QCA.news - Quad Cities news and view from both sides of the river

Thursday, April 9th, 2026
	Gas prices jump fast across Iowa this week DES MOINES, Iowa -- Filling up is getting more expensive for Iowa drivers. AAA reports the average price for regular unleaded gas in Iowa is now $3.64 a gallon as of Wednesday, up 21 cents in just one week and 56 cents higher than a year ago. The increase is showing up fast in everyday [...]
	Hair growth products recalled over poisoning risk Two hair growth serum products were recalled last week after their packaging was found to pose a poisoning risk.
	Ford recalls more than 400,000 trucks and SUVs because windshield wipers can fail Affected vehicles' windshield wiper arms can break, posing a risk to visibility.
	Jim Whittaker, the first American to summit Mount Everest, dies at 97 The celebrated mountaineer, who also served as the first full-time employee of the outdoor retailer REI and later as its president and CEO, died Tuesday at his home in Port Townsend, Washington, his family said.
	North Korea says its latest weapons tests included missiles with cluster-bomb warheads North Korea said its testing spree this week involved various new weapons systems, including ballistic missiles armed with cluster-bomb warheads, as it pushes to expand nuclear-capable forces.
Wednesday, April 8th, 2026
	Quad City Steamwheelers looking to bounce back at home The Quad City Steamwheelers are off to a 1-2 start on the season. Both of their losses are on the road. The squad is looking to bounce back at home this Saturday.
	Quad Cities River Bandits drop game 2 against Wisconsin The Quad Cities River Bandits drop their second game of the season to Wisconsin 9-1 at Modern Woodmen Park.
	Teen birth rates hit another historical low in 2025, CDC says The teen birth rate continues its decades-long downward trend. Researchers say many factors are at play, including less sexual activity and more access to contraception and abortion.
	Cool Doggie Den in Colona holding open house The Cool Doggie Den offers a private indoor spaces owners can rent out for their dog.
	Work beginning on Moline bike path along I-74 The project's ultimate goal is to connect the Mississippi River to the Rock River via a bike path.
	WQAD teams up with Arc of the Quad Cities Area and Disability Coalition for food drive All the items donated by our community members will be distributed to local food pantries.
	Stockton man indicted on a federal drug charge His state charges were dismissed and he was turned over to federal agents due to his federal charges and arrest warrant.
	Elizabeth man sentenced to 10 years in prison for sexual abuse He was sentenced to ten years in prison and will have to register as a sex offender for life, officials said.
	March sets new record for heat in continental US Last month was the hottest March on record in U.S. history, according to new data released by the National Oceanic and Atmospheric Administration (NOAA) on Wednesday.
	I-74 Bridge Pedestrian Trail closed overnight for utility work Beginning Monday, April 13, the I-74 Bridge Pedestrian Trail will be closed overnight as crews complete utility work underneath the bridge, a news release says. Workers will need to use the pedestrian trail for access, so to ensure their safety, the trail will be closed from 7 p.m. to 6 a.m., Monday through Friday. This [...]
	Castro named Silvis Police Officer of the Year Officer Nicolas Castro was named the Silvis Police Officer of the Year on Tuesday at the city council meeting, according to a news release. "Castro exemplifies what it means to serve with integrity, professionalism, and dedication. Day in and day out, he goes above and beyond to protect our community, support his fellow officers, and [...]
	Dawson Hollow brings harmonies to Bishop Hill Crossroads Cultural Connections is excited to present an evening of uplifting, harmony-driven live music with Dawson Hollow on Friday, April 17 at Bishop Hill Creative Commons, 309 N. Bishop Hill St, The evening will begin at 6 p.m. with an optional potluck dinner, offering guests a chance to gather and connect before the performance. Attendees are welcome to bring a dish to share if [...]
	IDOT plans work on Avenue of the Cities, East Moline The Illinois Department of Transportation has announced that, weather permitting, work on the Avenue of the Cities in East Moline will begin Monday, April 13. The work zone is from First Street to Archer Drive., a news release says. Work will consist of patching the existing road and its frontage roads. There will be daily lane closures throughout the project, which is expected to wrap up by the end of May. Drivers are urged to [...]
	Bill to raise rural speed limit advances in Iowa House Iowa lawmakers are considering raising the speed limit on some rural roads, a move that supporters say reflects how people already drive — but one that law enforcement warns could come with added risks.
	Former head of Vibrant Arena now leads Adler Theatre and RiverCenter Scott Mullen is Vice President of Programming & Entertainment for VenuWorks, and interim general manager for the city of Davenport-owned venues, after former head Lance Sadlek was let go by VenuWorks.
	QCA man faces federal drug charges A 40-year-old Stockton, Ill., man was charged by indictment on March 24 in U. S. District Court, District of Northern Illinois (Western Division) with Class X felonies, a news release says. Khristofer E. Blair has been in custody in Jo Daviess County since his arrest on Jan. 27, when he was charged by the state's [...]
	Bettendorf man sentenced to federal prison for second drug trafficking conviction He had pleaded guilty in November to possession with intent to distribute a controlled substance and was sentenced on Tuesday.
	Local renewable fuel provider receives nearly $2 million grant to expand accessibility USDA Rural Development is investing $11.5 million in Iowa, including nearly $2 million for Molo Petroleum LLC, to expand access to ethanol and biodiesel fuels.
	Severe t'storm chances return to Quad Cities early next week We've already had plenty of severe t'storms in the Quad Cities this season...and we could have more on Monday! In between now and then we'll have more showers and a few thundershowers over the next few days. The storms over the next few days do NOT look to be too strong. Monday though could be [...]
	Gambling businesses to change or close under new Moline liquor license rules Tuesday night, aldermen put the final nail in that particular liquor license and potentially into the businesses that use them.
	Rock Island expands role at Arsenal with new $40 million agreement The agreement shifts key responsibilities, including road maintenance, grounds work, and snow removal from outside contractors to city crews working on the island.
	‘It only takes a little bit of help’ supportive housing opens in Clinton 399 Housing is a 24 unit one-bedroom apartment complex that also provides on-site case management through the YWCA Empowerment Center, according to a media release.
	Rock Island expands role at Arsenal with new $40M agreement Rock Island is expanding its role at the Arsenal through a new 10-year, $40 million agreement expected to save taxpayer dollars and create new jobs.
	Iowa bumble bee survey seeks volunteers after identifying 13 species Iowa volunteers have identified 13 bumble bee species through a national survey, with officials encouraging more participants to join efforts in 2026.
	Bill Gates will testify in the Epstein probe; Pam Bondi testimony postponed Bill Gates will appear before the House Oversight Committee in June. The Department of Justice said Wednesday that former Attorney General Pam Bondi will not testify for now.
	BLOX Digital wins CMSWire IMPACT Award for new BLOX NXT system The CMSWire IMPACT Awards are independently judged and celebrate digital experience technologies showing measurable success.
	Competitive Scrabble returns to Galesburg with expanded three-day event These head-to-head tournaments are sanctioned by the Word Game Players’ Organization, although anyone is welcome to come out and compete! Here's how.
	2 eaglets have hatched on the Arconic Eagle Cam Longtime bald eagle pair Liberty and Justice continue their 2026 nesting season with the addition of two new eaglets.
	Cedar Rapids, Iowa City among Best 100 cities in American to live in by Livability Naperville, Illinois was named fourth on the list, as well!
	Iowa added 6,400 jobs in January, report says The unemployment rate held steady, around 3.4%.
	Have you seen these suspects? Crime Stoppers wants to know! Crime Stoppers of the Quad Cities wants your help catching two fugitives. It’s an Our Quad Cities News exclusive. You can get an elevated reward for information on this week’s cases: FREDERICK MCKENZIE, 39, 6’3”, 250 pounds. Wanted by Rock Island County Sheriff’s Office for failing to appear in court on charges of aggravated arson [...]
	140 Iowa National Guard soldiers returning from Middle East The guard members were supporting Operation Inherent Resolve.
	Celebrate National Library Week with the Rock Island Public Library April 20 kicks off National Library Week, and there's plenty going on here in the QCA to celebrate! Lisa Lockheart joined Our Quad Cities News to talk about what's ahead at the Rock Island Public Library. For more information, click here.
	Have a doggone good time at the Humane Society of Scott County's Doggie Egg Hunt Easter may be over, but your four-legged friend can still have a doggone good time celebrating the holiday! Celina Rippel joined Our Quad Cities News with details on the Humane Society of Scott County's Doggie Egg Hunt. For more information, click here.
	First Central State Bank to host shred days First Central State Bank is set to host document shred days in April at four Iowa branches.
	Spotlight Theatre presenting 'The Secret Garden': The Musical Actors Heather Foss and Abigail Bennett joined The Current to preview the show based on a classic children's story.
	More beneficial rain for the Quad Cities. We have already had a wet start for the month of April in the Quad Cities with at least 2 and a half inches of rain within the first few days. And after all of that, we have more rain on the way throughout the next seven days in the Quad Cities with some showers [...]
	I-74 Bridge Pedestrian Trail to close overnight for utility work The trail will be closed from 7 p.m. to 6 a.m. Monday through Friday.
	Iowa State Patrol introducing mobile OWI testing truck Troopers say processing one drunk driver can take two to three hours.
	East Moline Public Library adding social worker to staff The social worker will be able to provide visitors with counseling, help with applying for government assistance, referrals to community service providers and more.
	Moline alderman proposes city-led starter home program The idea is an effort to bring starter homes to the city on existing empty lots. The city would finance and oversee construction of a small number of new starter homes.
	Iowa Auditor Rob Sand criticizes Davenport transparency Iowa Auditor Rob Sand said in a statement Wednesday that Davenport taxpayers deserve transparency over a $2 million settlement paid to city employees.
	License suspension or speed control? Lawmakers explore alternative for reckless drivers Illinois lawmakers are considering a bill that could allow drivers with suspended licenses to continue driving with a speed control device in their car.
	What has the U.S. war with Iran accomplished? After five weeks of fighting, President Trump's stated goals for the war look mostly unmet.
	Fact check: Trump's objectives in the war with Iran have largely not been achieved Trump's war goals included putting an end to Iran's nuclear program, destroying its military capabilities and creating regime change. That hasn't happened.
	Man sent back to federal prison on meth charge, supervised release violation Adam Smith, 41, was sentenced to 10 years in federal prison on a meth charge and violations of supervised release.
	Man sentenced to federal prison for transportation of child pornography Clay Calkins, 45, has been sentenced to 15 years in federal prison for transportation of child pornography.
	Kalona man sentenced to 25 years in prison on sexual exploitation charges After finishing his prison sentence, the man will have to serve eight years of supervised release.
	2 eaglets have hatched on the Arconic Eagle Cam Longtime bald eagle pair Liberty and Justice continue their 2026 nesting season with the addition of two new eaglets.
	Davenport man sentenced to federal prison on meth charges A man from Davenport was sentenced to 10 years in federal prison on April 7 for possession with intent to deliver methamphetamine. Public court documents and evidence presented at sentencing show that Adam Christopher Smith, 41, was found with a distribution quantity of meth in March 2025. Smith went into an ice cream store as [...]
	Muscatine man sentenced to federal prison on child porn charges A man from Muscatine was sentenced on April 7 to 15 years in federal prison for transportation of child pornography, according to a news release from the Department of Justice. Public court documents and evidence presented at sentencing showed that the National Center for Missing and Exploited Children received cybertips that an account, later determined to [...]
	Silvis Police Department honors Police Officer of the Year The Silvis Police Department honored one of its own as Police Officer of the Year. A post on the department’s Facebook page says Officer Nickolas Castro was recognized with the award on April 7 at the Silvis City Council meeting. “Officer Castro exemplifies what it means to serve with integrity, professionalism, and dedication,” the post [...]
