 2026. Those earnings get bumped up to a median annual wage of $106,980 according to 2024 BLS data for construction managers.If you’re self-employed as a general contractor, your income may depend on:The number of projects you take on each yearThe size of the projects you take onYour pricing structure and profit marginsWhether you specialize in residential or commercial workYour reputation and referral networkSome independent contractors may earn less while building their client base, while others managing multiple crews and larger builds can earn well above the national median.As you gain experience, licensing and business skills, your earning potential typically grows — especially if you move from working under other contractors to running your own projects.Do you need a license to be a general contractor?Most states require a license if you want to operate as a general contractor and run your own projects. Some states allow small jobs without a license, but larger projects usually require formal approval.To get a general contractor license, you'll typically need to document your construction experience and pass an exam.If you're just starting out, your focus should be gaining enough supervised job experience to qualify for the licensing process later.In many states, you may also need to:Submit an applicationPass an examProvide proof of insuranceObtain a surety bondPay licensing feesCan you start a contracting business with no experience?Technically, you can start a business — but without construction experience, it can be difficult to win clients, secure permits or qualify for licensing in most states.Many aspiring contractors begin by working under a licensed contractor first. This allows you to build credibility and gain experience in how to run projects before you launch your own company.When does a general contractor need business insurance?Even if you're just starting out as a helper or subcontractor, you may not always be covered under another contractor’s policy.Once you begin taking on jobs independently — even small side projects — contractor insurance can help protect your business from financial losses related to property damage, injuries or legal claims.While there are many types of business insurance to choose from, general contractors and subcontractors most commonly seek out:General Liability insuranceThis coverage could help with non-employee injuries, property damage to other people’s property and some legal expenses if someone claims your work caused harm. For example, if a homeowner trips over materials at a job site and breaks their arm, general liability insurance could help cover medical expenses or legal costs related to the claim.Contractor’s E&O insuranceContractor’s E&O could help protect you from the cost of workmanship errors, legal defense and legal judgments that result from your professional mistakes. For example, if you’re accused of installing the wrong cabinets for a client, contractors’ E&O could help cover expenses to fix the problem or defend your business if a client takes legal action against you.Workers’ Compensation insuranceIn most states, workers’ comp is required once you hire employees. It can help cover medical expenses and lost wages if an employee gets injured or becomes ill due to job-related work.Tool and Equipment insuranceThis type of business insurance coverage, also called inland marine insurance, may help cover repair or replacement costs if your tools and mobile equipment are stolen or damaged while in transit to or stored at a job site. For new contractors investing in expensive professional tools, a tools and equipment policy can be an important layer of protection.Commercial Auto insuranceIf you use a truck, van, trailer or other vehicle for work, commercial auto insurance could help cover property damage or injuries resulting from an accident while driving for business. Personal auto policies typically don’t cover work-related driving.This story was produced by ERGO NEXT and reviewed and distributed by Stacker.
	IMEG acquires Dallas-based KMCE, specializing in subsurface utility and underground infrastructure Founded in 2018, KMCE, based in Dallas, specializes in subsurface utility engineering and underground infrastructure services.
	Win a new TORO lawn mower in WQAD & B & B's spring sweepstakes Watch Spring Weather Impact 2026 on the 8+ app, get the code word and register to win!
	How much of your income should you spend on housing? How much of your income should you spend on housing?Looking to cut costs? Why not start at the top?In the typical American household, nothing takes a bigger bite out of the budget than housing costs. While that’s a burden, it also means that housing expenses are where cost-cutting has the biggest potential to help make ends meet.Experts say you should spend no more than 25% to 30% of your income on housing—rent or mortgage payments plus utilities—for financial stability.If you do that, you’ll have a head start on an affordable lifestyle, Freedom Debt Relief reports.Key Takeaways:The 25-30% rule is a guideline for how much of your income to spend on housing expenses.Since housing is probably your biggest expense, limiting housing costs can have a significant impact on the rest of your budget.Calculating whether your housing expenses fit into the 25-30% rule can help you make other budgeting decisions.What Does the 25-30% Rule Mean?The 25-30% rule means your regular housing expenses shouldn't exceed that percentage of your income. This rule of thumb is based on your gross income—your pay before taxes and other deductions are taken out.The U.S. government defines “affordable housing” as housing that costs no more than 30% of your income. This includes rent or mortgage payments, homeowner association fees, and basic utility costs, such as electricity, gas, water, and internet.There’s no magic to the 30% number. It’s just a broad rule of thumb, but it makes sense. American households pay an average of about 14% in income taxes. Add in 30% for housing, and that means 44% of your budget taken up by bills you have no choice but to pay.If you can keep housing costs to 30% or less, you still have over half your budget left over to pay for other things.Why Is It Important to Follow the 25-30% Housing Expense Rule?The 25-30% housing rule is important because it offers financial flexibility.Many expenses are unpredictable. You need some wriggle room in your budget to pay for those unexpected expenses. It might be back-to-school clothes one month, a car repair the next month, and a medical bill the month after that.To leave yourself flexibility, you need to limit the amount of your budget that’s eaten up by fixed expenses. These are costs like rent, mortgages, and taxes that you’re locked into paying.Those fixed expenses are far from the only essential costs most households have. It’s just that they are typically more predictable than many other expenses.The following chart shows how much of the average household’s budget these essentials eat up annually: Freedom Debt Relief These essential expenses total just over 80% of the typical household’s income. That doesn’t leave a lot of room for things like entertainment and savings, let alone handling a loss of income or other financial emergency. If you let housing expenses creep up past 30%, it quickly eats into any budget space you have for those other spending categories.Does Spending 25-30% of Your Income on Housing Work for Everyone?No, not everyone can limit housing costs to 25-30%. The practicality of this rule of thumb depends on your lifestyle and financial circumstances.For example, it’s much tougher for lower-income households to limit housing expenses to 30% of their income. Households making between $40,000 and $49,999 spend an average of 42% on housing. In contrast, households earning over $200,000 spend an average of just 15% on housing.It also depends on where you live. Some housing markets are much more expensive than others. To some extent, incomes also tend to be higher in those markets, but not for everybody. Some people in costly areas like New York City or San Francisco may have to pay a higher percentage for housing.Whatever your lifestyle and financial circumstances, the 25-30% rule is a good guideline. If your situation is such that you have to pay more than 30% for housing, you'll have less money for other things.How to Calculate Your Housing Budget Using the 25–30% RuleStart with the total amount of money you make per year, before taxes and other deductions.To get your annual total (if you work full-time), take your hourly rate and multiply it by 40. Multiply the result by 52.If you earn $25 per hour, your annual income is $52,000.25 x 40 = 1,0001,000 x 52 = 52,000Now multiply that amount by 0.3. The result is a dollar figure that represents 30% of your gross income.52,000 X 0.3 = 15,600In this example, you should try to keep your housing costs under $15,600 per year.That works out to $1,300 per month.If you want to shoot for a tighter housing budget, multiply your income by 0.25 instead.Ideally, the resulting amount should cover your rent or mortgage payment, plus your utilities, and if possible, renter’s insurance. Your mortgage payment should already include property taxes, homeowners insurance, and homeowners association dues. If it doesn’t, add them. Research all of these expenses for any property you’re considering buying or renting, and compare them to your income.What if You Spend More Than 30% of Your Income on Housing?By choice or necessity, you might spend more than 30% of your income on housing. The more you spend on housing, the less you’ll have to spend on other aspects of your life.Everybody has unexpected expenses sometimes. Being locked into paying more than 30% of your income for housing gives you less flexibility to cope with them.Spending more than 30% of income on housing is less of a problem in some situations than others. For example, if you’re just starting your career, you might expect your income to rise over time. In that case, the percentage of income you’re spending on housing is likely to come down—as long as your housing costs rise more slowly than your income.It also matters whether you buy or rent your living space. If you buy a home with a fixed-rate mortgage, you can expect your housing expenses to be fairly stable (the mortgage payment won’t change, but your utility costs could). In the long run, housing costs should fall sharply when you pay off your mortgage.If you rent, your rent is likely to go up over time. If you don’t expect your income to rise at the same rate, it’ll be important to keep your housing expenses down. Still, whether you rent or own, 30% is a good maximum to shoot for to make sure your payments remain affordable.The lower you keep your housing expenses, the more money you have to pursue other financial goals, such as:Buying a home, if you don’t already own onePaying for children’s educationBig-ticket purchases such as a new carTravelWeddingSaving for retirementOne benefit of the 25-30% rule is that it reminds people to leave some room in the budget for future goals.Is the 25–30% Housing Rule Still a Good Guideline?Changing economic conditions can affect how easy it is to live by the 25-30% rule. For example, rising home prices can make it more difficult to limit housing costs to 30% of income.Fortunately, when home prices rise, wages often adjust to some extent. For example, during the five years preceding the end of 2023, the average American home price rose by around 52%. Over the same five years, average income rose by about 30%. That means that a 30% housing cost five years earlier became a 35% housing cost. Housing is, on average, a little harder to afford, but not impossible.In any case, the reality is that housing expenses have to fit into a limited budget. The more of that budget you use on housing, the less you have for other things. So doing what you can to keep housing costs low benefits other aspects of your lifestyle.One alternative to the 25-30% rule is the 50/30/20 rule. This is a guideline that says you should devote 50% of your budget to needs, 30% to wants, and 20% to savings.None of these guidelines is an absolute.In any budget, if one expense rises, other expenses have to fall, or else you go into debt, and debt can be tough to handle. Since housing is likely to be your biggest budget expense, you’ll find that keeping those costs under control has the potential for the most impact on your overall budget.This story was produced by Freedom Debt Relief and reviewed and distributed by Stacker.
	The harmony of home: Bringing Easter’s message of faith to life through food and music The harmony of home: Bringing Easter’s message of faith to life through food and musicEaster, the most sacred day on the Christian calendar, commemorates the Resurrection of Jesus Christ, a moment Christians believe transformed death into hope and sorrow into redemption. While services remain central to the holiday, Easter is also shaped by traditions practiced at home, where gifts and baskets, the Easter supper and music extend the meaning of the day beyond church.In the following article, PrayerSong explores how Easter traditions in the United States extend beyond church services into homes through shared meals, symbolic gifts and music.The religious roots of Easter basketsThe Easter basket, now a familiar sight in American homes, began as a religious practice. In medieval Europe, Christians brought baskets of food to church on Holy Saturday to be blessed ahead of Easter Sunday. The contents, usually eggs, bread and meat, represented abundance after the fasting season of Lent and symbolized spiritual renewal.Eggs carried particular significance. Early Christians viewed the egg as a symbol of Christ’s sealed tomb, broken open at the Resurrection. In some traditions, eggs were dyed red to represent Christ’s blood, reinforcing Easter’s central message through a simple object.As local customs evolved, baskets gradually absorbed folkloric elements and family traditions. In the United States, especially, Easter baskets became associated with children and gift-giving. Even so, many families continue to emphasize symbolism over extravagance, often including devotional items or handwritten notes alongside candy and small gifts.A widely observed religious holidayDespite shifts in religious affiliation and attendance patterns, Easter remains broadly embraced. According to U.S. polling by YouGov, roughly two-thirds of Americans say they like Easter, and nearly eight in 10 plan to observe the holiday in some way, whether through worship, family gatherings or traditional meals.Belief remains central for many observers. Separate national surveys show that a majority of Americans affirm the biblical account of Christ’s Resurrection, underscoring why Easter continues to hold religious significance even as observance styles vary.Church attendance reflects that importance. Research from Lifeway Research consistently finds Easter among the highest-attended days of the year, often drawing people who attend church infrequently at other times.The Easter meal as a way to create traditions and connectionsFor many households, Easter’s most enduring traditions unfold around the dinner table. The National Retail Federation reports that food ranks among the top spending categories for Easter, with most households planning a special meal. Menus vary widely, but many reflect longstanding Christian symbolism. Lamb recalls biblical sacrifice; ham and bread echo post-Lenten feasting; eggs and spring vegetables mark renewal.Pew research shows that shared meals remain one of the most common ways Americans practice religion informally at home, particularly during holidays. Easter dinner, for many families, becomes an extension of worship: a place where faith is discussed, modeled and passed down.Music as a bridge between worship and homeMusic has long shaped how Christians experience Easter. Hymns such as “Christ the Lord Is Risen Today” have been sung for centuries, giving voice to the joy and reverence of the Resurrection. Choirs, congregational singing and instrumental music remain central to Easter services nationwide.At home, those songs often continue and are played during meals, sung with children or recalled as part of family memory. In that way, music bridges public worship and private devotion.Some families are extending that tradition through personalized sacred music and custom created songs rooted in prayer, written to reflect gratitude, remembrance or faith milestones.A season that brings families togetherEven as traditions evolve, Easter continues to draw families together around shared values of faith, gratitude and renewal. From baskets prepared with intention to meals shaped by memory and music that carries belief forward, Easter remains a moment when religion moves beyond the sanctuary and into daily life.This story was produced by PrayerSong and reviewed and distributed by Stacker.
	This Election Cycle, Independent Money Is Plentiful, the Messaging Positive, and the Fear of Upset Pervasive Independent-campaign expenditures have skyrocketed this year in state legislative races. All of these numbers were current as of Friday, at 4:20 p.m., when I finished writing this column.
	Gretchen at Work: Adventurous Brewing, where owner turns hobby into career It takes a lot of work to make one pint of beer.
	Rock Island and Henry County real estate transactions for March 15, 2026 Here are homes sales and property sales in Rock Island County and Henry County.
	Blizzard Warning until MON 1:00 PM CDT Blizzard Warning: Hazardous Conditions Until 1 PM CDT
	New grocery store, consignment shop, mini craft mall opens, Tropical Smoothie Cafe, and more Quad-Cities business news Grocery store opens in Moline, new consignments shops with mini craft mall, Tropical Smoothie Cafe opens, among other Quad-Cities business news.
	Blizzard conditions continue across Quad Cities area Blizzard conditions will continue across the Quad Cities area through late morning or early afternoon Monday. Snowfall totals will range from 2-4″ southeast to more than 6″ from the Quad Cities northward. Another round of snow is likely Tuesday night. Our Quad Cities News kept you prepared all weekend for the snow that is now [...]
	First Community Trust new partnership with Members Community Credit Union in Muscatine “Partnering with First Community Trust allows us to provide a truly holistic financial experience for our members,” said Members Community Credit Union CEO, Tim Chapman.
	Trump threatens NATO allies over Strait of Hormuz help With the Iran war entering a third week and the price of oil reaching nearly $105 a barrel on Monday, President Trump again urged NATO countries and China to help the U.S. secure the vital Strait of Hormuz.
	The Great Comet of 1882 This is Roald Tweet on Rock Island.Had it not been for careful observation by Iowans, the world may never have discovered the heavenly message of the…
	Oil and gas prices are soaring. Some countries are ready with solar panels and EVs As an energy crisis grows, some countries are more prepared because of renewable energy and electric vehicles. Pakistan reduced its reliance on imported natural gas because of the growth of solar.