	39 million times a year, drivers illegally pass a stopped school bus. America just got its first plan to stop them. 39 million times a year, drivers illegally pass a stopped school bus. America just got its first plan to stop them.Every school day, a yellow bus pulls to the curb, red lights flash, the stop arm swings out, and somewhere in America, a driver blows right past it anyway.Not occasionally. Not rarely. Approximately 39 million times a year. That's the national estimate for illegal school bus stop-arm violations. Put another way, every school bus in the country gets illegally passed roughly once every three days, BusesForSale.com reports.Most parents have no idea it's happening this often. The kids getting off those buses do.A crisis hidden in the dataIn March 2026, the Governors Highway Safety Association (GHSA) and BusPatrol released the first-ever comprehensive 50-state national action plan for eliminating illegal school bus passings. The report, informed by nearly 500 safety experts, law enforcement officials, federal regulators, and child safety advocates at the inaugural National School Bus Safety Summit in December 2025, put numbers to a problem most Americans sense but few fully grasp.A total of 1,279 children have been killed in the 10-foot danger zone around school buses over the past five decades. That's more than ten times the number of U.S. soldiers killed in combat during the first Gulf War. It exceeds the number of U.S. firefighters killed in the line of duty over the last decade.Beyond fatalities, more than 13,000 injuries occur annually. And then there's the category that almost never gets counted — the near misses. Children who watched a car blow past at full speed while they stood two feet from the road. Kids who, as one BusPatrol official told School Transportation News, "will forever associate getting on and off the bus with the moment they thought they might be killed."Why enforcement has failedThe law is clear in all 50 states. When a school bus stops, red lights flash and the stop arm extends — every driver in every direction must stop and wait. Violations carry real consequences. Fines range from $250 to $1,500 depending on the state, with points, license suspensions, and, in some cases, jail time for repeat offenders. Missouri just introduced legislation proposing mandatory minimums of $500 for a first offense and up to $3,000 for repeat violations.The problem isn't the law. It's getting caught.Drivers who illegally pass a school bus don't expect to be caught, and historically, they're right. Bus drivers trying to monitor the road, manage students, and operate the vehicle aren't equipped to capture plate numbers. Without a plate number, most citations go nowhere. Without citations, the behavior repeats.Research consistently shows that what changes driver behavior is the perceived likelihood of being caught — not the size of the penalty. That's the enforcement gap the national action plan is built to close.What the action plan doesThe GHSA's 50-state roadmap includes 69 specific recommendations spread across every level of the system — state highway safety offices, law enforcement, school districts, bus drivers, the private sector, autonomous vehicle providers, and the courts.Key recommendations include deploying automated stop-arm camera systems on school buses to capture violations without relying on driver reports. At least 30 states have already passed laws enabling camera-based enforcement, and BusPatrol alone operates cameras on more than 40,000 buses across nearly two dozen states, protecting close to two million students.The plan also targets the courts. When cases do reach a judge, violations are frequently reduced or dismissed entirely — even when no child was hit. GHSA is calling for judicial education on the severity of the crime so that first-time offenders aren't simply let go to repeat it.For students, the plan recommends teaching "passenger power" — giving kids the language and confidence to speak up about unsafe behavior around their bus.What every parent and driver should know right nowThe 10-foot danger zone around a stopped school bus is where most fatalities happen. That's the space a child crosses when getting on or off. A car traveling 30 miles per hour covers 44 feet per second. There is no margin.The rules are the same in every state: Stop when the red lights flash. Stop when the stop arm extends. Stay stopped until the arm retracts and the lights go dark. This applies to drivers coming from both directions on undivided roads. It applies even when you're in a hurry. It applies every time.The NHTSA's school bus safety resource offers guidance for parents, districts, and communities on building enforcement programs and reporting violations.A preventable problem"Illegal and deadly school bus passings are 100% preventable," GHSA CEO Jonathan Adkins said at the release of the action plan. That's not a talking point. It's a factual statement about driver behavior. Every one of those 39 million violations was a choice.Twenty million children ride school buses every school day. They're the safest form of transportation available to them — roughly 40 times safer per mile than a passenger car. The bus isn't the danger. The cars around it are.For the first time, the country has a coordinated plan to change that. Whether it works depends on the drivers.Data sourced from the Governors Highway Safety Association, BusPatrol, the National Highway Traffic Safety Administration, and the National Safety Council. BusesForSale.com is a U.S. marketplace for new and used buses.This story was produced by BusesForSale.com and reviewed and distributed by Stacker.
	Special Weather Statement until WED 6:00 PM CDT Strong Southerly Winds Expected This Afternoon
	Iowa State Auditor Rob Sand brings governor campaign to Quad Cities Iowa State Auditor Rob Sand brought his campaign for governor to the Quad Cities on Wednesday.
	Former East Moline school building to be acquired for housing development MetroRock Housing Connection is working with the East Moline School District to acquire the former Hoffman school building for housing development.
	Why OpenAI bought 'SportsCenter for Silicon Valley' OpenAI is seeking to shape the public narrative about AI with the purchase of a niche talk show popular with Silicon Valley insiders.
	IDOT starts two Henry County road projects The Illinois Department of Transportation (IDOT) has two roadwork projects starting in Henry County over the next few days. IDOT announced that work on Illinois 82 in Henry County will begin Thursday, April 9, weather permitting. The work zone is from south of Interstate 80 to Illinois 81 east of Cambridge. The work includes patching [...]
	How families really pay for senior care, and why so many feel unprepared How families really pay for senior care, and why so many feel unpreparedPaying for senior care is a complex financial responsibility, and many families begin the process believing they understand the costs and have a plan to cover them. But once care begins, that confidence often breaks down as the full scope and variability of costs become clear.This A Place for Mom report examines why families ultimately feel unprepared, the gap between what they expect to pay and what care actually costs, as well as the funding sources they ultimately rely on. It is based on findings from a December 2025 survey of 820 family caregivers — including those who have made a care decision for a senior loved one in the past 12 months and those who are currently searching for senior care or will soon be considering it.Having a plan does not mean being prepared to pay for careConfidence in a financial plan to pay for professional senior care is not the same as being prepared to cover those costs over time. More than three-quarters of family caregivers considering senior care say they are familiar with the costs of senior living and home care in their area, and nearly all report that they have a financial plan to pay for this care.But once families secure care for their loved one, their confidence declines. Long-term care requires sustained financial planning, but because the duration of care is uncertain and care needs change, 43% of families are not confident their finances will last as long as needed.The true cost of senior care is more complex than families expectOn average, families expect to pay approximately $3,062 per month for professional senior care. However, the actual average monthly cost of senior living is $3,816, which is 25% more than expected — a gap that becomes more apparent once families move from planning to paying. Nearly all caregivers report encountering at least one unexpected cost after care begins, from annual price increases to higher costs as care needs evolve. This disconnect between expected and actual costs is a key reason many families wind up feeling unprepared.Funding sources are not well understood and often change over timeFamilies typically rely on a mix of funding sources to pay for professional care. Among caregivers who have made a care decision, 46% use their loved one’s Social Security benefits, and 42% draw from their loved one’s savings or checking accounts.However, families often overestimate how far these sources will go. As care needs change and costs increase over time, funding plans frequently shift — requiring additional contributions, new funding sources, or greater out-of-pocket spending than originally expected.Together, these findings show that while families believe they have a plan to pay for senior care, they often are unprepared for the true costs once care begins.Do families feel prepared to pay for senior care?A large majority of families (93%) have a plan for paying for senior care, but only 14% say they are extremely confident in their plan. Because both the duration and type of care can change over time, families often lack a clear sense of how long their financial resources will realistically last. A Place for Mom Although many families say they feel prepared and understand the costs involved, that confidence often fades once they encounter the actual costs of home care or senior living. Caregivers who have already made care decisions are less likely to say they were familiar with costs beforehand, suggesting a steeper learning curve than expected. This gap is especially pronounced for senior living, where familiarity with costs drops from 78% to 69% once families move a loved one into a community.When Steve Michnik, 59, helped move his aunt, Sharon, into an assisted living community in Cheyenne, Wyoming, he and his family believed they had a clear financial plan. Michnik’s aunt had been diagnosed with dementia and was declining for several years, which gave them time to consider where she could live and what was affordable. Michnik’s father also had the power of attorney to see the plan through. Assisted living with a surcharge for dementia care services totaled about $10,000 per month. Michnik calculated that his aunt’s resources would cover her care for about eight years.But within two years, his aunt’s needs increased dramatically. She had to move into a skilled nursing facility, which was even more expensive. After researching three facilities, he and his family chose one they felt could provide the best care.“The cost went up to about $14,000 a month,” Michnik recalls.Even well-planned finances can fall short as care needs changePaying for care creates a meaningful financial strain for many families. More than half (64%) report that it is extremely or somewhat stressful. This strain is especially pronounced among younger caregivers, who are more likely to be balancing work, child care, caregiving responsibilities, and financial obligations at the same time. Most caregivers who are in their 40s (71%) find handling the financial aspect of senior care stressful, while only 61% of those in their 50s and 57% of those who are aged 60 to 75 report feeling this stress.Most families facing the need for professional care regret not planning for the costs earlier. A full three-quarters say they wish they or their senior loved one had begun planning before care was needed.Why senior care costs are higher and more complex than expectedThe cost of professional senior care is shaped by complex pricing structures that make it more variable and harder to predict than families expect. On average, families expect to pay about $3,062 per month for senior care, but they find that actual senior living costs are 25% higher — a difference that often becomes clear only after care begins.As families move from exploring options to committing, they encounter expenses they did not initially account for, from ongoing price increases to services not included in base rates. Nearly all families who chose senior living (97%) and a large majority who hired home care (83%) report encountering at least one unexpected cost. A Place for Mom A Place for Mom Costs increase as care needs evolveAs a person ages, their needs naturally increase. Among families who chose senior living for their loved one, 30% were surprised to pay for supplies such as bed pads and adult diapers when the senior needed them. Similarly, when assistance with bathing, dressing, and toileting became necessary, 30% of families were surprised at having to pay for that help.A similar pattern emerges among those who hired home care for a loved one. More than one-third (35%) were surprised by the need to increase care hours over time. A comparable share (33%) did not anticipate the ongoing cost of supplies. In addition, 29% were surprised by the cost of specialized care services, such as dementia care, Hoyer lift assistance, and post-surgical support, and 27% did not expect to pay for home modifications like bathroom remodeling or wheelchair ramps.Base rates do not always reflect the total costA base rate is simply that — it does not include the cost of extra products or services. About one-third of families who opted for senior living reported that the base rent did not cover items they thought would be included. Another third of survey respondents found that services such as laundry and transportation came with unexpected a la carte fees. And having to buy furniture and household supplies was unexpected for 30% of families.Michnik says there were expenses he hadn’t thought of before moving his aunt, such as furnishing her new living space. In some communities, units come furnished, while others do not — one example of how policies can vary and make total costs harder to predict.Pricing structures vary more than families expectPricing for professional senior living often includes initial, typically one-time fees that are separate from the base rate, such as a security deposit, entrance fee, or move-in fee. These costs were a surprise for 17% of families. In addition, many costs increase on an annual or more frequent basis, and these came as a surprise to nearly half (42%) of families.Home care pricing structures can also vary. Minimum hourly requirements (25%) and higher rates for nights, weekends, and holidays (28%) can increase total costs beyond what families expect.How do families really pay for senior care?Families typically pay for senior care using a mix of income sources such as Social Security benefits, personal savings, and contributions from family members. In practice, however, covering the cost of care often requires a more complex and shifting combination of these sources than expected.Anticipated vs. actual funding sourcesBefore they understand the actual fees involved, families often overestimate how much certain funding sources will contribute to the cost of care. The largest gap appears in plans to cover costs with Social Security benefits. More than half (61%) of caregivers surveyed anticipate paying for senior care with Social Security retirement benefits or Supplemental Security Income (SSI) benefits, but in reality, only 46% could rely on those benefits. Similarly, while 46% expect to use their care recipient’s personal savings, only 42% actually do. This suggests families may overestimate how far fixed income sources will stretch once care begins.Selling a home is another potential way to cover the costs of senior care, and 18% of families expect to use this option, but only 9% choose to do so to pay for senior care.Many families also expect Medicare to cover a significant portion of care costs. However, Medicare does not cover long-term care and only pays for limited, medically necessary services under specific conditions. As a result, 46% of families considering senior care expect to use Medicare, but only 37% of those who have made a care decision report actually using it. A Place for Mom For many families, this gap between expected and actual funding sources becomes clear as they begin piecing together how to pay for care. Michnik and his family experienced this firsthand as they worked to cover the cost of his aunt Sharon’s care.“We looked at her finances,” Michnik says. “She was a retired primary school teacher and had Social Security, which was $2,300 a month, and a pension, which was about $3,000 a month, but that only covered about half of the bill. The remainder came from her retirement investments, which were about $300,000.”Michnik’s family was able to sell his aunt Sharon’s house — which she owned outright — as well as its contents for about $350,000. This helped extend how long her care could be covered in assisted living and then in a skilled nursing facility.Family involvement in paying for professional senior careMost family caregivers expect to be financially involved in paying for their loved one’s care — and in reality, nearly all are. A large portion — 88% — of family caregivers expect to directly contribute to the cost and/or help manage their loved one’s finances. A similar portion of caregivers (86%) who have made a care decision is actually involved in this capacity.About 39% of families expect to pay for senior care with at least some of their own money, and of those who do, their financial involvement is significant. Monthly contributions vary widely, but many families are paying thousands of dollars out of pocket. On average, family caregivers spend $3,241 per month of their own money on their loved one’s care. Even when families expect to be involved, they may underestimate how much they will need to contribute and how many funding sources will be required.Do caregivers feel confident in their ability to pay for senior care?Most family caregivers (76%) who are searching for professional senior care say they feel at least somewhat confident in their financial plan. However, this confidence is often limited, with only 14% saying they are extremely confident in their plan and 17% reporting they are not very or not at all confident.That confidence often looks different in hindsight. Looking back, 15% of families who have made a care decision for their loved one say they were extremely well prepared for the costs and how they would pay for them, and 27% say they were not very or not at all prepared.Confidence also weakens when caregivers consider how long their financial resources will last. Among those already paying for care, 43% do not expect their resources to fully cover costs for as long as needed.Ultimately, confidence in a financial plan does not always reflect how well that plan will hold up over time. A Place for Mom How do families adjust to financial pressure from senior care costs?Families who anticipate or experience financial pressure from paying for a senior loved one’s care often adjust care plans or trade off services.One immediate adjustment is choosing in-home care instead of senior living, with about 30% of families saying they would take that approach. About 25% say they would delay a move to senior living to manage costs, and a similar share says they would move their loved one into their own home to delay care expenses.These adjustments often follow a progression from delaying or changing care decisions to reducing services once care begins.Families delay or change care decisions to manage costsAmong families who have already made a care decision, 21% say they would consider a different living situation than originally planned — such as a smaller room or a shared room — to reduce costs. By comparison, 15% of caregivers still in the planning stage say they would consider making that kind of adjustment.A similar gap appears when it comes to delaying care. Among those still considering senior care, 22% say they would delay hiring in-home care to manage costs. In practice, only 10% of families who have already begun care say they would take that approach, suggesting that delaying care is less viable once needs become immediate.Once care begins, families are more likely to reduce services and supportOnce families begin paying for care, trade-offs often shift from delaying decisions to reducing the level of care itself — a change that becomes clear when comparing expectations with actual behavior.For example, just 8% of families in the search phase say they would cut back on amenities in senior living to manage costs, compared with 17% of those already paying for care.A similar pattern appears in home care. Among families still searching, 11% say they would reduce services, and 12% would reduce hours. Among those already paying for in-home care, those shares more than double — 27% say they would reduce services, and 20% would reduce hours. A Place for Mom How can families feel more prepared for senior care costs?Families often benefit from starting senior care conversations with clearer information about costs and payment options. Understanding pricing structures for various care types, how different funding sources contribute, and how care needs can change over time can make these discussions more productive and less overwhelming.Many caregivers are open to planning for senior care, but uncertainty about what care will cost and how to approach the conversation often delays those discussions. Among families searching for senior care, 56% say they have talked with their loved one about how to cover costs, but at least 40% have not.For many, the barriers are timing and clarity, not just reluctance. More than one-third (34%) say they have not had the conversation because they did not think it was necessary yet, and 23% say their loved one was unwilling to discuss it.Without clear expectations about costs and funding, it can be difficult for families to know when or how to start planning. Conversations that happen earlier — and with a more realistic understanding of how care is paid for — can help families make more informed decisions before care becomes urgent.Resources that break down the cost of care, explain payment options like Medicare and Medicaid, and outline common financial planning steps can help families move from general awareness to more realistic preparation.MethodologyThis report is based on the results of an online quantitative survey commissioned by A Place for Mom and conducted by Morning Light Strategy in December 2025. The study included feedback from 820 nonprofessional caregivers who care for adults aged 65 and older across the United States. Respondents include 161 people who have moved their care recipient into senior living and/or hired in-home care for their care recipient in the past 12 months, as well as 659 people who have not yet made a senior care decision.FAQsHow do most families pay for senior care?Most families pay for senior care using a mix of Social Security benefits, personal savings, and family contributions. Research shows programs like Medicare are often expected to cover more than they actually do, leading to funding gaps.Why do families underestimate the cost of senior care?Families underestimate senior care costs because pricing is complex and changes over time. Base costs often exclude additional services, rising care needs, and annual increases, which raise the total expense.Does Medicare pay for long-term senior care?Medicare does not cover long-term senior care. It may pay for short-term skilled care or rehabilitation, but most ongoing care — whether at home or in senior living — is paid for using personal funds or other sources.How much do adult children contribute to senior care costs?Among those who contribute financially, adult children spend an average of $3,241 per month on their aging parents’ senior care. Even those who do not pay directly are usually involved in managing finances and coordinating how care is funded.Why do families feel unprepared for senior care costs?Families feel unprepared for senior care costs because having a plan does not always mean knowing how long funds will last. Uncertainty around pricing, funding sources, and future care needs makes financial planning difficult.When should families start planning for senior care costs?Families should start planning for senior care costs as early as possible, ideally before care is urgently needed. Early financial planning helps set realistic expectations, identify funding options, and avoid surprises later.This story was produced by A Place for Mom and reviewed and distributed by Stacker.