	75 years ago, a viral TV moment ignited America's obsession with the Mafia Crooked contracts, bribery, shady characters. In 1951, millions tuned in to watch the Kefauver organized crime hearings, showing the power of television.
	Influencers push 'parasite cleanses' but doctors say to steer clear Some people online believe many of us have dangerous parasites in our gut and need to flush them out with herbal supplements. Here's what doctors say about the trend.
	As parents clamor for a treatment touted for autism, doctors hesitate to prescribe it After the leucovorin got public attention as a potential autism treatment, families rushed to get it. Many doctors are torn about prescribing an unproven drug but don't want to lose patients' trust.
	Every Time a Belle Sings, an Angel Gets Its Wings: “Honky Tonk Angels,” at the Circa '21 Dinner Playhouse through April 25 Mischa: Together, these performers were unstoppable. Well … individually they were pretty unstoppable, too!Kitty: I feel about this show kind of like I felt about Glee. I wasn’t in it for the plot, but I was hooked by the music.
	High Wind Warning until MON 6:00 AM CDT High Winds Persisting Until Early Morning with Potential for Damage
	5th member of Iranian women's soccer team gives up asylum in Australia The player's departure shortly before midnight on Sunday leaves two of an initial seven squad members in Australia.
	Win a Generac standby generator with installation from Electric Doctor Win a Generac generator with installation by Electric Doctor and ensure your home stays powered during outages.
	Snow emergencies issued, slick conditions and snow removal items available News 8's Jonas Evans reports on the current conditions outside.
Sunday, March 15th, 2026
	5 takeaways from an Oscars night that spread the love It's thrilling to see the Academy recognize a weird, funny, scary performance like Amy Madigan's in Weapons. Here's what NPR critic Linda Holmes thought of the awards.
	Walk More to Stress Less: Get Moving to Improve Well-Being (Feature Impact) More than 10 years ago, a mere five words frightened desk jockeys everywhere: "sitting is the new smoking." Still, many people across the U.S. are walking less than they used to. Long days spent sitting can take a toll over time, negatively impacting bodies and minds. Research from the American Heart Association shows 1 in 4 adults in the United States sits for longer than 8 hours each day, leading to an increased risk of cardiovascular disease, obesity, Type 2 diabetes, certain cancers and premature death. Feeling stretched by the demands of everyday life is common. However, simply adding just 20 minutes of daily physical activity may reduce the risk of disease and improve mental health, according to research published in "JAMA Internal Medicine." Additionally, being physically active reaps many benefits down the road. It keeps your mind sharp as you age; studies show higher levels of fitness are linked to better attention, learning, working memory and problem solving. It also slashes risk of depression and boosts an all-around sense of joy. Research continues to show physical activity, like walking, reduces stress, boosts mood and promotes overall well-being. This year, in honor of National Walking Day - created by the American Heart Association more than 10 years ago to encourage more movement throughout the day and help people live longer, healthier lives, one step at a time - consider these ideas to get your body moving to help lower stress, improve sleep, lift your mood and support both mental and physical health. Step into the Great Outdoors Slipping on a pair of comfortable walking shoes and heading outside is a simple way to get more movement in your life. Walking outside has the added benefits of helping reduce stress, improving mood and boosting cardiovascular health. Sunshine also provides a boost of vitamin D and immune support. Make It Fun Think of movement as something you give yourself, by moving more your way. When you choose activities you enjoy, it becomes easier to make them part of your day. If you can't find 20 minutes for a walk outside, even short bursts of movement can help. Walking in place at a brisk pace, walking up and down the stairs in your home, finding a quick dance workout online or even seated exercises and stretch breaks throughout the day can help you feel more refreshed and ready to take on everyday tasks, like cooking and running errands. Walk with a Furry Friend Pets can be a great motivator to get moving. Plus, taking your furry friend for a stroll can support heart health, lower stress and boost overall happiness. In fact. a study published in the "Journal of Physical Activity and Health" shows dog owners are 34% more likely to reach their fitness goals and get the recommended amount of physical activity than those who don't have a dog. Walking with your pet can also lead to more social connection, such as meeting neighbors or other pet owners. Pound the Pavement with a Pal Walking solo can be good for introspection, but bringing a friend, family member or coworker can make the time pass more quickly and add connection to your routine. Explore a greenway, waterfront or indoor mall for a fresh way to get some steps. If a loved one isn't available to join you, make a phone call while you walk or take a meeting or conference call outdoors if your work allows it. Every step counts. Visit Heart.org/movemore for more tips to get moving. Photos courtesy of Shutterstock
	Snack Brighter: Fresh, Flavorful Noshes and Nibbles (Feature Impact) When it comes to snacking, ease is often at the top of the wish list. Not far behind, however, are fresh flavors and real ingredients. That's where NatureSweet shines by adding a little color to snack plates with its tomatoes, cucumbers and peppers. Fair Trade and B Corp-certified, the produce company is widely recognized for meeting the highest standards of social and environmental performance, supporting agricultural workers and making a positive impact. That commitment and the belief that "the more you put into something, the more you get out" shows up in flavorful recipes like these Caprese Skewers. Coated in a flavorful, fresh balsamic glaze, these light, colorful snacks make everything from after-school bites to weekend entertaining more fun. Perfectly paired with fresh basil leaves and mozzarella, the star is Constellation tomatoes - a blended, balanced mix of classic cherry tomatoes, sweet yellow tomatoes, mini-heirloom tomatoes and orange cherry tomatoes. Easy to enjoy as a standalone sweet-and-healthy snack or as a palette-pleasing ingredient in a variety of recipes, it's truly a tomato for every occasion. Or if you prefer savory, hearty snacks, these Bruschetta Bagels are packed with flavor. Homemade bagels are topped with juicy Glorys cherry tomatoes - perfect for grilling, sauteing, roasting, baking or simply snacking - creamy goat cheese and a splash of balsamic to create a bite that feels indulgent but is packed with fresh ingredients. Find more fresh recipe inspiration at NatureSweet.com. Caprese Skewers Recipe courtesy of The Produce Moms Prep time: 15 minutes Yield: 12 skewers 2 tablespoons extra-virgin olive oil 1 teaspoon Italian seasoning 1/3 teaspoon cracked red pepper flakes 1/8 teaspoon garlic powder 1/8 teaspoon kosher salt 12 mozzarella balls, drained and patted dry 24 ounces NatureSweet Constellation tomatoes 24 small fresh basil leaves 1/4 cup balsamic glaze (optional) In small bowl, whisk olive oil, Italian seasoning, cracked red pepper flakes, garlic powder and salt. Add mozzarella balls. Gently toss to coat. For best flavor, marinate in fridge overnight. To assemble skewers: Thread tomato, folded basil leaf, marinated mozzarella ball, another folded basil leaf and another tomato. Repeat to make 12 skewers. Place on serving platter. If desired, drizzle balsamic glaze over skewers on serving platter. Bruschetta Bagels Prep time: 1 hour, 20 minutes Yield: 8 bagels Bagels: 1 packet dry yeast 1 tablespoon sugar 1 1/4 cups lukewarm water, divided 3 1/2 cups flour 1 teaspoon salt sesame seeds Bruschetta: 2 cups NatureSweet Glorys cherry tomatoes 1/4 cup olive oil 2 cloves garlic 1/2 cup basil Topping: 1 cup goat cheese 1/4 cup balsamic vinegar salt, to taste pepper, to taste To make bagels: In bowl, mix yeast, sugar and 1/2 cup lukewarm water; let rest 5 minutes. In separate large bowl, place flour and add yeast mixture, remaining lukewarm water and salt. Mix thoroughly with hands until homogenous mixture is obtained. Transfer to greased bowl, cover with plastic wrap and let rise 1 hour. Once dough rises, place on flat surface and divide into eight equal parts. Form small dough balls and, using finger, make hole in center of each to form bagels. Place on baking sheet, cover with kitchen towel and let rise 15 minutes. Preheat oven to 390 F. In pot of hot water over medium heat, cook each bagel 5 seconds, making sure they do not stick to each other. Remove from water and drain thoroughly. Place on parchment paper-lined plate, sprinkle with sesame seeds and bake 25 minutes. To make bruschetta: On cutting board, use knife to cut tomatoes in half. Transfer to bowl; add olive oil, garlic and basil then mix. Set aside. To make topping and serve: Cut bagels in half, place on cutting board and use knife to spread goat cheese on each bagel half. Add bruschetta and drops of balsamic vinegar then sprinkle with salt and pepper, to taste.