	Arsenal to contract with Rock Island for snow removal, ground maintenance services The 10-year, nearly $40 million agreement will save the Arsenal several hundred thousand dollars per year, Garrison Commander Col. Joe Parker estimated.
	Black Hawk College EMS program earns continued accreditation Black Hawk College’s paramedic program has maintained national accreditation through 2031, reaffirming its training standards for EMS students.
	The new era of corporate transparency: What businesses need to know about evolving reporting requirements The new era of corporate transparency: What businesses need to know about evolving reporting requirements For the better part of a century, the word "private" acted as a strong shield for small businesses and privately held companies. That shield has not disappeared, but it is under sustained pressure.The compliance conversation around beneficial ownership reporting has been loud, but it has not always been accurate. Understanding what the law actually requires right now ensures that business owners can make sound decisions going forward. In this article, InCorp shares what businesses need to know.What has changed heading into 2026?The most important development for American business owners to understand is that FinCEN issued an interim final rule in March 2025 that removed federal beneficial ownership information reporting requirements for domestic U.S. companies and U.S. persons.That rule is still in effect today, and it limits federal BOI obligations to a narrow category of foreign reporting companies: those formed under foreign law and registered to do business in the United States.For the vast majority of American businesses, including domestic LLCs, S-Corps, and closely held corporations, no federal BOI filing requirement currently applies.This is not a grace period or a temporary suspension of a looming deadline. It is the operative legal standard under the current rule, and business owners should anchor their compliance decisions to that reality rather than to outdated information about what the law was originally designed to require.That said, the regulatory infrastructure supporting transparency continues to develop. Regulators are building systems to cross-reference entity data with tax and banking records, and the direction of that investment is not ambiguous.Business owners who treat the current exemption as a reason to stop paying attention are misreading what this moment actually calls for.Why are expectations around compliance and reporting increasing?The momentum behind corporate transparency did not originate with a single piece of legislation, and it will not be slowed by a single regulatory adjustment.Governments and financial institutions worldwide have been responding to decades of evidence showing how opaque corporate structures enable money laundering, tax evasion, and illicit finance. That response has produced sustained, coordinated investment in oversight at a scale that is only growing.The global anti-money laundering market was valued at $1.73 billion in 2024 and is projected to reach $4.24 billion by 2030, according to Grand View Research, which reflects the level of institutional commitment behind this shift.Through the Corporate Transparency Act and its federal beneficial ownership database, the United States has been moving toward the standards championed by the Financial Action Task Force, the international body responsible for setting anti-money-laundering benchmarks across its member countries.Investor expectations for accountability have been rising alongside regulatory pressure, and ownership transparency is now treated as a baseline corporate governance standard rather than a differentiator.Financial institutions have been raising their own due diligence requirements independently of federal filing rules, which means businesses that fall short on ownership documentation may run into friction with lenders and banking partners regardless of federal compliance requirements.How are small and mid-sized businesses being affected?The Corporate Transparency Act was never aimed at large, publicly traded companies. The law's exemptions were written specifically for entities that are already subject to significant regulatory oversight, those with more than 20 full-time employees, over $5 million in gross receipts, and a physical U.S. office.That threshold leaves roughly 32 million entities within the law's original scope, according to the U.S. Chamber of Commerce, and most of them are small LLCs, S-Corps, and closely held businesses without dedicated legal or compliance teams.Under the March 2025 interim rule, those domestic entities are currently exempt from federal BOI filing obligations, which is a meaningful development for owners who had been anticipating a new compliance requirement.What that federal exemption does not address, however, are the state-level transparency laws that have been advancing on their own separate timelines.New York's LLC Transparency Act is the clearest example of this distinction. The law took full effect in January 2026 and requires LLCs formed or authorized to do business in New York to publicly disclose beneficial ownership information under its own obligations, timelines, and enforcement structure that exist entirely apart from the federal CTA framework.Businesses with operations in New York, or in other states considering similar legislation, need to evaluate those state obligations on their own terms, because federal and state disclosure laws are independent frameworks.What risks arise from falling behind?The penalty structure written into the Corporate Transparency Act has not been repealed, and it is worth understanding clearly. Willful violations carry civil penalties of up to $591 per day, criminal fines of up to $10,000, and potential imprisonment.Under the current interim rule, those penalties are not being enforced against domestic entities, but they remain fully applicable to foreign reporting companies that are still subject to active federal BOI requirements.Beyond federal enforcement, weak corporate governance documentation carries real costs in the current environment.Lenders and financial institutions that have updated their due diligence standards will flag ownership inconsistencies, and that kind of friction can delay financing, disrupt banking relationships, or stall transactions when timing matters most.Investors and prospective partners apply similar scrutiny, treating murky ownership structures as a governance concern that raises questions well beyond the immediate deal.For businesses already subject to active state transparency requirements, the federal ruling does not exempt them from their state’s reporting obligations.What should business owners be doing differently now?The right response to the current federal exemption is not to disengage from compliance planning. As always, it’s wise to assess and affirm that their governance documentation is in order, understand ownership structures clearly, and build the internal practices that regulators, lenders, and partners will expect as the transparency landscape continues to develop.The starting point is confirming whether an entity qualifies as a domestic or foreign reporting company under the current FinCEN interim rule, since that determination is what establishes immediate federal exposure.State-level obligations should then be assessed separately and seriously, with particular attention to states like New York, where active disclosure requirements are already in force and carry their own consequences.The biggest mistake businesses can make right now is assuming that the current federal exemption means ownership transparency is no longer relevant.In reality, the regulatory environment is becoming more fragmented, not less. While federal BOI reporting requirements currently apply only to certain foreign entities, state-level transparency laws, banking due diligence requirements, and investor expectations are all moving in the direction of greater disclosure. Businesses that maintain clear ownership records and proactive compliance practices today will be in a much stronger position if reporting requirements expand again in the future.The legal environment surrounding the Corporate Transparency Act remains unsettled, with active litigation, a constitutionality ruling from the 11th Circuit affirming the law's legal foundation, and ongoing potential for legislative or regulatory change.Businesses with complex ownership structures or multi-state operations are especially exposed to shifts in this environment, and working with counsel familiar with both the federal CTA framework and applicable state statutes is a sound investment at this stage.The New Era of Corporate TransparencyThe deeper question emerging in 2026 is whether corporate transparency is becoming the new baseline expectation for all businesses, not just publicly traded ones. The evidence increasingly points toward yes.Private companies are increasingly being held to closer scrutiny, and that shift reflects something more durable than a passing regulatory phase. It reflects a cultural demand for accountability that is reshaping how investors, financial institutions, and the public relate to corporate ownership.Therefore, 2026 may mark the tipping point when more companies begin to view transparency as a part of their strategic infrastructure, not merely as red tape.Disclaimer: This content is intended for general educational and informational purposes only and does not constitute legal, tax, or accounting advice.This story was produced by InCorp and reviewed and distributed by Stacker.
	Road work on IL-81 in Cambridge begins April 13 The project will take place from First Street to the north junction with Illinois 82.
	What is a front-closure bra? What is a front-closure bra?A front-closure bra is a bra that fastens at the center of the chest instead of the back, where traditional bras typically close.The front closure creates a smooth back profile while providing good support from the center front. This design can be really helpful for people with mobility issues or those who find it hard to reach behind their back to fasten traditional closures.Below, Honeylove tells you everything you need to know about them, from their many variations to finding your fit.Types of Front-Closure BrasFront-closure bras come in various styles to suit different needs and preferences. Each type offers specific benefits while keeping the front-fastening design.T-shirt bras with front closures have smooth, molded cups that don't show under clothing. The front hook gets rid of back bulges, creating a seamless look both front and back.Racerback styles combine the support of a crossed-back design with the ease of front fastening. These bras give great support for high-impact activities and work well with sleeveless tops.Push-up versions have padding at the bottom and sides of the cups that work with the center closure to create better cleavage. The tension from the front closure naturally brings breast tissue together.Front-fastening bralettes give lightweight support with pretty details. Many have beautiful lace or interesting closures that can look stylish when visible under low-cut tops.How to Wear a Front-Closure BraPutting on a front-closure bra is a bit different from the traditional back-closure method.Start by slipping your arms through the straps like a vest, making sure the band sits completely flat around your back. Position the cups over your breasts, then find the closure mechanism at the center front.Connect the hooks, clasps, or zippers securely — many front-closure bras have easy-to-use fastenings. Once fastened, adjust your breast tissue within each cup for comfort and the shape you want.Taking the bra off is just as simple: unhook the front closure and remove the bra like a vest. This way, you don't have to awkwardly reach behind your back like with traditional bras.Finding the Perfect FitLike any bra style, finding the right fit matters for comfort and support with front-closure designs.Start by using a bra size calculator to find your bra size. Keep in mind that your size might vary slightly between different styles and brands. Look for adjustable features like straps that can be tightened or loosened to make the fit work for your body.The front closure should lie flat against your sternum without gaps or digging in. Check that the band stays parallel to the floor all the way around and feels snug but not too tight on the loosest hook setting.Your breasts should fit completely within the cups without spilling over the top or sides. Since front-closure bras typically don't have adjustable band hooks, getting your band size right is particularly important.This story was produced by Honeylove and reviewed and distributed by Stacker.
	Greetings from downtown Cairo, where unpretentious cafés are part of centuries-old charm Downtown Cairo, or Wust el-Balad as it's known, is a trove of hidden gems. Imprinted on every high-ceilinged building, arched balcony and iconic roundabout are relics that feel like love letters from the past.
	Traffic Alert: Road work to begin on Illinois 81 in Cambridge The Illinois Department of Transportation is set to begin work on Illinois 81 in Cambridge on April 13.
	Death Notice: Kenneth Fordham A memorial service for Kenneth Marvin Fordham, 77, will be held at 11:30 a.m. Friday, April 17, at Eldridge United Methodist Church, 604 S. 2nd St., Eldridge. Visitation will be from 10 a.m. until the time of the service on Friday at the church. Inurnment will be in Davenport Memorial Park Cemetery. Chambers Funeral Home, Eldridge, is assisting the family with arrangements. Mr. Fordham died Tuesday, March 24, 2026, at Senior Star, Davenport. Memorials may be made to the ASPCA or the Animal Legal Defense Fund. Online condolences may be made at www.McGinnis-Chambers.com. A full obituary will appear in the April 15 edition of The NSP.
	Death Notice: Evelyn Finis A Celebration of Life open house for Evelyn Marie Finis, 87, of Eldridge, will be held from 1-4 p.m. Saturday, April 18, at the Dixon Legion, 604 Davenport St., Dixon, IA 52745. Burial will be in the Dixon Cemetery. Mississippi Valley Cremation and Direct Burial is assisting the family with arrangements. Mrs. Finis died Wednesday, April 1, 2026, at the Clarissa C. Cook Hospice House, Bettendorf. Memorials may be made to the Clarissa C. Cook Hospice House. Online condolences may be made at www.mvcremation.com. A full obituary will appear in the April 15 edition of The NSP.