	Avoid a Summer Breakdown: Why Now is a Smart Time to Replace an Old HVAC System (Feature Impact) With summer heat just around the corner, homeowners may not be aware that spring can be a perfect time to prepare for rising temperatures. An outdated heating, ventilation and air conditioning (HVAC) system, for example, may not be up for the task of keeping a home cool. In fact, it can end up costing homeowners more in the long term due to a gradual decline in efficiency and more frequent repairs. In addition to savings over time, there are multiple reasons to replace an aging system this spring. In a recent survey, Carrier found more than one-quarter (26%) of homeowners don't know the age of their HVAC system, and a slight majority (54%) don't know the average lifespan of one. Those knowledge gaps can result in missed opportunities for long-term savings. Aging Systems Can't Take the Heat Many homeowners postpone purchasing a new HVAC system until their existing system fails or they find their aging system is struggling to maintain a consistent temperature. Often, upfront costs deter homeowners from purchasing a new system; however, 8 in 10 homeowners would consider a new heating and cooling system if it paid for itself in energy savings within 5-10 years. With a new energy-efficient system, those savings are possible. A New HVAC System is a Critical Home Investment Modern heating and cooling systems have uses beyond heating and cooling. They can improve air quality in the home by balancing humidity levels, reducing drafts and keeping a consistent climate throughout multiple rooms and stories. They also use less energy and run more quietly than older systems, making a home quieter and more cost-effective. HVAC Basics Many Homeowners Miss HVAC units often go unseen, yet a home's comfort depends on them running consistently. It's critical that homeowners schedule annual maintenance appointments to ensure their system is running as it should and they're aware of when it may be time to replace. While it may seem more cost-effective to stick with an outdated system for one more season, an old system could end up prolonging issues and ultimately cost homeowners more in repairs. Spring is an ideal time to invest in a new HVAC system, as contractors are generally more available to install a new system and homeowners can get ahead of the summer heat, ensuring they'll be cool all season long. Signs It's Time to Replace Red flags that indicate it's time for a new HVAC system include: a system that's more than 10-15 years old, a system that needs noticeably more repairs, energy bills going up despite usage remaining the same, inconsistent temperatures, a system struggling to maintain the desired temperature or a system that's constantly running or seems less efficient than it used to. Many companies offer specials during the spring and fall months, known as shoulder season. For example, until May 31, Carrier is offering 0% APR for 60 months and up to $2,100 in rebates so customers can get a jumpstart on a cool, comfortable home. A new HVAC system means more than just cool temps this summer; it means added home value, cleaner air and peace of mind. Learn more about available rebates, tax credits and financing plans at Carrier.com or by contacting a local expert.
	Travel Smarter for Spring's Most Anticipated Moments (Feature Impact) Sports fandom is riding a fresh wave of energy, and travelers can turn that inspiration into trips built around the games they love most. You've done the staycation. Maybe even the workcation. Now it's time for the sportcation, where game day sets the schedule from tip-offs and first pitches to photo finishes. This season, travelers can rally around championship matchups and legendary rivalries with the global Bonus Journeys offer from World of Hyatt. Through April 15, members who register for the offer can: Earn 3,000 Bonus Points for every three eligible nights - up to 21,000 Bonus Points - at participating hotels and resorts worldwide. Earn more rewards at Hyatt Place and Hyatt Select hotels and receive an additional 1,000 Bonus Points for every three eligible nights, up to 7,000 additional Bonus Points, for a total of up to 28,000 Bonus Points. Regardless of the occasion, members can earn more points wherever they go next to redeem points for future free nights, room upgrades and curated experiences across the globe. Turn Epic Live Experiences into Rewards For those chasing courtside seats and stadium lights, spring offers the perfect excuse to plan a getaway around the action. Jump into the excitement at these hot spots: Set, Point, Match Soak up the sun while enjoying tennis showdowns when you stay at Andaz Miami Beach Resort & Spa. Just steps from the beachfront, this hotel provides a refined take on the city's vibrant spirit, while putting travelers close to the action as international tennis stars bring high-stakes rallies. Access Basketball's Biggest Matchups At Hyatt Select St. Louis Airport, hoops fans can soak up the fun of collegiate basketball's biggest moments. Less than a mile from St. Louis Lambert International Airport and within easy reach of the city's top attractions, travelers can fly in, check in and let the madness begin. Basketball in April just hits differently. Hyatt Place Indianapolis Airport puts fans near the biggest hardwood showdowns of the season, while also providing prime access to nearby attractions. Batter Up This Spring If baseball is your thing, check in at Hyatt Place Phoenix/Mesa, a valley escape that allows fans to get up close and personal with America's pastime as the season warms up. After the final inning, unwind at the resort-style pool or practice your own short game on the nine-hole putting green. For baseball junkies, stay just 3 miles from one of the most iconic baseball stadiums at Hyatt Place Chicago/Wicker Park. Savor game day festivities and enjoy panoramic views of the Chicago skyline from the historic Wicker Park neighborhood. Earn Now, Play More Later Spring stays with World of Hyatt do double duty by turning this season's thrills into future getaways, from summer trips to crisp fall weekends. Redeem points to get more out of iconic experiences around the world. Root for the Winning Horse Make a toast in the bourbon capitol of the world as you check in at Hyatt Place Louisville - East. Located 20 minutes from the legendary horse racing track, you'll feel right at home as you watch the thoroughbreds race for a place in the history books. Plan a Football EscapeMake this fall's football calendar your travel inspiration. Take college game day on the road with friends and family while staying at Hyatt Place Columbus/OSU, steps from one of football's most iconic stadiums. Experience the Fast LaneImmerse yourself in one of the world's premier motorsports race destinations from a sophisticated base at Hyatt Centric Gran Via Madrid. Minutes from the new 3.3-mile street circuit, guests can pair high-speed thrills with sweeping views of central Madrid and standout culinary offerings. This season, don't just watch the action; travel for it and let every stay bring you closer to what's next. Learn more and plan your next vacation at hyatt.com/bonusjourneys.
	Manage Busy Spring Schedules with Simple, Nutritious Bowls (Feature Impact) When jam-packed calendars and seemingly constant takeout orders get you down, diving into a fresh way to rethink homecooked meals can get you and your loved ones into a better-for-you routine. Close your favorite food delivery app and instead break out the bowls for simple yet nutritious recipes that are equal parts filling and fresh. Easily prepped ahead of time, dishes like Chicken and Rice Bowls with Peanut Sauce provide powerful protein and flavor without the hassle. For added pizzazz, drizzle with extra peanut sauce and squeeze a dash of lime juice. Or put a tangy twist on a traditional chicken bowl with these Greek-Inspired Power Bowls featuring homemade tzatziki made with Dandy Celery, a naturally sweeter, crispier and less stringy alternative to other celeries. Celebrating its 100th anniversary, it delivers the ultimate snack time (or dinner) crunch and flavor, offering a satisfying complement to sliced chicken, mixed greens, whole-grain quinoa and Kalamata olives. An added bowl-inspired bonus: These family-friendly recipes can be personalized for taste preferences so no one goes hungry. Rethink your family’s menu with more quick, nutritious recipes to alleviate the stress of hectic schedules by visiting DudaFresh.com. Chicken and Rice Bowls with Peanut Sauce Recipe courtesy of The Produce Moms Prep time: 7 minutes Cook time: 5 minutes Servings: 2 Creamy Peanut Sauce: 1 1/2 tablespoons soy sauce 1 tablespoon freshly squeezed lime juice 2 teaspoons rice vinegar 1 teaspoon honey 1/4 cup creamy peanut butter 1 tablespoon toasted sesame oil Bowls: 1 tablespoon olive oil 1 cup cooked, shredded chicken 1 cup cooked brown or jasmine rice 1 cup Dandy celery, julienned 1 cup shredded carrot 1/2 medium English cucumber, thinly sliced 1/4 cup unsalted roasted peanuts, coarsely chopped lime wedges, for serving To prepare peanut sauce: In small bowl, whisk soy sauce, lime juice, rice vinegar and honey. Add peanut butter and sesame oil. Whisk vigorously until sauce is completely smooth and creamy. Set aside. To prepare bowls: In nonstick 12-inch skillet over medium-high heat, heat olive oil until simmering. Add shredded chicken and about 3 tablespoons peanut sauce. Stir constantly to coat chicken and heat through, about 3 minutes. Remove from heat and set aside. To assemble rice bowls: In deep serving bowls, add cooked rice. Top with warm chicken covered in peanut sauce. Arrange celery, carrot and cucumber around chicken. Top with peanuts. Drizzle remaining peanut sauce over bowls. Serve with lime wedges to squeeze over bowls. Greek-Inspired Power Bowls Recipe courtesy of Anastasiia de la Cruz Prep time: 20 minutes Cook time: 15 minutes Servings: 2 Celery Tzatziki: 1 cup plain, full-fat Greek yogurt 1/2 cup finely chopped Dandy celery 1 tablespoon extra-virgin olive oil 1 tablespoon fresh lemon juice 1 small garlic clove, finely grated 2 tablespoons chopped walnuts (optional) salt, to taste pepper, to taste Bowls: 2 cups mixed greens 1 1/3 cups cooked, gluten-free, whole-grain quinoa 2 large grilled chicken breasts (about 6 ounces each), sliced 1/2 cup hummus 1/4 cup Kalamata olives, halved 1 tablespoon extra-virgin olive oil, for drizzling fresh herbs, for garnish To make celery tzatziki: Mix yogurt, celery, olive oil, lemon juice, garlic and walnuts, if desired. Season with salt and pepper, to taste. Stir well. Chill. To assemble bowls: In two bowls, layer greens and cooked quinoa evenly. Top with grilled chicken. Spoon 1/4 cup hummus on side of each bowl. Add olives, 2-3 tablespoons tzatziki and drizzle with olive oil. Sprinkle with fresh herbs.
	How Poor Website Structure Silently Hurts Local Rankings (NewsUSA) - For many small and mid-sized businesses, declining local rankings are blamed on competition, algorithm updates, or insufficient ad spend. But according to digital strategists at iLocal, the real issue is often far less dramatic — and far more fixable.It’s website structure.While business owners focus on keywords and backlinks, search engines have evolved to prioritize something more foundational: how a website is built, organized, and internally connected. When that structure is flawed, rankings suffer — often quietly and gradually.The Architecture ProblemSearch engines don’t see websites the way humans do. They crawl code, hierarchy, internal linking patterns, and page relationships. If a site lacks clear structure, search engines struggle to determine which pages are most important, which services are primary, and which geographic areas are relevant.Common structural issues include:Multiple services lumped onto a single page No dedicated pages for specific cities or service areas Duplicate or thin content spread across pages Broken internal links Poor navigation hierarchy From a search engine perspective, this creates ambiguity. And ambiguity reduces authority.When Google’s algorithms attempt to determine local relevance, they rely on clear signals. If a roofing contractor serves five cities but mentions them only in passing on one generic page, the site may fail to rank strongly in any of them.The Shift Toward Topical AuthoritySearch engine updates in recent years have increasingly favored topical depth and clear content silos. Businesses that build structured service clusters — individual pages supporting a primary category — often outperform competitors with broader but shallower websites.For example, instead of one “Services” page listing plumbing, drain cleaning, and water heater repair, structured sites create separate, optimized pages for each service, internally linked in a logical hierarchy.This isn’t about keyword stuffing. It’s about clarity.When structure aligns with search intent, rankings improve naturally because the site better answers specific queries.User Experience Now Impacts SEOAnother overlooked factor is behavioral data. Slow load times, confusing navigation, and cluttered layouts increase bounce rates and reduce time on site — signals that can indirectly affect ranking performance.A poorly structured website not only confuses search engines but also frustrates visitors. When users quickly exit a site, it reinforces negative engagement signals.The technical and user-experience sides of SEO are now inseparable.The Compounding Effect of Structural WeaknessWhat makes structural problems particularly costly is that they compound over time. Businesses continue investing in ads, social media, and review acquisition, sending more traffic to a foundation that cannot fully capitalize on it.In some cases, companies attempt aggressive SEO campaigns without addressing structural flaws first. The result? Limited gains despite significant investment.The Emerging Best Practice: Structural AuditsForward-thinking local businesses are increasingly conducting structural audits before expanding marketing efforts. These audits assess:URL hierarchy Internal linking patterns Page depth and crawlability Service-to-location alignment Technical performance factors The goal isn’t cosmetic redesign — it’s architectural clarity.Businesses that address structural weaknesses often see ranking improvements without increasing content volume or backlink acquisition. By reorganizing and clarifying what already exists, they unlock latent SEO potential.A Strategic ReframingThe conversation around local rankings is shifting. Instead of asking, “How do we outrank competitors?” the more strategic question may be, “Does our website clearly communicate our expertise and geography to search engines?”In a digital landscape where search algorithms reward precision and user satisfaction, structure is no longer a background detail.It’s infrastructure.And for local businesses competing in crowded markets, infrastructure may be the quiet differentiator between stagnation and sustained visibility.To learn more, visit: https://ilocal.net/
	Supporting Children with Autism (NewsUSA) - April is Autism Acceptance Month, and experts now estimate that one in 31 children in the United States has autism spectrum disorder. To help parents better understand how to support children on the spectrum, Alexander Lopez, J.D., OT/L, associate professor of occupational therapy at New York Institute of Technology, shares practical guidance and tips—including how exercise can improve motor function (muscle coordination) and cognitive performance.Children with special needs often have few opportunities to exercise and develop the foundational skills needed for mainstream activities. For example, learning how to swing a baseball bat can advance coordination, balance, attention, and planning. These essential skills can then be transferred to most daily activities.Lopez, a licensed occupational therapist, has developed targeted athletic programs designed to enable a child’s brain to process sensory information, supporting structural and functional brain changes.“The brain and body are exceptionally malleable, and occupational therapy interventions that use sports and exercise can improve brain performance and help children develop strategies to minimize or control the effects of unpleasant or confusing sensory information,” says Lopez, who is also the founder of the nonprofit gym Inclusive Sports and Fitness, Inc., which recently opened a location on New York Tech’s Old Westbury, N.Y., campus.In addition to increased physical abilities, children in Lopez’s exercise-based program gain lasting friendships and confidence, benefits that spill over into nearly all aspects of their lives. Families report improved outcomes at home and school, including enhanced emotional, behavioral, and academic performance. Of course, the lessons and experiences children gain outside the gym are also important. Lopez urges parents to present a united front, including providing their child with consistent messages, enforcing rules and boundaries, and encouraging their child to reach their full, individual potential. “Despite having certain developmental challenges, a child with autism is not solely defined by their condition,” Lopez explains. “That child is still a whole person with their own abilities, potential, and strengths. With supportive resources, nurturing parenting, and targeted therapies, many children on the autism spectrum develop greater independence, confidence, and meaningful participation in everyday life. But the foundation for this success begins at home. When parents provide consistent structure and use positive reinforcement, they create an environment where their child can build skills, feel successful, and thrive.” Lopez also emphasizes the importance of setting expectations, sticking to daily routines as early as possible, structured schedules, and visual checklists for activities like tooth brushing and getting dressed, which can help children become more self-reliant over time. By using the same foundational strategies with consistency, structure, and positive reinforcement, parents can help foster self-reliance, skill development, and a sense of accomplishment that grows with the child. Lopez is one of many New York Tech faculty members lending their expertise to help tackle real-world challenges. Visit nyit.edu to learn more. Image caption: Alexander Lopez (left), a licensed occupational therapist at New York Institute of Technology, has developed athletic programs designed to help children with autism.