	10 tips on how to pick the right accounts payable software 10 tips on how to pick the right accounts payable softwareThe accounts payable (AP) software market has grown quickly in recent years, offering finance teams a long list of tools to evaluate. But with such variety—different features, pricing models, and levels of complexity—it can be difficult to figure out what really matters for your team. Many guides offer similar checklists, but few focus on what will actually help your business choose the right solution.Ramp shares 10 practical tips for picking the best AP automation software based on your team’s workflow, goals, and challenges—not just what’s trending or feature-heavy.Why choosing the right AP automation software is so difficultThere’s no shortage of AP tools promising to streamline payments or eliminate paperwork. But finding the right solution is more complicated than it seems—because every business approaches accounts payable differently.Small teams often need help getting out of spreadsheets and email-based approvals but don’t have the time or IT support to implement complex systemsMidmarket companies are usually focused on scale: routing invoices efficiently, handling growing vendor lists, and avoiding costly errors as volume increasesLarge enterprise teams are balancing multi-entity structures, strict compliance, and deep ERP integrations—while trying not to slow down operationsPlenty of recommendations boil down to the same thing: automate, integrate, customize. But that advice alone isn’t useful without context.The real challenge is knowing what your team needs on day one and being able to filter out what doesn’t apply. That’s where this discussion begins—by helping you break down your process, identify where the friction is, and pick software that supports the way you already work (with room to grow).10 specific tips for choosing AP software that actually fits your businessHere’s a quick preview of the 10 areas this guide will cover—so you know what to expect before diving in:Start with your process map to understand your actual AP flowPrioritize tools with strong ERP and system integrationsMake sure duplicate payment detection comes standardLook for multicurrency support if you work with global vendorsChoose software with customizable AP approval workflowsConsider built-in procurement features for end-to-end visibilityEvaluate reporting and analytics for smarter decisionsPick a platform that can scale with your businessVerify security controls and compliance readinessThink about ROI beyond the subscription costNow let’s take a closer look at each tip to help you pick the right AP automation software for your team.1. Start with your process map: Know your AP landscapeBefore implementing AP software, map out how your accounts payable process works today. That includes how invoices come in, how approvals are routed, and what steps happen before a payment is released. This exercise makes it easier to spot bottlenecks, inconsistencies, or manual tasks that the right AP automation tool could solve.Think about the types of invoices you process. For example, if your team handles mostly purchase order-based invoices, you’ll need strong three-way matching. If you work more with non-PO invoices, look for software that supports flexible routing and account coding.This step creates a clear framework for your evaluation. Rather than getting distracted by broad feature lists, you can focus on tools that solve the right problems.2. Prioritize ERP and system integration for seamless operationsOne of the biggest signs you’ve picked the right solution is how well it integrates with the tools you already use. AP tools with two-way ERP syncs ensure that vendor records, GL codes, and payment data stay consistent across systems—without manual duplication.A well-integrated platform reduces reconciliation issues, improves reporting accuracy, and keeps your team from switching between systems to chase down information. This is especially useful as invoice volumes grow or as your approval chains get more complex.When evaluating tools, don’t stop at ERP. Look for platforms that connect with procurement tools, payment processors, and your general ledger. The best AP automation software supports a connected finance stack, not a siloed one.3. Choose tools that detect duplicate paymentsThe inability to detect duplicate payments is a real financial risk. They lead to unnecessary spend, messy accounting cleanups, and strained vendor relationships. For growing teams, manual checks just aren’t scalable.The best AP automation platforms use built-in logic to catch potential duplicates by scanning for overlaps in invoice numbers, vendors, dates, and amounts. These alerts prevent errors before funds go out the door—and they should come standard, not as a paid add-on.As your volume increases, having strong duplicate detection helps your team stay confident in their process and reduce time spent on corrections.4. Ensure multicurrency support for global vendorsIf your vendor base includes international suppliers—or if you’re planning to expand—multicurrency support is a must. Without it, your team could be stuck doing manual conversions, tracking exchange rates separately, or chasing down errors after the fact.Look for tools that automatically handle exchange rate updates, let you pay vendors in their local currency, and stay compliant with regional tax and payment regulations. Beyond processing, strong multicurrency features also help with consolidated reporting and give you better visibility into your global cash position.Good AP software should scale with your geography, not slow it down.5. Customize your AP approval workflows to match real lifeAP approval chains don’t always follow a neat structure. Sometimes it depends on vendor type, department, invoice size, or who’s out of office. That’s why choosing the right AP automation software often comes down to how easily you can set up and adjust approval workflows.Look for tools that let you build custom rules without needing IT support. Things like mobile approvals, role-based access, and automated reminders help keep things moving—especially when decision-makers are busy or traveling.The goal is to mirror your actual decision-making process, not force your team to fit into someone else’s template. Software that adapts to your workflow is much more likely to deliver long-term value.6. Look for built-in procurement features to improve visibilityWhen procurement and accounts payable live in separate systems, it's easy to lose track of spending. You might approve purchases without realizing they’ve already exceeded the budget, or miss a step when reconciling an invoice with a purchase order.That’s why choosing the right AP automation software often includes a discussion around embedded procurement features. A unified system improves visibility by connecting the full procure-to-pay process, from purchase request to final payment. This helps reduce accounts payable discrepancies and improves budget discipline.Look for platforms that offer native procurement tools—not just integrations. Purpose-built features tend to provide better data consistency and a smoother experience for your team.7. Choose tools with strong analytics and reportingAccounts payable software shouldn’t just move invoices from one step to another. It should help you understand what’s happening with your spending.The best AP tools include dashboards and reports that show key metrics like vendor performance, invoice cycle times, and spending by department. Strong reporting makes it easier to spot patterns, flag bottlenecks, and plan more strategically.Some platforms go further, offering predictive analytics or benchmarking to help you optimize payment timing and working capital. These features tie your AP operations into bigger finance goals—like improving cash forecasting or reducing days payable outstanding (DPO).8. Pick a platform that scales as you growWhat works for a 10-person team might fall short once your business doubles in size. Choosing the best AP automation software means thinking not just about today’s needs but tomorrow’s as well.Scalable platforms handle increasing invoice volumes, more complex approval chains, and multiple entities without slowing you down. Look for solutions that are cloud-based, regularly updated, and have clear product roadmaps. That shows a commitment to long-term value, not just quick wins.Cloud-native systems also offer practical benefits like uptime reliability, no-downtime updates, and resource flexibility during peak periods.9. Make sure it checks the boxes on security and complianceAny tool handling your payables should meet strict standards for data protection, access control, and auditability. This isn’t just an IT concern—it’s a must-have for finance teams operating in regulated industries or under strict accounts payable internal controls.When you're picking the right AP software, ask vendors about:Encryption standardsRole-based access permissionsAudit logs that track every user actionCompliance with frameworks like SOC 2, GDPR, and Sarbanes-OxleyA trustworthy provider will have third-party certifications, clear security documentation, and transparent answers during your evaluation process.10. Think beyond price when evaluating ROISticker price is only part of the story. To understand the real cost savings of accounts payable automation, consider implementation time, training needs, ongoing support, and how much internal effort will be required to manage the system.On the other side of the equation, think about time saved, error reduction, and potential gains from early payment discounts. Often, a platform with a slightly higher monthly cost can pay for itself through better automation and stronger controls.Look for pricing models that match your business. Usage-based pricing can make sense if your invoice volume fluctuates, while flat fees may work better if you need predictability. Thinking beyond price will help you truly evaluate the ROI of the AP software you'll choose.Companies are reducing invoice processing time by 50% or more with automation. What ‘best’ looks like depends on your businessThere's no universal "best" AP automation solution—only the right match for your specific business needs. What works for a multinational with hundreds of entities won’t necessarily work for a startup building its first finance stack. That’s why picking the best solution starts with understanding your workflow, team structure, and goals.This decision should be a discussion across teams:Finance can define approval logic and risk controlsOps teams understand where bottlenecks happenIT can speak to integrations and data syncsProcurement can weigh in on vendor managementThis story was produced by Ramp and reviewed and distributed by Stacker.
	I-74 Pedestrial Trail closing overnights for work, starting April 13 Residents who enjoy overnight strolls or bike rides across the I-74 bridge will need to temporarily find a new route. A news release from the City of Bettendorf says the I-74 Bridge Pedestrian Trail will be closed overnight starting Monday, April 13 as crews complete utility work underneath the bridge. Workers will need to use [...]
	Illinois leads the nation with most tornadoes so far this year Illinois has had a very active severe weather season, so far this year.
	Oscar-winner Steve McQueen on the flowers that outlived empire Oscar-winner Steve McQueen on the flowers that outlived empireSteve McQueen was nine years old when he first saw the flowers of Grenada.It was 1979, and he had traveled from London with his mother and sister to visit his grandfather. For many Caribbean families in Britain, especially those who arrived during the postwar Windrush migration, home remained anchored across the Atlantic in the islands their parents had left behind. “Coming from London,” McQueen told Atmos, “there was always this thing of going home, wherever our home was.”For McQueen, that journey marked his first vivid encounter with a landscape that felt at once familiar and entirely new. “What was interesting for me was just the burst of color,” he recalled. “These plants were so prominent. It was just so vivid. One could say it was coming from black and white into color because everything was so visually alive.”That first impression stayed somewhere deep within him, emerging unexpectedly decades later as the foundation for “Bounty,” McQueen’s latest photographic book documenting the flowers of Grenada, published by MACK. The book uses Saint Lucian poet Derek Walcott’s elegy to his mother, “The Bounty,” as a literary touchstone, and opens with an introductory text by Dionne Brand—the award-winning Trinidadian Canadian writer—that reads the Caribbean landscape as a living record of colonial violence and survival.McQueen’s images make a gentle first impression. Flame lilies, wax mallows, and parrot’s beak flowers grow along roadsides or inside gardens. But the flowers also carry the dense weight of Grenada’s past. “These plants are witnesses to history,” he said. “The flowers are the constant in this land of flux.”That history is one of layered migrations and violent upheaval. The island was first inhabited by Indigenous Arawak peoples, who were later displaced by Caribs before European colonization began in the 17th century. The French, then the British, fought for control of the land, establishing plantation economies in Grenada built on enslaved African labor. After the abolition of slavery in the 19th century, indentured laborers arrived from India and other parts of Asia.Over centuries, the island became a crossroads of empire and diaspora where Indigenous, African, European, and Asian histories converged on a small stretch of Caribbean land. “The West Indies has always been a place of flux,” McQueen said. “All these worlds met in this one territory.”His own entry point into that history came through a project called “Caribs’ Leap,” which took him to Sauteurs in northern Grenada. The site marks a devastating moment in 1650 when Indigenous Carib people, facing defeat by French colonizers, leapt from the cliffs rather than surrender.“There are countless atrocities that come with colonialism and the disempowerment of a people,” McQueen said. “But what was interesting for me [during this trip to Grenada] were the flowers. I imagine an Arawak, a Carib, a European, an African would each have looked at those same plants and experienced a moment of wonder.”McQueen has been returning to the afterlives of empire for much of his career as a filmmaker and artist. In directing “12 Years a Slave,” which won three Academy Awards, including Best Picture, he traced the brutal architecture of slavery through one man’s experience of captivity. In “Small Axe,” his film anthology about London’s West Indian community, McQueen turned to the everyday realities of racism, migration, resistance, and belonging in postwar Britain. And in “Resistance,” the exhibition he curated at Turner Contemporary last year, he brought together works that examined anticolonial struggle and the many forms power takes.“Bounty” belongs to that same wider inquiry, but approaches it through a different register. Flowers, plants, trees, and rocks carry a duration that exceeds the timescale of nations and empires. They decenter the human, and with it the colonial habit of treating land as property or resource. Instead, they return us to a deeper temporal frame, one in which human life appears as part of a longer, shared planetary story.That shift in perspective can root people more fully in the world they inhabit, and with it comes a sharper sense of what deserves care and value. It also makes room for reverence. As McQueen put it, “These flowers are some of the most beautiful things you could think of. But they serve no purpose—they are there to be admired, to be looked at, to reproduce, to wither and die, and to come again. The promise of renewal. That’s it.”That’s not to say their beauty is apolitical. It is inseparable from the land they grow in, and from the human histories that land has carried. “The only thing I could think of was to photograph them in their natural environment,” McQueen said. “The context, the land, the soil were very important.”That decision marked an intentional departure from the tradition of botanical archives, which tend to isolate plants from the systems they belong to. McQueen spent time researching plant collections at Kew Gardens in London, where centuries of imperial botanical exploration are stored in cabinets and folders. Pressed flowers and branches from voyages dating back to Captain Cook lie flattened on paper sheets. “It was extraordinary to see these things,” he said. “There was something very analytical, something very formal about them. There was that kind of sterile categorization.”In that setting, the specimen becomes an object of study first, a living presence second. For McQueen, the plants needed their landscape. “They had to be in context.”That commitment to holding beauty and history in the same frame is how “Bounty” places emotional climate storytelling at its center. In these photographs, the flowers become part of a larger story about land and liberation. They bloom alongside histories of colonial exploitation and revolutionary aspiration. And they remain in place as human systems rise and fall.“Just because you feel that it looks innocent doesn’t mean that it is,” he said. “Nothing’s innocent. A flower in a vase, a half-cut orange, a presentation of food. Nothing’s innocent. It’s all about a certain kind of framing, and who is framing it. Once you go outside that frame and you put the context in—that’s when you begin to understand what you’re really looking at.”This is the deeper achievement of “Bounty.” The book slows the viewer down long enough to see flowers as part of a longer record of land and its politics. They are lush, radiant, and fleeting. They are also among the few presences that have remained as generations of people arrived, were displaced, enslaved, colonized, resisted, and rebuilt their lives. “They were witnesses,” McQueen reiterated. “They still are.”This story was produced by Atmos and reviewed and distributed by Stacker.
	Tax deadline approaching: What to know about filing, extensions, last-minute mistakes With the April 15 deadline approaching, tax experts say last-minute filers should act quickly — and understand how extensions, penalties and mailing rules could impact their return.