	Lightning strikes tree damaging several windows of Davenport home The Davenport Fire Department responded to reports of a tree that was struck by lightning near a home Sunday.
	Blizzard Warning until MON 1:00 PM CDT Blizzard Warning in Effect Until 1 PM CDT Monday
	Galesburg declares snow emergency Due to forecasted snow accumulation, the City of Galesburg has declared a snow emergency. According to a release, the snow emergency is effective at midnight on Sunday, March 15. City crews will begin plowing when snow accumulation reaches two inches. Residents are reminded that parking is prohibited on all city streets during a snow emergency. [...]
	QCA couple completes America’s Great Loop The Bettendorf natives recently completed America’s Great Loop, a roughly 6,000-mile boating route that circles the eastern United States through the Great Lakes, inland rivers and the Intracoastal Waterway.
	Oscars 2026: Here's who's won an award so far The 98th Academy Awards are underway at the Dolby Theatre in Hollywood, with Conan O'Brien hosting the ceremony. Follow along with us as the wins come in.
	Oscars 2026: 'One Battle After Another' wins best picture Michael B. Jordan and Jessie Buckley won best actor and best actress. Paul Thomas Anderson received best director. Cassandra Kulukundis won the Academy's first ever casting award.
	'One Battle After Another' takes best picture; the complete list of Oscar wins Michael B. Jordan and Jessie Buckley won best actor and best actress. Paul Thomas Anderson received best director. Cassandra Kulukundis won the Academy's first ever casting award.
	'One Battle After Another' takes best picture. Here's the full list of Oscar winners Michael B. Jordan and Jessie Buckley won best actor and best actress. Paul Thomas Anderson received best director. Cassandra Kulukundis won the Academy's first ever casting award.
	Moline man faces charges in connection with Davenport/Buffalo car, foot chase in 2025 An 18-year-old Moline man was in custody Sunday after he was arrested on a warrant in connection with a car chase in June 2025, according to Scott County arrest affidavits. Jayden Anderson faces a felony charge of first-degree theft and a serious misdemeanor charge of interference with officials acts - bodily injury, arrest affidavits say. [...]
	See the Oscars red carpet looks Stars are arriving for the Academy Awards. The show starts at 7 p.m. ET, 4 p.m. PT on ABC and Hulu.
	Winter storm update for tonight This has been the topic of discussion for a few days in terms of weather and now we are right upon it as we approach this evening. A blizzard warning will be put into place for tonight from 7pm until 1pm the following Monday afternoon with high winds and blowing snow. What identifies a blizzard [...]
	Community discusses vision for Muscatine's Towhead Island Community leaders, conservation experts, educators, and local partners gathered recently for a Towhead Island Strategic Insights Workshop to explore a shared vision for the future of Towhead Island, a news release says. The conversation centered around three key themes—youth education, conservation, and community benefit—with participants identifying immediate opportunities, long-term goals, potential barriers, and key partners [...]
	Lightning strike damages tree, windows in Davenport's McClellan Heights area Lightning that struck a tree in Davenport also damaged windows in a nearby home in the McClellan Heights area on Sunday afternoon. Shortly before 1:45 p.m., Davenport fire crews responded to the 3100 block of Middle Road near Pineacre Avenue for a report of a tree that had been struck by lightning, according to a [...]
	IL 17th Congressional District, Rock Island sheriff race and more: News 8 This Week - March 15, 2026 News 8 This Week previews the 17th Congressional District race, Rock Island County sheriff primary, local tax questions and more.
	Selection Sunday is here. Here's what to know ahead of March Madness Brackets for the men's and women's NCAA basketball tournaments are set to be revealed. Duke is expected to be the men's top overall seed. The undefeated UConn Huskies will likely lead the women's.
	Live updates: School closures, delays around the Quad-Cities for Monday, March. 16 With the area under a blizzard from Sunday evening to Monday afternoon, some Quad-Cities area schools have canceled classes or moved to e-learning.
	Weather emergencies, public works messages Bettendorf Garbage only pick-up on Monday Davenport Please keep vehicles off Posted Snow Routes this evening and overnight when you are able. Keeping vehicles off these major thoroughfares helps the team clear roads more quickly and safely. Snow clearing operations will shift to residential roads after snow ends and Posted Snow Routes are clear. Moline [...]
	Lighting strikes tree, blows out windows Davenport homeowner says A homeowner told KWQC the lighting also blew out the windows of their home on the corner of Pineacre Avenue and Middle Road.
	Delays, cancellations at QC International Airport A significant winter storm has settled over the Midwest causing delays and cancellations at the QC International Airport.
	Costco recalls pre-made meals sold in Iowa & Illinois over possible salmonella contamination The kits were sold in warehouses earlier this month, the notice says.
	How the SAVE Act could change the voting process Pressure to pass new voter ID requirements is starting to build, and the SAVE Act (Safeguard American Voter Eligibility Act) is intended to address potential voter fraud. Our Quad Cities News Illinois Capital Bureau chief Alex Whitney explains how the bill could change voting. For more information, click here.
	Snow and wind batter parts of US, with threat of thunderstorms and tornadoes A broad and erratic patchwork of severe weather rumbled across much of the U.S. on Sunday, dumping heavy snow in the Upper Midwest while damaging high winds swept across the Plains.
	Why the newest dimes are missing a symbol of peace in the US These dimes will only be released this year.
	“Wayne Bertola: Imperfect Objects,” through April 3 An artist whose three-dimensional compositions often incorporate found objects such as rusted metal, dried botanical specimens, and aged frames, Wayne Bertola showcases his exhibit Imperfect Objects at Black Hawk College's ArtSpace Gallery through April 3, Bertola quoted as saying, "I believe that 'style' is instinctual and is an organic process which gives form to an inner state or sensibility."
	Emergency sewer repair scheduled to take place on Bettendorf’s 23rd Street A traffic alert for Bettendorf drivers to be aware of.
	Voting window narrows to nominate Modern Woodmen Park as ‘Best Minor League Ballpark’ Voting is still open to help Modern Woodmen Park, home of the Quad Cities River Bandits, win the title again of “Best Minor League Ballpark.”
	QCA communities issue snow emergencies A list of cities that have declared snow emergencies.
	7 people taken to hospital after Rock Island 2 vehicle crash Multiple people were sent to the hospital after a two-vehicle crash.
	FIRST ALERT DAY: Wild March weather blog The TV6 viewing area is in store for a whiplash over weather over the next day.
	LGBTQ+ bar, Mary's on 2nd, celebrates owners retirement LGBTQ+ bar Mary's on 2nd celebrates the retirement of long-time owner Bobby Stansberry.
	4 the Record Web Extra: Heightened concerns about domestic terrorism from war with Iran We're now two weeks into the war with Iran. Let's be clear - no one in the United States should be losing sleep over the deaths of Ayatollah Khamenei and Iran's other leadership. Iran's theocratic regime has been the largest sponsor of terrorism around the world, yet the decision by president Donald Trump to attack [...]
	4 the Record Web Extra: Juliana Stratton weighs on Iran & Israel The timing of our conversation comes amid the fallout of the president's decision to attack Iran. Democrats universally oppose it, yet democrats argue repeatedly for the support of democracy and for equal rights. Iran's Islamic regime has stood for everything but that. Why isn't it time to take out Iran's leadership considering it's been the [...]
	“Tongue + Groove,” March 23 through April 24 Culling through artists Lisa Lofgren's and Matt Erickson's archive or shared studios, shared conversations, and shared life over the last years, the exhibition Tongue + Groove will be on display in St. Ambrose University's Catich Gallery March 23 through April 24.
	Clucking egg prices as of 3/13/26 Here’s this week’s egg price update. This is the USDA’s average price per dozen when delivered to the warehouse on Jan. 20, 2026, compared to where prices are now. To see the price, click on the video above. Local 4 News, your local election headquarters, is proud to present 4 The Record, a weekly news and [...]
	Illinois plans to help first time homebuyers with down payment & closing costs Illinois's Housing Development Authority launched a new program this week to help people own a home for the first time. The program provides up to $15,000 to eligible buyers for down payments and closing costs. They can be obstacles for people trying to buy homes. Gov. JB Pritzker's budget calls for allocating $50 million to [...]
	Iowa's property tax proposals could be at odds with cities and counties The property tax proposal getting the most attention in Iowa draws concerns from local governments. State lawmakers are focused on property tax reform once again. Republicans in the majority are considering Gov. Kim Reynolds' plan. It would limit the revenue growth for cities and counties from property taxes to 2% a year. This proposal is [...]
	Stratton locked in on issues days away from Illinois Primary We're now two days away from the Illinois primary. We're focused on the democratic party's race for the U.S. Senate nomination. The top three candidates are congresswoman Robin Kelly, congressman Raja Krishnamoorthi and Lt. Gov. Juliana Stratton. We will get to know Juliana Stratton better. She was born and raised in Chicago, earned her bachelor's [...]
	“Living Collection: Works on Paper by Jason Eisner,” through April 24 With the works in the artist's current exhibition reflecting a busy life filled with art and visual experience, Living Collection: Works on Paper by Jason Eisner will be on display in St. Ambrose University's Morrissey Gallery through April 24, his latest pieces, as Eisner says, "found out of the corner of the eye and drawn while on break, sitting in the grass."
	Is your city one of the 20 with the biggest housing shortage in America? What cities have the biggest housing shortage?Housing affordability and availability are top of mind for buyers and homeowners all over the country. Housing prices nationwide have increased about 25% since the start of the pandemic in 2020, which is largely a result of housing demand exceeding the current supply.According to Freddie Mac, there’s a U.S. housing shortage of 3.7 million units as of the third quarter of 2024. In other words, there are 3.7 million more individuals or families who need homes than there are homes available for them.Housing shortage trends vary dramatically across the country based on factors like job growth, new home construction, local zoning regulations, and more. Keep reading to learn which U.S. metro areas have the worst housing shortages right now and what that means for you.TLDR: Key findings at a glanceA housing shortage, also known as underproduction, is when there are fewer homes than there are people who need them.Riverside, CA; Oxnard, CA; and Yakima, WA are the three U.S. cities with the largest housing underproduction, as of 2022.Major metro areas, including Los Angeles, Washington D.C., and Miami, are currently experiencing housing shortages for a variety of reasons.If you’re buying a home in an area with a housing shortage, it’s important to prepare for a longer timeline, stiffer competition, and higher sales prices.The exact cause of each metro area’s housing shortage varies — some are the result of fast job growth, while other areas have strict zoning laws that make building challenging.What is meant by “housing shortage”A housing shortage is a situation where there aren’t enough homes to meet the current needs of a community. In other words, there are more people seeking homes than there are homes available. Housing shortages result in limited options for renters and buyers, increased competition for the homes available, and increasing home prices.For the purposes of this article, Wealth Enhancement will focus on shortages in entire metropolitan areas, not specific neighborhoods. In each of the metro areas discussed, it’s likely that underproduction varies from neighborhood to neighborhood.The two core metrics usedTo understand housing shortages across the country, two key metrics from the 2024 Housing Underproduction in the U.S. Report from Up for Growth were used to compare shortages: total underproduction, meaning the specific number of housing units the area lacks, and underproduction as a share of the total housing units available.Up for Growth’s data reveals where housing shortages exist, but it’s also important to look ahead. The National Association of REALTORS’ Housing Shortage Tracker highlights areas where the number of new building permits falls far short of the number of new jobs created. This data shows where future shortages are likely, especially if these disparities continue.The list: U.S. cities with the biggest housing shortagesIn 2022, the last year for which Up for Growth has housing shortage data, the states with the most underproduction were California, Idaho, the District of Columbia, Utah, Oregon, Washington, New Jersey, New Hampshire, Colorado, and Minnesota.The table below breaks down the top 20 metro areas with the largest housing shortages, including both the number of missing units and missing units as a share of housing stock. As you can see, more than half of the most underbuilt cities are located in California. 15,4,010.36 Up For Growth Standout metros and why supply lagsAmong the cities with major housing shortages, there are a few that stand out because they’re among the largest metro areas in the country. Some of these metro areas are short 100,000 or more units for their current demand. Below, you can see how these housing shortages compare to other current trends in those areas.Riverside-San Bernardino-Ontario, CAThe Riverside metro area tops the list of the largest housing shortages in the study. It has more than 150,000 fewer housing units than it needs, which is more than 10% of its current housing inventory.Unlike many other metro areas, the Riverside metro area is adding new homes at a pace that almost keeps up with new job growth, according to NAR’s Housing Shortage Tracker, but it hasn’t been enough.According to Zillow, the average home price in this area is $578,678, which is actually 2.5% lower than one year ago, yet more than 41% higher than five years ago.Los Angeles-Long Beach-Anaheim, CALos Angeles is home to the second-largest metro area in the U.S. and the second-largest housing shortage, with an underproduction of 7.16% when compared to its current housing units.Not surprisingly, new home permits aren’t keeping pace with job growth in Los Angeles. There’s currently just one new housing permit for every three new jobs in the area.Like Riverside, average home prices in Los Angeles have fallen slightly in the past year to $942,799, but are up significantly from just a few years ago, according to Zillow.Washington-Arlington-Alexandria, DC-VA-MD-WVThe Washington D.C. metro area, the center of our federal government, had a housing shortage of just over 5.7% in 2022, with just one new housing permit issued for every four new jobs.Unlike some other major metro areas, housing