	Black Hawk College EMS program awarded continuing accreditation Black Hawk College has announced that its Emergency Medical Services (EMS) Professions – Paramedic program has been awarded Continuing Accreditation by the Commission on Accreditation of Allied Health Education Programs (CAAHEP), reaffirming the program’s commitment to excellence in EMS education. The accreditation decision is effective March 2026 and was made after a comprehensive review and [...]
	11 new books in April offer a chance to step inside someone else's world The books we're spotlighting this month don't exactly radiate escapist good vibes — but they do offer the opportunity to step into someone else's life and get to know their view of our shared world.
	Road work to begin on Avenue of the Cities Officials said the work zone is from First Street to Archer Drive.
	Downtown Moline gets River Edge redevelopment designation Downtown Moline has been named a River Edge Redevelopment Zone, unlocking tax incentives aimed at boosting development along the Mississippi River corridor.
	5 tips for living a nontoxic life 5 tips for living a nontoxic lifeWhen many people think of living a "nontoxic lifestyle," they assume their goal should be eliminating all exposure to chemicals. However, this is not possible and not necessary, since the body is capable of eliminating most toxins on its own (at least, in small doses).Living a low-toxin lifestyle, on the other hand, is a great health goal. You don't need to overhaul your life to reduce toxic exposure; it's all about taking steps to reduce your cumulative exposure to unhealthy chemicals, rather than avoiding them at all costs. There are relatively easy lifestyle changes you can make to help minimize exposure to everyday toxins.In this article, Life Extension runs through five nontoxic living tips that you can start implementing today to create a healthy home, plus how to test for toxin exposure.At a Glance"Toxin-free living" isn't possible, but you can significantly reduce your exposure.The chemicals most threatening to your health can be found in the air, water and food.You can work toward nontoxic living with smaller, everyday swaps like not heating plastic.Blood tests can let you know if your health has been endangered by heavy metals or other contaminants.1. Clear the air with proper home ventilationMaintaining a nontoxic home starts with the home itself. You want to make sure your house is well-ventilated, which means that stale and potentially harmful indoor air can easily escape. Here's how:Especially if you live in an area with low outdoor air pollution, open your windows when possible to improve air circulation.Air purifiers are another great way to reduce indoor air pollution. Make sure you clean or swap the filters on schedule.Don't smoke indoors—better yet, don't smoke at all.Vacuum regularly to minimize dust.Change your HVAC filters on time.Address any leaks to avoid mold growth.If you buy new furniture, mattresses, or carpets/rugs, allow them to ventilate outside for a few days, if possible. Upon unpackaging them, they release volatile organic compounds.Keep in mind that the frequency with which you do some of these things can change depending on your home and lifestyle. For instance, if you have pets that shed, you may need to vacuum and change your filters more frequently.2. Eat a low-toxin dietNontoxic swaps apply to your refrigerator and pantry, too:Choose whole foods (as minimally processed as possible), ideally, in little to no packaging. Bonus: If you can, shop organic.If you do purchase packaged foods, avoid heating them in that material.Minimize foods that are notorious for their risk of being contaminated. Seafood is one culprit. Try to consume tuna about once a week max, and rarely eat (or eliminate) fish higher in methylmercury like swordfish.Eat more liver-friendly foods that support your body's natural detoxification process, including cruciferous vegetables, fruits and fiber.Wash all produce before you eat it.3. Change the way you cookWe're not talking about recipes (per se)—it's how you prepare your food that matters. How you cook is just as important as the food you're cooking.Cook your way to better health by swapping nonstick pans for cast iron or stainless steel. Nonstick can be especially problematic when cooking at high temperatures, which may allow toxins to leach into your food.While pots and pans are a high priority, anything used for food prep or storage can be swapped for less toxic alternatives. Wood, stainless steel, and glass are better than plastic.Avoid burning and charring your food.Never heat foods in plastic, whether that's a plastic dish you're sticking in the microwave or the plastic tray that premade lasagna came in. (And while you're at it, avoid those highly processed foods altogether.)4. Switch to filtered waterWe've covered air and food. Water is another key source of harmful chemicals. If you want to learn how to start living a nontoxic life, take a look at your faucets.If it's within your means, consider investing in a home water filtration system. Look for NSF-certified filters that can remove microbes, microplastics, chemicals, and heavy metals.Carbon water filtration systems are less expensive, making them a good alternative for someone on a budget.Opt for reusable water bottles over plastic. Stainless steel is a great option, and it can last for years. These bottles are healthier for you and better for the environment, not to mention your wallet.5. Purge your home of harmful productsBeyond what you cook, another consideration is what you may have on hand for general household use.Opt for nontoxic cleaning products, and use them minimally (in a well-ventilated home). Beware of misleading packaging and really examine the labels to ensure that cleaners are indeed safe to use.Minimize or avoid scented candles and room sprays. At the bare minimum, only use them in well-ventilated areas. Swap paraffin wax candles for beeswax candles that are naturally scented to better protect your health. You can even make your own after a quick trip to your local craft store.Stick with fragrance-free laundry detergent, soaps and other personal care products.What ingredients and materials should you avoid?Some common ingredients and materials to be aware of include:Lead-based paints.These are more common in homes built before 1978.Cigarette smoke.Volatile organic compounds (VOCs).These are carbon-based chemicals that easily evaporate into the air. They can be found in household products (paint, cleaners, and carpeting), as well as cigarette smoke."Forever chemicals" (PFAs), as well as BPA, phthalates and parabens.These are often used to make objects flame-retardant, nonstick, and water-resistant. Labels that list "PTFE," "fluoro-," or "perfluoro" often indicate the presence of PFAs. Shop with brands that are transparent about their sourcing, manufacturing, and packaging processes.Fragrances. Choose unscented products when possible.As you become more mindful of living a nontoxic lifestyle, remember that it's not possible to eliminate every single source of toxin exposure. It's also not necessary. Most toxins aren't harmful in small amounts, and your body can eliminate them on its own."The number one rule in toxicology is this: the dose makes the poison,” says Life Extension scientist Shayna Sandhaus, Ph.D. “Minimize exposure when possible and don't stress too much about the rest."How do you shop for nontoxic items?If you want to prioritize buying more nontoxic products for your home, look for brand transparency and natural ingredients/materials over clever marketing and clickbait."Greenwashing" is a common practice where brands use clever language, fonts, and colors to give the impression that their products are healthy and natural.Keep it simple. Nontoxic products often aren't fancy, but they're still effective. Just prioritize high-quality, safe materials (cotton versus synthetic fibers, unscented versus scented, stainless steel versus plastic or nonstick) when you can.You might start shopping and realize you have endless choices to select from—focus on making one swap at a time so that you don't get overwhelmed.How to save time and money with low-toxin livingAs you're reading about new air ventilation systems and contemplating a whole new cookware set, perhaps you're seeing dollar signs and wondering how you're supposed to afford a low-toxin lifestyle. Or maybe you're wondering where you're supposed to find the time to read cleaning product labels every time you're on a quick grocery run.The good news is that when you're trying to reduce your exposure to harmful chemicals, every little bit counts, and there's always an easier or less expensive way to make a healthy swap. Here's a rundown of the most high-impact (effective) ways to reduce your exposure to toxins, along with some options that are lower-impact, but more doable. Life Extension If these changes seem overwhelming, pick one or two at a time, and slowly work your way toward a more nontoxic home. Since food, water, and air are the main routes of toxin exposure, this is an excellent place to start.Consider your current lifestyle and daily habits, and let those guide you. Have you regularly found a ton of plastic packaging in your trash? Begin by purchasing foods with little to no packaging—they're better for your health and more friendly from an environmental standpoint. (Single-use plastic is a major problem for Mother Earth.)Or maybe you have pets that shed. Create a cleaning schedule and invest in an air purifier to keep the stray fur and dander to a minimum.Side note: If you work in an industrial environment (a factory, refinery, construction site, etc.), there are extra steps you can take. Wear protective clothing, and if possible, change into fresh clothing before going home.Will lab tests let me know if I’ve been exposed to toxins?Yes. Of course, you don't need to take a lab test to start making positive changes in your life. But, if you've been feeling unwell and worry that toxins may be playing a role in your symptoms, a number of tests can assess whether various pollutants and chemicals are harming your health.Environmental panel: A simple urine test can let you know if you've been exposed to PFAs, herbicides and pesticides, parabens and other toxins.Mold: Mold isn't one of the toxins we've focused on here, but it sure counts as something "harmful" in your environment. You can test your home or office for the presence of mold, and take blood and urine tests to check for mold exposure. Signs that you're dealing with mold include respiratory symptoms, skin irritation and headaches.Heavy metal: Regular exposure to heavy metals can cause nonspecific symptoms like abdominal pain, fatigue, or cognitive changes. Your healthcare provider may want a more thorough history of your potential exposure, and heavy metal testing can help with determining your status.Frequently asked questions about nontoxic livingWhile a noble cause, nontoxic living is also a big trend, and myths about avoiding toxins abound. Here are the facts about the right way to minimize harmful chemicals in your life.What are the greatest everyday sources of toxins?Typically, when people think of "toxins," they're thinking of ones that have manmade sources. These sources can include industrial runoff, car emissions, building materials, pesticides, and refineries.But when it comes to everyday exposure, food, water, and air are the primary sources of toxins that are affected by those manmade sources we mentioned (and are most likely to impact your health). After that, personal care and cleaning products are frequent contributors of risky chemicals, particularly because they can be absorbed through the skin. This can include haircare products, too. There are even "natural" sources of toxins too, like mold, wildfires, and charred foods. Not everything natural is beneficial for your health.Since air, water, and food are the biggest sources of direct, daily toxins, any swaps you make that address direct exposure to them will typically have the biggest impact. After that, consider any products that you are exposed to daily.Can nontoxic living help reduce heavy metal exposure over time?Yes, making the changes we've discussed in this clean-living guide can help reduce heavy metal exposure. Additionally, be sure to work with lead-safe contractors to replace lead paint in older homes, the biggest everyday source of heavy metal exposure.Is nontoxic living the same as detoxing or cleansing?No, these are not the same thing. You may have stumbled upon the phrase "toxic burden." This refers to the total amount of toxins in your body at any given time. Nontoxic living is about reducing your exposure to potentially harmful chemicals, to decrease your toxic burden. It's vastly different from detoxing, which refers to attempting to rid your body of any and all chemicals you come across, something called "total elimination."An important note: Your body is generally very good at detoxifying itself. Your job is to provide your body with essential vitamins, minerals, and other nutrients so that it can continue to do its job. Many diets, trends, and products that claim to detox the body of dangerous chemicals push the boundaries of scientific plausibility. At best, they are typically ineffective. Worse, they can be harmful to your health.Eat a nutritious diet, move your body, get enough sleep, stay hydrated, maintain healthy stress levels, choose certain nutrients that support the body's natural detoxification pathways, avoid alcohol, and live a smoke-free life. These are the best things you can do to support your body's natural detoxification systems.Key TakeawaysFads that claim to "detox" your body to remove harmful chemicals are (mostly) a health myth. Watch out for deceptive marketing.As a consumer, one way to make safe purchasing choices is by choosing stainless steel over plastic, cotton over synthetic materials, and fragrance-free cleaners and personal care products.Make one healthy swap at a time so that it feels more sustainable.This story was produced by Life Extension and reviewed and distributed by Stacker.
	Why $4 gasoline is the tipping point for EVs Why $4 gasoline is the tipping point for EVsEven as the U.S. and Israel reached a fragile two-week ceasefire with Iran, gasoline prices show no signs of a quick retreat. As of April 8, the national average stands at $4.16 per gallon, more than a dollar higher than at the start of the conflict. That's beyond a tipping point that experts say could push consumers toward electric vehicles, Grist reports.When gas prices top $4 per gallon, BloombergNEF estimates that the total cost of ownership for EVs becomes lower than for gas-powered vehicles. The exact crossover point depends on local prices for both gasoline and electricity. “[But] even when I run the model using the more expensive electricity cost, we are still seeing this very similar pattern,” said Huiling Zhou, an electric vehicle analyst at BloombergNEF. In California, for example, where electricity costs are high, gas is also expensive. At more than $5 a gallon, the state has already passed the point at which EVs are the cheaper option.According to a AAA survey from 2022 — when Russia’s invasion of Ukraine drove a monthslong price spike — $4 a gallon is also the threshold at which a majority of Americans will make changes to their driving habits or lifestyles. Stephanie Valdez Streaty, director of industry insights at Cox Automotive, agrees that “the high gas prices definitely start the conversation with a consumer.”Edmunds.com has reported an uptick in search traffic for EVs since the war started on Feb. 28. It’s too soon to tell whether that interest will convert to more purchases, said Valdez Streaty. But when prices surged at the outset of the war in Ukraine, sales of electrified vehicles rose as well. From January through March 2022, EVs’ share of car sales in the US climbed 69%, with hybrids jumping 32%. Robbie Orvis, who directs modeling and analysis for the think tank Energy Innovations, said the general trend pre-dates electric powertrains.“In the past, when prices have gone up, people would start choosing more fuel-efficient cars,” he said. The oil shocks of the 1970s and 1980s, for example, led to a focus on fuel efficiency and helped make relatively efficient Japanese cars more popular. Avoiding gas guzzlers could become trendy this time, too.“If you drive an EV, you’re nicely insulated,” said Orvis. “Your retail electricity rate isn’t going to double from one month to the next, like it can with gasoline.”Still, Orvis highlighted some factors that might mitigate a rush toward EVs. For one, it’s unclear how long high fuel prices will last. Limited availability of chargers for electric vehicles is another barrier to adoption. People also tend to put more weight on upfront costs than long-term financial gains. Then there’s the fact that higher oil prices can put a damper on consumer confidence more broadly.“The current situation is very likely going to lead to higher prices all around,” said Orvis. That pressure could mean people are more hesitant to make a big purchase like a car. As Valdez Streaty put it, “if they can delay it, they’ll delay it.”At the same time, EVs are in many ways more attractive than ever. Cox Automotive reported that, in February, the price premium for EVs compared to new gas-powered cars was the lowest on record, at $6,532. The pre-owned market had an even narrower $1,334 gap, with 18 of 26 brands now having an average used EV price below their used gas equivalents.“If you can have access to charging, now is the perfect time to get an EV,” said Jenny Carter, a professor at Vermont Law School who has researched consumer EV adoption. But higher gas prices, she continued, also put a spotlight on equity issues.“Low-income people have the most to gain by owning and driving an EV, but they’re the hardest market to reach,” she said. Those households often spend the highest portion of their incomes on gasoline, she explained, but are the least likely to be able to afford alternative vehicles or have access to charging. “It’s a real paradox.”Orvis thinks that part of the problem is the dearth of information available to prospective buyers. Because dealers generate much of their revenue providing maintenance that EVs don’t need, he said, they may not fully explore the financial benefits of going electric with customers. He suggested that shoppers use one of the many online calculators that can show how, even when the upfront cost of a gasoline car might be lower, the monthly costs of ownership could be higher when you consider fuel and maintenance costs.“There’s a real issue with how EVs are marketed,” he said. “It’s very hard for a new buyer, especially if you’re not really versed in this stuff, to get a real sense of what the trade-offs are.”For those who either can’t afford electric cars or don’t have access to charging, Valdez Streaty points to hybrid vehicles, which can be 25% to 45% more fuel efficient than their standard counterparts. A HondaCR-V, for example, gets around 29 mpg while the hybrid version gets 37.Even if soaring oil prices don’t last long, electrified cars can help soften the blow the next time they spike. A report released in mid-March by the energy think tank Ember found that EVs already displace around 1.7 million barrels of oil per day. While a far cry from the roughly 20 million that normally flow through the embattled Strait of Hormuz daily, it represents about 70 percent of Iran’s oil output.“The main thing to watch is national plans of how to respond to this,” said Daan Walter, a principal at Ember. He is optimistic that many countries will use moments like this to start turning to climate-friendly policies that help reduce their dependence on fossil fuels, including gasoline.So far, President Donald Trump doesn’t appear poised to lead the United States in that direction. Last summer, a Republican-led Congress gutted the Inflation Reduction Act, which included tax rebates for electric vehicles. But, particularly in the short term, American policymakers also lack levers for keeping rising gas prices in check, so people may very well start to shift on their own.“There is no meaningful policy tool to mitigate this,” said Orvis. “The only way to do that is to just get off the roller coaster, and EVs allow you to do that.”This story was produced by Grist and reviewed and distributed by Stacker.
	Democrats keep doing better in elections since Trump returned to office With elections in Georgia and Wisconsin Tuesday, Democrats continued to overperform, which the party started in 2025 when it regularly improved on its margins compared to the presidential race in 2024.
	UnityPoint Health-Trinity honors Pritkin Cardiac Rehab Patients of the Year UnityPoint Health – Trinity is celebrating the 2025 Pritikin Certified Intensive Cardiac Rehab Patients of the Year, recognizing people who have shown exceptional resilience, dedication and heart as they rebuild their health after a heart event. These patients embraced meaningful lifestyle changes and made inspiring progress in their recovery, demonstrating the lifechanging value of cardiac [...]
	What should you do if your medication isn’t covered by insurance? 4 tips and tactics, plus how to file an appeal What should you do if your medication isn’t covered by insurance? 4 tips and tactics, plus how to file an appealIt’s frustrating when your health insurance doesn’t cover your medication. A drug that appears on a formulary — the list of medications covered by a health insurance plan — can get dropped anytime. This can happen if a medication is seldom used, there is a generic or biosimilar available, or a more affordable option exists. Whatever the reason, you’re stuck with the full cost even though you have coverage for prescribed medications.GoodRx, a platform for medication savings, shares what you can do if your prescription medication isn’t covered.Key takeaways:Insurance prescription plans don’t cover some medications. This often leaves consumers responsible for the full costs.If your prescription isn’t covered, you can try generics, biosimilars, or other alternatives that you can afford out of pocket. You may also qualify for patient assistance and manufacturer copay programs that can help you cover costs.If an insurance plan won’t cover your medication, you can ask for an exception. If that doesn’t work, you can appeal the coverage denial.What to do when your medication isn’t coveredIf your insurance plan won’t pay for a new prescription or if your plan stops covering a medication you already take, you can explore the following options.1. Talk to a healthcare professional about alternativesA healthcare professional has no obligation to weigh the costs of your medications. They almost certainly won’t know what’s covered by your prescription plan’s formulary. That’s why it’s up to you to raise concerns about your out-of-pocket costs.If one of your prescriptions has been dropped from coverage or will cost you more, ask your doctor about generics and alternative medications. These include biosimilars for biologics, which may be more affordable.If you can’t find a more affordable option that works for your condition, a healthcare professional may still be able to help you. You may consider:Requesting a 90-day prescription and comparing costs with a monthly fill.Asking your prescriber if you can cut a higher-dose pill in half to save money.Asking for free samples of the medication.2. Ask for an exception from your prescription planIf a healthcare professional can’t help you find an affordable option, ask your insurer about making a formulary exception that provides coverage for your medication. A physician will most likely need to submit a supporting statement (sometimes called a letter of medical necessity) explaining why the medication is needed and that alternatives would not be as effective or would have a side effect.It’s important to note that some plans will require step therapy before approving your exception. Step therapy is a type of prior authorization that requires you to:Try a less costly medication that’s on the plan’s formulary.Show that it’s not effective for you or has side effects.Then “step” up to the medication you’re requesting.Even if the medication you need is on your plan’s formulary, it may be in a higher tier. The plan may also consider it nonpreferred. Nonpreferred and higher-tier medications typically cost more out of pocket. In this case, you can ask your plan for a tier exception. If approved, this will help lower your out-of-pocket costs for the medication.3. Apply for a patient assistance program or manufacturer copay programPatient assistance programs and manufacturer copay programs help people save on specific medications — particularly costly, brand-name prescriptions that may not be covered by your plan. These programs can reduce out-of-pocket costs to $0 per month for people with and without insurance. Keep in mind: Patient assistance programs generally serve those who are uninsured or underinsured and find their out-of-pocket costs unaffordable. Manufacturer copay programs are typically for people with commercial insurance.You can usually find these programs on the websites of medication manufacturers. The companies often have partnerships with related company foundations or other nonprofit organizations that connect people in need with deeply discounted or free medication.Here are some examples of programs that can help you afford your medications:AstraZeneca: The AZ & Me AstraZeneca Prescription Savings Program can help you get free medication. You are eligible if you don’t have health insurance or if you have Medicare but still can’t afford your prescriptions. Anyone who has had a life-changing event in the last year may also be eligible. This program has income requirements. AstraZeneca makes many medications but only some are included in the program. Examples include Farxiga, which is used for Type 2 diabetes and other conditions, and Tagrisso, which treats lung cancer.Johnson & Johnson: This program, formerly known as Janssen CarePath, is called J&J withMe. You can qualify for different savings options on several dozen medications. For instance, the program includes Remicade, Simponi, and Stelara, all of which treat autoimmune conditions. There are no income requirements. The Johnson & Johnson Patient Assistance Program is for people who are uninsured or underinsured. There are income requirements. Those who are eligible receive medication at no cost for up to one year.Lilly Cares: The Lilly Cares Foundation Patient Assistance Program helps people in financial need access more than 20 medications at no cost. Eligible medications include several insulins in different formulations — Humalog, Humulin R, and Trulicity for Type 2 diabetes — and Cialis, which treats benign prostatic hyperplasia and erectile dysfunction.Merck: MerckHelps assists people with medications through several programs. These include the Merck Patient Assistance Program and Merck Vaccine Patient Assistance Program. MerckHelps also has a program to replace certain medications you received in the hospital. You may be able to get medications at no cost. These include Keytruda, which treats many types of cancer, and Januvia, for Type 2 diabetes.4. Reconsider your health plan during an enrollment periodIf your insurance doesn’t cover your prescription medication, consider switching to a plan that has the drug on its formulary. You can do this during your enrollment period. If you are joining original Medicare or a Medicare Advantage plan, be sure to use the Medicare Plan Finder tool to identify a Medicare Part D prescription drug plan that covers the medications you need.How to file an appeal for prescription drug coverageIf you have explored other options for lowering your prescription costs without success, you can try filing an internal appeal with your insurance plan once your claim for coverage is denied or you can request a coverage determination for a drug you haven’t started taking.The exact process will depend on your plan, but you are typically required to:Complete all forms related to an internal appeal as determined by the insurance plan.Submit information you want considered, such as a letter from your doctor explaining that the medication is medically necessary.If you need help, check whether your state or territory has an active consumer assistance program. If you’re enrolled in Medicare, you can also get free help from a State Health Insurance Assistance Program (SHIP) near you.If your appeal is for a medication you haven’t started taking, the insurance plan must complete the internal review within 30 days. If it’s for a medication you have started taking, the review must be completed within 60 days. In urgent situations, you can request an expedited appeal. In expedited cases, a final decision must be made as soon as required by your medical condition or within four business days of receiving your request.What if your insurance plan denies your appeal for drug coverage?If your insurance plan rejects your appeal, try requesting an independent review through your state’s insurance regulator as a last resort. The process can seem daunting, but the odds are in your favor because many appeals get approved.The independent review can take up to 60 days. If your state doesn’t have an external review process, the U.S. Department of Health and Human Services (HHS) or a private review organization will oversee the case. You won’t be charged anything if HHS handles the review, but it may cost up to $25 through your state or a private review organization. If you urgently need the medication, you can request an external review before the internal appeal is complete.Where can I find more information on medication appeals?If you’d like more information on the appeals process, check out these sites:HealthCare.gov has more information on navigating the appeals process.The Patient Advocate Foundation has tips on how to write and submit an appeal.The Centers for Medicare & Medicaid Services has information about drug appeals and grievances if you’re covered by Medicare.The National Association of Insurance Commissioners has information on how to contact the insurance regulator for your state or territory.Frequently asked questionsWhat is a nonformulary drug?A nonformulary drug doesn’t appear on your insurance plan’s list of covered medications. This typically happens when there is a generic version available or if your prescription plan prefers a similar medication deemed safer and more effective. A nonformulary drug is not covered, but you can ask for an exception so that your medication is covered.How do you find out if your insurance covers your medication?Every health insurance plan with prescription coverage has a formulary, or a list of covered medications. Your plan’s summary of benefits and coverage should explain your expected cost sharing in each tier.What happens to your prescriptions when your insurance changes?When your prescription plan changes, your medications may cost you more or less. That’s because what you’re taking may not be covered, may appear in a different tier of coverage, or may have a different copay or coinsurance amount. If your prescription coverage is ending, you may need to prepare to pay for your medications in full or plan to seek assistance from programs that can help you afford your medications.The bottom lineDon’t panic if your prescription plan won’t pay for your medication. This can happen if your treatment isn’t on your plan’s formulary or if coverage has been denied. But there are steps you can take to reduce out-of-pocket costs for your medication or get a coverage denial reversed.First, see if there’s a generic or lower-cost medication that will work for you. You may also qualify for a patient assistance or copay assistance program that can reduce your out-of-pocket costs. If neither of these options works, you can ask your insurance plan for an exception to the formulary so that your medication may be covered. You can formally appeal a coverage denial with an internal review. As a last resort, seek an external appeal. Remember that every objection to your insurance company will require a letter of medical necessity from your prescriber.This story was produced by GoodRx and reviewed and distributed by Stacker.
	Bettendorf man sentenced to 17 1/2 years in prison on child sex abuse materials charges A tip from the National Center for Missing and Exploited Children has led to a federal prison sentence for a Bettendorf man for possessing and distributing child sex abuse materials.