costs are up year over year in the D.C. metro area. They’ve risen 0.6% in the past year and 25% over the past five years, according to Zillow. However, given the uncertainty in federal jobs that has materialized this year, this market is likely stabilizing and becoming more of a buyer-leaning market.Minneapolis-St. Paul-Bloomington, MN-WIThe Minneapolis metro area is among the top 25 largest metro areas in the country. It had a housing shortage of more than 5% in 2022. Similarly, its new housing permits aren’t keeping pace with new job creation in the city.Housing prices are up more than 2% in the Minneapolis metro area, according to Zillow, to $379,404. Over the past five years, prices have been up nearly 24%.Miami-Fort Lauderdale-Pompano Beach, FLThe ninth-largest metro area in the country, Miami, had a housing shortage of more than 5% in 2022. It also has among the biggest shortages of new housing production. According to NAR’s Housing Shortage Tracker, the city is issuing just one new permit for every 12 jobs, which suggests the shortage is likely to worsen. In addition, the Miami area is a popular retirement destination, putting more pressure on an already taxed housing market. Housing prices in the Miami area have actually fallen nearly 5% in the past year to $471,192, according to Zillow, but are still up nearly 50% over the past five years.Regional patterns that matter for buyers and ownersSun Belt vs. Coastal DynamicsSun Belt metro areas, which include Phoenix, Austin, Dallas, Atlanta, and Miami, have seen huge population growth in recent years. They are attracting both new residents and new jobs, but housing production can’t keep up. While these areas tend to have laxer regulatory constraints, they simply cannot build fast enough to keep pace with growth.Coastal metro areas are experiencing a very different problem. Cities like Los Angeles, San Francisco, and New York have actually seen many people moving away from them. However, with still large populations and stiffer regulatory constraints, housing demand and pricing remain high.Midwest and Mountain WestThe Midwest has not experienced as extreme a housing shortage as the rest of the U.S.. In fact, there are no midwestern cities in the top 20 metro areas with the worst housing shortages, and only one — Minneapolis-St. Paul-Bloomington — is in the top 30.However, many areas here are not issuing new housing permits to keep up with job growth, which suggests that the housing shortage could worsen in coming years.In the Mountain West, the problem is exactly the opposite. Several major Mountain West metro areas, including those in Washington, Oregon, Idaho, and Utah, are among the metro areas with the top housing shortages. However, the NAR Housing Shortage Tracker shows that new housing permits are keeping pace with job growth, suggesting the housing shortage could get better (or at least may not get worse).What to watch nextPlenty of different factors affect housing demand and supply. Interest rate decreases could help affordability. However, if rates continue to drop, demand could increase further, creating larger shortages and even higher prices.Other relevant factors include local labor shortages, the cost of materials, and local zoning laws. If local governments choose to change their zoning laws, they might ease some of their housing shortages. However, labor shortages and expensive materials, partially as a result of tariffs, could keep both underproduction and pricing high.What a shortage means for your financesNo matter what your current situation is, housing shortages can have an impact on your personal finances. Here are some things to know about how a local shortage could affect you.Buying in a tight marketIf you live in a metro area with a major housing shortage, buying a home can be a challenge. You are more likely to come up against stiff competition and high prices.In these areas, it is critical to have your budget and financing in place ahead of time. Consider using strategies like buydowns and rate locks to minimize your costs wherever possible.Know that it may also take a bit longer to buy your first home in an area with a housing shortage. You are more likely to end up in bidding wars, where multiple buyers drive up final sale prices, and you may be competing against all-cash offers.The good news is that, even in some of the metro areas with the largest shortages, average home prices have fallen and interest rates are down, which could make now a good time to buy.Current homeownersIf you are already a homeowner, a local housing shortage could increase the equity in your home as limited supply and high demand push property values higher.As your home value increases, you have some unique options. For example, you may have more access to equity in the form of home equity loans, home equity lines of credit, or cash-out refinances. Depending on how you use the funds, you could even enjoy some tax benefits.Another thing to consider is whether you want to sell your home. While finding a new home can be a challenge, you have the benefit of already being in the housing market, meaning you get to enjoy the increased equity in your current home and may not be in quite as much of a rush.Finally, consider whether you want to simply continue living in your home and watch your equity grow. Your home can be one of your biggest assets during retirement, and rising home values only help.If you are deciding where to moveIf you are planning a move and haven’t decided on your destination, doing some research and being informed of local housing trends will help. The severity of local housing underproduction affects competition and pricing. It may take you longer to buy a home in a high-shortage area, and you could end up paying more for it.You can use NAR’s Housing Shortage Calculator to see which areas are building a lot of new homes.Local housing trends may not affect where you plan to move, but at the very least, you can use these trends to inform you of what you should expect during your housing search so you can budget and plan accordingly.Talk with an advisorA housing shortage affects far more than just your home price — it could also affect big-picture and long-term financial planning. It impacts your cash flow and how much money you have available to put toward your other financial goals.Speaking to a financial advisor can help evaluate your next move, including whether to buy or sell a home and how to time it right. The right professional can also help you set a reasonable budget based on your financial situation and goals.FAQWhat causes a housing shortage in a city?Many different factors can contribute to local housing shortages, including population growth, slow building, restrictive zoning laws, and high construction or labor costs. The exact causes vary from city to city. For example, some cities see slow population growth, but high costs and restrictive zoning laws make building a challenge. On the other hand, some locations have lax local regulations, but simply can’t keep up with their fast population growth.How do researchers measure housing shortages?There are several different ways to measure a housing shortage. Some datasets look specifically at the number of people looking for homes compared to the number of homes available, while others look at new housing permits compared to job and population growth.Which U.S. city is most underbuilt right now?The Riverside-San Bernardino-Ontario, CA metro area currently has the worst housing shortage in the country, with a shortage of more than 10% compared to its current housing units.Are shortages improving in 2025?Housing shortage trends vary from city to city. According to Up for Growth, housing underproduction actually improved by 50,000 homes from 2021 to 2022, suggesting the housing shortage is getting better. However, because data is so location-specific, shortages are still worsening in some areas.How does a shortage affect home prices and rents?Housing shortages create an imbalance between supply and demand. There are more people looking for homes than there are homes available, which causes home prices and rents to rise. However, several metro areas with major shortages have actually seen their housing prices decline in the past year, which is promising for buyers.What should buyers do in a low-inventory city?If you live in a low-inventory city, you should prepare for home-buying to take a bit longer. You should also revisit your budget to see how much you can afford. Low supply and high demand can cause prices to increase, and it’s important to be ready to navigate these higher prices.Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.This story was produced by Wealth Enhancement and reviewed and distributed by Stacker.
	Rock Valley Physical Therapy to open clinic within The Group Rock Valley Physical Therapy will open a clinic within The Group Obstetrics & Gynecology Specialists, P.C.
	Sweet Repeats & Mini Craft Mall opens in Aledo Sweet Repeats & Mini Craft Mall is located at 219 S. College Ave. in Aledo, across from Central Park.
	Blessed Dew grocery store opens in Moline The new grocery store, Blessed Dew, has Asian, African and Hispanic foods and is located at 2815 Avenue of the Cities in Moline.

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