	5 warning signs that inflation is eroding your profit margins 5 warning signs that inflation is eroding your profit marginsWhen a startup scales quickly, it can face particular challenges, like profit margins beginning to erode due to increased costs. A telltale scenario that this is happening could look like this: Your financial reports indicate that revenue is growing and unit economics appear satisfactory. But you notice increasing employee salaries, higher vendor costs, and delayed customer payments.This is a sign that inflation is gradually eroding profit margins across your business. It can sneak up in the cost of goods sold (COGS), payroll, vendor agreements, and capital expenditures.Balancing profit margins and inflation is a widespread issue among founders. In fact, a Bank of America survey found that 88% of business owners are affected by inflation, prompting many to raise prices or cut spending.Here, Mercury, a fintech platform that offers business and personal banking services, explains five warning signs that inflation is eroding your profit margins and share strategies to mitigate the effect of inflation on your operating margins.Understanding types of marginsFirst and foremost, finance leaders should understand the differences among margin metrics. Here’s a quick overview:Gross margin measures the efficiency with which a product or service is delivered.Operating margin illustrates a company’s operational efficiency.Contribution margin is the revenue left over after variable costs are deducted.Net margin compression reflects the rising costs of producing a good or service that outpace revenue growth, resulting in lower profit margins.Signals that inflation is affecting your profit marginsHere are five signs that inflation is eating into your startup’s profit margins.1. Your gross margin is declining, even with steady pricing.If your pricing remains unchanged but your costs are rising, that’s the first indication that inflation is likely eroding your margins and, specifically, causing a decrease in gross profit margin. In this case, inflation can lead to:Rising input costs that outpace pricing powerIncreased supplier pricesHigher freight and logistics expensesGrowing costs for staff and contractorsExpanding COGS, such as software and infrastructureTake, for example, a SaaS company with stable monthly subscription revenue. As cloud and infrastructure costs rise, the business experiences a declining gross profit margin.Here are three steps a SaaS startup could take to address this issue:Keep track of gross margin monthly. Pinpoint key areas that are susceptible to inflation.Renegotiate long-term supplier contracts. Lock in pricing for multi-year agreements to balance future profit margins.Model pricing elasticity. Before applying across-the-board price increases, determine price sensitivity across customer segments. Assess if price increases will offset potential churn.2. Operating expenses are growing faster than revenue.Another hint that inflation is compressing your operating margin is that operating expenses (OpEx) are growing faster than revenue. Most commonly, you’ll see this appearing in these areas:Payroll inflation, such as compensation adjustments and contractor rate hikesTool creep or SaaS sprawl (when you have too many tools or overlapping subscriptions)Vendor price hikes from annual subscriptions and usage-based billing changesGrowing costs, including commercial rent, insurance, and compliance costsThese factors could compress operating profit margins even when the gross margin appears stable. For instance, if an e-commerce company sees revenue increase 40% year-over-year, growth may, initially, look strong on paper. However, let’s say that operating expenses increased by 60% during the same period. When reviewing revenue metrics, the company will appear productive, since revenue has increased. But operating margins have shrunk due to the hidden effects of inflation.These are three strategies an e-commerce business may implement to address this issue:Re-forecast with inflation-adjusted OpEx assumptions. Refine your financial model to understand how elevated costs may affect profit margins and runway.Audit vendor contracts and SaaS subscriptions. Use this information to renegotiate pricing and contracts with suppliers. Also, look for redundant tools or unused licences that you can cancel.Introduce automation where return on investment (ROI) is measurable. Automate tedious and inefficient workflows.3. Net profit margin is shrinking despite “record revenue.”It’s an incredible achievement when a startup reaches a new revenue level. However, inflation may be reducing your net profit margin, possibly due to rising interest rates that increase debt-servicing costs. Plus, if your startup moves into a higher tax bracket, it’ll likely face a higher tax burden.Higher capital costs is another factor to pay attention to, especially during periods of inflation. For example, say a wearable technology company reports 25% revenue growth, but its net profit margin declines by 5% year-over-year amid rising operating expenses and financing costs. They could experience record revenue, but a decrease in net profit margin.Here are three ways a tech company could improve its net profit margin:Revisit the financing structure. Review equity and debt to achieve an ideal capital structure and prevent erosion of the net margin.Model interest sensitivity. Run various simulations to see how soaring interest rates or borrowing costs may affect net profit.Proactively extend the runway. Obtain additional financing or adjust the budget to maintain operational flexibility and preserve liquidity.4. You’re discounting heavily to maintain sales volumesInflation could influence your startup’s pricing power, as well as customers’ purchasing behavior. When customers become price-sensitive and attempt to negotiate for better prices, your team may feel compelled to lower prices to maintain sales velocity.But, when you run promotions for an extended period, the discounts will shrink your contribution margin, since every sale generates less profit. Simultaneously, your customer acquisition cost (CAC) may rise if marketing costs remain the same or if you offer discounts to attract new customers.Implement a segmented pricing strategy. Customize prices by customer segment to maintain pricing power and avoid turning off price-sensitive customers.Use value-based pricing, rather than reactive discounting. Set your prices based on the true value of your products and services. Consider offering bundles or tiered pricing to customers.Educate the sales team on pricing strategies. If your startup offers commissions to salespeople, design compensation to balance margins and sales growth.5. Your cash flow feels tight, even though margins look decent.Inflation can also affect operating costs and working capital. It can strain cash flow and shorten runway, creating financial challenges. You’ll notice this when more customers are opting to pay later, inventory costs rise, and/or suppliers are demanding shorter payment terms. Even though your startup’s margins look stable, you may still face cash-flow volatility and runway compression.Here are three ways a business can improve its cash flow:Shorten receivables. Consider sending automated reminders to customers and shortening payment timelines.Improve visibility into real-time spend. Monitor your expenses to identify areas of overspending and manage variable costs.Centralize financial data for faster decisions. Streamline payments, accounting, and budgeting data into an integrated system to make better financial decisions.Inflation vs. inefficiencyNot exactly sure what’s eroding your profit margins? Here’s how to determine whether the decline is due to external effects of inflation or internal inefficiencies. Mercury You can use various benchmarks to determine whether margin pressure stems from inflation or inefficiency. You may need to adjust pricing to preserve your margins when market-wide costs trend upwards. Or, you might focus on improving your company's operations when you notice signals of internal inefficiencies, such as customer complaints or declining productivity.How to protect profit margins in an inflationary environmentTo help your high-growth startup to achieve long-term success, implement practical strategies that measure the future impacts of inflation. Here are four strategies founders can use to build a more resilient company:Set quarterly margin stress tests. Test different scenarios to see how your company will perform when gross margin declines, how long the runway will last, or if costs increase.Schedule vendor renegotiations. Evaluate all the services your company uses from various suppliers every 6 to 12 months. Negotiate based on usage, or change plans.Conduct pricing reviews. Schedule semi-annual or annual reviews to evaluate your pricing strategy, and adapt as needed to ensure stable, healthy margins.Model runway sensitivity scenarios. Create sample scenarios to test inflationary pressure. Be sure to test for slower revenue growth and additional fundraising time.FAQsHow does inflation affect profit margins?Inflation raises costs across all aspects of a business, including raw materials, infrastructure, labor, and manufacturing. Revenue typically takes time to catch up, which may reduce gross profit margin.What is the effect of inflation on operating profit margin?Operating expenses — such as salaries, subscription costs, and utilities — are prone to inflation. These costs may exceed revenue growth and could compress the operating profit margin.Why is my gross profit margin declining?Your gross margin declines when COGS increase, but your product or service pricing stays the same. For example, that could happen when your shipping or material costs rise while your pricing remains stable.What causes a decrease in net profit margin?Net profit margin narrows when total costs increase more quickly than revenue. The reasons for this may include internal inefficiencies, inflation, or higher borrowing costs.How can startups protect margins during times of inflation?Startups can adjust prices, improve productivity, renegotiate supplier contracts, and run scenarios in financial models. These strategies can help startups manage inflationary pressures.Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.This story was produced by Mercury and reviewed and distributed by Stacker.
	Departments respond to crash on 4th Avenue, Rock Island Our Quad Cities News was on the scene of a car crash near the intersection of 24th Street and 4th Avenue in Rock Island. Crews from the Rock Island Fire Department, Rock Island Police Department and Rock Island Arsenal Ambulance have responded to the crash. There is no word on any injuries at this time [...]
	Iowa bars and restaurants report a decrease in alcohol consumption Between 2018 and 2026, studies found a 25% drop in consumption among Generation Z. This statistic is prompting businesses to modify their menus.
	Dylan Doyle playing Bishop Hill Creative Commons Crossroads Cultural Connections is hosting an evening of live blues music with the Dylan Doyle Band on Sunday, April 12 at Bishop Hill Creative Commons, 309 Bishop Hill Street. The evening starts at 6 p.m. with an optional potluck dinner so guests can gather and connect before the performance. Attendees are welcome to bring a [...]
	5 financial building blocks to make long-term goals less daunting 5 financial building blocks to make long-term goals less dauntingBuilding your financial wealth is akin to building a house: You need the foundation before you can choose wallpaper, add a fireplace or decorate.When it comes to saving for your long-term goals like a down payment or a comfortable retirement, consistency is key. But before you can throw extra funds into a brokerage account or invest in real estate, there are building blocks you need to have in place — and even those can feel intimidating.“For many people starting out, any thought around personal finance can feel overwhelming,” says Hillary Stalker, executive vice president and financial advisor at CapWealth in Franklin, Tennessee. “With information coming at us through so many channels, it’s hard to know who to listen to and where to start.”Current, a consumer fintech banking platform, shares a few basic steps you can take to make it feel less daunting.1. Create a budgetThe first step is to assess your current financial situation and understand what you are bringing in as income and what is going out as expenses. Stalker says to start with your take-home pay after taxes and deduct any expenses you know are a must, such as your rent or mortgage, utilities, car payments, phone bill, student loans payments and groceries. Then, calculate how much of your income is left over each month. Whatever is left is what should be budgeted for savings and discretionary spending like entertainment and going out to eat, Stalker says.You can review your credit card and bank statements to get a sense of how much you're spending on categories like dining out, entertainment and transportation. Many consumer financial platforms offer tools on their websites or apps that will automatically break down your spending so you can easily analyze where your money is going each month, and whether you’re spending too much in one particular category. To create your budget, you can go old school with a spreadsheet or pen and paper, or use tools directly in your banking app, if they’re available.2. Build an emergency fundNo one wants to think about facing a financial emergency like unexpected job loss, a surprise medical bill or an accident that requires a car repair. But planning ahead could be the difference between being able to cover the cost of your everyday essentials and struggling financially.“As much as we like to believe we are all exempt from accidents, we need to set aside money ‘just in case,’” Stalker says. Most financial advisors recommend setting aside enough money to cover three to six months of your living expenses. “If you are just starting out, take some of the funds you have left after expenses are covered each month and move it to savings until you have the ability to build that account up.”You should keep your emergency fund in a liquid account that you can access as soon as you need it, such as a high-yield savings account, which allows your money to grow even as it’s sitting idly.3. Pay down debtNext, it’s time to tackle your debt. While it may make sense to pay off some debt — such as student loans or a mortgage — slowly over time while you pursue other financial goals, paying off high-interest debt like from credit cards should be a top priority. Credit cards’ annual percentage rates are often 20% or higher, which can make a huge dent in your wallet.There are two popular strategies that can help you chip away at balances: the snowball method and the avalanche method. With both methods, make sure you’re always making the minimum payments. Then the snowball method entails paying off the debt with the lowest balance first, then the second-lowest balance and so on. The idea is that getting small wins will encourage you to keep paying off your debt.The avalanche method involves paying off debts according to their interest rates, no matter the balance. You’d start by focusing on the debt with the highest interest rate, then moving on to the one with the second-highest interest rate and so on. This method typically allows you to save the most money on interest over time, and pay your debt off faster.4. Take advantage of retirement savings matchesSetting aside money now for retirement can make a huge difference for your golden years.“It may seem far off and something you do not have to worry about now, but the sooner you start saving, the faster it grows thanks to compound interest,” Stalker says. Many employers offer to match your contributions to a 401(k) or similar retirement account up to a certain amount, so it’s important to at least contribute enough to receive that full match. “Even if that is all you can afford to do, your future self will thank you.”You should also increase the amount of money you save in these accounts regularly, if you can.“If you get a 3% raise this year, raise your contribution rate by 3% too,” says Kyle Playford, an advisor at Freedom Financial Partners based in the greater Minneapolis-St. Paul area. “More dollars in the 401(k) means compound interest works harder for you.”Compound interest refers to the interest you earn on interest, and it’s what can power your retirement savings to grow significantly over time.5. Create an estate planFinally, Playford recommends developing an estate plan, which includes a will or trust as the most basic form. These plans can also include a financial power of attorney, which allows you to appoint someone you trust to manage your finances if you can’t, and a health care directive, which outlines how you want medical decisions made if you can’t make them on your own.Planning for the worst can feel scary, but doing so can help protect your assets and loved ones. Without a will or a trust, state law decides where your assets go should you pass away, Playford explains. Certain assets, such as life insurance and retirement savings plans, will pass directly to your beneficiaries, as long as you have filled out the associated forms correctly. But some assets, such as after-tax brokerage accounts or property, may not go to who you want them to go to unless you specify.“You own the asset now,” Playford explains. “Tell the state what you want to have happen with it versus the state telling your loved ones who gets it.”This story was produced by Current and reviewed and distributed by Stacker.
	Noah Wyle visited a real Pittsburgh clinic before including it in 'The Pitt.' The real cases there are even more dramatic. Noah Wyle visited a real Pittsburgh clinic before including it in ‘The Pitt.’ The real cases there are even more dramatic.About a year before "The Pitt" named North Side Christian Health Center on screen, Noah Wyle and show writers joined a conversation with CEO Bethany Blackburn to better understand what happens to uninsured patients in Pittsburgh after a health crisis.What she described closely mirrors what ended up on screen. As the show's April 16 season finale approaches, the clinic is still seeing the same patients, with the same impossible bills, every day.What is North Side Christian’s storyline in ‘The Pitt’?One of the show's ongoing storylines follows a construction worker who walks into a Pittsburgh emergency room with a sore shoulder. He leaves with a diagnosis of diabetic ketoacidosis, a life-threatening complication of diabetes, and a stack of bills he can't pay. One of the show's doctors offers a solution: a referral to North Side Christian Health Center.The patient is fictional. The clinic is not."I told them you can get preventive care, but as soon as you start needing specialty care or something more complex, you're getting into needing to make some more difficult choices," Blackburn recalled to Direct Relief. "We see patients who are pretty nervous entering the healthcare space because they don't know what it's going to cost them."How close is the show to reality?Very close: A chef at a local Pittsburgh restaurant had no health insurance through his job. He knew he had diabetes. He couldn't afford the medication to manage it.He was rushed to an emergency room in diabetic ketoacidosis, the same condition, the same crisis, the same impossible bill.The show's writers invented their construction worker. This chef was real. After a referral to North Side Christian, he received low-cost medication and a long-term wellness plan. He started walking his dog and lifting weights. His diabetes is now under control."It's fictional, but this is really what happens in real life," said Robert McGrogan, the clinic's development director. ‘The Pitt’ has done a great job of highlighting all things Pittsburgh, but to hear North Side Christian specifically called out, it was really validating.”What other cases come through the clinic?For Dr. Dallas Malzi, North Side Christian's chief medical officer, the show's storyline felt less like drama than like a Tuesday.One patient's severely blocked arteries required a triple bypass after a heart attack. Discharged with an expensive new medication regimen on top of existing prescriptions for diabetes and hypertension, he came to North Side Christian, where providers developed a treatment plan and connected him with a charitable pharmacy. He has not returned to the emergency room since."Patients truly are in crisis," Dr. Malzi said. "It's a lot more people out there than I think people really know about."What is North Side Christian Health Center?Founded in the 1990s by three physicians concerned about the health of Pittsburgh's lower-income residents, North Side Christian cares for about 3,800 patients each year. Seventy percent belong to racial and ethnic groups, 18% live in public housing, and virtually all fall within 200% of the federal poverty line. The clinic never turns patients away when they cannot pay.What keeps Dr. Malzi coming back?Many of his patients have spent years trying to avoid a health crisis by the time they walk through his door."You're worried, and you're hoping to God that something doesn't happen to you," he said. When they arrive, "there's a heaviness. They don't know where to turn. They don't know if they can trust you."What he can offer, from low-cost prescriptions and food boxes to legal services and long-term disease management plans, adds up to something his patients have often never encountered before."I can be the person who says yes to our patients when so many people can't say yes," he said.As the finale approaches, the clinic keeps working without fanfare."Not a lot of people know who we are," Dr. Malzi said. "We're used to working in a low-resource setting."For the patients who come through its doors, that low-resource setting is often the difference between a health crisis and a path to stability.This story was produced by Direct Relief and reviewed and distributed by Stacker.
	Gov. Kim Reynolds signs foster care training measure into law Iowa Gov. Kim Reynolds said a measure she signed into law Tuesday will help make it easier for Iowans to become foster parents by removing certain “barriers of entry” related to training and appropriate placements.
	Davenport man charged for allegedly sexually abusing 13-year-old girl A Davenport man has been charged for allegedly sexually abusing a 13-year-old girl, police said.
	Davenport man accused of sexual abuse A Davenport man is charged after police said he groomed and abused a 13-year-old.
	Neurodiversity Awareness Month: 6 ways leaders can help neurodivergent employees overcome bias Neurodiversity Awareness Month: 6 ways leaders can help neurodivergent employees overcome biasImagine feeling excluded from your peer group at work to the degree that you are almost invisible. It’s unimaginable to most of us. Yet it captures the reality of many neurodivergent people in the workplace.April is Neurodiversity Awareness Month (also known as Neurodiversity Celebration Month). That means now is the perfect opportunity to recognize how media-driven stereotypes of neurodiversity shape the way employees with ADHD or autism are perceived by coworkers and leadership.This can be so pervasive that some choose to hide their diagnosis from their team, managers, and HR leaders to avoid being discriminated against or even bullied. Disclosing their neurodivergence is too risky. As a result, they suffer in silence and isolation.Many neurodivergent employees want to do well, meet expectations, and be like everyone else—while being liked by everyone else.Without the support of HR and people leaders, their existence in the office becomes a daily struggle against their condition’s unique challenges and limitations, combined with the self-blame formulated in their minds.Spring Health explores how workplaces can better support neurodivergent employees and reduce bias.What does it mean to be neurodivergent?In the simplest terms, being neurodivergent means having a brain that functions differently from the average or “neurotypical” person. The variance in cognitive functionality is most apparent in the unique ways that neurodivergent employees learn, perform, interact, communicate, and perceive the environment or their peers.While neurodivergent employees may struggle with things we take for granted, they also possess unique skills and strengths that enable them to realize profound success. But a supportive workplace environment is needed for them to flourish.The Cleveland Clinic captures the quintessence of neurodiversity: “People who are neurodivergent often excel at communicating in online spaces. That’s because nonverbal communication—such as eye contact, facial expressions, and body language—doesn’t have to be a part of online interaction. Experts often compare computers and other digital devices to prosthetics for those with difficulties in social communication.”Some of the most common disorders on the spectrum of neurodiversity include the following:Autism spectrum disorder (previously termed Asperger’s syndrome)Attention-deficit hyperactivity disorder (ADHD)Down syndromeDyslexia (difficulty reading)Dyspraxia (difficulty with coordination)Intellectual disabilitiesMental health conditions like bipolar disorder or obsessive-compulsive disorderHow is systemic bias impacting neurodivergent employees?Employers in every industry are experiencing an exponential rise in neurodivergence among their workforce, primarily consisting of employees with ADHD, autism, dyslexia, and other learning differences.The systemic bias and discrimination that neurodivergent employees confront in the workplace is the byproduct of not fitting the norm (or sense of normality) as others view it. Sadly, it’s a systemic issue in professional work environments across the country in much the same way you may recall students with Autism or Asperger’s being bullied in school.Having to deal with workplace bias prevents employees from utilizing the special skills and talents that set them apart from everyone else. They are also faced with navigating the stigma around neurodiversity, which commonly prevents them from communicating their disorder diagnosis to anyone.HR leaders play a crucial role in promoting initiatives that communicate the benefits of diversity, equity, and inclusion for all employees in the workplace. Overcoming bias is a significant part of this effort.The challenge HR leaders faceUnfortunately, most workplaces aren’t adequately prepared or equipped to help neurodivergent employees overcome bias and realize success. It’s a dynamic challenge for HR and people leaders because there is no “one-size-fits-all” solution.No two neurodivergent employees are the same, as each experiences the symptoms and severity of their conditions uniquely. There are different subtypes—inattentive, hyperactive, and combined types—which present an employee’s strengths and weaknesses in the workplace differently.That’s why nurturing a sense of inclusion and belonging in your organization is important, empowering neurodivergent (and neurotypical) employees to achieve what’s possible. This starts with creating company policies inclusive of everyone.If HR leaders fail to put forth the effort to recognize the unique, nuanced experiences of the neurodiverse, they are destined to fail in their mission—because they lack the deep understanding and the tools to create truly welcoming work environments.6 ways to support neurodivergent employees facing biasResearch suggests that teams with neurodivergent professionals in some roles can be 30% more productive than those without them, according to an article in the Harvard Business Review.HR leaders play a key role in helping neurodivergent employees overcome bias and creating a workplace where all individuals can thrive and contribute to their full potential. It's essential to foster a culture of diversity, equity, and inclusion that benefits everyone in the organization.Here are six strategies you can put into practice to help employees overcome bias and realize success.1. Establish a neurodivergent affirming cultureNeurodivergent employees require a high level of comfort and trust in leadership to become a part of an organization. Reaching a “safe” space where employees will consider sharing their diagnosis with HR or People leaders requires even more. Most never reach this comfort level and keep their neurodivergence a well-hidden secret.A supportive and inclusive work culture enables the invisible to be visible. It empowers neurodivergent employees to thrive by persevering in the face of bias. A consistent support system established by HR and People leaders can help ensure success in their role without requiring the fulfillment of workplace accommodations.By taking the time to understand and embrace neurodiversity, in all its different shapes and sizes, HR leaders are creating a better work environment for everyone. An inclusive work culture that successfully integrates neurodivergent employees can result in more innovative approaches to work, creativity, and a boost to team morale in the office.2. Normalize open conversations around neurodiversityWhen neurodiversity evolves from something no one feels comfortable talking about to a topic that is embraced and appreciated, HR leaders can begin to see the stigma around neurodiversity begin to break down.Open and honest dialogue around neurodiversity needs to be a consistent effort that HR leaders bring to the surface every day. Ensuring it remains in the current conversation is critical to driving a broader understanding of why neurodivergent employees do things the way they do.When it comes to personal conversations between HR leaders and employees, leading with empathy and understanding is the most effective method to break through the stigma and encourage neurodivergent employees to seek the care they need.3. Coaching and mentorshipTrust is a prerequisite for effective coaching engagements between HR leaders, People leaders, and employees. It’s important for People leaders taking on a coaching role in the workplace to establish a sense of trust early in the relationship. This reinforces intent, goodwill, and ensures the protection of the employees’ privacy and sense of psychological safety.One proven approach for HR and People leaders is establishing more informal and collaborative conversations. The best outcomes involve both individuals openly and honestly sharing their experience with neurodiversity, strengths and weaknesses, and preferred ways of working that have delivered success.4. Immersive leadership trainingA long-term investment in educating and training your leaders and employees to better recognize, embrace, and support neurodiversity in the workplace will pay dividends for employers.HR and people leaders need to have a deeper understanding of the many dynamics of neurodiversity and apply that knowledge to how they manage and support neurodivergent employees.Neurodivergent employees who believe their organization’s leadership understands their struggles and challenges are typically more engaged, productive, and personally invested in the organization’s success.5. Neurodiversity Awareness Month workshops for employeesProvide training and awareness programs to educate all employees about neurodiversity and the specific challenges and strengths of neurodivergent individuals. Offer workshops and resources that promote empathy, understanding, and inclusion.Continuously update training materials and programs to reflect the evolving understanding of neurodiversity and inclusion.For example, it’s important for leaders to understand the methods of communication that work best for each of their employees. Most neurodivergent people prefer written communication, such as an email or instant message, instead of face-to-face conversation or a phone call. This is just one example of how training and education can help employees succeed in the face of bias.6. Expand access to mental healthcareOffering an enhanced EAP with expanded access to mental healthcare increases utilization while normalizing support for neurodivergent employees.Experience the opportunity for your organizationTraditional EAPs often fall short for neurodivergent employees and their families, leaving many without the tailored support they need. Offering an innovative EAP with expanded access to specialized mental healthcare can help close that gap while normalizing support across your organization.This story was produced by Spring Health and reviewed and distributed by Stacker.
	One Big Beautiful Bill Act income tax opportunities: SALT deduction and non-grantor trusts One Big Beautiful Bill Act income tax opportunities: SALT deduction and non-grantor trustsThe recently enacted OBBBA introduces several compelling new planning opportunities for high-net-worth individuals and families to consider. Among the most impactful changes is the increase to the state and local tax deduction (SALT) cap. These provisions open new avenues for income tax planning, which can yield more immediate and widespread benefits than traditional estate tax planning strategies, Fifth Third reports.Estate tax changes under OBBBAThe estate and gift tax exemption was permanently increased to $15 million per person beginning in 2026, avoiding a scheduled reduction to approximately $7 million per person in 2026. In practical terms, this now increased permanent exemption reduces the urgency of certain estate tax planning strategies for many families. However, the OBBBA simultaneously enhances opportunities in income tax planning, which affects a broader segment of taxpayers and can result in the more immediate realization of tax savings.Expanded SALT deduction capOne of the most notable changes is the increase in the SALT cap from $10,000 to $40,000 per taxpayer (including a married couple), with a modified adjusted gross income MAGI phaseout from $500,000 to $600,000 (but never below $10,000). This change revises interest in non-grantor trust strategies, which allow families to "stack" multiple SALT deductions by creating separate taxpayers through trust structures.Non-Grantor trusts: A renewed strategyHistorically, grantor trusts have been favored in estate tax and wealth transfer planning. A grantor trust is not a separate taxpayer from the grantor (i.e., income and deductions are reported on the grantor’s income tax return), and the grantor pays any income tax liability attributable to the grantor trust. This is a feature of the grantor trust, not a bug, and effectively allows for the trust and its assets to grow "tax-free" while simultaneously reducing the grantor’s taxable estate. Conversely, a non-grantor trust is its own taxpayer, files its own tax return and is responsible for the payment of its own tax liability. While non-grantor trust planning has had its uses in the past (e.g., Qualified Small Business Stocks), the $10,000 SALT cap made certain planning opportunities impractical due to the costs associated with establishing and administering these trusts.A practical example: leveraging multiple trustsTo put this strategy into context, consider a scenario involving a married couple interested in making lifetime gifts to their children. A non-grantor trust strategy could provide meaningful advantages based on their specific situation. For example, a married couple with three children could create three separate non-grantor trusts, one for each child. Each non-grantor trust would be its own separate taxpayer, and would have its own $40,000 SALT cap. By structuring the gifting program in this way, it may be possible for the family to take advantage of an additional $120,000 in SALT deductions (3 x $40,000), assuming the trusts meet the MAGI threshold and generate sufficient SALT expenses.Additionally, shifting income to these trusts could help the couple themselves move to a lower tax bracket and/or get under the MAGI threshold, increasing their personal SALT deduction cap. This strategy requires careful, holistic planning, and must be weighed against the benefits of a grantor trust-based gifting program. Factors such as the nature of the assets, cash flow needs, applicable state law and location of the grantor and beneficiaries must be considered.Key considerations and risksWhile the potential tax benefits are compelling, there are important considerations to keep in mind. Since the increased SALT cap is set to expire in 2030, trust documents should be drafted with sufficient flexibility to adapt to this planned expiration or future legislative changes. Note that the IRS has traditionally scrutinized aggressive trust "stacking" due to its potential for abuse, and it is imperative to consult with appropriate legal and tax advisors before implementing such a program.Takeaways for high-net-worth familiesThe OBBBA marks a significant shift in the landscape of tax and estate planning. While the increased estate tax exemption reduces pressure on wealth transfer strategies, the expanded SALT deduction presents timely opportunities for income tax optimization. Non-grantor trust structures, once sidelined due to cost and complexity, now warrant renewed attention.Impacted individuals and families should work closely with their advisory team to evaluate whether these strategies align with their long-term goals and ensure that any planning incorporates flexibility to respond to future changes in tax law.This story was produced by Fifth Third and reviewed and distributed by Stacker.
	Illinois LICA awards scholarship to Walnut student Illinois LICA (Land Improvement Contractors Association) has established a scholarship program to help its members’ families offset rising costs connected with post-high school education and one of this year’s recipients is from the QCA. The scholarship program is open to high school seniors and upperclassmen pursuing any post-high school education, including two or four year [...]

Thursday, April 9th, 2026

Wednesday, April 8th, 2026